← Back to results

10828 SW 72nd St Apt 205

Miami, FL 33173 · townhomes · For Sale · 89 days on market
Asking price$329,000
2 beds 2 baths 982 sqft
View on Realtor.com →
Listed by Frank Potamos · Avanti Way
Typetownhomes
Built1986
Price / sqft$335
Est. value (own analysis)$342,324
Rent estimate (own analysis)$2,700/mo
HOA$606/mo
Photo 1 of 10828 SW 72nd St Apt 205Photo 2 of 10828 SW 72nd St Apt 205Photo 3 of 10828 SW 72nd St Apt 205Photo 4 of 10828 SW 72nd St Apt 205Photo 5 of 10828 SW 72nd St Apt 205Photo 6 of 10828 SW 72nd St Apt 205Photo 7 of 10828 SW 72nd St Apt 205Photo 8 of 10828 SW 72nd St Apt 205Photo 9 of 10828 SW 72nd St Apt 205Photo 10 of 10828 SW 72nd St Apt 205Photo 11 of 10828 SW 72nd St Apt 205Photo 12 of 10828 SW 72nd St Apt 205Photo 13 of 10828 SW 72nd St Apt 205Photo 14 of 10828 SW 72nd St Apt 205Photo 15 of 10828 SW 72nd St Apt 205Photo 16 of 10828 SW 72nd St Apt 205Photo 17 of 10828 SW 72nd St Apt 205Photo 18 of 10828 SW 72nd St Apt 205Photo 19 of 10828 SW 72nd St Apt 205Photo 20 of 10828 SW 72nd St Apt 205Photo 21 of 10828 SW 72nd St Apt 205Photo 22 of 10828 SW 72nd St Apt 205Photo 23 of 10828 SW 72nd St Apt 205Photo 24 of 10828 SW 72nd St Apt 205Photo 25 of 10828 SW 72nd St Apt 205Photo 26 of 10828 SW 72nd St Apt 205Photo 27 of 10828 SW 72nd St Apt 205Photo 28 of 10828 SW 72nd St Apt 205Photo 29 of 10828 SW 72nd St Apt 205Photo 30 of 10828 SW 72nd St Apt 205Photo 31 of 10828 SW 72nd St Apt 205Photo 32 of 10828 SW 72nd St Apt 205Photo 33 of 10828 SW 72nd St Apt 205Photo 34 of 10828 SW 72nd St Apt 205Photo 35 of 10828 SW 72nd St Apt 205Photo 36 of 10828 SW 72nd St Apt 205Photo 37 of 10828 SW 72nd St Apt 205Photo 38 of 10828 SW 72nd St Apt 205Photo 39 of 10828 SW 72nd St Apt 205Photo 40 of 10828 SW 72nd St Apt 205Photo 41 of 10828 SW 72nd St Apt 205Photo 42 of 10828 SW 72nd St Apt 205Photo 43 of 10828 SW 72nd St Apt 205Photo 44 of 10828 SW 72nd St Apt 205Photo 45 of 10828 SW 72nd St Apt 205Photo 46 of 10828 SW 72nd St Apt 205Photo 47 of 10828 SW 72nd St Apt 205Photo 48 of 10828 SW 72nd St Apt 205Photo 49 of 10828 SW 72nd St Apt 205Photo 50 of 10828 SW 72nd St Apt 205Photo 51 of 10828 SW 72nd St Apt 205Photo 52 of 10828 SW 72nd St Apt 205Photo 53 of 10828 SW 72nd St Apt 205
