15585 SW 176th Ter
Miami, FL 33187 · single_family · For Sale · 43 days on market
Asking price$675,000
3 beds 3 baths 1,906 sqft
Listed by Anthony Valenzuela · The Valenzuela Real Estate Group
Typesingle_family
Built2014
Price / sqft$354
Est. value (own analysis)$770,481
Rent estimate (own analysis)$3,500/mo
HOA$198/mo
Wind10/10Extreme$Heat10/10ExtremeFlood6/10major$Air2/10MinorWildfire1/10Minimal
1 / 39
Show every detail
Statusfor_sale
Listed date2026-07-22
Removed date—
MLSMiamiMLS #A12057190
Coordinates25.60306, -80.44518
Address15585 SW 176th Ter
CityMiami
StateFL
Zip33187
Listing ID5941929625
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33187)
Typical home value (ZHVI)$720,811
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $675,000 |
| Down payment (20.0%) | $135,000 |
| Loan amount | $540,000 |
| Closing costs (5.0%) | $33,750 |
| Total cash to close | $168,750 |
| Income | |
| Rent (comp-derived) | $3,500$42,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,220$38,640 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,069$12,825 |
| Insurance (est. scaled by flood & wind risk) | $788$9,450 |
| HOA dues | $198$2,376 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $175$2,100 |
| Total operating expenses | $2,229$26,751 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $175$2,100 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,421 | $4,700 | 2026-07-22 | — | |
| single_family | 3 | 2 | 2,025 | $3,500 | 2026-07-28 | — | |
| single_family | 3 | 2 | 1,980 | $3,500 | 2026-08-22 | — | |
| single_family | 3 | 3 | 1,321 | $2,966 | — | — | |
| single_family | 3 | 3 | 1,710 | $3,150 | — | — | |
| single_family | 3 | 2 | 1,980 | $3,800 | 2026-08-28 | — | |
| single_family | 3 | 2 | 1,799 | $2,835 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 16020 SW 153rd Ave | single_family | 3 | 2 | 1,656 | $500,000 | 2026-08-13 |
| 18049 SW 152nd Ave | single_family | 3 | 2 | 1,726 | $675,000 | 2026-07-30 |
| 14719 SW 176th St | single_family | 3 | 2 | 1,107 | $560,000 | 2026-07-30 |
| 15305 SW 209th Ave | single_family | 3 | 2 | 1,845 | $988,000 | 2026-07-23 |
| 17301 SW 149th Ct | single_family | 3 | 2 | 1,418 | $635,000 | 2026-07-07 |
| 15414 SW 147th Ave | single_family | 3 | 2 | 2,530 | $730,000 | 2026-07-02 |
| 15212 SW 148th Ct | single_family | 3 | 2 | 1,352 | $720,000 | 2026-06-30 |
| 19340 SW 190th St | single_family | 3 | 4 | 3,115 | $1,100,000 | 2026-06-30 |
| 17344 SW 149th Pl | single_family | 3 | 2 | 1,211 | $545,000 | 2026-06-22 |
| 14981 SW 180th Ter | single_family | 3 | 2 | 1,641 | $566,000 | 2026-06-11 |
| 15730 SW 152nd Ave | single_family | 3 | 2 | 1,250 | $680,000 | 2026-05-29 |
| 15900 SW 197th Ave | single_family | 3 | 2 | 2,580 | $1,370,000 | 2026-05-22 |
| 14931 SW 168th Ter | single_family | 3 | 2 | 1,658 | $690,000 | 2026-05-21 |
| 20250 SW 157th Ave | single_family | 3 | 2 | 3,463 | $850,000 | 2026-05-13 |
| 18004 SW 154th Ave | single_family | 3 | 3 | 1,824 | $680,000 | 2026-04-28 |
| 19755 SW 190th St | single_family | 3 | 2 | 1,730 | $900,000 | 2026-04-10 |
| 15412 SW 183rd Ter | single_family | 3 | 2 | 1,706 | $750,000 | 2026-04-01 |
| 15129 SW 173rd Ter | single_family | 3 | 2 | 1,673 | $599,000 | 2026-03-31 |
