14530 SW 110th St

Miami, FL 33186 · single_family · For Sale · 171 days on market
Asking price$690,000
5 beds 3 baths 1,907 sqft
Suggested offer$680,100$9,900 above the est. market value of $680,100.
View on Realtor.com →
Listed by Mariele Perez Perera · Expertise Realty Group
Typesingle_family
Built
Price / sqft$362
Est. value (Realtor.com)$680,100
Rent estimate (own analysis)$4,800/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-03-15
Removed date
MLSMiamiMLS #A11982338
Coordinates25.66466, -80.42900
Address14530 SW 110th St
CityMiami
StateFL
Zip33186
Listing ID6113566715
Sourcerealtor, cached 2026-08-21

ZIP market snapshot (33186)

Typical home value (ZHVI)$523,583
Typical rent (ZORI)$2,574/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$690,000
Down payment (20.0%)$138,000
Loan amount$552,000
Closing costs (5.0%)$34,500
Total cash to close$172,500
Rent (comp-derived)$4,800$57,600
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$57,600
Vacancy rate (assumption) assumption8.0%

$57,600 × 8.0% = $4,608

Effective gross income$4,416$52,992
Property tax (real MLS tax bill, from Realtor Search)$617$7,400
Insurance (est. scaled by flood & wind risk)$690$8,280
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$240$2,880
Total operating expenses$1,547$18,560
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$52,992
Total operating expenses derived$18,560

$52,992 − $18,560 = $34,432

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$552,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$552,000 amortized at 6.7% over 30 years = $3,547/mo

CapEx reserve (5.0% of GSR)$240$2,880
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$34,432
Annual debt service derived$42,568
Annual CapEx reserve assumption$2,880
Annual PMI assumption$0

($34,432 − $42,568 − $2,880 − $0) ÷ 12 = -$918

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$34,432
Purchase price data$690,000

$34,432 ÷ $690,000 = 5.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$11,016
Total cash to close derived$172,500

-$11,016 ÷ $172,500 = -6.4%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$34,432
Annual debt service derived$42,568

$34,432 ÷ $42,568 = 0.81

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$57,600
Purchase price data$690,000

($57,600 ÷ 12) ÷ $690,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$690,000
Gross scheduled rent (annual) comp$57,600

$690,000 ÷ $57,600 = 12.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$18,560
Effective gross income derived$52,992

$18,560 ÷ $52,992 = 35.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$18,560
Annual debt service derived$42,568
Annual PMI assumption$0
Gross scheduled rent (annual) comp$57,600

($18,560 + $42,568 + $0) ÷ $57,600 = 106.1%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family532,480$3,8752026-08-15
single_family531,908$5,0002026-08-14
single_family532,176$9,0002026-08-13
single_family532,200$5,2502026-08-13
single_family521,598$5,0002026-08-11
single_family542,323$5,7002026-08-06
single_family531,846$3,6002026-08-05
single_family531,685$3,5002026-07-21
single_family532,547$7,9002026-07-20
single_family582,326$8,2002026-07-13
single_family521,729$3,9502026-07-10
single_family532,406$4,4002026-07-03
single_family531,650$3,800
single_family531,646$4,8002026-04-18
single_family542,092$9,5002026-06-16
single_family532,369$4,2502023-04-07
single_family532,376$3,680
single_family521,974$5,000
single_family531,971$3,8002026-08-27
single_family532,480$3,875
single_family532,446$7,0002026-09-01

15157 SW 95th St Unit 15157

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,480
Listed2026-08-15
Days on market

Asking rent: $3,875

View on Zillow →

14571 SW 160th Ct

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,908
Listed2026-08-14
Days on market

Asking rent: $5,000

View on Zillow →

6790 SW 105th Ave

Miami, 33173 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,176
Listed2026-08-13
Days on market

Asking rent: $9,000

View on Zillow →

2802 SW 149th Pl

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,200
Listed2026-08-13
Days on market

