6538 NW 170th Ter
Hialeah, FL 33015 · condos · For Sale · 8 days on market
Asking price$485,000
2 beds 2 baths 1,582 sqft
Suggested offer$410,988$74,012 above the est. market value of $410,988.
View on Realtor.com →Listed by Hector Chinea, P.A. · Real Broker LLC
Typecondos
Built1988
Price / sqft$307
Est. value (own analysis)$410,988
Rent estimate (own analysis)$2,312/mo
HOA$335/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
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Statusfor_sale
Listed date2026-08-25
Removed date—
MLSMiamiMLS #A12077223
Coordinates25.92827, -80.30828
Address6538 NW 170th Ter
CityHialeah
StateFL
Zip33015
Listing ID6001713952
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33015)
Typical home value (ZHVI)$397,440
Typical rent (ZORI)$2,324/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $485,000 |
| Down payment (20.0%) | $97,000 |
| Loan amount | $388,000 |
| Closing costs (5.0%) | $24,250 |
| Total cash to close | $121,250 |
| Income | |
| Rent (comp-derived) | $2,312$27,744 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,127$25,524 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $768$9,215 |
| Insurance (est. scaled by flood & wind risk) | $485$5,820 |
| HOA dues | $335$4,020 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $116$1,387 |
| Total operating expenses | $1,704$20,442 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $116$1,387 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 2 | 2 | 1,106 | $2,500 | 2024-12-19 | — | |
| apartment | 2 | 3 | 1,298 | $2,100 | 2026-08-11 | — | |
| condos | 2 | 1 | 1,417 | $2,000 | 2026-08-20 | — | |
| apartment | 2 | 2 | 1,130 | $2,400 | 2026-07-20 | — | |
| condos | 2 | 3 | 1,030 | $2,150 | 2026-06-24 | — | |
| condos | 2 | 2 | 1,089 | $2,650 | 2026-08-04 | — | |
| condos | 2 | 2 | 1,417 | $2,400 | 2026-07-22 | — | |
| condos | 2 | 2 | 1,077 | $2,100 | 2026-04-01 | — | |
| condos | 2 | 2 | 1,458 | $2,300 | 2026-08-06 | — | |
| apartment | 2 | 2 | 1,041 | $2,350 | 2026-06-17 | — | |
| condos | 2 | 2 | 1,106 | $2,275 | 2026-05-07 | — | |
| condos | 2 | 3 | 1,030 | $2,250 | 2026-06-19 | — | |
| condos | 2 | 2 | 1,106 | $2,300 | 2026-04-17 | — | |
| condos | 2 | 3 | 1,298 | $2,200 | 2026-04-06 | — | |
| condos | 2 | 2 | 1,032 | $2,850 | 2026-08-22 | — | |
| condos | 2 | 3 | 1,250 | $2,600 | 2026-07-27 | — | |
| condos | 2 | 3 | 1,298 | $2,190 | 2026-05-11 | — | |
| condos | 2 | 2 | 1,100 | $2,100 | 2026-08-11 | — | |
| condos | 2 | 1 | 1,035 | $2,200 | 2026-07-14 | — | |
| condos | 2 | 3 | 1,095 | $2,250 | 2026-07-29 | — | |
| condos | 2 | 3 | 1,298 | $2,300 | 2026-06-22 | — | |
| condos | 2 | 2 | 1,582 | $13,423 | 2026-08-01 | — | |
| condos | 2 | 2 | 1,106 | $2,500 | 2026-07-03 | — | |
| condos | 2 | 2 | 1,100 | $2,190 | 2026-06-30 | — | |
| condos | 2 | 1 | 1,035 | $2,100 | 2026-05-29 | — | |
| condos | 2 | 2 | 1,060 | $2,200 | 2026-08-10 | — | |
| condos | 2 | 2 | 1,077 | $2,400 | 2026-07-21 | — | |
| condos | 2 | 2 | 1,514 | $3,300 | 2026-08-17 | — | |
| condos | 2 | 3 | 1,150 | $2,450 | 2026-06-26 | — | |
| condos | 2 | 3 | 1,030 | $2,250 | 2026-05-11 | — | |
