690 SW 1st Ct Apt 2025

Miami, FL 33130 · condos · For Sale · 5 days on market
Asking price$334,999
0 beds 1 baths 638 sqft
View on Realtor.com →
Listed by Jaclyn Bild · Douglas Elliman - 5555 Biscayne Blvd
Typecondos
Built2006
Price / sqft$525
Est. value (own analysis)$466,288
Rent estimate (own analysis)$2,545/mo
HOA$778/mo
Wind10/10Extreme$Heat10/10ExtremeFlood9/10extreme$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-28
Removed date
MLSMiamiMLS #A12076638
Coordinates25.76790, -80.19623
Address690 SW 1st Ct Apt 2025
CityMiami
StateFL
Zip33130
Listing ID6041269411
Sourceus-real-estate-listings, cached 2026-08-29

ZIP market snapshot (33130)

Typical home value (ZHVI)$515,336
Typical rent (ZORI)$3,262/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$334,999
Down payment (20.0%)$67,000
Loan amount$267,999
Closing costs (5.0%)$16,750
Total cash to close$83,750
Rent (comp-derived)$2,545$30,540
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$30,540
Vacancy rate (assumption) assumption8.0%

$30,540 × 8.0% = $2,443

Effective gross income$2,341$28,097
Property tax (placeholder 1.9% of price)$530$6,365
Insurance (est. scaled by flood & wind risk)$491$5,896
HOA dues$778$9,336
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$127$1,527
Total operating expenses$1,927$23,124
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$28,097
Total operating expenses derived$23,124

$28,097 − $23,124 = $4,973

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$267,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$267,999 amortized at 6.7% over 30 years = $1,722/mo

CapEx reserve (5.0% of GSR)$127$1,527
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$4,973
Annual debt service derived$20,667
Annual CapEx reserve assumption$1,527
Annual PMI assumption$0

($4,973 − $20,667 − $1,527 − $0) ÷ 12 = -$1,435

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$4,973
Purchase price data$334,999

$4,973 ÷ $334,999 = 1.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$17,221
Total cash to close derived$83,750

-$17,221 ÷ $83,750 = -20.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$4,973
Annual debt service derived$20,667

$4,973 ÷ $20,667 = 0.24

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$30,540
Purchase price data$334,999

($30,540 ÷ 12) ÷ $334,999 = 0.8%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$334,999
Gross scheduled rent (annual) comp$30,540

$334,999 ÷ $30,540 = 11.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$23,124
Effective gross income derived$28,097

$23,124 ÷ $28,097 = 82.3%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$23,124
Annual debt service derived$20,667
Annual PMI assumption$0
Gross scheduled rent (annual) comp$30,540

($23,124 + $20,667 + $0) ÷ $30,540 = 143.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
apartment01494$2,9212026-03-30
apartment01522$2,2712024-06-11
apartment01458$2,5502026-08-19
apartment01511$2,7832026-02-05
apartment01546$2,2012025-05-02
apartment01482$2,6892024-04-12
condos01727$3,1502026-08-19
apartment01539$2,3192024-06-11
condos01530$2,5002026-08-09
apartment01450$1,4002026-08-06
apartment01450$1,4002026-08-05
condos01531$2,8002026-07-26
condos01580$2,4002026-07-21
condos01531$2,6002026-07-17
condos01530$2,3502026-07-14
condos01580$2,3002026-06-23
apartment01750$1,6002026-06-18
condos01580$2,3502026-06-17
condos01431$2,3002026-08-04
condos01431$2,1902026-08-03
condos01431$2,1902026-08-02
apartment01425$2,0852024-04-21
apartment01500$2,0002024-03-05
condos01530$2,6752026-04-07
condos01606$2,150
apartment01642$2,525
apartment01650$2,325
apartment01650$2,550
apartment01650$2,400
apartment01572$2,390
apartment01606$2,440
apartment01650$2,700
apartment01546$2,701
apartment01642$2,700
apartment01666$2,785
apartment01546$2,751
apartment01572$2,940
apartment01572$2,940
apartment01606$2,665
apartment01606$2,665
apartment01572$2,740
apartment01666$2,385
apartment01606$2,515
apartment01658$2,439
apartment01540$2,208
apartment01494$3,597
apartment01531$2,398
apartment01540$2,228
apartment01522$2,196
apartment01540$2,208
apartment01522$2,116
apartment01539$2,659
condos01531$2,7502026-08-26
apartment01531$2,902
apartment01540$2,198
apartment01546$2,351
apartment01650$2,600
apartment01539$2,729
apartment01531$2,433
apartment01511$2,783
apartment01587$3,016
apartment01540$2,337
apartment01522$2,447
apartment01539$2,739
apartment01458$2,545
apartment01458$2,545
apartment01540$2,420
apartment01458$2,545
apartment01587$3,016
apartment01494$2,996
apartment01494$2,971
apartment01494$3,196
apartment01587$3,246
apartment01636$3,219
apartment01587$3,216
apartment01636$3,449

