6633 NW 178th Ter

Hialeah, FL 33015 · townhomes · For Sale · 63 days on market
Asking price$579,900
3 beds 2 baths 1,219 sqft
Suggested offer$373,522$206,378 above the est. market value of $373,522.
View on Realtor.com →
Listed by IVONNE LAPEYRE · Lapeyre Realty Inc
Typetownhomes
Built1985
Price / sqft$476
Est. value (own analysis)$373,522
Rent estimate (own analysis)$2,975/mo
HOA$294/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-01
Removed date
MLSMiamiMLS #A12046498
Coordinates25.93578, -80.30696
Address6633 NW 178th Ter
CityHialeah
StateFL
Zip33015
Listing ID6015017893
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33015)

Typical home value (ZHVI)$397,440
Typical rent (ZORI)$2,324/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$579,900
Down payment (20.0%)$115,980
Loan amount$463,920
Closing costs (5.0%)$28,995
Total cash to close$144,975
Rent (comp-derived)$2,975$35,700
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$35,700
Vacancy rate (assumption) assumption8.0%

$35,700 × 8.0% = $2,856

Effective gross income$2,737$32,844
Property tax (placeholder 1.9% of price)$918$11,018
Insurance (est. scaled by flood & wind risk)$580$6,959
HOA dues$294$3,528
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$149$1,785
Total operating expenses$1,941$23,290
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$32,844
Total operating expenses derived$23,290

$32,844 − $23,290 = $9,554

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$463,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$463,920 amortized at 6.7% over 30 years = $2,981/mo

CapEx reserve (5.0% of GSR)$149$1,785
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$9,554
Annual debt service derived$35,775
Annual CapEx reserve assumption$1,785
Annual PMI assumption$0

($9,554 − $35,775 − $1,785 − $0) ÷ 12 = -$2,334

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$9,554
Purchase price data$579,900

$9,554 ÷ $579,900 = 1.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$28,006
Total cash to close derived$144,975

-$28,006 ÷ $144,975 = -19.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$9,554
Annual debt service derived$35,775

$9,554 ÷ $35,775 = 0.27

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$35,700
Purchase price data$579,900

($35,700 ÷ 12) ÷ $579,900 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$579,900
Gross scheduled rent (annual) comp$35,700

$579,900 ÷ $35,700 = 16.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$23,290
Effective gross income derived$32,844

$23,290 ÷ $32,844 = 70.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$23,290
Annual debt service derived$35,775
Annual PMI assumption$0
Gross scheduled rent (annual) comp$35,700

($23,290 + $35,775 + $0) ÷ $35,700 = 165.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes321,212$2,9502026-06-04
townhomes321,457$2,4002026-03-11
townhomes321,115$2,9252026-06-26
townhomes331,590$2,9502026-04-20
townhomes321,245$2,8002026-06-16
townhomes321,130$3,0002026-07-09
townhomes321,190$3,5002026-08-25
townhomes331,360$3,2002026-06-17
townhomes321,582$3,0802026-05-26
townhomes331,500$2,9002026-07-06
townhomes321,582$3,1502026-08-24
townhomes321,190$3,3002026-06-10
townhomes331,386$2,6002026-03-11
townhomes321,582$3,6002026-05-26

7309 NW 173rd Dr Apt 104

Miami, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,212
Listed2026-06-04
Days on market

Asking rent: $2,950

View on Zillow →

6635 NW 173rd Ln

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,457
Listed2026-03-11
Days on market

Asking rent: $2,400

View on Zillow →

6012 NW 172nd Terrace Cir

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,115
Listed2026-06-26
Days on market

Asking rent: $2,925

View on Zillow →

6745 NW 169th St Apt G

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,590
Listed2026-04-20
Days on market

Asking rent: $2,950

View on Zillow →

7502 NW 175th St Unit 7502

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,245
Listed2026-06-16
Days on market

Asking rent: $2,800

View on Zillow →

17059 NW 60th Ct

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,130
Listed2026-07-09
Days on market

Asking rent: $3,000

View on Zillow →

7560 NW 173rd Ln Unit 7560

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,190
Listed2026-08-25
Days on market

Asking rent: $3,500

View on Zillow →

7362 NW 179th Ter Unit 7362

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,360
Listed2026-06-17
Days on market

Asking rent: $3,200

View on Zillow →

6532 NW 170th Ter

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,582
Listed2026-05-26
Days on market

Asking rent: $3,080

View on Zillow →

17908 NW 68th Ave Unit A5

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,500
Listed2026-07-06
Days on market

Asking rent: $2,900

View on Zillow →

6533 NW 170th Ln Unit 6533

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,582
Listed2026-08-24
Days on market

Asking rent: $3,150

View on Zillow →

7675 NW 181st St Unit 7675

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,190
Listed2026-06-10
Days on market

Asking rent: $3,300

View on Zillow →

7357 NW 174th Ter Apt 102

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,386
Listed2026-03-11
Days on market

Asking rent: $2,600

View on Zillow →

6538 NW 170th Ln

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,582
Listed2026-05-26
Days on market

Asking rent: $3,600

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
7548 NW 173rd Tertownhomes321,190$465,0002026-09-01
19113 NW 64th Cttownhomes331,298$485,0002026-08-25
7353 NW 174th Ter Apt 107townhomes331,500$425,0002026-08-24
9167561492townhomes321,218$490,0002026-08-21
7560 NW 173rd Lntownhomes321,190$473,0002026-06-30
19750 Cypress Cttownhomes321,537$475,0002026-06-29
7317 NW 174th Ter Apt 102townhomes331,387$425,0002026-06-03
6970 NW 177th St Unit M101townhomes331,386$400,0002026-05-29
17026 NW 66th Cttownhomes321,115$433,0002026-05-15
7355 NW 173rd Dr Apt 103townhomes331,860$460,0002026-05-01
17246 NW 74th Cttownhomes321,218$440,0002026-04-21
19816 Bobolink Drtownhomes321,821$494,8002026-04-21
6353 NW 190th Tertownhomes331,419$485,0002026-04-17
17355 NW 66th Cttownhomes321,687$515,0002026-04-14
17360 NW 69th Ct Apt 204townhomes331,520$430,0002026-04-10
6169 NW 170th Tertownhomes321,582$428,0002026-04-07
6243 NW 171st Sttownhomes321,582$450,0002026-03-27

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
6795 Brookline Dr Unit 6795condos333,504$645,000
6061 NW 198th Tersingle_family331,540$645,000
19331 NW 57th Ctsingle_family321,371$720,000
17831 NW 84th Ctsingle_family321,719$1,050,000
6821 Brookline Dr Unit 6821condos332,180$439,000
8601 NW 192nd Tersingle_family321,353$599,900
8126 NW 199th Tersingle_family331,648$665,000
8165 NW 187th Tersingle_family321,327$610,000

10-year hold projection

IRR-2.9%
Equity multiple0.52x
Total return (10yr)$6,341
YearProperty valueNOICash flowLoan balanceEquity
1$597,297$9,554-$28,006$458,890$138,407
2$615,216$9,957-$27,648$453,515$161,701
3$633,672$10,375-$27,275$447,770$185,902
4$652,683$10,809-$26,889$441,632$211,051
5$672,263$11,259-$26,487$435,071$237,192
6$692,431$11,725-$26,070$428,060$264,371
7$713,204$12,208-$25,637$420,568$292,636
8$734,600$12,710-$25,187$412,561$322,039
9$756,638$13,229-$24,721$404,004$352,634
10$779,337$13,768-$24,236$394,860$384,477
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.