10821 SW 63rd St
Miami, FL 33173 · single_family · For Sale · 18 days on market
Asking price$995,000
3 beds 2 baths 1,412 sqft
Suggested offer$664,009$330,991 above the est. market value of $664,009.
View on Realtor.com →Listed by Lourdes Rivera · Alaez & Associates, Inc.
Typesingle_family
Built1972
Price / sqft$705
Est. value (own analysis)$664,009
Rent estimate (own analysis)$3,800/mo
HOANone
1 / 38
Show every detail
Statusfor_sale
Listed date2026-08-16
Removed date—
MLSMiamiMLS #A12068256
Coordinates25.70916, -80.36912
Address10821 SW 63rd St
CityMiami
StateFL
Zip33173
Listing ID5947308825
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33173)
Typical home value (ZHVI)$567,889
Typical rent (ZORI)$2,611/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $995,000 |
| Down payment (20.0%) | $199,000 |
| Loan amount | $796,000 |
| Closing costs (5.0%) | $49,750 |
| Total cash to close | $248,750 |
| Income | |
| Rent (comp-derived) | $3,800$45,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,496$41,952 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,575$18,905 |
| Insurance (placeholder 0.8% of price) | $663$7,960 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $190$2,280 |
| Total operating expenses | $2,429$29,145 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $190$2,280 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,652 | $4,200 | 2026-08-14 | — | |
| single_family | 3 | 2 | 1,876 | $4,500 | 2026-08-14 | — | |
| single_family | 3 | 2 | 1,248 | $4,500 | 2026-08-07 | — | |
| single_family | 3 | 2 | 1,337 | $4,250 | 2026-07-04 | — | |
| single_family | 3 | 2 | 1,557 | $8,750 | 2026-05-08 | — | |
| single_family | 3 | 2 | 1,350 | $3,650 | 2026-08-03 | — | |
| single_family | 3 | 2 | 1,587 | $4,500 | 2026-07-31 | — | |
| single_family | 3 | 2 | 1,848 | $3,750 | 2026-07-30 | — | |
| single_family | 3 | 2 | 1,688 | $3,500 | 2026-01-16 | — | |
| single_family | 3 | 2 | 1,492 | $3,600 | — | — | |
| single_family | 3 | 2 | 1,520 | $3,800 | — | — | |
| single_family | 3 | 2 | 1,415 | $3,500 | 2026-08-27 | — | |
| single_family | 3 | 2 | 1,415 | $3,550 | 2026-08-25 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 11190 SW 57th St | single_family | 3 | 2 | 1,563 | $600,000 | 2026-09-01 |
| 8024 SW 91st Ave | single_family | 3 | 2 | 1,711 | $1,175,000 | 2026-08-20 |
| 8791 SW 85th St | single_family | 3 | 2 | 1,846 | $960,000 | 2026-08-19 |
| 10340 SW 62nd St | single_family | 3 | 2 | 3,583 | $2,500,000 | 2026-08-10 |
| 6816 SW 89th Ct | single_family | 3 | 2 | 2,260 | $1,080,000 | 2026-08-06 |
| 6905 SW 104th Ct | single_family | 3 | 2 | 1,296 | $560,000 | 2026-07-31 |
| 5600 SW 112th Ct | single_family | 3 | 1 | 1,198 | $525,000 | 2026-07-30 |
| 6307 SW 93rd Ct | single_family | 3 | 2 | 1,714 | $810,000 | 2026-07-23 |
| 6521 SW 112th Ave | single_family | 3 | 2 | 1,080 | $518,000 | 2026-07-17 |
| 11401 SW 57th St | single_family | 3 | 2 | 1,224 | $575,600 | 2026-07-10 |
| 11314 SW 73rd Ter | single_family | 3 | 2 | 1,519 | $555,905 | 2026-07-02 |
| 11242 SW 64th Ln | single_family | 3 | 2 | 1,415 | $560,000 | 2026-06-26 |
| 11500 SW 57th Ter | single_family | 3 | 3 | 1,368 | $675,000 | 2026-06-26 |
| 10760 SW 63rd St | single_family | 3 | 2 | 1,740 | $715,000 | 2026-06-26 |
| 10959 SW 72nd Ter | single_family | 3 | 2 | 1,391 | $590,000 | 2026-06-18 |
| 9608 SW 59th St | single_family | 3 | 2 | 1,495 | $650,000 | 2026-06-18 |
| 7625 SW 99th Ct | single_family | 3 | 2 | 1,300 | $680,000 | 2026-06-15 |
| 11455 SW 72nd Ter | single_family | 3 | 2 | 1,256 | $580,000 | 2026-06-05 |
| 9775 SW 78th St | single_family | 3 | 2 | 1,449 | $675,000 | 2026-06-04 |
| 11261 SW 73rd Ln | single_family | 3 | 2 | 1,519 | $500,000 | 2026-06-03 |
