| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $499,000 |
| Down payment (20.0%) | $99,800 |
| Loan amount | $399,200 |
| Closing costs (5.0%) | $24,950 |
| Total cash to close | $124,750 |
| Income | |
| Rent (comp-derived) | $3,595$43,140 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,307$39,689 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $790$9,481 |
| Insurance (est. scaled by flood & wind risk) | $582$6,986 |
| HOA dues | $1,628$19,536 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $180$2,157 |
| Total operating expenses | $3,180$38,160 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $180$2,157 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 2 | 2 | 1,044 | $2,600 | 2026-08-19 | — | |
| condos | 2 | 2 | 1,140 | $2,700 | 2026-08-13 | — | |
| condos | 2 | 2 | 1,352 | $3,875 | 2026-08-12 | — | |
| condos | 2 | 3 | 1,145 | $3,600 | 2026-08-10 | — | |
| condos | 2 | 2 | 1,140 | $2,300 | 2026-08-05 | — | |
| condos | 2 | 2 | 1,347 | $3,500 | 2026-07-25 | — | |
| apartment | 2 | 2 | 1,140 | $2,400 | 2026-07-22 | — | |
| condos | 2 | 2 | 1,352 | $3,500 | 2026-07-15 | — | |
| apartment | 2 | 2 | 1,000 | $2,200 | 2026-06-23 | — | |
| apartment | 2 | 2 | 1,211 | $3,500 | 2026-06-06 | — | |
| condos | 2 | 2 | 1,140 | $2,750 | 2026-06-02 | — | |
| condos | 2 | 2 | 1,140 | $2,550 | 2026-05-07 | — | |
| condos | 2 | 2 | 1,075 | $2,580 | 2026-04-08 | — | |
| condos | 2 | 2 | 1,000 | $2,100 | 2025-10-16 | — | |
| condos | 2 | 2 | 1,075 | $2,450 | 2026-08-24 | — | |
| condos | 2 | 2 | 1,075 | $2,300 | 2026-04-22 | — | |
| apartment | 2 | 2 | 1,123 | $5,150 | — | — | |
| apartment | 2 | 2 | 1,069 | $5,005 | — | — | |
| apartment | 2 | 2 | 1,069 | $5,005 | — | — | |
| apartment | 2 | 2 | 1,328 | $3,595 | — | — | |
| apartment | 2 | 2 | 1,256 | $3,635 | — | — | |
| apartment | 2 | 2 | 1,252 | $3,592 | — | — | |
| apartment | 2 | 2 | 1,036 | $3,086 | — | — | |
| apartment | 2 | 2 | 1,200 | $1,790 | 2026-07-23 | — | |
| condos | 2 | 2 | 1,042 | $2,700 | 2026-08-27 | — | |
| condos | 2 | 2 | 1,010 | $2,600 | 2026-02-23 | — | |
| apartment | 2 | 2 | 1,040 | $3,582 | — | — | |
| apartment | 2 | 2 | 1,139 | $3,566 | — | — | |
| apartment | 2 | 2 | 1,160 | $3,382 | — | — | |
| apartment | 2 | 2 | 1,146 | $3,292 | — | — | |
| apartment | 2 | 2 | 1,231 | $3,652 | — | — | |
| apartment | 2 | 2 | 1,195 | $3,857 | — | — | |
| apartment | 2 | 2 | 1,204 | $4,027 | — | — | |
| apartment | 2 | 2 | 1,213 | $5,525 | — | — | |
| apartment | 2 | 2 | 1,036 | $3,116 | — | — | |
| apartment | 2 | 2 | 1,036 | $3,131 | — | — | |
| apartment | 2 | 3 | 1,747 | $6,675 | — | — | |
| apartment | 2 | 2 | 1,160 | $3,297 | — | — | |
| apartment | 2 | 2 | 1,122 | $3,452 | — | — | |
| apartment | 2 | 2 | 1,040 | $3,251 | — | — | |
| apartment | 2 | 2 | 1,027 | $3,423 | — | — | |
| apartment | 2 | 2 | 1,170 | $3,594 | — | — | |
| apartment | 2 | 2 | 1,186 | $3,642 | — | — | |
| apartment | 2 | 2 | 1,146 | $3,712 | — | — | |
