411 NW 125th Ave
Miami, FL 33182 · single_family · Pending — under contract · 30 days on market
Asking price$3,900,000
6 beds 5 baths 4,777 sqft
Suggested offer$1,869,778$2,030,222 above the est. market value of $1,869,778.
View on Realtor.com →Listed by Banna Fakhoury · One Sotheby's International Realty
Typesingle_family
Built2017
Price / sqft$816
Est. value (own analysis)$1,869,778
Rent estimate (own analysis)$22,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeWildfire4/10ModerateAir2/10MinorFlood1/10minimal$
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Statusfor_sale
Listed date2026-08-03
Removed date—
MLSMiamiMLS #A12064245
Coordinates25.77151, -80.39848
Address411 NW 125th Ave
CityMiami
StateFL
Zip33182
Listing ID6077429234
Sourceus-real-estate-listings, cached 2026-09-02
ZIP market snapshot (33182)
Typical home value (ZHVI)$670,298
Typical rent (ZORI)$3,347/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $3,900,000 |
| Down payment (20.0%) | $780,000 |
| Loan amount | $3,120,000 |
| Closing costs (5.0%) | $195,000 |
| Total cash to close | $975,000 |
| Income | |
| Rent (comp-derived) | $22,000$264,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $20,240$242,880 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $6,175$74,100 |
| Insurance (est. scaled by flood & wind risk) | $3,900$46,800 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $1,100$13,200 |
| Total operating expenses | $11,175$134,100 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $1,100$13,200 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 4 | 3,218 | $7,900 | 2026-07-24 | — | |
| single_family | 6 | 7 | 5,850 | $25,000 | 2026-07-21 | — | |
| single_family | 6 | 5 | 3,390 | $13,000 | 2026-06-25 | — | |
| single_family | 6 | 6 | 5,322 | $28,000 | 2026-06-17 | — | |
| single_family | 6 | 6 | 4,806 | $22,000 | 2026-06-17 | — | |
| single_family | 6 | 6 | 4,181 | $18,000 | 2026-08-03 | — | |
| single_family | 6 | 4 | 6,112 | $30,000 | — | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 520 NW 132nd Ct | single_family | 3 | 2 | 1,744 | $720,000 | 2026-08-27 |
| 12718 NW 6th Ln | single_family | 3 | 3 | 1,569 | $725,000 | 2026-08-24 |
| 12304 NW 8th Ter | single_family | 3 | 2 | 1,607 | $629,000 | 2026-08-14 |
| 840 NW 134th Ave | single_family | 3 | 3 | 1,575 | $850,000 | 2026-08-03 |
| 12682 NW 7th Way | single_family | 3 | 2 | 1,290 | $550,000 | 2026-08-03 |
| 12931 NW 7th Ln | single_family | 3 | 3 | 2,762 | $850,000 | 2026-07-30 |
| 320 NW 136th Ave | single_family | 4 | 3 | 2,326 | $785,000 | 2026-07-21 |
| 12701 NW 9th St | single_family | 3 | 2 | 2,031 | $775,000 | 2026-07-13 |
| 1163 NW 134th Pl | single_family | 3 | 2 | 1,708 | $715,000 | 2026-07-13 |
| 1090 NW 128th Ct | single_family | 3 | 2 | 1,782 | $620,000 | 2026-07-13 |
| 13237 NW 11th St | single_family | 4 | 4 | 2,338 | $725,000 | 2026-07-09 |
| 12855 NW 7th Ter | single_family | 4 | 3 | — | $705,000 | 2026-06-30 |
| 725 NW 123rd Ave | single_family | 3 | 2 | 1,273 | $508,000 | 2026-06-30 |
| 150 NW 130th Ave | single_family | 3 | 2 | 1,820 | $1,405,000 | 2026-06-30 |
| 13285 NW 11th St | single_family | 3 | 2 | 2,180 | $740,000 | 2026-06-26 |
| 31 NW 133rd Pl | single_family | 6 | 3 | 1,902 | $825,000 | 2026-06-26 |
| 13226 NW 5th Ter | single_family | 3 | 2 | 1,249 | $630,000 | 2026-06-25 |
| 13238 NW 8th Ter | single_family | 4 | 2 | 1,899 | $670,000 | 2026-06-18 |
| 706 NW 135th Ct | single_family | 3 | 2 | 1,524 | $710,000 | 2026-06-18 |
| 1013 NW 132nd Ave W | single_family | 3 | 2 | 1,501 | $625,000 | 2026-06-16 |
| 311 NW 132nd Ct | single_family | 4 | 2 | 2,276 | $568,000 | 2026-06-12 |
