760 NE 147th St

North Miami, FL 33161 · single_family · Pending — under contract · 30 days on market
Asking price$429,000
3 beds 2 baths 1,816 sqft
View on Realtor.com →
Listed by Veronica Crego-Flores · Genstone Realty
Typesingle_family
Built1955
Price / sqft$236
Est. value (own analysis)$818,126
Rent estimate (own analysis)$5,250/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-08-03
Removed date
MLSMiamiMLS #A12063755
Coordinates25.91013, -80.18415
Address760 NE 147th St
CityNorth Miami
StateFL
Zip33161
Listing ID6114577971
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33161)

Typical home value (ZHVI)$498,596
Typical rent (ZORI)$2,323/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$429,000
Down payment (20.0%)$85,800
Loan amount$343,200
Closing costs (5.0%)$21,450
Total cash to close$107,250
Rent (comp-derived)$5,250$63,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$63,000
Vacancy rate (assumption) assumption8.0%

$63,000 × 8.0% = $5,040

Effective gross income$4,830$57,960
Property tax (placeholder 1.9% of price)$679$8,151
Insurance (placeholder 0.8% of price)$286$3,432
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$263$3,150
Total operating expenses$1,228$14,733
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$57,960
Total operating expenses derived$14,733

$57,960 − $14,733 = $43,227

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$343,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$343,200 amortized at 6.7% over 30 years = $2,206/mo

CapEx reserve (5.0% of GSR)$263$3,150
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$43,227
Annual debt service derived$26,466
Annual CapEx reserve assumption$3,150
Annual PMI assumption$0

($43,227 − $26,466 − $3,150 − $0) ÷ 12 = $1,134

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$43,227
Purchase price data$429,000

$43,227 ÷ $429,000 = 10.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$13,611
Total cash to close derived$107,250

$13,611 ÷ $107,250 = 12.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$43,227
Annual debt service derived$26,466

$43,227 ÷ $26,466 = 1.63

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$63,000
Purchase price data$429,000

($63,000 ÷ 12) ÷ $429,000 = 1.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$429,000
Gross scheduled rent (annual) comp$63,000

$429,000 ÷ $63,000 = 6.8

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$14,733
Effective gross income derived$57,960

$14,733 ÷ $57,960 = 25.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$14,733
Annual debt service derived$26,466
Annual PMI assumption$0
Gross scheduled rent (annual) comp$63,000

($14,733 + $26,466 + $0) ÷ $63,000 = 65.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,706$3,8002026-08-20
single_family321,594$6,5002026-08-17
single_family322,052$8,2002026-08-06
single_family321,520$4,9992026-06-25
single_family321,602$12,0002026-05-31
single_family321,588$5,9502026-05-13
single_family322,302$6,9002026-05-05
single_family321,500$5,5002026-05-04
single_family321,740$6,9502026-08-01
single_family321,764$2,900
single_family322,223$6,900
single_family321,640$5,0002026-08-27
single_family321,592$5,5002026-08-27
single_family321,542$3,2502026-05-23
single_family311,250$3,3002026-05-26
single_family321,960$8,5002026-08-26
single_family321,468$5,9502026-07-17
single_family331,579$5,9502026-08-23
single_family331,500$4,2002026-08-26
single_family311,224$4,9002026-04-22
single_family321,761$8,5002026-08-07
single_family321,887$7,5002025-04-24
single_family331,654$6,0002026-08-11
single_family3141,328$4,9502026-08-12
single_family321,661$3,9002026-08-17
single_family321,430$3,6502026-06-08
single_family321,612$4,0002026-08-09
single_family321,450$3,550
single_family322,100$4,350
single_family321,275$2,800
single_family331,745$6,200
single_family331,579$5,990
single_family321,677$4,200
single_family321,482$3,6002026-09-01

14500 NE 5th Ct

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,706
Listed2026-08-20
Days on market

Asking rent: $3,800

View on Zillow →

125 NE 150th St

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,594
Listed2026-08-17
Days on market

Asking rent: $6,500

View on Zillow →

1215 NE 110th St

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,052
Listed2026-08-06
Days on market

Asking rent: $8,200

View on Zillow →

475 NE 113th St

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,520
Listed2026-06-25
Days on market

Asking rent: $4,999

View on Zillow →

13800 NE 1st Ave

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,602
Listed2026-05-31
Days on market

