558 NE 94th St
Miami Shores, FL 33138 · single_family · For Sale · 2 days on market
Asking price$2,222,000
4 beds 3 baths 2,227 sqft
Suggested offer$1,714,656$507,344 above the est. market value of $1,714,656.
View on Realtor.com →Listed by Juan Zuluaga · Coldwell Banker Realty
Typesingle_family
Built1938
Price / sqft$998
Est. value (own analysis)$1,714,656
Rent estimate (own analysis)$12,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood5/10major$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-31
Removed date—
MLSMiamiMLS #A12078692
Coordinates25.86147, -80.18592
Address558 NE 94th St
CityMiami Shores
StateFL
Zip33138
Listing ID6071102648
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33138)
Typical home value (ZHVI)$806,988
Typical rent (ZORI)$2,367/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,222,000 |
| Down payment (20.0%) | $444,400 |
| Loan amount | $1,777,600 |
| Closing costs (5.0%) | $111,100 |
| Total cash to close | $555,500 |
| Income | |
| Rent (comp-derived) | $12,000$144,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $11,040$132,480 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,518$42,218 |
| Insurance (est. scaled by flood & wind risk) | $2,592$31,108 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $600$7,200 |
| Total operating expenses | $6,711$80,526 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $600$7,200 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 3 | 2,948 | $17,500 | 2026-08-18 | — | |
| single_family | 4 | 3 | 2,311 | $15,500 | 2026-08-15 | — | |
| single_family | 4 | 3 | 2,890 | $19,000 | 2026-07-17 | — | |
| single_family | 4 | 4 | 2,347 | $14,000 | 2026-07-16 | — | |
| single_family | 4 | 3 | 2,454 | $10,500 | 2026-07-13 | — | |
| single_family | 4 | 3 | 2,890 | $14,500 | 2026-07-07 | — | |
| single_family | 4 | 4 | 2,145 | $6,499 | 2026-06-27 | — | |
| single_family | 4 | 4 | 1,834 | $8,950 | 2026-03-20 | — | |
| single_family | 4 | 2 | 1,814 | $7,000 | 2026-05-03 | — | |
| single_family | 4 | 3 | 2,193 | $9,300 | 2026-07-28 | — | |
| single_family | 4 | 3 | 2,960 | $12,000 | 2026-07-14 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 9301 N Bayshore Dr | single_family | 4 | 5 | 4,225 | $8,000,000 | 2026-08-18 |
| 1090 NE 92nd St | single_family | 4 | 2 | 3,227 | $2,435,000 | 2026-07-22 |
| 6322 NE 5th Ave | single_family | 4 | 2 | 2,161 | $840,000 | 2026-07-17 |
| 1110 NE 100th St | single_family | 4 | 3 | 2,191 | $1,680,000 | 2026-07-15 |
| 9655 Biscayne Blvd | single_family | 4 | 2 | 3,450 | $1,150,000 | 2026-06-22 |
| 1131 NE 97th St | single_family | 4 | 3 | — | $1,648,000 | 2026-06-17 |
| 8625 NE 10th Ave | single_family | 4 | 6 | 3,696 | $3,700,000 | 2026-06-08 |
| 1291 NE 102nd St | single_family | 4 | 4 | 2,202 | $2,500,000 | 2026-06-08 |
| 9700 Biscayne Blvd | single_family | 4 | 2 | 2,609 | $1,687,500 | 2026-06-05 |
| 89 NE 106th St | single_family | 4 | 5 | 2,546 | $2,475,000 | 2026-05-22 |
| 9015 NE 10th Ave | single_family | 4 | 4 | 2,975 | $2,300,000 | 2026-05-21 |
| 575 NE 97th St | single_family | 4 | 3 | 2,589 | $1,850,000 | 2026-05-19 |
