| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $755,000 |
| Down payment (20.0%) | $151,000 |
| Loan amount | $604,000 |
| Closing costs (5.0%) | $37,750 |
| Total cash to close | $188,750 |
| Income | |
| Rent (comp-derived) | $3,575$42,900 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,289$39,468 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,195$14,345 |
| Insurance (placeholder 0.8% of price) | $503$6,040 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $179$2,145 |
| Total operating expenses | $1,878$22,530 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $179$2,145 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,328 | $3,300 | 2026-08-05 | — | |
| single_family | 3 | 2 | 1,147 | $4,500 | 2026-08-24 | — | |
| single_family | 3 | 2 | 1,445 | $3,650 | 2026-07-29 | — | |
| single_family | 3 | 2 | 1,359 | $3,500 | 2026-07-20 | — | |
| single_family | 3 | 2 | 1,277 | $3,700 | 2026-03-11 | — | |
| single_family | 3 | 3 | 1,425 | $3,900 | 2026-07-09 | — | |
| single_family | 3 | 2 | 936 | $2,900 | — | — | |
| single_family | 3 | 2 | 1,147 | $4,500 | — | — | |
| single_family | 3 | 2 | 1,245 | $2,800 | — | — | |
| single_family | 3 | 2 | 1,450 | $3,199 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8461 NW 189th Street Rd | single_family | 3 | 2 | 2,034 | $560,000 | 2026-09-22 |
| 8165 NW 187th Ter | single_family | 3 | 2 | 1,327 | $600,000 | 2026-08-28 |
| 19391 NW 57th Ct | single_family | 3 | 2 | 1,523 | $634,000 | 2026-08-27 |
| 6320 NW 173rd St | single_family | 3 | 3 | 2,023 | $585,000 | 2026-08-27 |
| 5850190630 | single_family | 3 | 2 | 1,508 | $515,000 | 2026-08-14 |
| 6795 NW 199th Ter | single_family | 3 | 2 | 1,348 | $512,000 | 2026-08-13 |
| 19059 NW 77th Pl | single_family | 3 | 2 | 1,445 | $600,000 | 2026-08-10 |
| 7963 NW 195th Ter | single_family | 3 | 2 | 1,772 | $650,000 | 2026-08-06 |
| 6572 NW 197th Ln | single_family | 3 | 2 | 1,365 | $461,000 | 2026-08-05 |
| 18198 NW 61st Ct | single_family | 3 | 2 | 1,866 | $670,000 | 2026-07-30 |
| 19926 NW 67th Pl | single_family | 3 | 2 | 1,365 | $520,000 | 2026-07-28 |
| 17921 NW 81st Ave | single_family | 3 | 2 | 1,264 | $580,000 | 2026-07-15 |
| 17501 NW 85th Ave | single_family | 3 | 2 | 2,616 | $1,050,000 | 2026-07-09 |
| 7868 NW 194th St | single_family | 3 | 2 | 1,479 | $650,000 | 2026-07-02 |
| 7971 NW 179th St | single_family | 3 | 2 | 1,341 | $645,000 | 2026-07-01 |
| 17523 NW 66th Ct | single_family | 3 | 2 | 1,612 | $500,000 | 2026-07-01 |
| 20009 NW 80th Ave | single_family | 3 | 2 | 1,371 | $640,000 | 2026-06-30 |
| 20013 NW 62nd Pl # L | single_family | 3 | 2 | 1,465 | $585,000 | 2026-06-22 |
| 8448 NW 196th Ter | single_family | 3 | 3 | 1,644 | $546,350 | 2026-06-15 |
| 8370 NW 185th St | single_family | 3 | 2 | — | $710,000 | 2026-06-15 |
| 19011 NW 79th Ct | single_family | 3 | 2 | 1,884 | $645,000 | 2026-06-15 |
| 8241 NW 182nd St | single_family | 3 | 4 | 1,149 | $800,000 | 2026-06-11 |
| 20013 NW 62nd Pl | single_family | 3 | 2 | 1,465 | $585,000 | 2026-06-11 |
| 17887 NW 78th Pl | single_family | 3 | 2 | 4,258 | $845,000 | 2026-06-09 |
| 5730 NW 199th St | single_family | 3 | 2 | 1,254 | $635,000 | 2026-06-04 |