Asking rent: $12,000

View on Zillow →

357 NE 117th St

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,588
Listed2026-05-13
Days on market

Asking rent: $5,950

View on Zillow →

470 NE 113th St Unit 1

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,302
Listed2026-05-05
Days on market

Asking rent: $6,900

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360 NE 116th St

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,500
Listed2026-05-04
Days on market

Asking rent: $5,500

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10801 Peachtree Dr

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,740
Listed2026-08-01
Days on market

Asking rent: $6,950

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14710 NE 7th Ct # 14710

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,764
Listed
Days on market

Asking rent: $2,900

View on Zillow →

465 NE 112th St

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,223
Listed
Days on market

Asking rent: $6,900

View on Zillow →

435 NE 114th St

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,640
Listed2026-08-27
Days on market

Asking rent: $5,000

View on Zillow →

431 NE 146th Ter

Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,592
Listed2026-08-27
Days on market

Asking rent: $5,500

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13485 NE 9th Ave

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,542
Listed2026-05-23
Days on market

Asking rent: $3,250

View on Zillow →

1130 NE 143rd St

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,250
Listed2026-05-26
Days on market

Asking rent: $3,300

View on Zillow →

1003 NE 118th St

Biscayne Park, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,960
Listed2026-08-26
Days on market

Asking rent: $8,500

View on Zillow →

1581 NE 131st Rd

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,468
Listed2026-07-17
Days on market

Asking rent: $5,950

View on Zillow →

1030 NE 107th St Unit 1030

Miami Shores, 33161 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,579
Listed2026-08-23
Days on market

Asking rent: $5,950

View on Zillow →

1545 NE 138th St

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,500
Listed2026-08-26
Days on market

Asking rent: $4,200

View on Zillow →

11222 NE 9th Ave

Biscayne Park, 33161 · rent comp

Bedrooms / bathrooms3 bd / 1 ba
Square footage1,224
Listed2026-04-22
Days on market

Asking rent: $4,900

View on Zillow →

12020 NE 5th Ave

Biscayne Park, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,761
Listed2026-08-07
Days on market

Asking rent: $8,500

View on Zillow →

660 NE 121st St Unit 660

Biscayne Park, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,887
Listed2025-04-24
Days on market

Asking rent: $7,500

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850 NE 127th St

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,654
Listed2026-08-11
Days on market

Asking rent: $6,000

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801 NE 144th St

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 14 ba
Square footage1,328
Listed2026-08-12
Days on market

Asking rent: $4,950

View on Zillow →

12140 NE Miami Ct

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,661
Listed2026-08-17
Days on market

Asking rent: $3,900

View on Zillow →

13100 NE 3rd Ct Unit 1

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,430
Listed2026-06-08
Days on market

Asking rent: $3,650

View on Zillow →

12547 NE 4th Ave Unit 1

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,612
Listed2026-08-09
Days on market

Asking rent: $4,000

View on Zillow →

1212 NE 121st St

Biscayne Park, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,450
Listed
Days on market

Asking rent: $3,550

View on Zillow →

11000 NE 9th Ave

Biscayne Park, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,100
Listed
Days on market

Asking rent: $4,350

View on Zillow →

14215 NE 9th Ave # 14215

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,275
Listed
Days on market

Asking rent: $2,800

View on Zillow →

750 NE 120th St

Biscayne Park, 33161 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,745
Listed
Days on market

Asking rent: $6,200

View on Zillow →

1030 NE 107th St # 0

Miami Shores, 33161 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,579
Listed
Days on market

Asking rent: $5,990

View on Zillow →

475 NE 142nd St

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,677
Listed
Days on market

Asking rent: $4,200

View on Zillow →

30 NE 125th St

North Miami, 33161 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,482
Listed2026-09-01
Days on market