| 1017 NE 95th St | single_family | 4 | 3 | 1,883 | $1,625,000 | 2026-04-30 |
| 490 NE 91st St | single_family | 4 | 4 | 3,145 | $2,225,000 | 2026-04-23 |
| 1029 NE 104th St | single_family | 4 | 3 | 2,775 | $1,880,000 | 2026-04-16 |
| 8825 NE 10th Ave | single_family | 4 | 4 | 2,060 | $2,050,000 | 2026-04-06 |
| 46 NE 100th St | single_family | 4 | 2 | 2,139 | $1,098,888 | 2026-04-01 |
| 710 NE 72nd Ter | single_family | 4 | 4 | 2,304 | $2,150,000 | 2026-03-25 |
| 1075 NE 99th St | single_family | 4 | 3 | 2,464 | $2,750,000 | 2026-03-20 |
| 920 NE 99th St | single_family | 4 | 3 | 2,237 | $1,350,000 | 2026-03-13 |
| 540 NE 103rd St | single_family | 4 | 3 | 3,036 | $2,350,000 | 2026-03-05 |
| 7701 NE 8th Ave | single_family | 4 | 2 | 2,305 | $2,750,000 | 2026-02-25 |
| 751 NE 80th St | single_family | 4 | 3 | 1,519 | $1,000,000 | 2026-02-20 |
| 925 NE 92nd St | single_family | 4 | 4 | 2,400 | $1,650,000 | 2026-02-13 |
| 871 NE 81st St | single_family | 4 | 3 | 3,486 | $1,410,000 | 2026-02-03 |
| 861 NE 82nd St | single_family | 4 | 3 | 2,356 | $1,395,000 | 2026-01-26 |
| 1250 NE 87th St | single_family | 4 | 3 | 3,312 | $3,887,500 | 2026-01-16 |
| 20 NE 104th St | single_family | 4 | 3 | 2,319 | $1,800,000 | 2026-01-15 |
| 1120 NE 86th St | single_family | 4 | 4 | 1,994 | $1,800,000 | 2026-01-14 |
| 1000 NE Little River Dr | single_family | 4 | 4 | 2,964 | $4,400,000 | 2026-01-02 |
| 8301 NE 10th Ave | single_family | 4 | 4 | 2,691 | $2,250,000 | 2025-12-16 |
| 991 NE 82nd St | single_family | 4 | 3 | 2,361 | $1,040,000 | 2025-12-11 |
| 820 NE 80th St | single_family | 4 | 3 | 2,638 | $1,102,500 | 2025-11-14 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1085 NE 84th St | single_family | 4 | 3 | 1,925 | $1,299,000 | — |
| 670 NE 87th St | multi_family | 4 | 2 | 1,584 | $850,000 | — |
| 685 NE 81st St | single_family | 4 | 3 | 3,129 | $2,850,000 | — |
| 533-535 NE 67th St | multi_family | 4 | 4 | 1,000 | $1,059,000 | — |
| 776 NE 74th St | single_family | 4 | 4 | 1,834 | $1,950,000 | — |
| 420 NE 62nd St Unit B | condos | 4 | 5 | 2,786 | $1,850,000 | — |
| 420 NE 62nd St Unit A | townhomes | 4 | 5 | 2,786 | $1,850,000 | — |
| 910 NE 81st St | single_family | 4 | 3 | 1,808 | $1,480,000 | — |
10-year hold projection
IRR-1.1%
Equity multiple0.83x
Total return (10yr)$193,910
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,288,660 | $51,954 | -$92,326 | $1,758,327 | $530,333 |
| 2 | $2,357,320 | $53,915 | -$90,545 | $1,737,730 | $619,590 |
| 3 | $2,428,039 | $55,945 | -$88,699 | $1,715,719 | $712,320 |
| 4 | $2,500,881 | $58,047 | -$86,787 | $1,692,196 | $808,684 |
| 5 | $2,575,907 | $60,222 | -$84,806 | $1,667,059 | $908,848 |
| 6 | $2,653,184 | $62,473 | -$82,753 | $1,640,194 | $1,012,990 |
| 7 | $2,732,780 | $64,803 | -$80,627 | $1,611,485 | $1,121,294 |
| 8 | $2,814,763 | $67,214 | -$78,425 | $1,580,805 | $1,233,958 |
| 9 | $2,899,206 | $69,709 | -$76,144 | $1,548,018 | $1,351,188 |
| 10 | $2,986,182 | $72,290 | -$73,781 | $1,512,979 | $1,473,203 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.