1 / 53
Photo 1 of 10828 SW 72nd St Apt 205Photo 2 of 10828 SW 72nd St Apt 205Photo 3 of 10828 SW 72nd St Apt 205Photo 4 of 10828 SW 72nd St Apt 205Photo 5 of 10828 SW 72nd St Apt 205Photo 6 of 10828 SW 72nd St Apt 205Photo 7 of 10828 SW 72nd St Apt 205Photo 8 of 10828 SW 72nd St Apt 205Photo 9 of 10828 SW 72nd St Apt 205Photo 10 of 10828 SW 72nd St Apt 205Photo 11 of 10828 SW 72nd St Apt 205Photo 12 of 10828 SW 72nd St Apt 205Photo 13 of 10828 SW 72nd St Apt 205Photo 14 of 10828 SW 72nd St Apt 205Photo 15 of 10828 SW 72nd St Apt 205Photo 16 of 10828 SW 72nd St Apt 205Photo 17 of 10828 SW 72nd St Apt 205Photo 18 of 10828 SW 72nd St Apt 205Photo 19 of 10828 SW 72nd St Apt 205Photo 20 of 10828 SW 72nd St Apt 205Photo 21 of 10828 SW 72nd St Apt 205Photo 22 of 10828 SW 72nd St Apt 205Photo 23 of 10828 SW 72nd St Apt 205Photo 24 of 10828 SW 72nd St Apt 205Photo 25 of 10828 SW 72nd St Apt 205Photo 26 of 10828 SW 72nd St Apt 205Photo 27 of 10828 SW 72nd St Apt 205Photo 28 of 10828 SW 72nd St Apt 205Photo 29 of 10828 SW 72nd St Apt 205Photo 30 of 10828 SW 72nd St Apt 205Photo 31 of 10828 SW 72nd St Apt 205Photo 32 of 10828 SW 72nd St Apt 205Photo 33 of 10828 SW 72nd St Apt 205Photo 34 of 10828 SW 72nd St Apt 205Photo 35 of 10828 SW 72nd St Apt 205Photo 36 of 10828 SW 72nd St Apt 205Photo 37 of 10828 SW 72nd St Apt 205Photo 38 of 10828 SW 72nd St Apt 205Photo 39 of 10828 SW 72nd St Apt 205Photo 40 of 10828 SW 72nd St Apt 205Photo 41 of 10828 SW 72nd St Apt 205Photo 42 of 10828 SW 72nd St Apt 205Photo 43 of 10828 SW 72nd St Apt 205Photo 44 of 10828 SW 72nd St Apt 205Photo 45 of 10828 SW 72nd St Apt 205Photo 46 of 10828 SW 72nd St Apt 205Photo 47 of 10828 SW 72nd St Apt 205Photo 48 of 10828 SW 72nd St Apt 205Photo 49 of 10828 SW 72nd St Apt 205Photo 50 of 10828 SW 72nd St Apt 205Photo 51 of 10828 SW 72nd St Apt 205Photo 52 of 10828 SW 72nd St Apt 205Photo 53 of 10828 SW 72nd St Apt 205
1 / 53
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-06-06
Removed date—
MLSMiamiMLS #A12031583
Coordinates25.70005, -80.36948
Address10828 SW 72nd St Apt 205
CityMiami
StateFL
Zip33173
Listing ID6089292066
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33173)