Asking rent: $3,600

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
101 NE 110th Stsingle_family321,691$1,115,0002026-08-31
1390 NE 150th Stsingle_family32900$510,0002026-08-28
11534 NE 13th Avesingle_family321,662$700,0002026-08-28
190 NE 121st Tersingle_family321,872$540,0002026-08-27
50 NE 110th Stsingle_family321,822$1,240,0002026-08-26
351 NE 117th Stsingle_family321,371$750,0002026-08-26
1075 NE 120th Stsingle_family31816$907,0002026-08-26
870 NE 144th Stsingle_family321,282$550,0002026-08-17
700 NE 118th Stsingle_family321,800$800,0002026-08-13
730 NE 116th Stsingle_family342,789$1,399,0002026-08-13
12660 Griffing Blvdsingle_family321,954$870,0002026-08-11
1335 NE 133rd Stsingle_family311,387$710,0002026-08-06
842 NE 117th Stsingle_family321,668$712,5002026-08-06
560 NE 110th Tersingle_family331,490$695,0002026-08-05
286 NE 107th Stsingle_family322,030$1,080,0002026-07-28
1080 NE 145th Stsingle_family311,330$530,0002026-07-27
1100 NE 129th Stsingle_family322,050$440,0002026-07-24
955 NE 128th Stsingle_family311,421$620,0002026-07-20
895 NE 129th Stsingle_family311,245$655,0002026-07-20
665 NE 117th Stsingle_family322,460$1,225,0002026-07-15
1240 NE 131st Stsingle_family321,431$557,0002026-07-15
2 NE 110th Stsingle_family322,056$920,0002026-07-15
725 NE 144th Stsingle_family322,182$630,0002026-07-13
1375 NE 130th Stsingle_family321,138$545,0002026-07-10
120 NE 123rd Stsingle_family321,633$575,0002026-07-09
269 NE 110th Tersingle_family321,452$540,0002026-06-30
11400 NE 9th Avesingle_family321,761$1,010,0002026-06-29
1110 NE 130th Stsingle_family321,369$722,0002026-06-26
1430 NE 149th Stsingle_family321,384$723,0002026-06-12
887 NE 145th Stsingle_family321,686$565,0002026-06-12
1201 NE 144th Stsingle_family321,220$525,0002026-06-12
1385 NE 130th Stsingle_family321,400$550,0002026-06-12
430 NE 110th Tersingle_family321,010$415,0002026-06-12
720 NE 117th Stsingle_family321,622$857,5002026-06-10
795 NE 146th Stsingle_family321,294$550,0002026-06-05
14715 N Spur Drsingle_family322,096$825,0002026-05-29
950 NE 113th Stsingle_family321,884$1,062,0002026-05-29
1256 NE 149th Stsingle_family32875$440,0002026-05-22
1300 NE 137th Stsingle_family321,173$350,0002026-05-21
281 NE 112th Stsingle_family321,401$665,0002026-05-18
275 NE 115th Stsingle_family321,340$649,9002026-05-18
707 NE 113th Stsingle_family321,841$835,0002026-05-15
501 NE 110th Tersingle_family322,375$580,0002026-05-14
871 NE 128th Stsingle_family331,900$1,275,0002026-05-07
11377 W Biscayne Canal Rdsingle_family332,002$1,800,0002026-05-07
354 NE 126th Stsingle_family321,882$670,0002026-05-05
530 NE 110th Tersingle_family321,234$585,0002026-05-01
640 NE 115th Stsingle_family321,488$938,0002026-04-30
830 NE 140th Stsingle_family321,466$520,0002026-04-27
1045 NE 135th Stsingle_family321,938$490,0002026-04-27

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
10901 NE 3rd Avesingle_family321,158$1,149,999
480 NE 109th Stsingle_family331,808$1,015,000
1065 NE 107th Stsingle_family321,498$750,000
1566 NE 110th Stsingle_family321,136$810,000
1390 NE 150th Stsingle_family32900$510,000
395 NE 112th Stsingle_family321,008$570,000
11150 Peachtree Drsingle_family321,114$625,000
1258 NE 109th Stsingle_family321,861$648,995

10-year hold projection

IRR21.3%
Equity multiple4.19x
Total return (10yr)$398,067
YearProperty valueNOICash flowLoan balanceEquity
1$441,870$43,227$13,611$339,479$102,391
2$455,126$44,597$14,903$335,502$119,624
3$468,780$46,011$16,235$331,253$137,527
4$482,843$47,469$17,610$326,711$156,132
5$497,329$48,972$19,029$321,858$175,471
6$512,248$50,522$20,493$316,671$195,578
7$527,616$52,122$22,002$311,128$216,488
8$543,444$53,771$23,560$305,204$238,240
9$559,748$55,471$25,167$298,874$260,874
10$576,540$57,225$26,825$292,109$284,431
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.