| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $480,000 |
| Down payment (20.0%) | $96,000 |
| Loan amount | $384,000 |
| Closing costs (5.0%) | $24,000 |
| Total cash to close | $120,000 |
| Income | |
| Rent (comp-derived) | $3,775$45,300 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,473$41,676 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $760$9,120 |
| Insurance (placeholder 0.8% of price) | $320$3,840 |
| HOA dues | $169$2,028 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $189$2,265 |
| Total operating expenses | $1,438$17,253 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $189$2,265 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,652 | $4,200 | 2026-08-14 | — | |
| single_family | 3 | 2 | 1,248 | $4,500 | 2026-08-07 | — | |
| single_family | 3 | 2 | 1,337 | $4,250 | 2026-07-04 | — | |
| single_family | 3 | 2 | 1,557 | $8,750 | 2026-05-08 | — | |
| single_family | 3 | 2 | 1,350 | $3,650 | 2026-08-03 | — | |
| single_family | 3 | 2 | 1,587 | $4,500 | 2026-07-31 | — | |
| single_family | 3 | 2 | 1,848 | $3,750 | 2026-07-30 | — | |
| single_family | 3 | 2 | 1,688 | $3,500 | 2026-01-16 | — | |
| single_family | 3 | 2 | 1,492 | $3,600 | — | — | |
| single_family | 3 | 2 | 1,520 | $3,800 | — | — | |
| single_family | 3 | 2 | 1,415 | $3,500 | 2026-08-27 | — | |
| single_family | 3 | 2 | 1,415 | $3,550 | 2026-08-25 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 11190 SW 57th St | single_family | 3 | 2 | 1,563 | $600,000 | 2026-09-01 |
| 8024 SW 91st Ave | single_family | 3 | 2 | 1,711 | $1,175,000 | 2026-08-20 |
| 8791 SW 85th St | single_family | 3 | 2 | 1,846 | $960,000 | 2026-08-19 |
| 10340 SW 62nd St | single_family | 3 | 2 | 3,583 | $2,500,000 | 2026-08-10 |
| 6816 SW 89th Ct | single_family | 3 | 2 | 2,260 | $1,080,000 | 2026-08-06 |
| 6905 SW 104th Ct | single_family | 3 | 2 | 1,296 | $560,000 | 2026-07-31 |
| 5600 SW 112th Ct | single_family | 3 | 1 | 1,198 | $525,000 | 2026-07-30 |
| 6307 SW 93rd Ct | single_family | 3 | 2 | 1,714 | $810,000 | 2026-07-23 |
| 6521 SW 112th Ave | single_family | 3 | 2 | 1,080 | $518,000 | 2026-07-17 |
| 11401 SW 57th St | single_family | 3 | 2 | 1,224 | $575,600 | 2026-07-10 |
| 11314 SW 73rd Ter | single_family | 3 | 2 | 1,519 | $555,905 | 2026-07-02 |
| 11242 SW 64th Ln | single_family | 3 | 2 | 1,415 | $560,000 | 2026-06-26 |
| 11500 SW 57th Ter | single_family | 3 | 3 | 1,368 | $675,000 | 2026-06-26 |
| 10760 SW 63rd St | single_family | 3 | 2 | 1,740 | $715,000 | 2026-06-26 |
| 10959 SW 72nd Ter | single_family | 3 | 2 | 1,391 | $590,000 | 2026-06-18 |
| 9608 SW 59th St | single_family | 3 | 2 | 1,495 | $650,000 | 2026-06-18 |
| 7625 SW 99th Ct | single_family | 3 | 2 | 1,300 | $680,000 | 2026-06-15 |
| 11455 SW 72nd Ter | single_family | 3 | 2 | 1,256 | $580,000 | 2026-06-05 |
| 9775 SW 78th St | single_family | 3 | 2 | 1,449 | $675,000 | 2026-06-04 |
| 11261 SW 73rd Ln | single_family | 3 | 2 | 1,519 | $500,000 | 2026-06-03 |
| 10951 SW 65th St | single_family | 3 | 2 | 1,008 | $600,000 | 2026-06-02 |
| 10841 SW 68th Dr | single_family | 3 | 2 | 1,695 | $758,800 | 2026-06-01 |
| 6845 SW 97th Ave | single_family | 3 | 2 | 2,326 | $1,730,000 | 2026-05-27 |
| 8541 SW 87th Ct | single_family | 3 | 2 | 1,908 | $1,065,000 | 2026-05-27 |
