1314 W 77th St

Hialeah, FL 33014 · single_family · For Sale · 119 days on market
Asking price$799,900
5 beds 5 baths 2,574 sqft
View on Realtor.com →
Listed by Jonathan Li · Mi Casa Bella Realty, Inc
Typesingle_family
Built1961
Price / sqft$311
Est. value (own analysis)$918,180
Rent estimate (own analysis)$5,275/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-05-06
Removed date
MLSMiamiMLS #A12014589
Coordinates25.89209, -80.31035
Address1314 W 77th St
CityHialeah
StateFL
Zip33014
Listing ID5990605552
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33014)

Typical home value (ZHVI)$442,718
Typical rent (ZORI)$2,327/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$799,900
Down payment (20.0%)$159,980
Loan amount$639,920
Closing costs (5.0%)$39,995
Total cash to close$199,975
Rent (comp-derived)$5,275$63,300
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$63,300
Vacancy rate (assumption) assumption8.0%

$63,300 × 8.0% = $5,064

Effective gross income$4,853$58,236
Property tax (placeholder 1.9% of price)$1,267$15,198
Insurance (placeholder 0.8% of price)$533$6,399
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$264$3,165
Total operating expenses$2,064$24,762
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$58,236
Total operating expenses derived$24,762

$58,236 − $24,762 = $33,474

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$639,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$639,920 amortized at 6.7% over 30 years = $4,112/mo

CapEx reserve (5.0% of GSR)$264$3,165
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$33,474
Annual debt service derived$49,348
Annual CapEx reserve assumption$3,165
Annual PMI assumption$0

($33,474 − $49,348 − $3,165 − $0) ÷ 12 = -$1,587

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$33,474
Purchase price data$799,900

$33,474 ÷ $799,900 = 4.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$19,039
Total cash to close derived$199,975

-$19,039 ÷ $199,975 = -9.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$33,474
Annual debt service derived$49,348

$33,474 ÷ $49,348 = 0.68

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$63,300
Purchase price data$799,900

($63,300 ÷ 12) ÷ $799,900 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$799,900
Gross scheduled rent (annual) comp$63,300

$799,900 ÷ $63,300 = 12.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$24,762
Effective gross income derived$58,236

$24,762 ÷ $58,236 = 42.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$24,762
Annual debt service derived$49,348
Annual PMI assumption$0
Gross scheduled rent (annual) comp$63,300

($24,762 + $49,348 + $0) ÷ $63,300 = 117.1%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family532,540$3,920
single_family541,769$5,450
single_family521,750$4,9002026-07-01
single_family552,759$5,1002026-08-07
single_family533,316$6,0002026-08-15
single_family552,909$5,9002026-08-04
single_family532,263$4,200
single_family553,017$5,500

623 W 63rd Dr

Hialeah, 33012 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,540
Listed
Days on market

Asking rent: $3,920

View on Zillow →

5862 W 2nd Ct

Hialeah, 33012 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage1,769
Listed
Days on market

Asking rent: $5,450

View on Zillow →

3455 E 1st Ct Unit 3455

Hialeah, 33013 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage1,750
Listed2026-07-01
Days on market

Asking rent: $4,900

View on Zillow →

8843 W 34th Ave

Hialeah, 33018 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage2,759
Listed2026-08-07
Days on market

Asking rent: $5,100

View on Zillow →

9260 W 35th Ln

Hialeah, 33018 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,316
Listed2026-08-15
Days on market

Asking rent: $6,000

View on Zillow →

10614 W 35th Ln

Hialeah, 33018 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage2,909
Listed2026-08-04
Days on market

Asking rent: $5,900

View on Zillow →

11035 W 35th Way # 11035

Hialeah, 33018 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,263
Listed
Days on market

Asking rent: $4,200

View on Zillow →

17994 NW 87th Pl

Hialeah, 33018 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,017
Listed
Days on market

Asking rent: $5,500

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1082 W 71st Stsingle_family522,807$800,0002026-06-22
7605 W 6th Avesingle_family522,215$699,9002026-04-30
955 W 72nd Plsingle_family542,374$575,0002026-03-30
1243 W 78th Stsingle_family532,092$750,0002026-03-30
8031 W 14th Ctsingle_family532,495$890,0002025-12-26
14940 Egan Lnsingle_family542,850$1,260,0002025-12-14
15950 W Prestwick Plsingle_family524,610$1,765,0002025-12-02
6860 Miami Lakes Drsingle_family532,227$925,0002025-11-17
5908098755single_family542,320$726,0002025-11-13
16100 W Prestwick Plsingle_family534,168$1,500,0002025-11-12
620 W 70th Plsingle_family522,159$660,0002025-10-02

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
8197 W 14th Ctsingle_family532,306$949,000
7355 Poinciana Ctsingle_family532,209$935,000
7850 W 16th Avesingle_family542,182$787,000
6750 White Oak Drsingle_family541,940$1,000,000
15761 Turnberry Drsingle_family533,724$2,450,000
16120 E Troon Cirsingle_family533,033$1,350,000

10-year hold projection

IRR4.0%
Equity multiple1.64x
Total return (10yr)$231,614
YearProperty valueNOICash flowLoan balanceEquity
1$823,897$33,474-$19,039$632,982$190,915
2$848,614$34,602-$17,990$625,567$223,047
3$874,072$35,767-$16,906$617,643$256,429
4$900,295$36,970-$15,786$609,175$291,119
5$927,303$38,212-$14,629$600,126$327,177
6$955,122$39,495-$13,433$590,455$364,667
7$983,776$40,820-$12,198$580,120$403,656
8$1,013,289$42,188-$10,921$569,075$444,214
9$1,043,688$43,601-$9,603$557,272$486,416
10$1,074,999$45,060-$8,240$544,659$530,340
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.