440 NW 133rd St
North Miami, FL 33168 · single_family · For Sale · 50 days on market
Asking price$349,000
2 beds 1 baths 895 sqft
Listed by Louis Tamayo · Grass Tamayo Real Estate Group LLC
Typesingle_family
Built1950
Price / sqft$390
Est. value (own analysis)$352,567
Rent estimate (own analysis)$2,800/mo
HOANone
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Statusfor_sale
Listed date2026-07-14
Removed date—
MLSMiamiMLS #A12052555
Coordinates25.89640, -80.20603
Address440 NW 133rd St
CityNorth Miami
StateFL
Zip33168
Listing ID5917664730
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33168)
Typical home value (ZHVI)$465,034
Typical rent (ZORI)$2,539/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $349,000 |
| Down payment (20.0%) | $69,800 |
| Loan amount | $279,200 |
| Closing costs (5.0%) | $17,450 |
| Total cash to close | $87,250 |
| Income | |
| Rent (comp-derived) | $2,800$33,600 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,576$30,912 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $553$6,631 |
| Insurance (placeholder 0.8% of price) | $233$2,792 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $140$1,680 |
| Total operating expenses | $925$11,103 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $140$1,680 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 1 | 915 | $2,900 | 2026-07-03 | — | |
| single_family | 2 | 1 | 1,200 | $3,300 | 2026-08-27 | — | |
| single_family | 2 | 1 | 832 | $2,800 | 2026-08-09 | — | |
| single_family | 2 | 1 | 720 | $2,500 | 2026-05-20 | — | |
| single_family | 2 | 1 | 826 | $2,550 | 2026-08-06 | — | |
| single_family | 2 | 1 | 946 | $3,900 | 2024-06-14 | — | |
| single_family | 2 | 1 | 909 | $2,300 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 839 NW 116th St | single_family | 2 | 1 | 780 | $415,000 | 2026-08-26 |
| 770 NW 148th Ter | single_family | 2 | 1 | 1,096 | $368,000 | 2026-08-18 |
| 380 NW 128th St | single_family | 2 | 1 | 890 | $280,000 | 2026-08-14 |
| 5928956311 | single_family | 2 | 1 | 825 | $385,000 | 2026-08-12 |
| 420 NW 145th St | single_family | 2 | 1 | 1,641 | $600,000 | 2026-08-12 |
| 310 NW 127th St | single_family | 2 | 1 | 830 | $309,000 | 2026-08-07 |
| 1135 NW 109th St | single_family | 2 | 2 | 1,352 | $385,000 | 2026-08-04 |
| 435 NW 127th St | single_family | 2 | 1 | 976 | $435,000 | 2026-07-31 |
| 13231 NW 1st Ave | single_family | 2 | 1 | 1,395 | $758,000 | 2026-07-31 |
| 1180 NW 117th St | single_family | 2 | 1 | 1,347 | $430,000 | 2026-07-24 |
| 13205 NW 11th Ave | single_family | 2 | 1 | 1,068 | $293,000 | 2026-07-24 |
| 172 NW 116th St | single_family | 2 | 1 | 1,256 | $550,000 | 2026-07-16 |
| 126 NW 107th St | single_family | 2 | 1 | 1,314 | $1,060,000 | 2026-07-13 |
| 775 NW 142nd St | single_family | 2 | 1 | 775 | $415,000 | 2026-07-13 |
| 1030 NW 116th Ter | single_family | 2 | 1 | 701 | $380,000 | 2026-07-13 |
| 1030 NW 141st St | single_family | 2 | 1 | 720 | $415,000 | 2026-07-06 |
| 1090 NW 134th St | single_family | 2 | 1 | 1,100 | $410,000 | 2026-07-06 |
| 431 NW 116th St | single_family | 2 | 1 | 918 | $425,000 | 2026-07-06 |
| 13700 NW 8th Ave | single_family | 2 | 1 | 1,893 | $350,000 | 2026-07-02 |
| 1040 NW 140th St | single_family | 2 | 1 | 720 | $405,000 | 2026-07-01 |
| 1000 NW 118th St | single_family | 2 | 1 | 1,092 | $390,000 | 2026-06-29 |
| 14501 NW 12th Ave | single_family | 2 | 1 | 1,159 | $372,000 | 2026-06-22 |
