← Back to results

900 NE 75th St

Miami, FL 33138 · single_family · For Sale · 105 days on market
Asking price$8,950,000
5 beds 6 baths 5,378 sqft
Suggested offer$4,917,324$4,032,676 above the est. market value of $4,917,324.
View on Realtor.com →
Listed by Sonia Toth · Brown Harris Stevens Miami
Typesingle_family
Built2026
Price / sqft$1664
Est. value (own analysis)$4,917,324
Rent estimate (own analysis)$25,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood8/10severe$Air2/10MinorWildfire1/10Minimal
Photo 1 of 900 NE 75th StPhoto 2 of 900 NE 75th StPhoto 3 of 900 NE 75th StPhoto 4 of 900 NE 75th StPhoto 5 of 900 NE 75th StPhoto 6 of 900 NE 75th StPhoto 7 of 900 NE 75th StPhoto 8 of 900 NE 75th StPhoto 9 of 900 NE 75th StPhoto 10 of 900 NE 75th StPhoto 11 of 900 NE 75th StPhoto 12 of 900 NE 75th StPhoto 13 of 900 NE 75th StPhoto 14 of 900 NE 75th StPhoto 15 of 900 NE 75th StPhoto 16 of 900 NE 75th StPhoto 17 of 900 NE 75th StPhoto 18 of 900 NE 75th StPhoto 19 of 900 NE 75th StPhoto 20 of 900 NE 75th StPhoto 21 of 900 NE 75th StPhoto 22 of 900 NE 75th StPhoto 23 of 900 NE 75th StPhoto 24 of 900 NE 75th StPhoto 25 of 900 NE 75th StPhoto 26 of 900 NE 75th StPhoto 27 of 900 NE 75th StPhoto 28 of 900 NE 75th StPhoto 29 of 900 NE 75th StPhoto 30 of 900 NE 75th StPhoto 31 of 900 NE 75th StPhoto 32 of 900 NE 75th StPhoto 33 of 900 NE 75th StPhoto 34 of 900 NE 75th StPhoto 35 of 900 NE 75th StPhoto 36 of 900 NE 75th StPhoto 37 of 900 NE 75th StPhoto 38 of 900 NE 75th StPhoto 39 of 900 NE 75th StPhoto 40 of 900 NE 75th StPhoto 41 of 900 NE 75th StPhoto 42 of 900 NE 75th StPhoto 43 of 900 NE 75th StPhoto 44 of 900 NE 75th StPhoto 45 of 900 NE 75th StPhoto 46 of 900 NE 75th StPhoto 47 of 900 NE 75th StPhoto 48 of 900 NE 75th StPhoto 49 of 900 NE 75th StPhoto 50 of 900 NE 75th StPhoto 51 of 900 NE 75th StPhoto 52 of 900 NE 75th StPhoto 53 of 900 NE 75th StPhoto 54 of 900 NE 75th StPhoto 55 of 900 NE 75th StPhoto 56 of 900 NE 75th StPhoto 57 of 900 NE 75th StPhoto 58 of 900 NE 75th StPhoto 59 of 900 NE 75th StPhoto 60 of 900 NE 75th StPhoto 61 of 900 NE 75th StPhoto 62 of 900 NE 75th StPhoto 63 of 900 NE 75th StPhoto 64 of 900 NE 75th StPhoto 65 of 900 NE 75th StPhoto 66 of 900 NE 75th StPhoto 67 of 900 NE 75th StPhoto 68 of 900 NE 75th StPhoto 69 of 900 NE 75th StPhoto 70 of 900 NE 75th St
1 / 70
Photo 1 of 900 NE 75th StPhoto 2 of 900 NE 75th StPhoto 3 of 900 NE 75th StPhoto 4 of 900 NE 75th StPhoto 5 of 900 NE 75th StPhoto 6 of 900 NE 75th StPhoto 7 of 900 NE 75th StPhoto 8 of 900 NE 75th StPhoto 9 of 900 NE 75th StPhoto 10 of 900 NE 75th StPhoto 11 of 900 NE 75th StPhoto 12 of 900 NE 75th StPhoto 13 of 900 NE 75th StPhoto 14 of 900 NE 75th StPhoto 15 of 900 NE 75th StPhoto 16 of 900 NE 75th StPhoto 17 of 900 NE 75th StPhoto 18 of 900 NE 75th StPhoto 19 of 900 NE 75th StPhoto 20 of 900 NE 75th StPhoto 21 of 900 NE 75th StPhoto 22 of 900 NE 75th StPhoto 23 of 900 NE 75th StPhoto 24 of 900 NE 75th StPhoto 25 of 900 NE 75th StPhoto 26 of 900 NE 75th StPhoto 27 of 900 NE 75th StPhoto 28 of 900 NE 75th StPhoto 29 of 900 NE 75th StPhoto 30 of 900 NE 75th StPhoto 31 of 900 NE 75th StPhoto 32 of 900 NE 75th StPhoto 33 of 900 NE 75th StPhoto 34 of 900 NE 75th StPhoto 35 of 900 NE 75th StPhoto 36 of 900 NE 75th StPhoto 37 of 900 NE 75th StPhoto 38 of 900 NE 75th StPhoto 39 of 900 NE 75th StPhoto 40 of 900 NE 75th StPhoto 41 of 900 NE 75th StPhoto 42 of 900 NE 75th StPhoto 43 of 900 NE 75th StPhoto 44 of 900 NE 75th StPhoto 45 of 900 NE 75th StPhoto 46 of 900 NE 75th StPhoto 47 of 900 NE 75th StPhoto 48 of 900 NE 75th StPhoto 49 of 900 NE 75th StPhoto 50 of 900 NE 75th StPhoto 51 of 900 NE 75th StPhoto 52 of 900 NE 75th StPhoto 53 of 900 NE 75th StPhoto 54 of 900 NE 75th StPhoto 55 of 900 NE 75th StPhoto 56 of 900 NE 75th StPhoto 57 of 900 NE 75th StPhoto 58 of 900 NE 75th StPhoto 59 of 900 NE 75th StPhoto 60 of 900 NE 75th StPhoto 61 of 900 NE 75th StPhoto 62 of 900 NE 75th StPhoto 63 of 900 NE 75th StPhoto 64 of 900 NE 75th StPhoto 65 of 900 NE 75th StPhoto 66 of 900 NE 75th StPhoto 67 of 900 NE 75th StPhoto 68 of 900 NE 75th StPhoto 69 of 900 NE 75th StPhoto 70 of 900 NE 75th St
1 / 70
Street view
View full map & nearby schools →

