| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $549,999 |
| Down payment (20.0%) | $110,000 |
| Loan amount | $439,999 |
| Closing costs (5.0%) | $27,500 |
| Total cash to close | $137,500 |
| Income | |
| Rent (comp-derived) | $3,013$36,150 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,772$33,258 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $871$10,450 |
| Insurance (placeholder 0.8% of price) | $367$4,400 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $151$1,808 |
| Total operating expenses | $1,388$16,657 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $151$1,808 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 3 | 3 | 1,094 | $2,390 | 2026-07-24 | — | |
| townhomes | 3 | 3 | 1,100 | $900 | 2026-08-19 | — | |
| townhomes | 3 | 2 | 1,275 | $2,800 | 2026-08-12 | — | |
| townhomes | 3 | 3 | 1,102 | $2,300 | 2026-08-20 | — | |
| townhomes | 3 | 2 | 1,460 | $3,300 | 2026-07-24 | — | |
| townhomes | 3 | 2 | 1,275 | $3,175 | 2026-07-19 | — | |
| townhomes | 3 | 3 | 1,680 | $3,600 | 2026-06-04 | — | |
| townhomes | 3 | 2 | 1,333 | $3,200 | 2026-05-30 | — | |
| townhomes | 3 | 3 | 1,606 | $2,850 | 2026-06-11 | — | |
| townhomes | 3 | 2 | 1,280 | $2,800 | 2026-08-21 | — | |
| townhomes | 3 | 3 | 1,089 | $2,450 | 2026-08-02 | — | |
| townhomes | 3 | 3 | 1,606 | $3,300 | 2026-07-01 | — | |
| townhomes | 3 | 3 | 1,720 | $3,400 | 2026-07-28 | — | |
| townhomes | 3 | 2 | 1,460 | $3,900 | 2026-08-30 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 7310 W 3rd Ave | townhomes | 3 | 3 | 1,606 | $375,000 | 2026-07-31 |
| 16613 NW 71st Ave | townhomes | 3 | 3 | 1,258 | $430,000 | 2026-07-31 |
| 1789 W 72nd St | townhomes | 3 | 3 | 1,769 | $545,000 | 2026-06-19 |
| 6832 W 2nd Ct | townhomes | 3 | 3 | 1,606 | $495,000 | 2026-06-08 |
| 6916 NW 166th Ter Unit 1204 | townhomes | 3 | 2 | 1,270 | $384,500 | 2026-05-15 |
| 7725 W 10th Ave | townhomes | 3 | 2 | 1,151 | $490,000 | 2026-05-14 |
| 1594 W 73rd St | townhomes | 3 | 2 | 1,008 | $530,000 | 2026-05-01 |
| 6895 W 16th Dr | townhomes | 3 | 2 | 1,428 | $450,000 | 2026-04-24 |
| 15533 Miami Lakeway N Apt 106 | townhomes | 3 | 2 | 1,288 | $425,000 | 2026-04-21 |
| 7090 W 2nd Ct | townhomes | 3 | 2 | 1,606 | $490,000 | 2026-04-14 |
| 7385 Big Cypress Ct | townhomes | 3 | 2 | 1,333 | $350,000 | 2026-03-31 |
| 6923 Holly Rd | townhomes | 3 | 2 | 1,445 | $570,000 | 2026-03-05 |
| 15915 Kingsmoor Way Unit 15915 | townhomes | 3 | 2 | 1,460 | $501,150 | 2026-02-27 |
| 6822 W 2nd Ln | townhomes | 3 | 3 | 1,606 | $485,000 | 2026-02-24 |
| 6925 W 3rd Ave | townhomes | 3 | 3 | 1,452 | $400,000 | 2026-02-20 |
| 1925 W 72nd St | townhomes | 3 | 2 | 1,520 | $472,000 | 2026-02-13 |
| 877 W 79th Pl | townhomes | 3 | 2 | 1,747 | $484,000 | 2026-02-12 |
| 1732 W 72nd St Unit 1732 | townhomes | 3 | 2 | 1,438 | $440,000 | 2026-02-03 |
| 765 W 80th St | townhomes | 3 | 2 | 1,280 | $420,000 | 2026-02-03 |
| 6915 W 16th Dr | townhomes | 3 | 2 | 1,428 | $420,000 | 2026-01-16 |
| 7305 W 2nd Ct | townhomes | 3 | 3 | 1,606 | $480,000 | 2026-01-07 |
| 810 W 80th Pl | townhomes | 3 | 2 | 1,278 | $415,000 | 2025-12-22 |
| 6855 W 2nd Ln | townhomes | 3 | 2 | 1,606 | $475,000 | 2025-12-18 |
| 7380 Big Cypress Dr | townhomes | 3 | 3 | 1,740 | $635,000 | 2025-12-08 |
| 15512 Sharpecroft Dr | townhomes | 3 | 2 | 1,460 | $477,000 | 2025-11-25 |
| 7310 W 2nd Way | townhomes | 3 | 2 | 1,606 | $480,000 | 2025-11-14 |
| 829 W 79th Pl Unit 829 | townhomes | 3 | 2 | 1,278 | $440,000 | 2025-11-12 |
| 7417 Twin Sabal Dr | townhomes | 3 | 2 | 1,333 | $470,000 | 2025-10-30 |
| 7250 W 2nd Ct | townhomes | 3 | 2 | 1,606 | $495,000 | 2025-10-29 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 6931 Loch Ness Dr | single_family | 3 | 2 | 2,050 | $1,100,000 | — |
| 903 W 77th St | condo_townhome_rowhome_coop | 3 | 2 | 1,103 | $450,000 | — |
| 6402 Windmill Gate Rd | townhomes | 3 | 2 | 972 | $459,000 | — |
| 14021 Cypress Ct | single_family | 3 | 3 | 2,216 | $920,000 | — |
| 15499 Miami Lakeway N Unit 306-5 | condos | 3 | 2 | 1,240 | $349,990 | — |
| 15533 Miami Lakeway N Unit 101-19 | condos | 3 | 2 | 1,282 | $404,900 | — |
| 13988 Lake Lure Ct | single_family | 3 | 2 | 1,412 | $799,999 | — |
| 6901 Miami Lakeway S | single_family | 3 | 2 | 2,206 | $1,250,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $566,499 | $16,601 | -$19,138 | $435,229 | $131,270 |
| 2 | $583,494 | $17,182 | -$18,601 | $430,131 | $153,363 |
| 3 | $600,999 | $17,783 | -$18,047 | $424,682 | $176,316 |
| 4 | $619,029 | $18,404 | -$17,473 | $418,860 | $200,169 |
| 5 | $637,600 | $19,045 | -$16,880 | $412,638 | $224,962 |
| 6 | $656,728 | $19,709 | -$16,267 | $405,988 | $250,739 |
| 7 | $676,429 | $20,394 | -$15,633 | $398,882 | $277,547 |
| 8 | $696,722 | $21,103 | -$14,977 | $391,288 | $305,434 |
| 9 | $717,624 | $21,835 | -$14,298 | $383,173 | $334,451 |
| 10 | $739,153 | $22,591 | -$13,597 | $374,500 | $364,653 |