221 SW 25th Rd
Miami, FL 33129 · single_family · For Sale · 113 days on market
Asking price$4,900,000
3 beds 3 baths 5,368 sqft
Suggested offer$3,911,178$988,822 above the est. market value of $3,911,178.
View on Realtor.com →Listed by Ashley Alvarez · Sterling One Realty, Inc.
Typesingle_family
Built2026
Price / sqft$913
Est. value (own analysis)$3,911,178
Rent estimate (own analysis)$7,500/mo
HOANone
1 / 40
Show every detail
Statusfor_sale
Listed date2026-05-12
Removed date—
MLSMiamiMLS #A12015728
Coordinates25.75532, -80.20625
Address221 SW 25th Rd
CityMiami
StateFL
Zip33129
Listing ID5909382948
Sourceus-real-estate-listings, cached 2026-08-29
ZIP market snapshot (33129)
Typical home value (ZHVI)$689,590
Typical rent (ZORI)$3,599/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $4,900,000 |
| Down payment (20.0%) | $980,000 |
| Loan amount | $3,920,000 |
| Closing costs (5.0%) | $245,000 |
| Total cash to close | $1,225,000 |
| Income | |
| Rent (comp-derived) | $7,500$90,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,900$82,800 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $7,758$93,100 |
| Insurance (placeholder 0.8% of price) | $3,267$39,200 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $375$4,500 |
| Total operating expenses | $11,400$136,800 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $375$4,500 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 3 | 2 | 1,845 | $6,500 | 2026-08-13 | — | |
| single_family | 3 | 2 | 1,340 | $6,900 | 2026-08-07 | — | |
| single_family | 3 | 3 | 1,483 | $8,750 | 2026-07-21 | — | |
| single_family | 3 | 3 | 2,133 | $5,900 | — | — | |
| single_family | 3 | 3 | 2,366 | $7,900 | 2026-07-30 | — | |
| single_family | 3 | 2 | 1,807 | $8,000 | 2026-04-15 | — | |
| single_family | 3 | 2 | 1,897 | $10,500 | 2025-09-29 | — | |
| single_family | 3 | 4 | 2,980 | $16,000 | 2026-04-07 | — | |
| single_family | 3 | 2 | — | $3,950 | — | — | |
| single_family | 3 | 2 | 1,600 | $7,800 | — | — | |
| single_family | 3 | 3 | 1,840 | $7,500 | — | — | |
| single_family | 3 | 2 | 1,987 | $7,000 | — | — | |
| single_family | 3 | 3 | 1,840 | $7,500 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 801 SW 24th Rd | single_family | 3 | 2 | 1,726 | $1,475,000 | 2026-09-01 |
| 322 SW 18th Rd | single_family | 3 | 2 | 1,746 | $1,262,895 | 2026-08-07 |
| 50 SW 26th Rd | single_family | 3 | 2 | 2,260 | $1,443,800 | 2026-07-06 |
| 419 SW 30th Rd | single_family | 3 | 2 | 1,304 | $1,375,000 | 2026-05-28 |
| 441 SW 27th Rd | single_family | 3 | 2 | 2,236 | $1,650,000 | 2026-05-27 |
| 1852 SW 2nd Ave | single_family | 3 | 1 | 2,377 | $1,150,000 | 2026-03-17 |
| 40 SW 30th Rd | single_family | 3 | 2 | 2,303 | $1,700,000 | 2026-03-16 |
| 201 SW 30th Rd | single_family | 3 | 2 | 2,037 | $1,495,000 | 2026-03-05 |
| 100 SW 30th Rd | single_family | 3 | 2 | 1,839 | $1,250,000 | 2026-02-23 |
| 1815 SW 12th Ave | single_family | 3 | 2 | 2,400 | $780,000 | 2026-02-12 |
| 1020 SW 22nd St | single_family | 3 | 3 | 1,870 | $1,255,000 | 2026-01-16 |
| 1564 SW 12th Ave | single_family | 3 | 2 | 2,332 | $1,500,000 | 2026-01-09 |
| 420 SW 19th Rd | single_family | 3 | 3 | 3,178 | $1,850,000 | 2025-12-17 |
| 431 SW 20th Rd | single_family | 3 | 2 | 1,672 | $1,420,000 | 2025-12-12 |
| 2301 S Miami Ave | single_family | 3 | 2 | 2,686 | $1,500,000 | 2025-12-08 |
| 910 SW 23rd Rd | single_family | 3 | 3 | 2,006 | $1,725,000 | 2025-11-25 |
| 608 SW 26 Rds | single_family | 3 | 1 | 1,708 | $1,310,000 | 2025-11-12 |
| 261 SW 30th Rd | single_family | 3 | 2 | 2,614 | $1,725,000 | 2025-10-21 |
| 2219 SW 9th Ave | single_family | 3 | 2 | 1,676 | $1,250,000 | 2025-10-10 |
| 411 SW 22nd Rd | single_family | 3 | 2 | 1,814 | $1,190,000 | 2025-09-25 |
| 1823 SW 2nd Ct | single_family | 3 | 4 | 3,993 | $3,650,000 | 2025-09-22 |
| 3020 SW 2nd Ave | single_family | 3 | 2 | 1,402 | $1,400,000 | 2025-09-18 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2200 Brickell Ave Unit 416 | condos | 3 | 4 | 2,000 | $3,198,000 | — |
| 2430 Brickell Ave | condos | 3 | 3 | 1,546 | $869,000 | — |
| 1865 Brickell Ave Unit 1865 | condos | 3 | 3 | 3,842 | $2,200,000 | — |
| 801 SW 24th Rd | single_family | 3 | 2 | 1,726 | $1,495,000 | — |
| 145 SE 25th Rd Apt 1003 | condos | 3 | 3 | 2,230 | $938,000 | — |
| 2828 SW 7th Ave | single_family | 3 | 4 | 3,064 | $1,300,000 | — |
| 175 SE 25th Rd Apt 2804 | condos | 3 | 4 | — | $3,800,000 | — |
| 2025 Brickell Ave Apt 1401 | condos | 3 | 3 | 2,149 | $2,150,000 | — |
10-year hold projection
IRR-9.7%
Equity multiple-0.66x
Total return (10yr)-$1,388,008
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $5,047,000 | -$54,000 | -$360,792 | $3,877,498 | $1,169,502 |
| 2 | $5,198,410 | -$54,936 | -$361,840 | $3,832,078 | $1,366,332 |
| 3 | $5,354,362 | -$55,883 | -$362,903 | $3,783,539 | $1,570,823 |
| 4 | $5,514,993 | -$56,841 | -$363,979 | $3,731,667 | $1,783,327 |
| 5 | $5,680,443 | -$57,809 | -$365,068 | $3,676,232 | $2,004,211 |
| 6 | $5,850,856 | -$58,789 | -$366,172 | $3,616,991 | $2,233,866 |
| 7 | $6,026,382 | -$59,779 | -$367,289 | $3,553,681 | $2,472,701 |
| 8 | $6,207,173 | -$60,779 | -$368,420 | $3,486,024 | $2,721,149 |
| 9 | $6,393,389 | -$61,789 | -$369,564 | $3,413,721 | $2,979,668 |
| 10 | $6,585,190 | -$62,809 | -$370,721 | $3,336,452 | $3,248,738 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.