86 SW 8th St

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage494
Listed2026-03-30
Days on market

Asking rent: $2,921

View on Zillow →

145 SW 13th St

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage522
Listed2024-06-11
Days on market

Asking rent: $2,271

View on Zillow →

255 SW 11th St

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage458
Listed2026-08-19
Days on market

Asking rent: $2,550

View on Zillow →

275 SW 6th St

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage511
Listed2026-02-05
Days on market

Asking rent: $2,783

View on Zillow →

300 SW 2nd Ave

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage546
Listed2025-05-02
Days on market

Asking rent: $2,201

View on Zillow →

221 SW 12th St

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage482
Listed2024-04-12
Days on market

Asking rent: $2,689

View on Zillow →

690 SW 1st Ct Apt 501

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage727
Listed2026-08-19
Days on market

Asking rent: $3,150

View on Zillow →

50 SW 10th St

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage539
Listed2024-06-11
Days on market

Asking rent: $2,319

View on Zillow →

1100 S Miami Ave Apt 2106

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage530
Listed2026-08-09
Days on market

Asking rent: $2,500

View on Zillow →

640 SW 5th St

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage450
Listed2026-08-06
Days on market

Asking rent: $1,400

View on Zillow →

640 SW 5th St Apt 4

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage450
Listed2026-08-05
Days on market

Asking rent: $1,400

View on Zillow →

1100 S Miami Ave Unit 41

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage531
Listed2026-07-26
Days on market

Asking rent: $2,800

View on Zillow →

185 SW 7th St Apt 3600

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage580
Listed2026-07-21
Days on market

Asking rent: $2,400

View on Zillow →

1100 S Miami Ave Apt 1205

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage531
Listed2026-07-17
Days on market

Asking rent: $2,600

View on Zillow →

1100 S Miami Ave Apt 3506

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage530
Listed2026-07-14
Days on market

Asking rent: $2,350

View on Zillow →

185 SW 7th St Apt 3200

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage580
Listed2026-06-23
Days on market

Asking rent: $2,300

View on Zillow →

143 SW 9th St Apt 301

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage750
Listed2026-06-18
Days on market

Asking rent: $1,600

View on Zillow →

185 SW 7th St Apt 3500

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage580
Listed2026-06-17
Days on market

Asking rent: $2,350

View on Zillow →

60 SW 13th St Apt 2519

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage431
Listed2026-08-04
Days on market

Asking rent: $2,300

View on Zillow →

60 SW 13th St Apt 1919

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage431
Listed2026-08-03
Days on market

Asking rent: $2,190

View on Zillow →

60 SW 13th St Apt 1619

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage431
Listed2026-08-02
Days on market

Asking rent: $2,190

View on Zillow →

475 SW 7th St Unit Studio

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage425
Listed2024-04-21
Days on market

Asking rent: $2,085

View on Zillow →

740 SW 9th St Apt 2

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage500
Listed2024-03-05
Days on market

Asking rent: $2,000

View on Zillow →

1100 S Miami Ave Apt 1906

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage530
Listed2026-04-07
Days on market