| apartment | 2 | 2 | 1,106 | $2,300 | — | — | |
| condos | 2 | 2 | 1,100 | $2,300 | — | — | |
| apartment | 2 | 2 | 1,451 | $2,631 | — | — | |
| apartment | 2 | 2 | 1,451 | $2,502 | — | — | |
| apartment | 2 | 1 | 1,200 | $2,352 | — | — | |
| apartment | 2 | 2 | 1,050 | $2,413 | — | — | |
| apartment | 2 | 2 | 1,103 | $2,470 | — | — | |
| apartment | 2 | 2 | 1,050 | $2,378 | — | — | |
| apartment | 2 | 2 | 1,088 | $2,394 | — | — | |
| apartment | 2 | 2 | 1,103 | $2,515 | — | — | |
| apartment | 2 | 2 | 1,050 | $2,312 | — | — | |
| condos | 2 | 3 | 1,200 | $2,550 | 2025-10-14 | — | |
| apartment | 2 | 2 | 1,050 | $2,428 | — | — | |
| apartment | 2 | 2 | 1,050 | $2,413 | — | — | |
| condos | 2 | 2 | 1,106 | $2,300 | 2026-08-29 | — | |
| condos | 2 | 2 | 1,417 | $2,000 | 2026-09-02 | — | |
| condos | 2 | 1 | 1,035 | $2,200 | 2026-09-02 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 17050 NW 60th Ct | condo_townhome_rowhome_coop | 2 | 2 | 936 | $350,000 | 2026-08-28 |
| 8211 NW 191st St Unit 3H | condos | 2 | 2 | 1,117 | $300,000 | 2026-08-28 |
| 7030 NW 179th St Apt 104 | condos | 2 | 2 | 870 | $185,000 | 2026-08-28 |
| 17000 NW 67th Ave Apt 115 | condos | 2 | 2 | 1,038 | $200,000 | 2026-08-20 |
| 6045 NW 186th St Apt 115 | condos | 2 | 3 | 1,041 | $250,000 | 2026-07-31 |
| 6950 NW 173rd Dr Apt 2202 | condos | 2 | 2 | 1,020 | $325,000 | 2026-07-31 |
| 18820 NW 57th Ave Apt 204 | condos | 2 | 2 | 1,106 | $213,000 | 2026-07-15 |
| 17901 NW 68th Ave Apt T103 | condos | 2 | 2 | 1,119 | $140,000 | 2026-07-09 |
| 7110 NW 173rd Dr Apt 108 | condos | 2 | 2 | 1,020 | $340,000 | 2026-07-08 |
| 7165 NW 186th St Apt A204 | condos | 2 | 2 | 960 | $225,000 | 2026-06-26 |
| 7200 NW 179th St Apt 110 | condos | 2 | 2 | 976 | $205,000 | 2026-06-15 |
| 17000 NW 67th Ave Apt 437 | condos | 2 | 2 | 1,038 | $255,000 | 2026-06-11 |
| 18830 NW 57th Ave Apt 201 | condos | 2 | 2 | 1,106 | $265,000 | 2026-06-10 |
| 7281 NW 174th Ter Apt 204 | condos | 2 | 2 | 963 | $290,000 | 2026-05-28 |
| 6273 NW 170th Ter | condo_townhome_rowhome_coop | 2 | 2 | 991 | $370,000 | 2026-05-19 |
| 17000 NW 67th Ave Apt 423 | condos | 2 | 2 | 1,038 | $252,500 | 2026-05-18 |
| 17901 NW 68th Ave Apt R208 | condos | 2 | 2 | 1,417 | $151,000 | 2026-04-30 |
| 18206 Mediterranean Blvd Unit 4-21 | condos | 2 | 2 | 900 | $254,000 | 2026-04-30 |
| 18216 Mediterranean Blvd Unit 1-19 | condos | 2 | 2 | 1,100 | $242,000 | 2026-04-28 |
| 5694046330 | condo_townhome_rowhome_coop | 2 | 2 | 1,089 | $365,000 | 2026-04-17 |
| 17000 NW 67th Ave Apt 232 | condos | 2 | 2 | 1,038 | $270,000 | 2026-04-16 |
| 5117902386 | condos | 2 | 2 | 883 | $325,000 | 2026-04-14 |
| 18965 NW 62nd Ave Apt 105 | condos | 2 | 1 | 870 | $240,000 | 2026-04-13 |
| 7195 NW 179th St Apt 212 | condos | 2 | 2 | 883 | $226,000 | 2026-04-10 |
| 17710 NW 73rd Ave Unit 202-20 | condos | 2 | 3 | 1,030 | $285,000 | 2026-04-01 |
| 7020 NW 173rd Dr Apt 505 | condos | 2 | 2 | 1,020 | $330,000 | 2026-03-31 |
| 17710 NW 73rd Ave Unit 201-20 | condos | 2 | 3 | 1,298 | $305,000 | 2026-03-27 |
| 6276 NW 186th St Apt 112 | condos | 2 | 2 | 950 | $280,000 | 2026-03-16 |
