3728 NW 213th St
Miami Gardens, FL 33055 · townhomes · For Sale · 34 days on market
Asking price$399,900
3 beds 2 baths 1,162 sqft
Listed by Rogelio Lucas · Stratwell
Typetownhomes
Built1978
Price / sqft$344
Est. value (Zillow ZIP avg)$504,739
Rent estimate (own analysis)$2,800/mo
HOA$45/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-07-30
Removed date—
MLSMiamiMLS #A12062073
Coordinates25.96858, -80.26341
Address3728 NW 213th St
CityMiami Gardens
StateFL
Zip33055
Listing ID6060483168
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33055)
Typical home value (ZHVI)$504,739
Typical rent (ZORI)$3,196/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $399,900 |
| Down payment (20.0%) | $79,980 |
| Loan amount | $319,920 |
| Closing costs (5.0%) | $19,995 |
| Total cash to close | $99,975 |
| Income | |
| Rent (comp-derived) | $2,800$33,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,576$30,912 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $633$7,598 |
| Insurance (est. scaled by flood & wind risk) | $400$4,799 |
| HOA dues | $45$540 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $140$1,680 |
| Total operating expenses | $1,218$14,617 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $140$1,680 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 2 | 1,056 | $2,600 | 2026-06-03 | — | |
| townhomes | 3 | 2 | 1,034 | $2,500 | 2026-08-21 | — | |
| townhomes | 3 | 1 | 1,152 | $2,600 | 2026-08-25 | — | |
| townhomes | 3 | 2 | 1,302 | $2,850 | 2026-08-07 | — | |
| townhomes | 3 | 2 | 1,209 | $2,800 | 2026-05-31 | — | |
| townhomes | 3 | 2 | 1,162 | $2,800 | 2026-08-11 | — | |
| townhomes | 3 | 2 | 1,194 | $4,000 | 2026-08-21 | — | |
| townhomes | 3 | 2 | 1,260 | $3,500 | 2026-06-29 | — | |
| townhomes | 3 | 2 | 1,162 | $4,200 | 2026-07-05 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
No recent recorded sales cached yet for this ZIP.
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 17545 NW 49th Ct | single_family | 3 | 3 | 2,200 | $561,100 | — |
| 20400 NW 38th Ct | single_family | 3 | 2 | 1,135 | $560,000 | — |
| 18804 NW 46th Ave | single_family | 3 | 2 | 1,120 | $387,000 | — |
| 19367 NW 45th Ave | townhomes | 3 | 2 | 1,034 | $380,000 | — |
| 17430 NW 37th Ct | single_family | 3 | 2 | 1,400 | $512,000 | — |
| 4527 NW 191st Ter | townhomes | 3 | 2 | 1,142 | $398,000 | — |
| 4441 NW 173rd Dr | single_family | 3 | 2 | 1,274 | $560,000 | — |
| 4403 NW 202nd St | single_family | 3 | 1 | 1,012 | $475,000 | — |
10-year hold projection
IRR3.6%
Equity multiple1.58x
Total return (10yr)$110,241
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $411,897 | $16,295 | -$10,056 | $316,451 | $95,446 |
| 2 | $424,254 | $16,857 | -$9,536 | $312,745 | $111,509 |
| 3 | $436,982 | $17,438 | -$8,998 | $308,783 | $128,198 |
| 4 | $450,091 | $18,038 | -$8,442 | $304,550 | $145,541 |
| 5 | $463,594 | $18,657 | -$7,868 | $300,026 | $163,568 |
| 6 | $477,502 | $19,298 | -$7,274 | $295,191 | $182,311 |
| 7 | $491,827 | $19,959 | -$6,660 | $290,024 | $201,802 |
| 8 | $506,581 | $20,643 | -$6,025 | $284,503 | $222,079 |
| 9 | $521,779 | $21,349 | -$5,368 | $278,602 | $243,177 |
| 10 | $537,432 | $22,079 | -$4,690 | $272,296 | $265,136 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.