| 18121 SW 152nd Ct | single_family | 3 | 2 | 1,593 | $640,000 | 2026-03-19 |
| 18890 SW 184th St | single_family | 3 | 2 | 5,203 | $1,300,000 | 2026-03-12 |
| 19511 SW 214th St | single_family | 3 | 3 | 3,694 | $1,050,000 | 2026-03-12 |
| 14930 SW 157th Ter | single_family | 3 | 2 | 1,932 | $730,000 | 2026-02-26 |
| 17020 SW 149th Ave | single_family | 3 | 3 | 1,887 | $680,000 | 2026-02-20 |
| 16021 SW 173rd Ave | single_family | 3 | 2 | 2,511 | $830,000 | 2026-02-02 |
| 16101 SW 202nd Ave | single_family | 3 | 2 | 1,326 | $461,000 | 2026-01-21 |
| 14891 SW 170th Ter | single_family | 3 | 2 | 1,418 | $605,000 | 2025-12-18 |
| 14769 SW 176th St | single_family | 3 | 2 | 1,340 | $545,000 | 2025-12-18 |
| 16640 SW 196th St | single_family | 3 | 2 | 1,818 | $635,000 | 2025-12-12 |
| 14711 SW 170th Ter | single_family | 3 | 2 | 1,753 | $673,000 | 2025-12-10 |
| 15441 SW 160th St | single_family | 3 | 2 | 1,448 | $590,000 | 2025-12-04 |
| 18900 SW 186th St | single_family | 3 | 3 | 2,288 | $1,199,000 | 2025-11-24 |
| 15223 SW 152nd Ave | single_family | 3 | 2 | 1,679 | $735,000 | 2025-11-07 |
| 15266 SW 178th Ter | single_family | 3 | 2 | 1,774 | $620,000 | 2025-11-06 |
| 18030 SW 153rd Ct | single_family | 3 | 2 | 1,400 | $600,000 | 2025-11-03 |
| 14763 SW 173rd Ter | single_family | 3 | 2 | 1,461 | $635,000 | 2025-10-30 |
| 14853 SW 178th Ter | single_family | 3 | 2 | 2,023 | $775,000 | 2025-10-16 |
| 14710 SW 172nd St | single_family | 3 | 2 | 1,465 | $640,000 | 2025-10-08 |
| 6981689591 | single_family | 3 | 3 | 1,507 | $1,420,000 | 2025-09-22 |
| 19800 SW 180th St | single_family | 3 | 2 | 1,690 | $300,000 | 2025-09-19 |
| 15240 SW 152nd Ter | single_family | 3 | 2 | 1,396 | $638,000 | 2025-09-11 |
| 21180 SW 187th Ave | single_family | 3 | 2 | 2,105 | $400,000 | 2025-09-11 |
| 21140 SW 179th Ave | single_family | 3 | 2 | 1,404 | $700,000 | 2025-09-11 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 19800 SW 180th Ave Lot 105 | mobile | 3 | 2 | 1,690 | $310,000 | — |
| 15481 SW 155th Ter | single_family | 3 | 2 | 1,448 | $724,800 | — |
| 19651 SW 168th St | single_family | 3 | 3 | 1,905 | $2,800,000 | — |
| 14770 SW 172nd St | single_family | 3 | 2 | 1,465 | $645,000 | — |
| 18062 SW 147th Ct | townhomes | 3 | 3 | 1,520 | $480,000 | — |
| 15431 SW 177th Ter | single_family | 3 | 2 | 1,618 | $689,900 | — |
| single_family | 3 | 2 | 2,020 | $782,999 | — | |
| 19800 SW 180th Ave Lot 131 | mobile | 3 | 2 | 1,430 | $300,000 | — |
10-year hold projection
IRR-2.6%
Equity multiple0.57x
Total return (10yr)$15,844
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $695,250 | $11,889 | -$31,853 | $534,145 | $161,105 |
| 2 | $716,108 | $12,379 | -$31,415 | $527,888 | $188,219 |
| 3 | $737,591 | $12,888 | -$30,961 | $521,202 | $216,389 |
| 4 | $759,718 | $13,415 | -$30,489 | $514,056 | $245,663 |
| 5 | $782,510 | $13,962 | -$29,999 | $506,419 | $276,091 |
| 6 | $805,985 | $14,528 | -$29,490 | $498,259 | $307,727 |
| 7 | $830,165 | $15,115 | -$28,962 | $489,537 | $340,628 |
| 8 | $855,070 | $15,724 | -$28,415 | $480,217 | $374,853 |
| 9 | $880,722 | $16,355 | -$27,846 | $470,257 | $410,465 |
| 10 | $907,144 | $17,008 | -$27,257 | $459,613 | $447,531 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.