| 5295303405 | single_family | 2 | 1 | 828 | $265,000 | 2026-06-22 |
| 305 NW 111th St | single_family | 2 | 1 | 1,581 | $570,000 | 2026-06-18 |
| 840 NW 130th St | single_family | 2 | 1 | 826 | $400,000 | 2026-06-12 |
| 455 NW 132nd St | single_family | 2 | 1 | 1,260 | $350,000 | 2026-06-09 |
| 1169 NW 114th St | single_family | 2 | 1 | 1,061 | $445,000 | 2026-06-02 |
| 1165 NW 108th Ter | single_family | 2 | 2 | 1,868 | $380,000 | 2026-06-02 |
| 13025 NW 1st Ct | single_family | 2 | 2 | 1,354 | $650,000 | 2026-05-22 |
| 1080 NW 115th St | single_family | 2 | 1 | 2,001 | $325,000 | 2026-05-19 |
| 14825 Garden Dr | single_family | 2 | 1 | 1,404 | $585,000 | 2026-05-18 |
| 550 NW 135th St | single_family | 2 | 1 | 925 | $375,000 | 2026-05-12 |
| 10715 NW 2nd Ct | single_family | 2 | 2 | 1,522 | $600,000 | 2026-05-04 |
| 125 NW 127th St | single_family | 2 | 1 | 800 | $400,000 | 2026-04-14 |
| 575 NW 139th Ter | single_family | 2 | 1 | 784 | $455,000 | 2026-04-06 |
| 745 NW 140th St | single_family | 2 | 2 | 1,110 | $615,000 | 2026-04-06 |
| 13800 NW 2nd Ave | single_family | 2 | 1 | 966 | $450,000 | 2026-04-01 |
| 835 NW 126th St | single_family | 2 | 1 | 858 | $270,000 | 2026-04-01 |
| 49 NW 108th St | single_family | 2 | 2 | 1,734 | $1,960,000 | 2026-03-27 |
| 60 NW 120th Ter | single_family | 2 | 1 | 777 | $270,000 | 2026-03-11 |
| 14525 Garden Dr | single_family | 2 | 1 | 1,061 | $320,000 | 2026-03-10 |
| 915 NW 122nd St | single_family | 2 | 1 | 1,153 | $335,000 | 2026-03-04 |
| 525 NW 119th St | single_family | 2 | 1 | 1,260 | $350,000 | 2026-03-03 |
| 545 NW 142nd St | single_family | 2 | 1 | 750 | $355,000 | 2026-03-03 |
| 600 NW 108th St | single_family | 2 | 1 | 1,748 | $455,000 | 2026-02-10 |
| 113 NW 107th St | single_family | 2 | 1 | 1,327 | $735,000 | 2026-01-30 |
| 12245 NW 2nd Ave | single_family | 2 | 2 | 1,190 | $580,000 | 2025-12-20 |
| 520 NW 118th St | single_family | 2 | 1 | 1,190 | $400,000 | 2025-12-12 |
| 740 NW 122nd St | single_family | 2 | 1 | 1,575 | $620,000 | 2025-12-09 |
| 770 NW 124th St | single_family | 2 | 1 | 834 | $255,000 | 2025-12-08 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 938 NW 110th St | single_family | 2 | 1 | 1,162 | $650,000 | — |
| 271 NW 147th St | single_family | 2 | 2 | 1,353 | $575,000 | — |
| 839 NW 116th St | single_family | 2 | 1 | 780 | $399,000 | — |
| 770 NW 148th Ter | single_family | 2 | 1 | 1,096 | $350,000 | — |
| 1100 NW 141st St | single_family | 2 | 1 | 720 | $435,000 | — |
| 1100 NW 110th St | single_family | 2 | 2 | 1,390 | $450,000 | — |
| 14990 NW 11th Ct | single_family | 2 | 1 | 1,625 | $479,000 | — |
| 14031 NW 5th Ave | single_family | 2 | 1 | 936 | $730,000 | — |
10-year hold projection
IRR8.1%
Equity multiple2.28x
Total return (10yr)$157,442
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $359,470 | $19,809 | -$3,402 | $276,173 | $83,297 |
| 2 | $370,254 | $20,459 | -$2,794 | $272,938 | $97,316 |
| 3 | $381,362 | $21,129 | -$2,166 | $269,481 | $111,881 |
| 4 | $392,803 | $21,822 | -$1,518 | $265,786 | $127,016 |
| 5 | $404,587 | $22,536 | -$849 | $261,838 | $142,749 |
| 6 | $416,724 | $23,273 | -$158 | $257,619 | $159,105 |
| 7 | $429,226 | $24,034 | $556 | $253,110 | $176,116 |
| 8 | $442,103 | $24,820 | $1,292 | $248,291 | $193,812 |
| 9 | $455,366 | $25,630 | $2,053 | $243,141 | $212,225 |
| 10 | $469,027 | $26,467 | $2,838 | $237,638 | $231,389 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.