| 16834 NW 70th Ave | single_family | 3 | 2 | 1,382 | $599,995 | 2026-06-01 |
| 6136 NW 181st Terrace Cir W | single_family | 3 | 2 | 1,110 | $535,000 | 2026-05-29 |
| 19922 NW 67th Pl | single_family | 3 | 2 | 1,348 | $455,000 | 2026-05-29 |
| 16810 NW 72nd Ct | single_family | 3 | 1 | 1,199 | $310,000 | 2026-05-28 |
| 8310 NW 172nd St | single_family | 3 | 2 | 1,194 | $630,000 | 2026-05-27 |
| 7972 NW 198th St | single_family | 3 | 2 | 1,769 | $615,000 | 2026-05-26 |
| 7970 NW 176th St | single_family | 3 | 2 | 1,200 | $615,000 | 2026-05-22 |
| 7875 NW 174th Ter | single_family | 3 | 3 | 2,033 | $852,000 | 2026-05-19 |
| 7810 NW 174th Ter | single_family | 3 | 2 | 1,404 | $690,000 | 2026-05-15 |
| 7952 NW 198th St | single_family | 3 | 2 | 1,769 | $634,000 | 2026-05-14 |
| 19030 NW 86th Ct | single_family | 3 | 2 | 1,309 | $451,500 | 2026-05-12 |
| 20166 W Oakmont Cir | single_family | 3 | 2 | 1,686 | $585,000 | 2026-05-08 |
| 8070 NW 176th St | single_family | 3 | 1 | 1,201 | $560,000 | 2026-05-08 |
| 6830 Winged Foot Dr | single_family | 3 | 3 | 2,579 | $1,220,000 | 2026-05-06 |
| 20103 NW 57th Pl | single_family | 3 | 2 | 1,660 | $640,000 | 2026-05-05 |
| 6646 NW 175th Ter | single_family | 3 | 2 | 1,612 | $470,000 | 2026-05-01 |
| 19907 NW 67th Ct | single_family | 3 | 3 | 1,425 | $536,000 | 2026-04-29 |
| 7999 NW 181st St | single_family | 3 | 2 | 1,284 | $725,000 | 2026-04-28 |
| 7730 NW 201st Ter | single_family | 3 | 2 | 1,592 | $605,000 | 2026-04-23 |
| 7831 NW 175th St | single_family | 3 | 2 | 1,786 | $750,000 | 2026-04-21 |
| 7457 NW 168th St | single_family | 3 | 2 | 1,366 | $448,000 | 2026-04-14 |
| 8253 NW 192nd Ter | single_family | 3 | 2 | 1,660 | $587,000 | 2026-04-09 |
| 6080 NW 199th St | single_family | 3 | 3 | 1,233 | $610,000 | 2026-04-07 |
| 8530 NW 178th St | single_family | 3 | 2 | 1,606 | $749,990 | 2026-04-01 |
| 18858 NW 63rd Court Cir | single_family | 3 | 2 | 1,425 | $540,000 | 2026-04-01 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 6795 Brookline Dr Unit 6795 | condos | 3 | 3 | 3,504 | $645,000 | — |
| 6061 NW 198th Ter | single_family | 3 | 3 | 1,540 | $645,000 | — |
| 19331 NW 57th Ct | single_family | 3 | 2 | 1,371 | $720,000 | — |
| 17831 NW 84th Ct | single_family | 3 | 2 | 1,719 | $1,050,000 | — |
| 6821 Brookline Dr Unit 6821 | condos | 3 | 3 | 2,180 | $439,000 | — |
| 8601 NW 192nd Ter | single_family | 3 | 2 | 1,353 | $599,900 | — |
| 8126 NW 199th Ter | single_family | 3 | 3 | 1,648 | $665,000 | — |
| 8165 NW 187th Ter | single_family | 3 | 2 | 1,327 | $610,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $777,650 | $16,938 | -$31,785 | $597,451 | $180,199 |
| 2 | $800,980 | $17,559 | -$31,217 | $590,453 | $210,527 |
| 3 | $825,009 | $18,201 | -$30,630 | $582,974 | $242,035 |
| 4 | $849,759 | $18,865 | -$30,022 | $574,981 | $274,778 |
| 5 | $875,252 | $19,553 | -$29,393 | $566,440 | $308,812 |
| 6 | $901,509 | $20,264 | -$28,741 | $557,312 | $344,198 |
| 7 | $928,555 | $20,999 | -$28,066 | $547,557 | $380,998 |
| 8 | $956,411 | $21,760 | -$27,368 | $537,132 | $419,280 |
| 9 | $985,104 | $22,546 | -$26,645 | $525,991 | $459,112 |
| 10 | $1,014,657 | $23,360 | -$25,897 | $514,086 | $500,571 |