3750 SW 27th St

Miami, FL 33134 · multi_family · For Sale · 106 days on market
Asking price$1,174,999
4 beds 2 baths 1,690 sqft
Suggested offer$822,279$352,720 above the est. market value of $822,279.
View on Realtor.com →
Listed by Julien Bravo · Bravo & Partners Realty
Typemulti_family
Built1947
Price / sqft$695
Est. value (own analysis)$822,279
Rent estimate (building total, own analysis)$6,428/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-05-19
Removed date
MLSMiamiMLS #A12020603
Coordinates25.74111, -80.25546
Address3750 SW 27th St
CityMiami
StateFL
Zip33134
Listing ID6043067256
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33134)

Typical home value (ZHVI)$887,965
Typical rent (ZORI)$3,095/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,174,999
Down payment (20.0%)$235,000
Loan amount$939,999
Closing costs (5.0%)$58,750
Total cash to close$293,750
Rent (estimate)$6,428$77,139
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$77,139
Vacancy rate (assumption) assumption8.0%

$77,139 × 8.0% = $6,171

Effective gross income$5,914$70,968
Property tax (placeholder 1.9% of price)$1,860$22,325
Insurance (placeholder 0.8% of price)$783$9,400
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$321$3,857
Total operating expenses$2,965$35,582
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$70,968
Total operating expenses derived$35,582

$70,968 − $35,582 = $35,386

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$939,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$939,999 amortized at 6.7% over 30 years = $6,041/mo

CapEx reserve (5.0% of GSR)$321$3,857
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$35,386
Annual debt service derived$72,488
Annual CapEx reserve assumption$3,857
Annual PMI assumption$0

($35,386 − $72,488 − $3,857 − $0) ÷ 12 = -$3,413

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$35,386
Purchase price data$1,174,999

$35,386 ÷ $1,174,999 = 3.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$40,960
Total cash to close derived$293,750

-$40,960 ÷ $293,750 = -13.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$35,386
Annual debt service derived$72,488

$35,386 ÷ $72,488 = 0.49

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$77,139
Purchase price data$1,174,999

($77,139 ÷ 12) ÷ $1,174,999 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,174,999
Gross scheduled rent (annual) comp$77,139

$1,174,999 ÷ $77,139 = 15.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$35,582
Effective gross income derived$70,968

$35,582 ÷ $70,968 = 50.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$35,582
Annual debt service derived$72,488
Annual PMI assumption$0
Gross scheduled rent (annual) comp$77,139

($35,582 + $72,488 + $0) ÷ $77,139 = 140.1%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
multi_family421,686$3,4002026-08-24

3147 McDonald St # 2

Miami, 33133 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,686
Listed2026-08-24
Days on market

Asking rent: $3,400

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3731 SW 27th Stmulti_family421,715$812,0002026-04-21
1231 Columbus Blvdmulti_family412,366$1,600,0002026-04-13
4100 SW 9th Termulti_family421,562$760,0002025-09-09

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
4701 SW 7th Stsingle_family431,830$750,000
4870 SW 6th Stsingle_family431,682$700,000
3788 SW 27th Lnmulti_family421,980$1,250,000
5330 SW 7th Stsingle_family432,424$2,500,000
2893-2895 SW 37th Ctmulti_family431,935$915,000
4450 W Flagler Stmulti_family442,103$1,000,000
4251 SW 11th Stsingle_family443,736$2,990,000
2841 SW 38th Ct Unit Btownhomes442,671$1,950,000

10-year hold projection

IRR0.8%
Equity multiple1.13x
Total return (10yr)$190,866
YearProperty valueNOICash flowLoan balanceEquity
1$1,210,249$35,386-$40,960$929,808$280,441
2$1,246,556$36,625-$39,817$918,916$327,641
3$1,283,953$37,906-$38,634$907,276$376,677
4$1,322,472$39,230-$37,411$894,838$427,634
5$1,362,146$40,599-$36,147$881,545$480,601
6$1,403,010$42,013-$34,839$867,339$535,672
7$1,445,101$43,475-$33,486$852,157$592,943
8$1,488,454$44,985-$32,088$835,933$652,520
9$1,533,107$46,546-$30,641$818,595$714,512
10$1,579,100$48,160-$29,145$800,067$779,034
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.