14755 SW 74th Ln

Miami, FL 33193 · townhomes · For Sale · 18 days on market
Asking price$533,000
3 beds 3 baths 2,187 sqft
View on Realtor.com →
Listed by Gysenia Gonzalez · GG International Realty
Typetownhomes
Built1981
Price / sqft$244
Est. value (own analysis)$687,847
Rent estimate (own analysis)$3,200/mo
HOA$100/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorFlood1/10minimal$Wildfire1/10Minimal
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-15
Removed date
MLSMiamiMLS #A12071750
Coordinates25.69737, -80.43219
Address14755 SW 74th Ln
CityMiami
StateFL
Zip33193
Listing ID5986538490
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33193)

Typical home value (ZHVI)$445,241
Typical rent (ZORI)$2,377/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$533,000
Down payment (20.0%)$106,600
Loan amount$426,400
Closing costs (5.0%)$26,650
Total cash to close$133,250
Rent (comp-derived)$3,200$38,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$38,400
Vacancy rate (assumption) assumption8.0%

$38,400 × 8.0% = $3,072

Effective gross income$2,944$35,328
Property tax (placeholder 1.9% of price)$844$10,127
Insurance (est. scaled by flood & wind risk)$533$6,396
HOA dues$100$1,200
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$160$1,920
Total operating expenses$1,637$19,643
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$35,328
Total operating expenses derived$19,643

$35,328 − $19,643 = $15,685

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$426,400
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$426,400 amortized at 6.7% over 30 years = $2,740/mo

CapEx reserve (5.0% of GSR)$160$1,920
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$15,685
Annual debt service derived$32,882
Annual CapEx reserve assumption$1,920
Annual PMI assumption$0

($15,685 − $32,882 − $1,920 − $0) ÷ 12 = -$1,593

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$15,685
Purchase price data$533,000

$15,685 ÷ $533,000 = 2.9%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$19,117
Total cash to close derived$133,250

-$19,117 ÷ $133,250 = -14.3%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$15,685
Annual debt service derived$32,882

$15,685 ÷ $32,882 = 0.48

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$38,400
Purchase price data$533,000

($38,400 ÷ 12) ÷ $533,000 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$533,000
Gross scheduled rent (annual) comp$38,400

$533,000 ÷ $38,400 = 13.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$19,643
Effective gross income derived$35,328

$19,643 ÷ $35,328 = 55.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$19,643
Annual debt service derived$32,882
Annual PMI assumption$0
Gross scheduled rent (annual) comp$38,400

($19,643 + $32,882 + $0) ÷ $38,400 = 136.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes331,848$3,2002026-08-12
townhomes331,644$3,2502026-07-16
townhomes331,571$2,7502026-07-11
townhomes321,708$3,3002026-06-23
townhomes331,848$3,2002026-06-10
townhomes331,770$3,2002026-05-11
townhomes332,027$3,3002026-07-31
townhomes331,770$3,2002026-03-01

15852 SW 71st Ter Unit 0

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,848
Listed2026-08-12
Days on market

Asking rent: $3,200

View on Zillow →

7463 SW 164th Ave

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,644
Listed2026-07-16
Days on market

Asking rent: $3,250

View on Zillow →

8510 SW 150th Ave Unit 2

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,571
Listed2026-07-11
Days on market

Asking rent: $2,750

View on Zillow →

7001 SW 164th Ct Unit 0

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,708
Listed2026-06-23
Days on market

Asking rent: $3,300

View on Zillow →

15849 SW 70th Ter Unit 0

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,848
Listed2026-06-10
Days on market

Asking rent: $3,200

View on Zillow →

8525 SW 165th Pl Unit 8525

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,770
Listed2026-05-11
Days on market

Asking rent: $3,200

View on Zillow →

5732 SW 162nd Pass Unit 5732

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,027
Listed2026-07-31
Days on market

Asking rent: $3,300

View on Zillow →

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,770
Listed2026-03-01
Days on market

Asking rent: $3,200

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
7426 SW 162nd Cttownhomes331,644$545,0002026-08-21
7240 SW 162nd Cttownhomes331,667$555,0002026-08-21
6323 SW 147th Place Cirtownhomes321,059$410,0002026-08-14
8618 SW 148th Pltownhomes321,283$425,0002026-07-31
7345 SW 148th Cttownhomes321,699$535,0002026-07-29
16236 SW 75th Sttownhomes321,667$550,0002026-07-24
5873026429townhomes331,820$515,0002026-06-15
7378 SW 162nd Pltownhomes331,644$545,0002026-06-12
15585 SW 76th Ln Unit A81-8townhomes321,240$390,0002026-06-11
7925 SW 153rd Cttownhomes321,177$450,0002026-06-11
8614 SW 147th Pltownhomes321,283$445,0002026-06-09
7413 SW 162nd Pathtownhomes331,644$495,0002026-05-29
8749 SW 154th Circle Pl Unit 4Gtownhomes332,282$380,0002026-05-15
8500 SW 150th Avetownhomes321,230$345,0002026-05-06
16603 SW 79th Tertownhomes331,770$495,0002026-04-30
16415 SW 73rd Tertownhomes321,667$522,0002026-03-20
16514 SW 68th Tertownhomes321,580$530,0002026-03-12
7161 SW 163rd Pltownhomes321,666$498,0002026-03-05
16394 SW 75th Sttownhomes331,667$520,0002026-02-24
7486 SW 162nd Cttownhomes331,644$510,0002026-02-18
16256 SW 57th Lntownhomes322,027$549,0002026-02-18

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
6651 SW 148th Ctsingle_family321,892$855,000
7054 SW 152nd Cttownhomes321,116$490,000
15840 SW 85th Stsingle_family321,631$650,000
14963 SW 74th Tersingle_family321,322$529,000
16628 SW 79th Tertownhomes331,776$525,000
15171 SW 70th Stsingle_family322,074$850,000
16232 SW 57th Lncondos332,027$564,000
15253 SW 56th Tersingle_family331,250$560,000

10-year hold projection

IRR0.5%
Equity multiple1.09x
Total return (10yr)$81,381
YearProperty valueNOICash flowLoan balanceEquity
1$548,990$15,685-$19,117$421,777$127,213
2$565,460$16,254-$18,596$416,836$148,623
3$582,423$16,842-$18,057$411,556$170,867
4$599,896$17,451-$17,499$405,914$193,982
5$617,893$18,080-$16,921$399,884$218,009
6$636,430$18,731-$16,324$393,440$242,990
7$655,523$19,404-$15,705$386,554$268,969
8$675,188$20,100-$15,065$379,194$295,994
9$695,444$20,819-$14,402$371,329$324,115
10$716,307$21,564-$13,716$362,925$353,383
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.