Typical home value (ZHVI)$567,889
Typical rent (ZORI)$2,611/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Acquisition (one-time, not monthly/yearly)
Purchase price$329,000
Down payment (20.0%)$65,800
Loan amount$263,200
Closing costs (5.0%)$16,450
Total cash to close$82,250
Income
Rent (comp-derived)$2,700$32,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$32,400
Vacancy rate (assumption) assumption8.0%

$32,400 × 8.0% = $2,592

Effective gross income$2,484$29,808
Operating expenses
Property tax (placeholder 1.9% of price)$521$6,251
Insurance (placeholder 0.8% of price)$219$2,632
HOA dues$606$7,272
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$135$1,620
Total operating expenses$1,481$17,775
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$29,808
Total operating expenses derived$17,775

$29,808 − $17,775 = $12,033

Debt service & reserves
Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$263,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$263,200 amortized at 6.7% over 30 years = $1,691/mo

CapEx reserve (5.0% of GSR)$135$1,620
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$12,033
Annual debt service derived$20,297
Annual CapEx reserve assumption$1,620
Annual PMI assumption$0

($12,033 − $20,297 − $1,620 − $0) ÷ 12 = -$824

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$12,033
Purchase price data$329,000

$12,033 ÷ $329,000 = 3.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$9,884
Total cash to close derived$82,250

-$9,884 ÷ $82,250 = -12.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$12,033
Annual debt service derived$20,297

$12,033 ÷ $20,297 = 0.59

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$32,400
Purchase price data$329,000

($32,400 ÷ 12) ÷ $329,000 = 0.8%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$329,000
Gross scheduled rent (annual) comp$32,400

$329,000 ÷ $32,400 = 10.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$17,775
Effective gross income derived$29,808

$17,775 ÷ $29,808 = 59.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$17,775
Annual debt service derived$20,297
Annual PMI assumption$0
Gross scheduled rent (annual) comp$32,400

($17,775 + $20,297 + $0) ÷ $32,400 = 117.5%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes231,177$2,9992026-08-15—
townhomes221,246$2,6002026-07-10—
townhomes231,310$2,7002026-08-04—

7483 SW 109th Ave

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,177
Listed2026-08-15
Days on market—

Asking rent: $2,999

View on Zillow →

7412 SW 105th Pl Unit 0

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,246
Listed2026-07-10
Days on market—

Asking rent: $2,600

View on Zillow →

6814 SW 114th Pl Unit C65

Miami, 33173 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage1,310
Listed2026-08-04
Days on market—

Asking rent: $2,700

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10978 SW 75th Tertownhomes231,216$490,0002026-07-13
7601 SW 105th Avetownhomes231,716$590,0002026-06-30
10520 SW 75th Lntownhomes221,463$510,0002026-06-12
7104 SW 113th Avetownhomes221,378$475,0002026-06-12
8616 SW 103rd Avetownhomes21900$383,0002026-06-11
7833 SW 102nd Pltownhomes221,280$490,0002026-05-18
7120 SW 112th Avetownhomes221,573$449,0002026-04-27
8512 SW 103rd Avetownhomes231,205$500,0002026-04-13
7100 SW 112th Pltownhomes221,378$455,0002026-04-08
7064 SW 114th Pl Apt Btownhomes231,330$347,5002026-03-30
8596 SW 115th Pltownhomes221,110$570,0002026-03-30
10462 SW 78th Sttownhomes221,716$560,0002026-03-18
10982 SW 75th Tertownhomes231,177$463,0002026-02-27

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7024 SW 114th Pl Unit A52townhomes231,330$385,000—
9429 SW 76th St Apt W25condos221,262$279,000—
6201 SW 116th Pl Apt Dcondos221,340$375,000—
9449 SW 76th St Apt T5condos21878$265,000—
6231 SW 116th Pl Apt Acondos221,330$325,000—
8500 SW 109th Ave Unit 6-220condos231,140$249,900—
8415 SW 107th Ave Apt 303Wcondos22985$285,000—
8886 SW 62nd Ter Unit 8Atownhomes231,780$625,000—

10-year hold projection

IRR2.3%
Equity multiple1.37x
Total return (10yr)$73,788
YearProperty valueNOICash flowLoan balanceEquity
1$338,870$12,033-$9,884$260,346$78,524
2$349,036$12,483-$9,474$257,297$91,739
3$359,507$12,948-$9,050$254,038$105,469
4$370,292$13,430-$8,611$250,555$119,737
5$381,401$13,929-$8,156$246,833$134,568
6$392,843$14,445-$7,685$242,855$149,988
7$404,629$14,979-$7,197$238,605$166,024
8$416,767$15,531-$6,691$234,062$182,705
9$429,270$16,103-$6,168$229,208$200,063
10$442,148$16,694-$5,626$224,020$218,129
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.