Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
Acquisition (one-time, not monthly/yearly)
Purchase price
$330,999
Down payment (20.0%)
$66,200
Loan amount
$264,799
Closing costs (5.0%)
$16,550
Total cash to close
$82,750
Income
Rent (comp-derived)
$3,000$36,000
Vacancy loss (8.0%)
Effective gross income
$2,760$33,120
Operating expenses
Property tax (placeholder 1.9% of price)
$524$6,289
Insurance (est. scaled by flood & wind risk)
$485$5,826
HOA dues
$734$8,808
Management (0.0% of EGI)
$0$0
Maintenance (5.0% of GSR)
$150$1,800
Total operating expenses
$1,894$22,723
Net operating income (NOI)
Debt service & reserves
Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)
CapEx reserve (5.0% of GSR)
$150$1,800
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)
$0$0
Cash flow
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
Address
Type
Beds
Baths
Sqft
Asking rent
Listed
Days on market
condos
1
2
783
$2,900
2026-08-21
—
apartment
1
1
640
$1,900
2026-08-21
—
apartment
1
1
644
$2,196
2024-04-12
—
apartment
1
1
531
$2,554
2025-02-12
—
condos
1
1
812
$3,800
2026-08-20
—
condos
1
1
570
$1,200
2026-08-19
—
condos
1
1
782
$2,700
2026-08-19
—
condos
1
1
769
$4,500
2026-08-19
—
condos
1
1
693
$3,100
2026-08-19
—
condos
1
1
704
$2,750
2026-08-19
—
condos
1
1
541
$3,400
2026-08-19
—
condos
1
1
694
$3,150
2026-08-18
—
condos
1
1
693
$2,950
2026-08-18
—
condos
1
2
754
$3,000
2026-08-18
—
condos
1
2
784
$3,300
2026-08-18
—
apartment
1
2
792
$4,250
2026-08-18
—
condos
1
1
769
$3,600
2026-08-18
—
apartment
1
1
551
$2,050
2024-08-30
—
condos
1
1
658
$1,890
2026-08-14
—
apartment
1
1
551
$1,800
2026-08-14
—
condos
1
1
553
$3,200
2026-08-14
—
condos
1
1
630
$1,900
2026-08-13
—
condos
1
2
684
$3,600
2026-08-13
—
condos
1
1
546
$1,850
2026-08-13
—
apartment
1
1
594
$2,000
2026-08-13
—
apartment
1
1
700
$1,695
2026-08-13
—
condos
1
2
792
$3,950
2026-08-13
—
condos
1
2
776
$3,750
2026-08-12
—
apartment
1
1
730
$2,750
2025-01-03
—
condos
1
1
812
$3,400
2026-08-12
—
condos
1
1
761
$3,000
2026-08-12
—
condos
1
1
466
$4,000
2026-08-11
—
condos
1
1
737
$2,650
2026-08-11
—
condos
1
2
785
$3,100
2026-08-10
—
condos
1
1
699
$3,800
2026-08-10
—
apartment
1
2
627
$1,650
2026-08-09
—
apartment
1
1
617
$2,117
2026-03-10
—
apartment
1
1
548
$1,900
2026-08-08
—
apartment
1
1
694
$2,399
2024-12-11
—
condos
1
1
812
$3,450
2026-08-07
—
condos
1
1
812
$3,500
2026-08-07
—
condos
1
1
541
$3,050
2026-08-07
—
condos
1
1
707
$3,100
2026-08-06
—
condos
1
2
686
$2,950
2026-08-06
—
condos
1
2
649
$3,690
2026-08-06
—
condos
1
2
795
$3,350
2026-08-06
—
condos
1
2
649
$3,700
2026-08-05
—
condos
1
1
638
$2,650
2026-07-27
—
apartment
1
1
664
$2,904
2026-07-27
—
condos
1
2
802
$3,250
2026-07-25
—
condos
1
1