| 10951 SW 65th St | single_family | 3 | 2 | 1,008 | $600,000 | 2026-06-02 |
| 10841 SW 68th Dr | single_family | 3 | 2 | 1,695 | $758,800 | 2026-06-01 |
| 6845 SW 97th Ave | single_family | 3 | 2 | 2,326 | $1,730,000 | 2026-05-27 |
| 8541 SW 87th Ct | single_family | 3 | 2 | 1,908 | $1,065,000 | 2026-05-27 |
| 6320 SW 93rd Ct | single_family | 3 | 2 | 1,555 | $790,000 | 2026-05-19 |
| 11080 SW 62nd Ter | single_family | 3 | 2 | — | $660,000 | 2026-04-29 |
| 11321 SW 62nd Ln | single_family | 3 | 2 | 1,415 | $590,000 | 2026-04-23 |
| 9271 SW 58th Ter | single_family | 3 | 2 | 1,767 | $880,000 | 2026-04-21 |
| 8970 SW 82nd St | single_family | 3 | 2 | 1,362 | $825,000 | 2026-04-21 |
| 8614 SW 102nd Pl | single_family | 3 | 2 | 1,421 | $827,500 | 2026-04-20 |
| 5976 SW 88th Pl | single_family | 3 | 2 | 2,114 | $1,130,000 | 2026-04-20 |
| 11430 SW 83rd Ter | single_family | 3 | 2 | 1,610 | $640,000 | 2026-04-09 |
| 9567 SW 59th Ter | single_family | 3 | 2 | 1,811 | $880,000 | 2026-04-07 |
| 9130 SW 73rd St | single_family | 3 | 2 | 1,114 | $699,000 | 2026-04-06 |
| 11196 SW 75th Ter | single_family | 3 | 2 | 1,434 | $675,000 | 2026-04-06 |
| 8955 SW 85th Ter | single_family | 3 | 2 | 1,992 | $970,000 | 2026-04-06 |
| 6410 SW 112th Pl | single_family | 3 | 2 | 1,415 | $570,000 | 2026-04-03 |
| 10816 SW 75th St | single_family | 3 | 3 | 2,216 | $567,500 | 2026-04-02 |
| 11262 SW 73rd Ter | single_family | 3 | 2 | 1,616 | $635,000 | 2026-03-30 |
| 7630 SW 94th Ave | single_family | 3 | 2 | 1,612 | $849,000 | 2026-03-30 |
| 6811 SW 105th Ct | single_family | 3 | 2 | 1,682 | $620,000 | 2026-03-24 |
| 9940 SW 62nd St | single_family | 3 | 2 | 3,596 | $1,850,000 | 2026-03-23 |
| 9300 SW 77th St | single_family | 3 | 2 | 1,495 | $630,000 | 2026-03-20 |
| 5820 SW 108th Pl | single_family | 3 | 2 | 1,316 | $705,000 | 2026-03-20 |
| 7440 SW 93rd Ave | single_family | 3 | 3 | 2,182 | $1,000,000 | 2026-03-18 |
| 9940 SW 72nd St | single_family | 3 | 2 | 1,650 | $750,000 | 2026-03-16 |
| 11611 SW 83rd Ter | single_family | 3 | 2 | 1,809 | $650,000 | 2026-02-26 |
| 8700 SW 91st Ave | single_family | 3 | 2 | 1,725 | $1,200,000 | 2026-02-13 |
| 9250 SW 68th St | single_family | 3 | 3 | 2,314 | $860,000 | 2026-02-05 |
| 6908 SW 104th Ct | single_family | 3 | 2 | 1,667 | $530,000 | 2026-02-05 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 5710 SW 89th Ave | single_family | 3 | 2 | 2,111 | $824,900 | — |
| 11507 SW 64th St Apt G | townhomes | 3 | 3 | 1,575 | $395,000 | — |
| 8123 SW 95th Ct | single_family | 3 | 2 | 1,512 | $987,000 | — |
| 10958 SW 72nd Ter | single_family | 3 | 2 | 1,350 | $720,000 | — |
| 7142 SW 103rd Court Cir | single_family | 3 | 2 | 1,472 | $680,000 | — |
| 7457 SW 112th Pl | single_family | 3 | 2 | 1,652 | $715,000 | — |
| 5715 SW 112th Ct | single_family | 3 | 2 | 1,175 | $599,000 | — |
| 6200 SW 109th Ave | single_family | 3 | 2 | 1,092 | $680,000 | — |
10-year hold projection
IRR-3.7%
Equity multiple0.38x
Total return (10yr)-$24,278
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,024,850 | $12,807 | -$50,857 | $787,370 | $237,480 |
| 2 | $1,055,596 | $13,337 | -$50,384 | $778,147 | $277,449 |
| 3 | $1,087,263 | $13,886 | -$49,893 | $768,290 | $318,973 |
| 4 | $1,119,881 | $14,456 | -$49,383 | $757,757 | $362,124 |
| 5 | $1,153,478 | $15,047 | -$48,854 | $746,500 | $406,977 |
| 6 | $1,188,082 | $15,659 | -$48,304 | $734,471 | $453,611 |
| 7 | $1,223,725 | $16,294 | -$47,734 | $721,615 | $502,110 |
| 8 | $1,260,436 | $16,951 | -$47,143 | $707,876 | $552,560 |
| 9 | $1,298,249 | $17,633 | -$46,528 | $693,195 | $605,055 |
| 10 | $1,337,197 | $18,340 | -$45,891 | $677,504 | $659,692 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.