| 6320 SW 93rd Ct | single_family | 3 | 2 | 1,555 | $790,000 | 2026-05-19 |
| 11080 SW 62nd Ter | single_family | 3 | 2 | — | $660,000 | 2026-04-29 |
| 11321 SW 62nd Ln | single_family | 3 | 2 | 1,415 | $590,000 | 2026-04-23 |
| 9271 SW 58th Ter | single_family | 3 | 2 | 1,767 | $880,000 | 2026-04-21 |
| 8970 SW 82nd St | single_family | 3 | 2 | 1,362 | $825,000 | 2026-04-21 |
| 8614 SW 102nd Pl | single_family | 3 | 2 | 1,421 | $827,500 | 2026-04-20 |
| 5976 SW 88th Pl | single_family | 3 | 2 | 2,114 | $1,130,000 | 2026-04-20 |
| 11430 SW 83rd Ter | single_family | 3 | 2 | 1,610 | $640,000 | 2026-04-09 |
| 9567 SW 59th Ter | single_family | 3 | 2 | 1,811 | $880,000 | 2026-04-07 |
| 9130 SW 73rd St | single_family | 3 | 2 | 1,114 | $699,000 | 2026-04-06 |
| 11196 SW 75th Ter | single_family | 3 | 2 | 1,434 | $675,000 | 2026-04-06 |
| 8955 SW 85th Ter | single_family | 3 | 2 | 1,992 | $970,000 | 2026-04-06 |
| 6410 SW 112th Pl | single_family | 3 | 2 | 1,415 | $570,000 | 2026-04-03 |
| 10816 SW 75th St | single_family | 3 | 3 | 2,216 | $567,500 | 2026-04-02 |
| 11262 SW 73rd Ter | single_family | 3 | 2 | 1,616 | $635,000 | 2026-03-30 |
| 7630 SW 94th Ave | single_family | 3 | 2 | 1,612 | $849,000 | 2026-03-30 |
| 6811 SW 105th Ct | single_family | 3 | 2 | 1,682 | $620,000 | 2026-03-24 |
| 9940 SW 62nd St | single_family | 3 | 2 | 3,596 | $1,850,000 | 2026-03-23 |
| 9300 SW 77th St | single_family | 3 | 2 | 1,495 | $630,000 | 2026-03-20 |
| 5820 SW 108th Pl | single_family | 3 | 2 | 1,316 | $705,000 | 2026-03-20 |
| 7440 SW 93rd Ave | single_family | 3 | 3 | 2,182 | $1,000,000 | 2026-03-18 |
| 9940 SW 72nd St | single_family | 3 | 2 | 1,650 | $750,000 | 2026-03-16 |
| 11611 SW 83rd Ter | single_family | 3 | 2 | 1,809 | $650,000 | 2026-02-26 |
| 8700 SW 91st Ave | single_family | 3 | 2 | 1,725 | $1,200,000 | 2026-02-13 |
| 9250 SW 68th St | single_family | 3 | 3 | 2,314 | $860,000 | 2026-02-05 |
| 6908 SW 104th Ct | single_family | 3 | 2 | 1,667 | $530,000 | 2026-02-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 5710 SW 89th Ave | single_family | 3 | 2 | 2,111 | $824,900 | — |
| 11507 SW 64th St Apt G | townhomes | 3 | 3 | 1,575 | $395,000 | — |
| 8123 SW 95th Ct | single_family | 3 | 2 | 1,512 | $987,000 | — |
| 10958 SW 72nd Ter | single_family | 3 | 2 | 1,350 | $720,000 | — |
| 7142 SW 103rd Court Cir | single_family | 3 | 2 | 1,472 | $680,000 | — |
| 10821 SW 63rd St | single_family | 3 | 2 | 1,412 | $995,000 | — |
| 7457 SW 112th Pl | single_family | 3 | 2 | 1,652 | $715,000 | — |
| 5715 SW 112th Ct | single_family | 3 | 2 | 1,175 | $599,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $494,400 | $24,423 | -$7,454 | $379,837 | $114,563 |
| 2 | $509,232 | $25,242 | -$6,692 | $375,387 | $133,845 |
| 3 | $524,509 | $26,088 | -$5,904 | $370,632 | $153,877 |
| 4 | $540,244 | $26,961 | -$5,091 | $365,551 | $174,693 |
| 5 | $556,452 | $27,863 | -$4,250 | $360,121 | $196,331 |
| 6 | $573,145 | $28,794 | -$3,381 | $354,317 | $218,828 |
| 7 | $590,339 | $29,755 | -$2,484 | $348,115 | $242,224 |
| 8 | $608,050 | $30,748 | -$1,557 | $341,488 | $266,562 |
| 9 | $626,291 | $31,773 | -$599 | $334,405 | $291,886 |
| 10 | $645,080 | $32,831 | $390 | $326,836 | $318,244 |