| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $715,000 |
| Down payment (20.0%) | $143,000 |
| Loan amount | $572,000 |
| Closing costs (5.0%) | $35,750 |
| Total cash to close | $178,750 |
| Income | |
| Rent (comp-derived) | $3,825$45,900 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,519$42,228 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,132$13,585 |
| Insurance (placeholder 0.8% of price) | $477$5,720 |
| HOA dues | $87$1,044 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $191$2,295 |
| Total operating expenses | $1,887$22,644 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $191$2,295 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,146 | $3,800 | 2026-08-18 | — | |
| single_family | 4 | 3 | 1,744 | $3,850 | 2026-07-02 | — | |
| single_family | 4 | 3 | 1,775 | $3,295 | — | — | |
| single_family | 4 | 3 | 2,020 | $3,900 | 2026-08-30 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 15891 SW 84th St | single_family | 4 | 3 | 2,073 | $700,000 | 2026-09-01 |
| 15260 SW 57th St | single_family | 4 | 2 | 1,465 | $630,500 | 2026-08-28 |
| 7743 SW 157th Pl | single_family | 4 | 2 | 1,693 | $660,000 | 2026-08-25 |
| 15511 SW 59th St | single_family | 4 | 3 | 2,363 | $750,000 | 2026-08-11 |
| 16519 SW 67th Ter | single_family | 4 | 3 | 2,847 | $850,000 | 2026-08-11 |
| 6601 SW 166th Ct | single_family | 4 | 4 | 2,964 | $865,000 | 2026-08-07 |
| 7515 SW 164th Ct | single_family | 4 | 2 | 2,293 | $710,000 | 2026-08-06 |
| 8618 SW 161st Pl | single_family | 4 | 3 | 2,146 | $700,000 | 2026-08-06 |
| 7891 SW 162nd Ct | single_family | 4 | 2 | 1,549 | $615,000 | 2026-07-28 |
| 6502 SW 157th Ct | single_family | 4 | 4 | 2,890 | $800,000 | 2026-07-24 |
| 8216 SW 166th Pl | single_family | 4 | 3 | 2,326 | $875,000 | 2026-07-17 |
| 8007 SW 157th Pl | single_family | 4 | 2 | 1,830 | $615,000 | 2026-07-13 |
| 15463 SW 57th St | single_family | 4 | 4 | 1,790 | $690,000 | 2026-06-30 |
| 6401 SW 162nd Ct | single_family | 4 | 3 | 2,055 | $475,000 | 2026-06-16 |
| 7552 SW 157th Pl | single_family | 4 | 3 | 2,135 | $555,000 | 2026-06-12 |
| 15726 SW 76th Ter | single_family | 4 | 3 | 2,096 | $815,000 | 2026-06-11 |
| 14880 SW 56th Ter | single_family | 4 | 2 | 1,579 | $660,000 | 2026-06-11 |
| 16101 SW 73rd St | single_family | 4 | 2 | 1,872 | $662,000 | 2026-05-29 |
| 6425 SW 164th Ave | single_family | 4 | 3 | 2,481 | $800,000 | 2026-05-29 |
| 15871 SW 82nd St | single_family | 4 | 3 | 2,146 | $615,000 | 2026-05-15 |
| 8172 SW 163rd Ct | single_family | 4 | 3 | 1,955 | $755,000 | 2026-05-13 |
| 16269 SW 78th Ter | single_family | 4 | 2 | 1,654 | $700,000 | 2026-04-29 |
| 16283 SW 83rd St | single_family | 4 | 2 | 1,837 | $600,000 | 2026-04-24 |
| 16131 SW 79th Ter | single_family | 4 | 3 | 2,324 | $820,000 | 2026-04-10 |
| 16158 SW 68th Ter | single_family | 4 | 3 | 1,739 | $630,000 | 2026-03-30 |
| 6934 SW 164th Ct | single_family | 4 | 2 | 1,708 | $529,900 | 2026-03-13 |
| 16317 SW 79th Ter | single_family | 4 | 2 | 1,851 | $650,000 | 2026-03-12 |