Asking rent: $2,675

View on Zillow →

300 SW 2nd Ave Unit 07-101

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage606
Listed
Days on market

Asking rent: $2,150

View on Zillow →

230 SW 2nd Ave # 3002

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage642
Listed
Days on market

Asking rent: $2,525

View on Zillow →

230 SW 2nd Ave # 2802

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage650
Listed
Days on market

Asking rent: $2,325

View on Zillow →

230 SW 2nd Ave # 3202

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage650
Listed
Days on market

Asking rent: $2,550

View on Zillow →

230 SW 2nd Ave # 2602

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage650
Listed
Days on market

Asking rent: $2,400

View on Zillow →

230 SW 2nd Ave # 2308

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage572
Listed
Days on market

Asking rent: $2,390

View on Zillow →

230 SW 2nd Ave # 1903

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage606
Listed
Days on market

Asking rent: $2,440

View on Zillow →

230 SW 2nd Ave Ph 3402

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage650
Listed
Days on market

Asking rent: $2,700

View on Zillow →

230 SW 2nd Ave Ph 3415

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage546
Listed
Days on market

Asking rent: $2,701

View on Zillow →

230 SW 2nd Ave Ph 3502

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage642
Listed
Days on market

Asking rent: $2,700

View on Zillow →

230 SW 2nd Ave Ph 3404

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage666
Listed
Days on market

Asking rent: $2,785

View on Zillow →

230 SW 2nd Ave Ph 3515

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage546
Listed
Days on market

Asking rent: $2,751

View on Zillow →

230 SW 2nd Ave Ph 3508

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage572
Listed
Days on market

Asking rent: $2,940

View on Zillow →

230 SW 2nd Ave Ph 3408

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage572
Listed
Days on market

Asking rent: $2,940

View on Zillow →

230 SW 2nd Ave Ph 3503

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage606
Listed
Days on market

Asking rent: $2,665

View on Zillow →

230 SW 2nd Ave Ph 3403

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage606
Listed
Days on market

Asking rent: $2,665

View on Zillow →

230 SW 2nd Ave # 2608

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage572
Listed
Days on market

Asking rent: $2,740

View on Zillow →

230 SW 2nd Ave # 904

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage666
Listed
Days on market

Asking rent: $2,385

View on Zillow →

230 SW 2nd Ave # 3303

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage606
Listed
Days on market

Asking rent: $2,515

View on Zillow →

50 SW 10th St Apt 1430

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage658
Listed
Days on market

Asking rent: $2,439

View on Zillow →

145 SW 13th St Apt 449

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage540
Listed
Days on market

Asking rent: $2,208

View on Zillow →

86 SW 8th St Unit 3908

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage494
Listed
Days on market

Asking rent: $3,597

View on Zillow →

221 SW 12th St # 1-0303

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage531
Listed
Days on market

Asking rent: $2,398

View on Zillow →

145 SW 13th St Apt 649

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage540
Listed
Days on market

Asking rent: $2,228

View on Zillow →

145 SW 13th St Apt 436

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage522
Listed
Days on market

Asking rent: $2,196

View on Zillow →

145 SW 13th St Apt 451

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage540
Listed
Days on market

Asking rent: $2,208

View on Zillow →

145 SW 13th St Apt 236

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage522
Listed
Days on market

Asking rent: $2,116

View on Zillow →

50 SW 10th St Apt 914

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage539
Listed
Days on market

Asking rent: $2,659

View on Zillow →

1100 S Miami Ave Apt 3105

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage531
Listed2026-08-26
Days on market

Asking rent: $2,750

View on Zillow →

275 SW 6th St Apt 203

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage531
Listed
Days on market

Asking rent: $2,902

View on Zillow →

145 SW 13th St Apt 349

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage540
Listed
Days on market

Asking rent: $2,198

View on Zillow →

230 SW 2nd Ave # 1415

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage546
Listed
Days on market

Asking rent: $2,351

View on Zillow →

230 SW 2nd Ave # 902

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage650
Listed
Days on market

Asking rent: $2,600

View on Zillow →

50 SW 10th St # 1524

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage539
Listed
Days on market