| 10 NW 125th Ave | single_family | 4 | 3 | 1,840 | $1,700,000 | 2026-06-04 |
| 13347 NW 5th Ter | single_family | 4 | 2 | 1,412 | $565,000 | 2026-06-03 |
| 1051 NW 128th Ave | single_family | 4 | 2 | 1,878 | $690,000 | 2026-06-03 |
| 656 NW 129th Pl | single_family | 3 | 3 | 2,433 | $755,000 | 2026-06-01 |
| 800 NW 133rd Ave | single_family | 4 | 2 | 1,602 | $510,000 | 2026-05-14 |
| 429 NW 130th Ave | single_family | 5 | 4 | 3,256 | $2,250,000 | 2026-05-01 |
| 220 NW 130th Ave | single_family | 4 | 3 | 2,396 | $1,725,000 | 2026-04-30 |
| 615 NW 134th Pl | single_family | 4 | 2 | 1,642 | $715,000 | 2026-04-30 |
| 892 NW 136th Pl | single_family | 3 | 2 | 1,530 | $950,000 | 2026-04-22 |
| 12770 NW 11th St | single_family | 4 | 2 | 1,867 | $640,000 | 2026-04-20 |
| 714 NW 134th Pl | single_family | 4 | 2 | 2,011 | $750,000 | 2026-04-15 |
| 815 NW 126th Ct | single_family | 4 | 2 | 1,834 | $670,000 | 2026-04-14 |
| 752 NW 134th Ave | single_family | 3 | 2 | 1,498 | $690,000 | 2026-04-07 |
| 1062 NW 133rd Ave | single_family | 3 | 2 | 1,940 | $560,000 | 2026-04-02 |
| 933 NW 133rd Ct | single_family | 3 | 2 | 1,785 | $650,000 | 2026-03-30 |
| 1038 NW 136th Ct | single_family | 3 | 2 | 1,816 | $690,000 | 2026-03-27 |
| 12787 NW 10th Ln | single_family | 3 | 2 | 1,604 | $650,000 | 2026-03-19 |
| 699 NW 134th Pl | single_family | 4 | 2 | 1,776 | $670,000 | 2026-03-19 |
| 13391 NW 7th Ter | single_family | 3 | 2 | 1,364 | $600,000 | 2026-03-13 |
| 13230 NW 11th Ter | single_family | 3 | 2 | 1,940 | $770,000 | 2026-03-12 |
| 20 NW 130th Ave | single_family | 3 | 3 | 4,603 | $1,500,000 | 2026-03-11 |
| 704 NW 129th Ct | single_family | 4 | 3 | 2,922 | $885,000 | 2026-03-11 |
| 957 NW 132nd Ave W | single_family | 3 | 2 | 1,650 | $630,000 | 2026-03-09 |
| 1067 NW 135th Ct | single_family | 3 | 2 | 2,317 | $660,000 | 2026-03-06 |
| 13379 NW 3rd Ter | single_family | 3 | 2 | 1,272 | $625,000 | 2026-02-25 |
| 1081 NW 128th Pl | single_family | 4 | 2 | 1,786 | $685,000 | 2026-02-20 |
| 982 NW 133rd Ct | single_family | 3 | 2 | 1,645 | $712,000 | 2026-02-17 |
| 1025 NW 128th Ct | single_family | 4 | 2 | 2,278 | $730,000 | 2026-02-12 |
| 13337 NW 3rd Ln | single_family | 4 | 2 | 1,592 | $630,000 | 2026-02-12 |
Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 7740 SW 52nd Ave | single_family | 6 | 8 | 6,936 | $8,750,000 | — |
| 3321 NW 19th Ter | multi_family | 6 | 4 | 2,244 | $1,180,000 | — |
| 244 SW 36th Ave | multi_family | 6 | 3 | 1,847 | $639,000 | — |
| 9881 SW 148th Ter | single_family | 6 | 7 | 6,140 | $3,200,000 | — |
| 9715 SW 89th Ct | single_family | 6 | 7 | 6,062 | $4,290,000 | — |
| 3085 and 3083 SW 17th St | multi_family | 6 | 5 | 1,877 | $779,900 | — |
| 21240 SW 126th Ct | single_family | 6 | 3 | 3,041 | $869,990 | — |
| 5731 SW 62nd Ter | single_family | 6 | 6 | 1,938 | $1,250,000 | — |
10-year hold projection
IRR0.2%
Equity multiple1.02x
Total return (10yr)$533,823
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $4,017,000 | $108,780 | -$145,020 | $3,086,172 | $930,828 |
| 2 | $4,137,510 | $112,714 | -$141,416 | $3,050,022 | $1,087,488 |
| 3 | $4,261,635 | $116,783 | -$137,685 | $3,011,388 | $1,250,247 |
| 4 | $4,389,484 | $120,991 | -$133,824 | $2,970,102 | $1,419,382 |
| 5 | $4,521,169 | $125,342 | -$129,828 | $2,925,981 | $1,595,188 |
| 6 | $4,656,804 | $129,843 | -$125,691 | $2,878,830 | $1,777,974 |
| 7 | $4,796,508 | $134,497 | -$121,411 | $2,828,440 | $1,968,068 |
| 8 | $4,940,403 | $139,309 | -$116,981 | $2,774,591 | $2,165,812 |
| 9 | $5,088,615 | $144,285 | -$112,397 | $2,717,044 | $2,371,572 |
| 10 | $5,241,274 | $149,431 | -$107,654 | $2,655,544 | $2,585,730 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.