| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $749,900 |
| Down payment (20.0%) | $149,980 |
| Loan amount | $599,920 |
| Closing costs (5.0%) | $37,495 |
| Total cash to close | $187,475 |
| Income | |
| Rent (comp-derived) | $5,275$63,300 |
| Vacancy loss (8.0%) | |
| Effective gross income | $4,853$58,236 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,187$14,248 |
| Insurance (placeholder 0.8% of price) | $500$5,999 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $264$3,165 |
| Total operating expenses | $1,951$23,412 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $264$3,165 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 3 | 2,540 | $3,920 | — | — | |
| single_family | 5 | 4 | 1,769 | $5,450 | — | — | |
| single_family | 5 | 2 | 1,750 | $4,900 | 2026-07-01 | — | |
| single_family | 5 | 5 | 2,759 | $5,100 | 2026-08-07 | — | |
| single_family | 5 | 3 | 3,316 | $6,000 | 2026-08-15 | — | |
| single_family | 5 | 5 | 2,909 | $5,900 | 2026-08-04 | — | |
| single_family | 5 | 3 | 2,263 | $4,200 | — | — | |
| single_family | 5 | 5 | 3,017 | $5,500 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8406 NW 201st St | single_family | 5 | 4 | 2,639 | $895,000 | 2026-08-10 |
| 19001 NW 79th Ct | single_family | 5 | 3 | 2,881 | $875,000 | 2026-07-27 |
| 8416 NW 201st St | single_family | 5 | 4 | 2,881 | $910,000 | 2026-05-15 |
| 18811 NW 80th Ave | single_family | 5 | 3 | 2,881 | $784,900 | 2026-05-08 |
| 7945 NW 187th Ln | single_family | 5 | 3 | 2,881 | $805,000 | 2026-04-08 |
| 19640 W Saint Andrews Dr | single_family | 5 | 3 | 3,354 | $1,150,000 | 2025-11-20 |
| 8467 NW 201st Ter | single_family | 5 | 3 | 3,247 | $800,000 | 2025-11-17 |
| 20050 NW 62nd Ave | single_family | 5 | 3 | 1,741 | $760,000 | 2025-10-03 |
| 7952 NW 188th Ln | single_family | 5 | 3 | 2,881 | $660,000 | 2025-09-29 |
| 7880 NW 174th Ter | single_family | 5 | 3 | 1,550 | $755,000 | 2025-09-25 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 18150 NW 82nd Ave | single_family | 5 | 3 | 1,981 | $829,999 | — |
| 18758 NW 78th Pl | single_family | 5 | 3 | 2,881 | $1,299,000 | — |
| 8251 NW 185th St | single_family | 5 | 4 | 2,229 | $1,050,000 | — |
| 18400 NW 78th Ave | single_family | 5 | 3 | 2,728 | $1,300,000 | — |
| 7733 NW 192nd St | single_family | 5 | 3 | 2,800 | $797,999 | — |
| 7960 NW 174th St | single_family | 5 | 3 | 2,090 | $740,000 | — |
| 18921 W Oakmont Dr | single_family | 5 | 3 | 2,958 | $1,049,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $772,397 | $34,824 | -$14,604 | $593,416 | $178,981 |
| 2 | $795,569 | $35,985 | -$13,522 | $586,464 | $209,105 |
| 3 | $819,436 | $37,185 | -$12,403 | $579,036 | $240,400 |
| 4 | $844,019 | $38,424 | -$11,248 | $571,097 | $272,922 |
| 5 | $869,340 | $39,702 | -$10,054 | $562,613 | $306,726 |
| 6 | $895,420 | $41,023 | -$8,821 | $553,547 | $341,873 |
| 7 | $922,282 | $42,386 | -$7,548 | $543,858 | $378,424 |
| 8 | $949,951 | $43,793 | -$6,232 | $533,504 | $416,447 |
| 9 | $978,449 | $45,246 | -$4,873 | $522,438 | $456,011 |
| 10 | $1,007,803 | $46,746 | -$3,470 | $510,613 | $497,190 |