400
$1,850
2026-07-24
—
condos
1
2
795
$2,900
2026-07-24
—
condos
1
1
707
$2,995
2026-07-24
—
condos
1
1
698
$2,750
2026-07-23
—
apartment
1
1
769
$3,600
2026-07-23
—
condos
1
2
754
$2,900
2026-07-22
—
condos
1
1
698
$2,600
2026-07-21
—
condos
1
1
669
$1,950
2026-07-21
—
condos
1
1
736
$2,900
2026-07-21
—
condos
1
2
649
$3,750
2026-07-21
—
condos
1
1
812
$3,400
2026-07-21
—
condos
1
1
696
$2,495
2026-07-21
—
condos
1
1
638
$2,850
2026-07-20
—
condos
1
1
710
$2,450
2026-07-20
—
condos
1
2
602
$2,600
2026-07-20
—
condos
1
1
704
$2,800
2026-07-20
—
condos
1
2
782
$3,000
2026-07-19
—
condos
1
2
795
$3,100
2026-07-18
—
condos
1
2
785
$3,250
2026-07-16
—
condos
1
2
738
$5,000
2026-07-16
—
condos
1
1
761
$3,000
2026-07-16
—
condos
1
2
686
$2,850
2026-07-15
—
condos
1
1
769
$3,900
2026-07-13
—
condos
1
1
541
$3,200
2026-07-13
—
condos
1
1
782
$2,600
2026-07-13
—
condos
1
1
698
$2,300
2026-07-13
—
condos
1
2
785
$3,200
2026-07-13
—
apartment
1
1
600
$1,800
2026-08-29
—
condos
1
1
625
$1,900
2026-07-09
—
condos
1
2
705
$2,750
2026-07-08
—
condos
1
1
704
$2,750
2026-07-07
—
condos
1
1
694
$3,000
2026-07-07
—
condos
1
1
609
$3,625
2026-07-06
—
condos
1
1
693
$2,800
2026-07-06
—
condos
1
1
638
$2,000
2026-07-05
—
condos
1
1
694
$3,000
2026-07-03
—
condos
1
1
600
$1,585
2026-07-03
—
condos
1
2
789
$3,100
2026-07-02
—
condos
1
2
796
$2,600
2026-07-01
—
condos
1
1
605
$1,850
2026-07-01
—
condos
1
1
728
$2,450
2026-06-30
—
condos
1
1
769
$3,250
2026-06-30
—
condos
1
1
696
$2,500
2026-06-30
—
condos
1
1
722
$2,700
2026-06-30
—
condos
1
2
649
$3,800
2026-06-30
—
condos
1
2
754
$3,000
2026-06-29
—
condos
1
1
693
$3,000
2026-06-26
—
condos
1
2
737
$2,775
2026-06-26
—
apartment
1
1
550
$2,050
2025-11-12
—
condos
1
2
785
$2,900
2026-06-25
—
condos
1
1
570
$3,500
2026-06-24
—
condos
1
2
781
$3,200
2026-06-23
—
condos
1
1
742
$3,550
2026-06-20
—
condos
1
1
698
$2,700
2026-06-18
—
condos
1
1
570
$3,250
2026-06-11
—
condos
1
1
812
$3,600
2026-06-18
—
condos
1
1
768
$3,100
2026-06-17
—
condos
1
2
795
$2,700
2026-06-17
—
condos
1
1
541
$3,000
2026-06-17
—
apartment
1
1
609
$3,950
2026-06-17
—
apartment
1
1
697
$1,999
2026-06-17
—
condos
1
2
738
$3,800
2026-06-12
—
condos
1
1
530
$1,650
2026-06-12
—
condos
1
2
649
$4,000
2026-06-10
—
apartment
1
1
633
$2,050
2026-06-08
—
apartment
1
1.5
800
$2,000
2025-02-14
—
condos
1
1
694
$2,800
2026-06-04
—
condos
1
2
780
$3,200
2026-06-03
—
condos
1
1
764
$2,850
2026-05-30
—
condos
1
1
615
$1,950
2026-05-28
—
condos
1
1
705
$3,000
2026-05-27
—
apartment
1
1
519
$2,044
2026-05-22
—
condos
1
1
764
$2,750
2026-05-26
—
condos
1
2
738
$3,700
2026-05-23
—
condos
1
2
784
$3,090
2026-05-20
—
condos
1
2
649
$3,400
2026-05-20
—
condos
1
2
684
$3,395
2026-05-20
—
condos
