| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,050,000 |
| Down payment (20.0%) | $410,000 |
| Loan amount | $1,640,000 |
| Closing costs (5.0%) | $102,500 |
| Total cash to close | $512,500 |
| Income | |
| Rent (comp-derived) | $8,250$99,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $7,590$91,080 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,246$38,950 |
| Insurance (est. scaled by flood & wind risk) | $2,187$26,240 |
| HOA dues | $450$5,400 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $413$4,950 |
| Total operating expenses | $6,295$75,540 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $413$4,950 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 4 | 2,905 | $5,725 | 2026-09-01 | — | |
| single_family | 5 | 3 | 3,002 | $12,000 | 2026-08-19 | — | |
| single_family | 5 | 6 | 4,212 | $11,000 | 2026-08-19 | — | |
| single_family | 5 | 3 | 3,050 | $5,999 | 2026-08-18 | — | |
| single_family | 5 | 4 | 2,612 | $7,300 | 2026-08-15 | — | |
| single_family | 5 | 5 | 3,827 | $12,000 | 2026-08-15 | — | |
| single_family | 5 | 3 | 2,480 | $3,875 | 2026-08-15 | — | |
| single_family | 5 | 5 | 3,456 | $5,900 | 2026-08-12 | — | |
| single_family | 5 | 4 | 4,188 | $11,000 | 2026-08-10 | — | |
| single_family | 5 | 3 | 3,116 | $4,850 | — | — | |
| single_family | 5 | 7 | 3,782 | $19,000 | 2026-07-23 | — | |
| single_family | 5 | 3 | 2,547 | $7,900 | 2026-07-20 | — | |
| single_family | 5 | 3 | 2,711 | $4,550 | 2026-07-19 | — | |
| single_family | 5 | 3 | 2,598 | $4,800 | 2026-07-18 | — | |
| single_family | 5 | 3 | 2,781 | $14,500 | 2026-07-18 | — | |
| single_family | 5 | 4 | 3,073 | $5,000 | 2026-07-18 | — | |
| single_family | 5 | 4 | 3,073 | $5,000 | 2026-07-13 | — | |
| single_family | 5 | 3 | 2,733 | $6,300 | 2026-07-12 | — | |
| single_family | 5 | 4 | 2,598 | $4,600 | 2026-07-08 | — | |
| single_family | 5 | 3 | 3,001 | $5,200 | 2026-07-07 | — | |
| single_family | 5 | 3 | 3,502 | $11,500 | 2026-07-06 | — | |
| single_family | 5 | 6 | 3,716 | $6,000 | 2026-07-02 | — | |
| single_family | 5 | 4 | 3,349 | $5,700 | 2026-07-02 | — | |
| single_family | 5 | 4 | 3,200 | $17,500 | 2026-07-01 | — | |
| single_family | 5 | 4 | 3,889 | $14,000 | 2026-06-29 | — | |
| single_family | 5 | 6 | 4,830 | $11,000 | 2026-06-26 | — | |
| single_family | 5 | 4 | 3,294 | $5,995 | 2026-08-24 | — | |
| single_family | 5 | 2 | 2,597 | $13,500 | 2026-06-25 | — | |
| single_family | 5 | 5 | 4,136 | $11,500 | 2026-06-24 | — | |
| single_family | 5 | 5 | 4,197 | $19,900 | 2026-06-17 | — | |
| single_family | 5 | 4 | 3,114 | $16,000 | 2026-06-17 | — | |
| single_family | 5 | 4 | 3,518 | $13,950 | 2026-06-17 | — | |
| single_family | 5 | 5 | 3,696 | $8,250 | 2026-06-05 | — | |
| single_family | 5 | 4 | 4,269 | $14,000 | 2026-06-05 | — | |
| single_family | 5 | 3 | 2,598 | $3,215 | 2026-08-18 | — | |
| single_family | 5 | 5 | 3,721 | $21,500 | 2026-05-27 | — | |
| single_family | 5 | 5 | 4,400 | $18,000 | 2026-05-26 | — | |
| single_family | 5 | 5 | 2,838 | $7,250 | 2026-05-22 | — | |
| single_family | 5 | 3 | 3,727 | $8,500 | 2026-05-13 | — | |