Asking rent: $2,729

View on Zillow →

221 SW 12th St # 1-0603

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage531
Listed
Days on market

Asking rent: $2,433

View on Zillow →

275 SW 6th St Apt 701

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage511
Listed
Days on market

Asking rent: $2,783

View on Zillow →

275 SW 6th St Apt 305

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage587
Listed
Days on market

Asking rent: $3,016

View on Zillow →

145 SW 13th St Apt 833

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage540
Listed
Days on market

Asking rent: $2,337

View on Zillow →

145 SW 13th St Apt 829

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage522
Listed
Days on market

Asking rent: $2,447

View on Zillow →

50 SW 10th St Apt 1224

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage539
Listed
Days on market

Asking rent: $2,739

View on Zillow →

255 SW 11th St # 01-0305

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage458
Listed
Days on market

Asking rent: $2,545

View on Zillow →

255 SW 11th St # 01-0405

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage458
Listed
Days on market

Asking rent: $2,545

View on Zillow →

221 SW 12th St # 1-0622

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage540
Listed
Days on market

Asking rent: $2,420

View on Zillow →

255 SW 11th St # 01-0505

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage458
Listed
Days on market

Asking rent: $2,545

View on Zillow →

275 SW 6th St Apt 205

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage587
Listed
Days on market

Asking rent: $3,016

View on Zillow →

86 SW 8th St Unit 3202

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage494
Listed
Days on market

Asking rent: $2,996

View on Zillow →

86 SW 8th St Unit 2108

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage494
Listed
Days on market

Asking rent: $2,971

View on Zillow →

86 SW 8th St Unit 3702

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage494
Listed
Days on market

Asking rent: $3,196

View on Zillow →

275 SW 6th St Apt 805

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage587
Listed
Days on market

Asking rent: $3,246

View on Zillow →

275 SW 6th St Apt 204

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage636
Listed
Days on market

Asking rent: $3,219

View on Zillow →

275 SW 6th St Apt 705

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage587
Listed
Days on market

Asking rent: $3,216

View on Zillow →

275 SW 6th St Apt 804

Miami, 33130 · rent comp

Bedrooms / bathrooms0 bd / 1 ba
Square footage636
Listed
Days on market

Asking rent: $3,449

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
229 SW 9th St Unit 504condos01466$430,0002026-07-21
690 SW 1st Ct Apt 3110condos021,255$540,0002026-05-13
801 S Miami Ave Unit 808condos01626$560,0002026-01-15
60 SW 13th St Apt 2019condos01431$315,0002026-01-06
229 SW 9th St Unit 218condos01433$475,0002025-12-16
690 SW 1st Ct Apt 1723condos01638$315,0002025-09-29
690 SW 1st Ct Apt 1123condos01638$300,0002025-09-22

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
690 SW 1st Ct Apt 3115condos021,255$580,000
185 SW 7th St Apt 4100condos01580$375,000
801 S Miami Ave Unit 309condos01627$575,000
801 S Miami Ave Unit 610condos01626$620,000
229 SW 9th St Unit 507condos01418$475,000
1100 S Miami Ave Apt 3305condos01531$357,000
185 SW 7th St Apt 3100condos01580$335,000
152 SW 9th St Unit 1125condos01371$420,900

10-year hold projection

IRR-3.5%
Equity multiple0.41x
Total return (10yr)-$5,637
YearProperty valueNOICash flowLoan balanceEquity
1$345,049$4,973-$17,221$265,093$79,956
2$355,400$5,238-$16,994$261,988$93,412
3$366,062$5,513-$16,758$258,670$107,393
4$377,044$5,800-$16,511$255,123$121,921
5$388,356$6,099-$16,254$251,333$137,022
6$400,006$6,409-$15,985$247,283$152,723
7$412,007$6,732-$15,705$242,955$169,052
8$424,367$7,068-$15,414$238,329$186,038
9$437,098$7,418-$15,109$233,386$203,712
10$450,211$7,781-$14,793$228,103$222,108
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.