1
2
754
$2,900
2026-05-18
—
apartment
1
1
400
$1,500
2026-05-14
—
condos
1
2
649
$3,700
2026-05-13
—
condos
1
1
693
$2,975
2026-05-13
—
condos
1
1
699
$4,000
2026-05-12
—
apartment
1
1
500
$1,700
2026-05-12
—
condos
1
1
570
$3,995
2026-05-04
—
condos
1
1
812
$3,500
2026-05-04
—
apartment
1
1
770
$2,100
2026-05-01
—
condos
1
1
609
$3,350
2026-05-01
—
apartment
1
1
624
$1,675
2026-07-20
—
condos
1
1
722
$2,800
2026-08-04
—
condos
1
1
541
$3,500
2026-08-03
—
condos
1
1
460
$1,500
2026-08-03
—
condos
1
1
704
$2,800
2026-08-02
—
apartment
1
1
566
$1,900
2026-05-05
—
condos
1
1
541
$3,200
2026-07-31
—
condos
1
1
648
$2,900
2026-07-31
—
apartment
1
2
780
$3,000
2026-07-30
—
condos
1
1
707
$2,800
2026-07-30
—
apartment
1
1
550
$1,700
2025-06-10
—
condos
1
2
783
$2,650
2026-07-29
—
condos
1
1
570
$3,995
2026-07-29
—
condos
1
1
789
$2,650
2026-07-29
—
condos
1
1
731
$2,450
2026-07-28
—
condos
1
2
738
$3,500
2026-07-28
—
condos
1
1
646
$3,150
2026-07-28
—
condos
1
1
638
$2,650
2026-07-28
—
condos
1
1
676
$3,400
2026-07-28
—
condos
1
2
805
$4,800
2026-07-28
—
condos
1
1
769
$3,400
2026-07-28
—
condos
1
1
693
$3,000
2026-07-27
—
apartment
1
1
648
$2,050
2024-04-12
—
condos
1
1
550
$2,285
2024-04-21
—
apartment
1
1
604
$1,650
2026-08-26
—
condos
1
1
616
$2,200
2026-08-24
—
condos
1
1
736
$2,750
2026-08-25
—
condos
1
2
665
$3,000
2026-08-24
—
condos
1
1
760
$3,200
2026-08-24
—
apartment
1
1
510
$1,675
2026-04-21
—
condos
1
1
740
$2,800
2026-08-22
—
apartment
1
1
600
$1,800
2026-04-07
—
apartment
1
1
620
$2,800
2025-11-05
—
apartment
1
1
703
$2,500
2026-04-16
—
condos
1
1
635
$1,950
2026-03-14
—
condos
1
2
780
$3,500
2026-01-12
—
condos
1
1
768
$2,600
2026-04-17
—
condos
1
1
650
$1,950
2026-03-19
—
condos
1
1
674
$3,550
2026-01-23
—
condos
1
2
776
$3,700
2023-04-06
—
condos
1
1
516
$3,000
2026-01-22
—
condos
1
2
776
$3,900
2026-02-04
—
condos
1
2
649
$4,000
2025-09-28
—
condos
1
2
776
$4,150
2026-04-21
—
condos
1
2
705
$2,700
—
—
condos
1
2
776
$3,500
2026-08-21
—
apartment
1
1
687
$2,685
—
—
apartment
1
1
687
$2,735
—
—
apartment
1
1
687
$2,735
—
—
apartment
1
1
758
$2,905
—
—
apartment
1
1
687
$2,760
—
—
apartment
1
1
730
$3,010
—
—
apartment
1
1
758
$3,105
—
—
apartment
1
1
773
$3,130
—
—
apartment
1
1
739
$3,185
—
—
apartment
1
1
752
$3,165
—
—
apartment
1
1
730
$3,160
—
—
apartment
1
1
739
$3,160
—
—
apartment
1
1
784
$3,200
—
—
apartment
1
1
730
$3,310
—
—
apartment
1
1
784
$3,400
—
—
apartment
1
1
758
$3,380
—
—
apartment
1
1
739
$3,585
—
—
apartment
1
1
730
$3,585
—
—
condos
1
2
776
$3,900
—
—
apartment
1
1
772
$3,400
—
—
apartment
1
1
580
$2,120
—
—
apartment
1
1
809
$3,406
—
—
apartment
1
1
701
$2,120
—
—
apartment
1
1
783
$3,885
—
—
apartment
1
1
428
$1,450
—
—
apartment
