210 SW 13th Ave

Miami, FL 33135 · multi_family · Pending — under contractAuction · 64 days on market
Asking price$624,900
— beds — baths 1,860 sqft
View on Realtor.com →
Listed by Veronica Crego-Flores · Genstone Realty
Typemulti_family
Built1925
Price / sqft$336
Est. value (own analysis)$649,605
Rent estimate (building total, own analysis)$5,660/mo
HOANone
Street view
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-06-30
Removed date
MLSMiamiMLS #A12045537
Coordinates25.77120, -80.21651
Address210 SW 13th Ave
CityMiami
StateFL
Zip33135
Listing ID5946324869
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33135)

Typical home value (ZHVI)$531,790
Typical rent (ZORI)$2,051/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$624,900
Down payment (20.0%)$124,980
Loan amount$499,920
Closing costs (5.0%)$31,245
Total cash to close$156,225
Rent (estimate)$5,660$67,917
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$67,917
Vacancy rate (assumption) assumption8.0%

$67,917 × 8.0% = $5,433

Effective gross income$5,207$62,484
Property tax (placeholder 1.9% of price)$989$11,873
Insurance (placeholder 0.8% of price)$417$4,999
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$283$3,396
Total operating expenses$1,689$20,268
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$62,484
Total operating expenses derived$20,268

$62,484 − $20,268 = $42,215

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$499,920
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$499,920 amortized at 6.7% over 30 years = $3,213/mo

CapEx reserve (5.0% of GSR)$283$3,396
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$42,215
Annual debt service derived$38,551
Annual CapEx reserve assumption$3,396
Annual PMI assumption$0

($42,215 − $38,551 − $3,396 − $0) ÷ 12 = $22

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$42,215
Purchase price data$624,900

$42,215 ÷ $624,900 = 6.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$268
Total cash to close derived$156,225

$268 ÷ $156,225 = 0.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$42,215
Annual debt service derived$38,551

$42,215 ÷ $38,551 = 1.10

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$67,917
Purchase price data$624,900

($67,917 ÷ 12) ÷ $624,900 = 0.9%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$624,900
Gross scheduled rent (annual) comp$67,917

$624,900 ÷ $67,917 = 9.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$20,268
Effective gross income derived$62,484

$20,268 ÷ $62,484 = 32.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$20,268
Annual debt service derived$38,551
Annual PMI assumption$0
Gross scheduled rent (annual) comp$67,917

($20,268 + $38,551 + $0) ÷ $67,917 = 86.6%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1200 SW 31st Avemulti_family2,079$1,050,0002026-08-31
3501 SW 12th Stmulti_family2,430$930,0002026-08-28
3431-3433 SW 4th Stmulti_family3,429$1,150,0002026-08-28
3230 SW 4th Stmulti_family4,135$1,130,0002026-08-10
700 SW 33rd Avemulti_family522,648$1,355,0002026-08-03
333 SW 30th Avemulti_family2,231$730,0002026-08-03
2416 SW 12th Stmulti_family422,588$867,5002026-07-31
240 Beacom Blvdmulti_family422,540$500,0002026-07-29
2600 SW 2nd Stmulti_family2,625$700,0002026-07-27
1233 SW 13th Avemulti_family665,136$1,555,0002026-07-22
1487 SW 4th Stmulti_family884,480$2,000,0002026-07-21
2722 SW 5th Stmulti_family441,952$870,0002026-07-09
2930 SW 11th Stmulti_family441,986$882,0002026-07-02
3300-3302 SW 10th Stmulti_family3,282$844,0002026-06-30
120 SW 20th Avemulti_family662,304$881,2502026-06-26
3270 SW 7th Stmulti_family2,752$960,0002026-06-18
1232 SW 30th Plmulti_family1,344$738,0002026-06-15
710 SW 33rd Avemulti_family2,982$1,355,0002026-06-15
414 SW 15th Avemulti_family$1,200,0002026-06-11
1212-1214 SW 30th Ctmulti_family1,623$775,0002026-05-29
900 SW 22nd Avemulti_family421,832$650,0002026-05-22
1293 SW 22nd Avemulti_family532,025$1,140,0002026-05-19
200 SW 20th Avemulti_family641,990$666,0002026-05-19
2101 SW 6th Stmulti_family843,250$975,0002026-05-13
901 SW 34th Avemulti_family1,392$580,0002026-05-05
2222 SW 2nd Stmulti_family532,769$550,0002026-04-27
2915 SW 4th Stmulti_family2,320$875,0002026-04-15
1721 SW 11th Termulti_family844,461$1,520,0002026-04-02
635 SW 19th Avemulti_family553,419$855,0002026-04-01
1666-1668 SW 9th Stmulti_family2,212$980,0002026-03-25
1334 SW 4th Stmulti_family2,651$725,0002026-03-24
950 SW 13th Ctmulti_family2,068$738,0002026-03-19
327 SW 13th Avemulti_family3,381$1,100,0002026-03-16
1345 SW 3rd Stmulti_family1264,548$1,650,0002026-02-24
1632 SW 7th Stmulti_family652,793$5,550,0002026-01-23
1642 SW 7th Stmulti_family883,180$5,550,0002026-01-23
1558 SW 3rd Stmulti_family1044,414$754,4252026-01-07
2472 SW 10th Stmulti_family763,782$3,040,0002026-01-06
312 SW 32nd Avemulti_family2,960$950,0002025-12-22
1554 SW 5th Stmulti_family$2,287,5002025-12-18
1640 SW 4th Stmulti_family552,395$4,250,0002025-12-18
415 SW 32nd Avemulti_family885,682$2,682,4002025-12-01
417 SW 32nd Ave Apt 4multi_family885,682$2,682,4002025-12-01
2737 SW 2nd Stmulti_family885,188$1,600,0002025-12-01
3340 SW 7th Stmulti_family2,549$840,0002025-11-30
1475 SW 7th Stmulti_family843,638$1,150,0002025-11-26
831 SW 14th Avemulti_family3,356$820,0002025-11-21
1678 SW 11th Stmulti_family4,900$1,200,0002025-11-18
2916-2918 SW 3rd Stmulti_family2,388$835,0002025-11-12
2500 SW 11th Stmulti_family2,550$875,0002025-11-12

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

No other cached listings nearby for this bedroom count yet.

10-year hold projection

IRR11.3%
Equity multiple2.75x
Total return (10yr)$355,007
YearProperty valueNOICash flowLoan balanceEquity
1$643,647$42,215$268$494,500$149,147
2$662,956$43,583$1,551$488,707$174,249
3$682,845$44,995$2,875$482,517$200,328
4$703,330$46,451$4,243$475,902$227,429
5$724,430$47,954$5,654$468,832$255,598
6$746,163$49,504$7,111$461,277$284,886
7$768,548$51,104$8,614$453,203$315,345
8$791,605$52,755$10,167$444,575$347,030
9$815,353$54,458$11,769$435,354$379,999
10$839,813$56,215$13,422$425,500$414,313
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.