Neighborhood

Show every detail
Statusfor_sale
Listed date2026-05-20
Removed date—
MLSMiamiMLS #A12022544
Coordinates25.84397, -80.17792
Address900 NE 75th St
CityMiami
StateFL
Zip33138
Listing ID5933226853
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33138)

Typical home value (ZHVI)$806,988
Typical rent (ZORI)$2,367/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Acquisition (one-time, not monthly/yearly)
Purchase price$8,950,000
Down payment (20.0%)$1,790,000
Loan amount$7,160,000
Closing costs (5.0%)$447,500
Total cash to close$2,237,500
Income
Rent (comp-derived)$25,000$300,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$300,000
Vacancy rate (assumption) assumption8.0%

$300,000 × 8.0% = $24,000

Effective gross income$23,000$276,000
Operating expenses
Property tax (placeholder 1.9% of price)$14,171$170,050
Insurance (est. scaled by flood & wind risk)$11,635$139,620
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$1,250$15,000
Total operating expenses$27,056$324,670
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$276,000
Total operating expenses derived$324,670

$276,000 − $324,670 = -$48,670

Debt service & reserves
Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$7,160,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$7,160,000 amortized at 6.7% over 30 years = $46,012/mo

CapEx reserve (5.0% of GSR)$1,250$15,000
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$48,670
Annual debt service derived$552,145
Annual CapEx reserve assumption$15,000
Annual PMI assumption$0

(-$48,670 − $552,145 − $15,000 − $0) ÷ 12 = -$51,318

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$48,670
Purchase price data$8,950,000

-$48,670 ÷ $8,950,000 = -0.5%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$615,815
Total cash to close derived$2,237,500

-$615,815 ÷ $2,237,500 = -27.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$48,670
Annual debt service derived$552,145

-$48,670 ÷ $552,145 = -0.09

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$300,000
Purchase price data$8,950,000