1
1
778
$2,682
—
—
condos
1
1
752
$2,530
—
—
apartment
1
1
670
$3,394
—
—
apartment
1
1
694
$2,399
—
—
apartment
1
1
783
$3,632
—
—
apartment
1
1
660
$2,747
—
—
apartment
1
1
752
$2,990
—
—
apartment
1
1
701
$2,120
—
—
apartment
1
1
643
$2,120
—
—
apartment
1
1
720
$2,450
—
—
apartment
1
1
694
$2,450
—
—
apartment
1
1
614
$3,119
—
—
apartment
1
1
750
$2,809
—
—
condos
1
1
605
$1,900
2026-08-28
—
condos
1
2
672
$1,975
2026-08-28
—
condos
1
1
638
$2,849
2026-08-26
—
condos
1
1
693
$3,400
2026-08-26
—
condos
1
2
638
$3,400
2026-08-24
—
condos
1
2
792
$4,200
2026-08-25
—
condos
1
2
649
$3,600
2026-08-25
—
condos
1
1
553
$3,200
—
—
apartment
1
1
792
$3,262
—
—
apartment
1
1
773
$2,624
—
—
apartment
1
1
800
$2,677
—
—
apartment
1
1
800
$2,869
—
—
apartment
1
1
778
$2,927
—
—
apartment
1
1
531
$2,863
—
—
apartment
1
1
614
$3,074
—
—
apartment
1
1
670
$4,084
—
—
condos
1
2
792
$3,950
—
—
apartment
1
1
764
$3,103
—
—
apartment
1
1
670
$3,379
—
—
apartment
1
1
595
$2,120
—
—
apartment
1
1
694
$2,475
—
—
apartment
1
1
783
$3,787
—
—
apartment
1
1
775
$2,859
—
—
apartment
1
1
701
$2,720
—
—
apartment
1
1
800
$2,902
—
—
apartment
1
1
775
$2,789
—
—
apartment
1
1
750
$2,809
—
—
apartment
1
1
770
$2,883
—
—
apartment
1
1
701
$2,710
—
—
apartment
1
1
701
$2,740
—
—
apartment
1
1
660
$2,878
—
—
apartment
1
1
670
$4,313
—
—
apartment
1
1
657
$2,740
—
—
apartment
1
1
747
$2,789
—
—
apartment
1
1
747
$2,779
—
—
apartment
1
1
770
$2,919
—
—
apartment
1
1
750
$2,839
—
—
apartment
1
1
750
$2,875
—
—
apartment
1
1
670
$4,350
—
—
apartment
1
1
670
$3,963
—
—
apartment
1
1
664
$2,919
—
—
apartment
1
1
664
$2,796
—
—
apartment
1
1
614
$3,228
—
—
apartment
1
1
773
$3,226
—
—
apartment
1
1
747
$3,209
—
—
apartment
1
1
809
$3,246
—
—
apartment
1
1
614
$3,194
—
—
apartment
1
1
614
$3,184
—
—
apartment
1
1
670
$3,419
—
—
apartment
1
1
809
$3,411
—
—
apartment
1
1
809
$3,381
—
—
apartment
1
1
670
$5,950
—
—
apartment
1
2
738
$4,000
—
—
apartment
1
1
736
$4,358
—
—
apartment
1
1
809
$3,606
—
—
apartment
1
1
783
$3,637
—
—
apartment
1
1
783
$3,717
—
—
apartment
1
1
783
$3,667
—
—
apartment
1
1
750
$3,712
—
—
apartment
1
1
750
$3,722
—
—
apartment
1
1
809
$3,922
—
—
apartment
1
1
750
$3,922
—
—
apartment
1
1
670
$4,113
—
—
apartment
1
1
698
$4,165
—
—
apartment
1
1
698
$4,266
—
—
apartment
1
1
670
$4,718
—
—
apartment
1
1
750
$4,726
—
—
apartment
1
1
736
$4,558
—
—
apartment
1
1
750
$4,827
—
—
condos
1
1
693
$3,200
2025-10-20
—
apartment
1
1
650
$1,600
2024-04-15
—
apartment
1
1
517
$1,900
2026-09-02
—
condos
1
2
738
$3,500
2026-08-31
—
apartment
1
1
400
$1,500
2026-09-02
—
apartment
1
1
510
$1,900
2026-09-02
—
condos
1
1
722
$2,750
2026-09-01
—
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.