| apartment | 2 | 2 | 1,252 | $3,642 | — | — | |
| apartment | 2 | 2 | 1,231 | $3,642 | — | — | |
| apartment | 2 | 2 | 1,050 | $3,749 | — | — | |
| apartment | 2 | 2 | 1,027 | $3,666 | — | — | |
| apartment | 2 | 2 | 1,252 | $3,732 | — | — | |
| apartment | 2 | 2 | 1,050 | $3,749 | — | — | |
| apartment | 2 | 2 | 1,328 | $3,922 | — | — | |
| apartment | 2 | 2 | 1,204 | $3,877 | — | — | |
| apartment | 2 | 2 | 1,204 | $3,887 | — | — | |
| apartment | 2 | 2 | 1,186 | $4,087 | — | — | |
| apartment | 2 | 2 | 1,338 | $4,063 | — | — | |
| apartment | 2 | 2 | 1,338 | $4,033 | — | — | |
| apartment | 2 | 2 | 1,170 | $4,017 | — | — | |
| apartment | 2 | 2 | 1,148 | $4,170 | — | — | |
| apartment | 2 | 2 | 1,338 | $4,033 | — | — | |
| apartment | 2 | 2 | 1,507 | $4,237 | — | — | |
| condos | 2 | 2 | 1,925 | $4,900 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 6001 SW 70th St Apt 241 | condos | 2 | 2 | 1,010 | $376,000 | 2026-08-28 |
| 8335 SW 72nd Ave Apt 212D | condos | 2 | 2 | 1,033 | $296,000 | 2026-08-24 |
| 6001 SW 70th St Apt 453 | condos | 2 | 2 | 1,010 | $408,000 | 2026-08-11 |
| 5540 SW 78th St Unit 32C | condos | 2 | 1 | 800 | $390,000 | 2026-08-10 |
| 7890 SW 86th St Apt 10 | condos | 2 | 3 | 1,430 | $572,500 | 2026-08-07 |
| 7715 SW 57th Ave Unit 3 | condos | 2 | 1 | 840 | $375,000 | 2026-07-29 |
| 7705 SW 86th St Unit B212 | condos | 2 | 2 | 933 | $298,000 | 2026-06-29 |
| 6411158011 | condos | 2 | 2 | 1,044 | $287,000 | 2026-06-26 |
| 5640 SW 78th St Unit 124C | condos | 2 | 1 | 800 | $388,000 | 2026-06-26 |
| 7703 Camino Real Apt 111 | condos | 2 | 2 | 912 | $345,000 | 2026-06-22 |
| 7621 SW 55th Ave Unit 21A | condos | 2 | 1 | 786 | $405,000 | 2026-06-18 |
| 6001 SW 70th St Apt 301 | condos | 2 | 2 | 1,010 | $400,000 | 2026-06-18 |
| 7743 SW 86th St Unit D227 | condos | 2 | 2 | 1,075 | $282,500 | 2026-06-18 |
| 6001 SW 70th St Apt 304 | condos | 2 | 2 | 1,010 | $377,000 | 2026-06-10 |
| 7700 Camino Real Apt 101D | condos | 2 | 1 | 804 | $285,000 | 2026-05-19 |
| 8107 SW 72nd Ave Apt 423E | condos | 2 | 2 | 1,102 | $295,000 | 2026-05-13 |
| 6001 SW 70th St Apt 531 | condos | 2 | 2 | 1,010 | $372,000 | 2026-05-12 |
| 7805 Camino Real Apt 101 | condos | 2 | 1 | 804 | $299,000 | 2026-05-08 |
| 6001 SW 70th St Apt 115 | condos | 2 | 1 | 842 | $340,000 | 2026-05-04 |
| 6001 SW 70th St Apt 201 | condos | 2 | 2 | 1,010 | $376,000 | 2026-05-01 |
| 6001 SW 70th St Apt 643 | condos | 2 | 2 | 1,010 | $400,000 | 2026-04-30 |
| 7621 SW 55th Ave Unit 22B | condos | 2 | 1 | 786 | $425,000 | 2026-04-17 |
| 8390 SW 72nd Ave Apt 314 | condos | 2 | 2 | 1,094 | $375,000 | 2026-04-10 |
| 7720 SW 54th Ct Unit 42B | condos | 2 | 1 | 786 | $395,000 | 2026-04-04 |
| 8395 SW 73rd Ave Apt 511 | condos | 2 | 2 | 1,114 | $390,000 | 2026-04-03 |
| 6001 SW 70th St Apt 231 | condos | 2 | 2 | 1,010 | $395,000 | 2026-04-02 |
| 7765 SW 86th St Unit F2-303 | condos | 2 | 2 | 1,075 | $309,000 | 2026-03-16 |