| single_family | 5 | 4 | 2,740 | $3,950 | 2026-07-31 | — | |
| single_family | 5 | 4 | 3,082 | $8,000 | 2026-07-31 | — | |
| single_family | 5 | 7 | 4,173 | $49,000 | 2026-07-28 | — | |
| single_family | 5 | 3 | 3,780 | $15,000 | 2024-10-29 | — | |
| single_family | 5 | 4 | 2,916 | $6,000 | 2026-08-23 | — | |
| single_family | 5 | 6 | 3,996 | $16,500 | 2025-06-27 | — | |
| single_family | 5 | 4 | 4,084 | $17,000 | 2025-11-14 | — | |
| single_family | 5 | 5 | 4,205 | $8,500 | 2025-08-26 | — | |
| single_family | 5 | 5 | 4,119 | $18,500 | 2026-04-01 | — | |
| single_family | 5 | 5 | 4,057 | $14,950 | 2026-04-20 | — | |
| single_family | 5 | 3 | 2,946 | $5,000 | — | — | |
| single_family | 5 | 4 | 2,916 | $6,000 | 2026-08-25 | — | |
| single_family | 5 | 3 | 2,589 | $4,795 | — | — | |
| single_family | 5 | 3 | 3,114 | $5,900 | — | — | |
| single_family | 5 | 4 | 3,843 | $8,250 | — | — | |
| single_family | 5 | 3 | 4,185 | $15,000 | — | — | |
| single_family | 5 | 5 | 3,803 | $7,500 | 2025-10-20 | — | |
| single_family | 5 | 4 | 3,103 | $10,000 | — | — | |
| single_family | 5 | 5 | 3,629 | $25,000 | — | — | |
| single_family | 5 | 3 | 2,719 | $4,750 | — | — | |
| single_family | 5 | 5 | 4,205 | $8,500 | 2025-11-27 | — | |
| single_family | 5 | 4 | 3,160 | $21,000 | 2026-08-27 | — | |
| single_family | 5 | 4 | 2,470 | $7,500 | — | — | |
| single_family | 5 | 3 | 2,480 | $3,875 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 5991 SW 118th Ave | single_family | 5 | 3 | 3,031 | $234,100 | 2026-06-24 |
| 7233 SW 122nd Pl | single_family | 5 | 4 | 3,797 | $2,200,000 | 2026-04-24 |
| 12175 SW 80th St | single_family | 5 | 5 | 5,387 | $2,800,000 | 2026-04-06 |
| 13951 SW 72nd Ter | single_family | 5 | 3 | 2,651 | $850,000 | 2026-02-17 |
| 7441 SW 125th Ave | single_family | 5 | 4 | 3,246 | $1,540,000 | 2026-02-13 |
| 7362 SW 120th Ave | single_family | 5 | 4 | 3,032 | $1,675,000 | 2026-01-23 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 14234 SW 75th Ter | single_family | 5 | 4 | 1,656 | $915,000 | — |
| 11929 SW 72nd Ter | single_family | 5 | 4 | 3,184 | $1,950,000 | — |
| 7262 SW 120th Ave | single_family | 5 | 4 | 3,167 | $1,995,000 | — |
| 14544 SW 76th St | single_family | 5 | 4 | 1,806 | $890,000 | — |
| 7761 SW 122nd Ave | single_family | 5 | 4 | 5,190 | $1,999,000 | — |
| 8211 SW 122nd Ave | single_family | 5 | 4 | 3,884 | $3,050,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,111,500 | $15,540 | -$115,879 | $1,622,219 | $489,281 |
| 2 | $2,174,845 | $16,384 | -$115,159 | $1,603,217 | $571,629 |
| 3 | $2,240,090 | $17,263 | -$114,407 | $1,582,909 | $657,181 |
| 4 | $2,307,293 | $18,177 | -$113,622 | $1,561,208 | $746,085 |
| 5 | $2,376,512 | $19,129 | -$112,804 | $1,538,016 | $838,496 |
| 6 | $2,447,807 | $20,120 | -$111,949 | $1,513,231 | $934,576 |
| 7 | $2,521,241 | $21,151 | -$111,058 | $1,486,744 | $1,034,497 |
| 8 | $2,596,879 | $22,224 | -$110,129 | $1,458,439 | $1,138,440 |
| 9 | $2,674,785 | $23,339 | -$109,161 | $1,428,190 | $1,246,595 |
| 10 | $2,755,029 | $24,500 | -$108,151 | $1,395,863 | $1,359,165 |