1725 S Bayshore Dr

Miami, FL 33133 · single_family · For Sale · 331 days on market
Asking price$24,500,000
9 beds 14 baths 10,864 sqft
Suggested offer$11,962,785$12,537,215 above the est. market value of $11,962,785.
View on Realtor.com →
Listed by Judy Zeder · Coldwell Banker Realty
Typesingle_family
Built2025
Price / sqft$2255
Est. value (own analysis)$11,962,785
Rent estimate (Zillow ZIP avg)$3,793/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

Show every detail
Statusfor_sale
Listed date2025-10-06
Removed date
MLSMiamiMLS #A11884173
Coordinates25.74004, -80.22229
Address1725 S Bayshore Dr
CityMiami
StateFL
Zip33133
Listing ID5935454586
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33133)

Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$24,500,000
Down payment (20.0%)$4,900,000
Loan amount$19,600,000
Closing costs (5.0%)$1,225,000
Total cash to close$6,125,000
Rent (ZIP avg, ZORI — not bedroom-specific)$3,793$45,518
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$45,518
Vacancy rate (assumption) assumption8.0%

$45,518 × 8.0% = $3,641

Effective gross income$3,490$41,876
Property tax (placeholder 1.9% of price)$38,792$465,500
Insurance (est. scaled by flood & wind risk)$26,133$313,600
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$190$2,276
Total operating expenses$65,115$781,376
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$41,876
Total operating expenses derived$781,376

$41,876 − $781,376 = -$739,500

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$19,600,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$19,600,000 amortized at 6.7% over 30 years = $125,955/mo

CapEx reserve (5.0% of GSR)$190$2,276
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$739,500
Annual debt service derived$1,511,459
Annual CapEx reserve assumption$2,276
Annual PMI assumption$0

(-$739,500 − $1,511,459 − $2,276 − $0) ÷ 12 = -$187,770

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$739,500
Purchase price data$24,500,000

-$739,500 ÷ $24,500,000 = -3.0%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$2,253,234
Total cash to close derived$6,125,000

-$2,253,234 ÷ $6,125,000 = -36.8%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$739,500
Annual debt service derived$1,511,459

-$739,500 ÷ $1,511,459 = -0.49

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$45,518
Purchase price data$24,500,000

($45,518 ÷ 12) ÷ $24,500,000 = 0.0%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$24,500,000
Gross scheduled rent (annual) comp$45,518

$24,500,000 ÷ $45,518 = 538.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$781,376
Effective gross income derived$41,876

$781,376 ÷ $41,876 = 1865.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$781,376
Annual debt service derived$1,511,459
Annual PMI assumption$0
Gross scheduled rent (annual) comp$45,518

($781,376 + $1,511,459 + $0) ÷ $45,518 = 5037.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

No active rental listings cached yet for this bedroom count.