($300,000 ÷ 12) ÷ $8,950,000 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$8,950,000
Gross scheduled rent (annual) comp$300,000

$8,950,000 ÷ $300,000 = 29.8

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$324,670
Effective gross income derived$276,000

$324,670 ÷ $276,000 = 117.6%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$324,670
Annual debt service derived$552,145
Annual PMI assumption$0
Gross scheduled rent (annual) comp$300,000

($324,670 + $552,145 + $0) ÷ $300,000 = 292.3%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family564,646$45,0002026-08-13—
single_family553,600$25,0002026-05-18—
single_family544,119$25,0002026-03-05—

921 NE 72nd St

Miami, 33138 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage4,646
Listed2026-08-13
Days on market—

Asking rent: $45,000

View on Zillow →

1141 NE 90th St

Miami, 33138 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,600
Listed2026-05-18
Days on market—

Asking rent: $25,000

View on Zillow →

1025 Belle Meade Island Dr

Miami, 33138 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage4,119
Listed2026-03-05
Days on market—

Asking rent: $25,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
436 NE 88th Stsingle_family522,324$2,050,0002026-08-12
390 NE 103rd Stsingle_family542,770$1,690,0002026-07-31
1234 NE 96th Stsingle_family565,812$3,125,0002026-07-24
1009 NE 104th Stsingle_family554,156$3,800,0002026-06-15
967 NE 78th Stsingle_family563,480$4,350,0002026-06-10
7333 Belle Meade Blvdsingle_family564,382$9,200,0002026-06-08
144 NE 91st Stsingle_family542,431$1,227,5002026-06-05
1200 NE 94th Stsingle_family565,155$6,600,0002026-06-05
941 NE 92nd Stsingle_family554,504$4,200,0002026-06-02
549 NE 95th Stsingle_family575,109$6,400,0002026-05-21
769 NE 72nd Tersingle_family574,210$5,100,0002026-05-19
1039 NE 72nd Stsingle_family545,184$8,650,0002026-05-14
692 NE 70th Stsingle_family532,997$2,000,0002026-05-04
1000 NE 89th Stsingle_family573,742$2,550,0002026-04-23
754 NE 71st Stsingle_family533,192$1,500,0002026-03-17
9800 NE 13th Avesingle_family543,616$2,400,0002026-02-13
165 NE 70th Stsingle_family531,832$440,0002026-02-13
741 NE 70th Stsingle_family543,012$2,100,0002026-01-30
309 NE 99th Stsingle_family565,119$5,420,0002026-01-12
1075 NE 89th Stsingle_family543,225$2,830,0002026-01-08
1501 NE 103rd Stsingle_family544,076$4,500,0002025-12-23
7305 Belle Meade Island Drsingle_family575,805$10,555,6002025-12-16
1070 NE 93rd Stsingle_family563,240$3,500,0002025-12-05

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
421 NE 70th Stsingle_family531,147$980,000—
1155 NE 89th Stsingle_family56—$10,000,000—
7725 NE 8th Avesingle_family564,504$10,000,000—
1141 NE 90th Stsingle_family55—$4,950,000—
994-990 NE 78thsingle_family553,255$7,500,000—
789 NE 83rd Stsingle_family545,400$5,000,000—
7111 NE 10th Avesingle_family567,065$17,200,000—
7105 NE 10th Avesingle_family567,169$17,500,000—

10-year hold projection

IRR-8.4%
Equity multiple-0.42x
Total return (10yr)-$2,018,955
YearProperty valueNOICash flowLoan balanceEquity
1$9,218,500-$48,670-$615,815$7,082,370$2,136,130
2$9,495,055-$48,507-$616,027$6,999,408$2,495,647
3$9,779,907-$48,298-$616,202$6,910,750$2,869,157
4$10,073,304-$48,041-$616,340$6,816,003$3,257,300
5$10,375,503-$47,735-$616,437$6,714,751$3,660,752
6$10,686,768-$47,375-$616,491$6,606,544$4,080,224
7$11,007,371-$46,959-$616,500$6,490,908$4,516,463
8$11,337,592-$46,485-$616,461$6,367,330$4,970,262
9$11,677,720-$45,950-$616,371$6,235,266$5,442,454
10$12,028,052-$45,351-$616,229$6,094,134$5,933,918
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.