21025 SW 300th St
Homestead, FL 33030 · single_family · For Sale · 84 days on market
Asking price$1,200,000
2 beds 1 baths 1,946 sqft
Suggested offer$748,462$451,538 above the est. market value of $748,462.
View on Realtor.com →Listed by NANCY J OBRIEN · Keyes - Homestead
Typesingle_family
Built1952
Price / sqft$617
Est. value (own analysis)$748,462
Rent estimate (own analysis)$2,400/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Wildfire5/10MajorAir2/10Minor
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Statusfor_sale
Listed date2026-06-10
Removed date—
MLSMiamiMLS #A12033420
Coordinates25.48915, -80.53286
Address21025 SW 300th St
CityHomestead
StateFL
Zip33030
Listing ID6038352671
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33030)
Typical home value (ZHVI)$521,479
Typical rent (ZORI)$2,465/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,200,000 |
| Down payment (20.0%) | $240,000 |
| Loan amount | $960,000 |
| Closing costs (5.0%) | $60,000 |
| Total cash to close | $300,000 |
| Income | |
| Rent (comp-derived) | $2,400$28,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,208$26,496 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,900$22,800 |
| Insurance (est. scaled by flood & wind risk) | $1,400$16,800 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $120$1,440 |
| Total operating expenses | $3,420$41,040 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $120$1,440 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 1 | 990 | $2,500 | 2026-08-02 | — | |
| single_family | 2 | 1 | 1,219 | $1,990 | 2026-08-18 | — | |
| single_family | 2 | 1 | 762 | $2,300 | 2026-08-17 | — | |
| single_family | 2 | 1 | 1,022 | $2,500 | 2026-08-28 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 430 NE 1st Rd | single_family | 2 | 1 | 1,320 | $337,000 | 2026-07-02 |
| 380 NE 15th St | single_family | 2 | 1 | 1,084 | $395,000 | 2026-06-24 |
| 30232 SW 172nd Ave | single_family | 2 | 1 | 1,674 | $530,000 | 2026-06-02 |
| 18765 SW 316th Ter | single_family | 2 | 1 | 1,150 | $500,000 | 2026-05-27 |
| 17350 SW 302nd St | single_family | 2 | 1 | 932 | $410,000 | 2026-05-26 |
| 514 NW 21st St | single_family | 2 | 2 | 1,622 | $500,000 | 2026-04-23 |
| 1300 NW 9th St | single_family | 2 | 1 | 925 | $375,000 | 2026-04-20 |
| 33 NW 8th Ave | single_family | 2 | 1 | 830 | $345,000 | 2026-04-02 |
| 846 NW 3rd Ave | single_family | 2 | 1 | 882 | $320,000 | 2026-03-19 |
| 805 NE 13th St | single_family | 2 | 1 | 728 | $280,000 | 2026-03-16 |
| 919 NE 13th St | single_family | 2 | 1 | 1,072 | $365,000 | 2026-03-02 |
| 1425 NW 9th St | single_family | 2 | 1 | 1,104 | $495,000 | 2026-01-14 |
| 16900 SW 301st Ter | single_family | 2 | 2 | 1,008 | $420,000 | 2026-01-13 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 722 SW 3rd Ave | single_family | 2 | 1 | 600 | $225,000 | — |
| 536 SW 6th Ter | multi_family | 2 | 2 | 900 | $375,000 | — |
| 100 SE 6th Ave | mobile | 2 | 1 | — | $49,000 | — |
| 451 SE 8th St Lot 56 | mobile | 2 | 1 | — | $65,000 | — |
| 1238 Old Dixie Hwy | single_family | 2 | 1 | 720 | $399,900 | — |
| 265 NE 12th Ave Unit 265 | condos | 2 | 2 | 1,084 | $210,000 | — |
| 515 SW 3rd Ave | multi_family | 2 | 1 | 2,414 | $1,000,090 | — |
| 611 SW 8th Ave | multi_family | 2 | 1 | 1,346 | $445,000 | — |
10-year hold projection
IRR-10.0%
Equity multiple-0.71x
Total return (10yr)-$356,870
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,236,000 | -$14,544 | -$90,015 | $949,591 | $286,409 |
| 2 | $1,273,080 | -$14,775 | -$90,282 | $938,468 | $334,612 |
| 3 | $1,311,272 | -$15,008 | -$90,552 | $926,581 | $384,691 |
| 4 | $1,350,611 | -$15,243 | -$90,824 | $913,878 | $436,733 |
| 5 | $1,391,129 | -$15,479 | -$91,099 | $900,302 | $490,827 |
| 6 | $1,432,863 | -$15,717 | -$91,377 | $885,794 | $547,069 |
| 7 | $1,475,849 | -$15,956 | -$91,657 | $870,289 | $605,559 |
| 8 | $1,520,124 | -$16,197 | -$91,939 | $853,720 | $666,404 |
| 9 | $1,565,728 | -$16,439 | -$92,224 | $836,013 | $729,715 |
| 10 | $1,612,700 | -$16,682 | -$92,511 | $817,090 | $795,609 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.