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
3794 Irvington Avesingle_family421,796$2,085,0002026-08-27
2000 SW 25th Stsingle_family441,908$1,080,0002026-08-26
1630 S Bayshore Drsingle_family221,248$2,350,0002026-08-25
3577 Charles Avesingle_family311,120$1,070,0002026-08-24
3200 Thomas Avesingle_family443,268$3,440,0002026-08-21
3253 McDonald Stsingle_family342,593$2,350,0002026-08-21
3185 Washington Stsingle_family443,205$3,500,0002026-08-21
2490 Abaco Avesingle_family211,059$2,000,0002026-08-19
3233 Crystal Ctsingle_family321,877$2,260,0002026-08-19
2496 Abaco Avesingle_family653,417$2,699,9992026-08-19
2980 Bird Avesingle_family111,064$2,100,0002026-08-18
1621 Nocatee Drsingle_family332,567$2,850,0002026-08-18
3522 William Avesingle_family23$1,650,0002026-08-14
6970 Sunrise Drsingle_family676,460$13,000,0002026-08-13
2792 SW 22nd Avesingle_family331,575$1,250,0002026-08-12
1880 S Bayshore Drsingle_family554,442$3,100,0002026-08-11
3520 Saint Gaudens Ctsingle_family342,518$3,850,0002026-08-07
4090 Barbarossa Avesingle_family443,491$4,450,0002026-08-05
4095 Hardie Avesingle_family573,736$5,000,0002026-08-05
30 Samana Drsingle_family574,964$7,525,0002026-08-04
2636 SW 29th Ctsingle_family32$600,0002026-08-03
1815 Fairhaven Plsingle_family443,665$6,550,0002026-07-30
1650 Micanopy Avesingle_family1047,456$9,250,0002026-07-30
79 W Shore Drsingle_family453,718$3,600,0002026-07-30
3400 William Avesingle_family31840$800,0002026-07-29
2400 Overbrook Stsingle_family$8,100,0002026-07-28
2521 Lincoln Avesingle_family56$6,000,0002026-07-28
2241 SW 25th Tersingle_family321,905$1,020,0002026-07-27
140 Morningside Drsingle_family221,548$1,650,0002026-07-27
4040 Kiaora Stsingle_family688,833$22,500,0002026-07-27
3544 William Avesingle_family21753$1,125,0002026-07-24
3554 William Avesingle_family311,043$1,125,0002026-07-24
3101 SW 25th Tersingle_family321,348$880,0002026-07-22
2841 Emathla Stsingle_family443,243$7,250,0002026-07-20
1745 S Bayshore Lnsingle_family221,595$2,000,0002026-07-17
3554 SW 26th Stsingle_family211,215$700,0002026-07-17
2260 SW 25th Stsingle_family212,017$855,0002026-07-14
1701 Wa Kee Na Drsingle_family321,716$2,150,0002026-07-14
4002 Kumquat Avesingle_family332,041$1,885,0002026-07-13
4190 Ingraham Hwysingle_family434,622$6,550,0002026-07-10
215 S Shore Drsingle_family664,626$6,500,0002026-07-10
259 E Shore Drsingle_family442,772$2,990,0002026-07-06
3312 Frow Avesingle_family321,117$1,250,0002026-07-02
1616 S Bayshore Drsingle_family453,279$2,850,0002026-07-02
2345 Overbrook Stsingle_family211,200$1,550,0002026-07-02
2665 SW 17th Avesingle_family221,405$1,385,0002026-06-30
2135 SW 26th Stsingle_family21956$771,3702026-06-30
1779 Tigertail Avesingle_family322,320$3,075,0002026-06-26
142 San Souci Drsingle_family454,442$4,250,0002026-06-26
3535 W Glencoe Stsingle_family311,555$1,650,0002026-06-22

Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1313 SW 24th Avesingle_family965,008$1,500,000
2378 NW 60th Stmulti_family942,446$880,000
101 NW 68th Termulti_family942,184$1,050,000
9401 SW 97th Avesingle_family944,218$1,800,000
1736 SW 9th Stmulti_family943,849$1,795,000
1975 NW 24th Ctmulti_family953,163$1,400,000
27 NE 60th Termulti_family942,804$1,400,000

10-year hold projection

IRR-14.4%
Equity multiple-1.49x
Total return (10yr)-$12,070,385
YearProperty valueNOICash flowLoan balanceEquity
1$25,235,000-$739,500-$2,253,234$19,387,492$5,847,508
2$25,992,050-$757,778-$2,271,569$19,160,392$6,831,658
3$26,771,812-$776,507-$2,290,356$18,917,696$7,854,116
4$27,574,966-$795,697-$2,309,606$18,658,334$8,916,632
5$28,402,215-$815,361-$2,329,331$18,381,161$10,021,054
6$29,254,281-$835,509-$2,349,543$18,084,954$11,169,327
7$30,131,910-$856,154-$2,370,252$17,768,407$12,363,503
8$31,035,867-$877,308-$2,391,472$17,430,122$13,605,745
9$31,966,943-$898,983-$2,413,215$17,068,607$14,898,336
10$32,925,951-$921,192-$2,435,493$16,682,266$16,243,686
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.