| 8390 SW 72nd Ave Apt 320 | condos | 2 | 2 | 1,625 | $520,000 | 2026-03-09 |
| 8395 SW 73rd Ave Apt 517 | condos | 2 | 2 | 1,209 | $390,000 | 2026-03-06 |
| 8107 SW 72nd Ave Apt 201E | condos | 2 | 2 | 1,087 | $299,000 | 2026-03-05 |
| 7905 SW 86th St Apt 626 | condos | 2 | 2 | 1,140 | $325,000 | 2026-03-02 |
| 7705 SW 86th St Unit B307 | condos | 2 | 1 | 900 | $205,000 | 2026-02-26 |
| 7700 SW 56th Ave Apt 4 | condos | 2 | 1 | 840 | $369,500 | 2026-02-26 |
| 7477 SW 82nd St Apt C213 | condos | 2 | 2 | 955 | $290,000 | 2026-02-24 |
| 8390 SW 72nd Ave Apt 520 | condos | 2 | 2 | 1,114 | $400,000 | 2026-02-02 |
| 7473 SW 82nd St Apt A311 | condos | 2 | 2 | 955 | $315,000 | 2026-01-29 |
| 7401 SW 82nd St Unit 301S | condos | 2 | 2 | 938 | $326,500 | 2026-01-23 |
| 6001 SW 70th St Apt 239 | condos | 2 | 2 | 1,010 | $371,000 | 2026-01-06 |
| 8390 SW 72nd Ave Apt 704 | condos | 2 | 2 | 1,347 | $458,000 | 2026-01-06 |
| 6001 SW 70th St Apt 612 | condos | 2 | 2 | 1,010 | $380,000 | 2026-01-06 |
| 6001 SW 70th St Apt 113 | condos | 2 | 2 | 1,010 | $370,000 | 2026-01-05 |
| 8315 SW 72nd Ave Apt 308B | condos | 2 | 2 | 1,044 | $255,000 | 2025-12-29 |
| 7720 Camino Real Apt 108E | condos | 2 | 2 | 912 | $350,000 | 2025-12-17 |
| 7966 Camino Cir Unit B3 | condos | 2 | 1 | 994 | $400,000 | 2025-12-17 |
| 6001 SW 70th St Apt 542 | condos | 2 | 2 | 1,010 | $350,000 | 2025-12-16 |
| 7620 SW 56th Ave Apt 4 | condos | 2 | 1 | 840 | $385,000 | 2025-12-12 |
| 8390 SW 72nd Ave Apt 310 | condos | 2 | 2 | 1,316 | $440,000 | 2025-12-10 |
| 7715 SW 86th St Unit A2-109 | condos | 2 | 2 | 1,075 | $220,000 | 2025-12-05 |
| 7477 SW 82nd St Apt C117 | condos | 2 | 2 | 955 | $290,000 | 2025-11-24 |
| 7707 Camino Real Apt 411 | condos | 2 | 1 | 804 | $300,000 | 2025-11-14 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 7741 SW 55th Ave Unit 53A | condos | 2 | 1 | 786 | $425,000 | — |
| 7705 Camino Real Apt 101 | condos | 2 | 1 | 804 | $315,000 | — |
| 7850 Camino Real Apt 401 | condos | 2 | 1 | 804 | $305,000 | — |
| 7610 SW 82nd St Apt J208 | condos | 2 | 2 | 750 | $329,000 | — |
| 7505 SW 82nd St Apt 314 | condos | 2 | 1 | 832 | $245,000 | — |
| 8395 SW 73rd Ave Apt 115 | condos | 2 | 3 | 1,728 | $559,500 | — |
| 7344 SW 82nd St Apt C115 | condos | 2 | 2 | 1,000 | $195,000 | — |
| 7705 SW 86th St Unit B211 | condos | 2 | 2 | 1,200 | $335,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $513,970 | $1,529 | -$31,413 | $394,872 | $119,098 |
| 2 | $529,389 | $1,765 | -$31,230 | $390,246 | $139,143 |
| 3 | $545,271 | $2,014 | -$31,037 | $385,303 | $159,968 |
| 4 | $561,629 | $2,275 | -$30,832 | $380,021 | $181,608 |
| 5 | $578,478 | $2,549 | -$30,617 | $374,375 | $204,103 |
| 6 | $595,832 | $2,836 | -$30,389 | $368,342 | $227,490 |
| 7 | $613,707 | $3,137 | -$30,149 | $361,895 | $251,812 |
| 8 | $632,118 | $3,452 | -$29,896 | $355,005 | $277,113 |
| 9 | $651,082 | $3,782 | -$29,630 | $347,642 | $303,440 |
| 10 | $670,614 | $4,128 | -$29,350 | $339,773 | $330,841 |