Asking rent: $5,250

View on Zillow →

4535 SW 89th Pl Unit 0

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,598
Listed2026-08-11
Days on market

Asking rent: $5,000

View on Zillow →

9461 SW 62nd St

Miami, 33173 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,323
Listed2026-08-06
Days on market

Asking rent: $5,700

View on Zillow →

16354 SW 48th Ter

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,846
Listed2026-08-05
Days on market

Asking rent: $3,600

View on Zillow →

16227 SW 139th Ct

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,685
Listed2026-07-21
Days on market

Asking rent: $3,500

View on Zillow →

3654 SW 150th Ct

Miami, 33185 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,547
Listed2026-07-20
Days on market

Asking rent: $7,900

View on Zillow →

6790 SW 54th St

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 8 ba
Square footage2,326
Listed2026-07-13
Days on market

Asking rent: $8,200

View on Zillow →

1820 SW 98th Ct

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,729
Listed2026-07-10
Days on market

Asking rent: $3,950

View on Zillow →

11461 SW 193rd St Unit 0

Miami, 33157 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,406
Listed2026-07-03
Days on market

Asking rent: $4,400

View on Zillow →

12556 SW 194th St

Miami, 33177 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,650
Listed
Days on market

Asking rent: $3,800

View on Zillow →

8640 SW 125th Ter

Miami, 33156 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,646
Listed2026-04-18
Days on market

Asking rent: $4,800

View on Zillow →

1920 SW 67th Ave

Miami, 33147 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,092
Listed2026-06-16
Days on market

Asking rent: $9,500

View on Zillow →

9311 SW 38th St

Miami, 33165 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,369
Listed2023-04-07
Days on market

Asking rent: $4,250

View on Zillow →

16147 SW 143rd St

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,376
Listed
Days on market

Asking rent: $3,680

View on Zillow →

2120 SW 84th Ave

Miami, 33155 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,974
Listed
Days on market

Asking rent: $5,000

View on Zillow →

9851 SW 117th Ct

Miami, 33186 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,971
Listed2026-08-27
Days on market

Asking rent: $3,800

View on Zillow →

15157 SW 95th St # 0

Miami, 33196 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,480
Listed
Days on market

Asking rent: $3,875

View on Zillow →

2601 SW 143rd Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,446
Listed2026-09-01
Days on market

Asking rent: $7,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
14525 SW 97th Stsingle_family531,882$605,0002026-08-24
10105 SW 144th Avesingle_family531,522$550,0002026-05-22
13940 SW 127th Ctsingle_family532,046$840,0002026-05-21
13731 SW 136th Plsingle_family532,622$1,200,0002026-05-05
10720 SW 142nd Avesingle_family543,017$835,0002026-04-10
9621 W Calusa Club Drsingle_family564,483$1,500,0002026-04-02
13412 SW 144th Tersingle_family532,550$699,0002026-03-10

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
10934 SW 137th Ctsingle_family553,122$849,999
14531 SW 97th Stsingle_family531,995$625,000
14525 SW 97th Stsingle_family531,882$605,000
9720 E Calusa Club Drsingle_family532,776$1,200,033
12235 SW 121st Tersingle_family552,747$999,000
12440 SW 96th Stsingle_family532,830$1,300,000

10-year hold projection

IRR6.2%
Equity multiple1.99x
Total return (10yr)$261,092
YearProperty valueNOICash flowLoan balanceEquity
1$710,700$34,432-$11,016$546,015$164,685
2$732,021$35,558-$9,962$539,619$192,402
3$753,982$36,720-$8,874$532,784$221,198
4$776,601$37,919-$7,750$525,480$251,121
5$799,899$39,156-$6,590$517,674$282,226
6$823,896$40,433-$5,393$509,331$314,565
7$848,613$41,751-$4,156$500,416$348,197
8$874,071$43,111-$2,880$490,889$383,182
9$900,294$44,515-$1,561$480,708$419,586
10$927,302$45,964-$201$469,827$457,475
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.