| 7200 NW 179th St Apt 105 | condos | 2 | 2 | 883 | $255,000 | 2026-03-16 |
| 18320 NW 68th Ave Apt G | condos | 2 | 2 | 1,100 | $280,000 | 2026-03-09 |
| 6725 NW 174th Ter Unit H12 | condos | 2 | 2 | 1,144 | $265,000 | 2026-03-06 |
| 7205 NW 173rd Dr Unit 608-6 | condos | 2 | 2 | 904 | $290,000 | 2026-02-27 |
| 17911 NW 68th Ave Apt P102 | condos | 2 | 2 | 1,210 | $170,000 | 2026-02-26 |
| 6175 NW 186th St Apt 112 | condos | 2 | 2 | 1,004 | $262,000 | 2026-02-20 |
| 18250 Mediterranean Blvd Apt 1508 | condos | 2 | 2 | 900 | $240,000 | 2026-02-18 |
| 6115 NW 186th St Apt 202 | condos | 2 | 2 | 1,004 | $240,000 | 2026-02-18 |
| 6280 NW 186th St Apt 310 | condos | 2 | 2 | 950 | $270,000 | 2026-01-27 |
| 7075 NW 186th St Apt C409 | condos | 2 | 2 | 925 | $240,000 | 2026-01-22 |
| 6955 NW 186th St Apt F301 | condos | 2 | 2 | 908 | $215,000 | 2026-01-16 |
| 7271 NW 174th Ter Apt 203 | condos | 2 | 2 | 969 | $330,000 | 2026-01-12 |
| 6045 NW 186th St Apt 103 | condos | 2 | 3 | 1,041 | $250,000 | 2026-01-08 |
| 7130 NW 177th St Unit 103-8 | condos | 2 | 2 | 967 | $300,000 | 2025-12-31 |
| 8340 NW 191st Ln Unit 6L | condos | 2 | 3 | 1,316 | $340,000 | 2025-12-23 |
| 6990 NW 186th St Apt 205 | condos | 2 | 2 | 1,215 | $187,000 | 2025-12-19 |
| 6135 NW 186th St Apt 201 | condos | 2 | 2 | 1,004 | $254,500 | 2025-12-18 |
| 6067711936 | condo_townhome_rowhome_coop | 2 | 2 | 932 | $387,600 | 2025-12-15 |
| 7090 NW 179th St Apt 109 | condos | 2 | 2 | 976 | $232,500 | 2025-11-26 |
| 7090 NW 179th St Apt 102 | condos | 2 | 2 | 883 | $232,500 | 2025-11-25 |
| 7130 NW 177th St Unit 206-8 | condos | 2 | 2 | 967 | $300,000 | 2025-11-07 |
| 6858 NW 173rd Dr Apt 302 | condos | 2 | 3 | 1,076 | $300,000 | 2025-10-20 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 6272 NW 186th St Apt 106 | condos | 2 | 2 | 950 | $259,900 | — |
| 6233 NW 170th Ter | townhomes | 2 | 2 | 1,582 | $400,000 | — |
| 17911 NW 68th Ave Apt M201 | condos | 2 | 2 | 1,417 | $145,000 | — |
| 18101 NW 68th Ave Apt B105 | condos | 2 | 2 | 1,458 | $170,000 | — |
| 7235 NW 179th St Apt 101 | condos | 2 | 2 | 883 | $210,000 | — |
| 18101 NW 68th Ave Apt E105 | condos | 2 | 2 | 1,210 | $160,000 | — |
| 17901 NW 68th Ave Apt T206 | condos | 2 | 3 | 1,376 | $210,000 | — |
| 6135 NW 186th St Apt 205 | condos | 2 | 2 | 1,004 | $289,000 | — |
10-year hold projection
IRR-4.5%
Equity multiple0.26x
Total return (10yr)-$26,602
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $499,550 | $5,082 | -$26,226 | $383,793 | $115,757 |
| 2 | $514,537 | $5,337 | -$26,006 | $379,298 | $135,239 |
| 3 | $529,973 | $5,602 | -$25,776 | $374,493 | $155,479 |
| 4 | $545,872 | $5,877 | -$25,537 | $369,359 | $176,513 |
| 5 | $562,248 | $6,164 | -$25,288 | $363,872 | $198,376 |
| 6 | $579,115 | $6,461 | -$25,029 | $358,009 | $221,107 |
| 7 | $596,489 | $6,771 | -$24,759 | $351,742 | $244,747 |
| 8 | $614,383 | $7,093 | -$24,477 | $345,046 | $269,338 |
| 9 | $632,815 | $7,427 | -$24,184 | $337,889 | $294,926 |
| 10 | $651,799 | $7,774 | -$23,879 | $330,241 | $321,558 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.