| 14766 SW 81st St | single_family | 4 | 2 | 1,872 | $650,000 | 2026-03-11 |
| 6483 SW 166th Ct | single_family | 4 | 3 | 2,451 | $700,000 | 2026-03-05 |
| 5818506355 | single_family | 4 | 3 | 2,013 | $630,000 | 2026-02-26 |
| 15251 SW 56th Ter | single_family | 4 | 3 | 2,026 | $750,000 | 2026-02-19 |
| 14825 SW 56th Ter | single_family | 4 | 2 | 1,784 | $460,000 | 2026-02-19 |
| 14868 SW 56th Ter | single_family | 4 | 2 | 1,915 | $620,000 | 2026-02-17 |
| 16491 SW 64th Ter | single_family | 4 | 3 | 2,825 | $825,000 | 2026-02-10 |
| 16111 SW 79th Ter | single_family | 4 | 3 | 2,231 | $740,000 | 2026-01-30 |
| 7682 SW 157th Ct | single_family | 4 | 3 | 2,054 | $649,000 | 2026-01-22 |
| 6420 SW 157th Pl | single_family | 4 | 3 | 2,399 | $820,000 | 2026-01-08 |
| 15788 SW 77th St | single_family | 4 | 2 | 1,632 | $650,000 | 2026-01-06 |
| 7251 SW 158th Pl | single_family | 4 | 2 | 2,135 | $635,000 | 2026-01-05 |
| 6919 SW 155th Ave | single_family | 4 | 2 | 1,890 | $773,000 | 2026-01-05 |
| 7451 SW 157th Ct | single_family | 4 | 3 | 2,140 | $580,000 | 2025-12-16 |
| 16173 SW 72nd Ter | single_family | 4 | 3 | 2,212 | $693,000 | 2025-12-11 |
| 6437 SW 158th Psge | single_family | 4 | 4 | 3,017 | $800,000 | 2025-12-05 |
| 6348 SW 151st Pl | single_family | 4 | 2 | 1,718 | $649,000 | 2025-12-03 |
| 6102 SW 159th Ct | single_family | 4 | 3 | 2,351 | $910,000 | 2025-11-24 |
| 7621 SW 147th Ct | single_family | 4 | 3 | 2,203 | $790,000 | 2025-11-24 |
| 6274741428 | single_family | 4 | 3 | 1,396 | $560,000 | 2025-11-20 |
| 14820 SW 63rd St | single_family | 4 | 3 | 2,003 | $870,000 | 2025-11-18 |
| 16032 SW 63rd Ter | single_family | 4 | 3 | 2,271 | $675,000 | 2025-11-06 |
| 6630 SW 159th Pl | single_family | 4 | 2 | 1,857 | $670,000 | 2025-10-30 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 6732 SW 166th Ct | single_family | 4 | 3 | 2,528 | $250,000 | — |
| 16011 SW 87th Ter | single_family | 4 | 3 | 1,790 | $550,000 | — |
| 6903 SW 158th Ave | single_family | 4 | 4 | 2,830 | $825,000 | — |
| 15905 SW 83rd Ter | single_family | 4 | 4 | 2,051 | $699,000 | — |
| 8246 SW 147th Ct | single_family | 4 | 2 | 1,425 | $599,990 | — |
| 16474 SW 84th St | single_family | 4 | 3 | 2,080 | $725,000 | — |
| 6931 SW 159th Pl | single_family | 4 | 3 | 1,987 | $689,000 | — |
| 14851 SW 59th St | single_family | 4 | 2 | 1,544 | $699,950 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $736,450 | $19,584 | -$26,821 | $565,798 | $170,652 |
| 2 | $758,544 | $20,285 | -$26,178 | $559,171 | $199,373 |
| 3 | $781,300 | $21,009 | -$25,512 | $552,088 | $229,212 |
| 4 | $804,739 | $21,759 | -$24,823 | $544,519 | $260,220 |
| 5 | $828,881 | $22,533 | -$24,110 | $536,430 | $292,451 |
| 6 | $853,747 | $23,334 | -$23,372 | $527,785 | $325,962 |
| 7 | $879,360 | $24,162 | -$22,609 | $518,547 | $360,813 |
| 8 | $905,741 | $25,019 | -$21,819 | $508,674 | $397,066 |
| 9 | $932,913 | $25,904 | -$21,003 | $498,124 | $434,789 |
| 10 | $960,900 | $26,819 | -$20,157 | $486,849 | $474,051 |