660 NE 181st St
Miami, FL 33162 · single_family · For Sale · 51 days on market
Asking price$750,990
4 beds 3 baths 1,959 sqft
Suggested offer$667,392$83,598 above the est. market value of $667,392.
View on Realtor.com →Listed by Claudel Samson · Sole International Realty
Typesingle_family
Built1956
Price / sqft$383
Est. value (own analysis)$667,392
Rent estimate (own analysis)$4,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood2/10minor$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-07-13
Removed date—
MLSBeachesMLS #B26051749
Coordinates25.94108, -80.18713
Address660 NE 181st St
CityMiami
StateFL
Zip33162
Listing ID5893594080
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33162)
Typical home value (ZHVI)$472,330
Typical rent (ZORI)$2,262/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $750,990 |
| Down payment (20.0%) | $150,198 |
| Loan amount | $600,792 |
| Closing costs (5.0%) | $37,550 |
| Total cash to close | $187,748 |
| Income | |
| Rent (comp-derived) | $4,000$48,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $3,680$44,160 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,189$14,269 |
| Insurance (est. scaled by flood & wind risk) | $751$9,012 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $200$2,400 |
| Total operating expenses | $2,140$25,681 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $200$2,400 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,725 | $4,400 | 2026-08-11 | — | |
| single_family | 4 | 2 | 1,732 | $4,000 | 2026-07-22 | — | |
| single_family | 4 | 3 | 1,320 | $5,800 | 2026-07-17 | — | |
| single_family | 4 | 3 | 1,580 | $4,500 | 2026-08-03 | — | |
| single_family | 4 | 3 | 2,086 | $3,350 | 2026-05-15 | — | |
| single_family | 4 | 2 | 1,276 | $3,195 | 2026-08-05 | — | |
| single_family | 4 | 2 | 1,802 | $4,000 | 2026-04-21 | — | |
| single_family | 4 | 2 | 1,580 | $3,800 | 2026-06-12 | — | |
| single_family | 4 | 3 | 2,206 | $5,950 | 2026-07-01 | — | |
| single_family | 4 | 2 | 1,800 | $3,975 | 2026-07-14 | — | |
| single_family | 4 | 3 | 1,708 | $5,000 | 2026-08-31 | — | |
| single_family | 4 | 2 | 1,620 | $3,495 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 310 NE 162nd St | single_family | 4 | 3 | 1,536 | $525,000 | 2026-08-14 |
| 1560 NE 154th St | single_family | 4 | 2 | 900 | $475,000 | 2026-07-24 |
| 175 NE 159th St | single_family | 4 | 2 | 1,749 | $670,000 | 2026-07-15 |
| 865 NE 177th St | single_family | 4 | 2 | 1,545 | $715,000 | 2026-07-06 |
| 1380 NE 153rd St | single_family | 4 | 2 | 1,691 | $360,000 | 2026-06-30 |
| 565 NE 160th Ter | single_family | 4 | 3 | 1,629 | $605,000 | 2026-06-23 |
| 981 NE 152nd St | single_family | 4 | 2 | 1,452 | $610,000 | 2026-06-04 |
| 16895 NE 4th Pl | single_family | 4 | 2 | 1,736 | $588,649 | 2026-05-22 |
| 740 NE 181st St | single_family | 4 | 2 | 1,520 | $750,000 | 2026-05-19 |
| 1545 NE 158th St | single_family | 4 | 2 | 2,084 | $575,000 | 2026-05-19 |
| 16050 NE 8th Ct | single_family | 4 | 3 | 2,481 | $650,000 | 2026-05-08 |
| 1880 NE 154th Ter | single_family | 4 | 1 | 1,125 | $382,000 | 2026-04-29 |
| 1264 NE 156th St | single_family | 4 | 3 | 1,442 | $450,000 | 2026-04-24 |
| 795 NE 165th St | single_family | 4 | 2 | 2,448 | $675,000 | 2026-04-24 |
| 1121 NE 154th Ter | single_family | 4 | 2 | 1,567 | $495,000 | 2026-03-17 |
| 240 NE 156th St | single_family | 4 | 4 | — | $1,950,000 | 2026-03-13 |
| 725 NE 173rd Ter | single_family | 4 | 3 | 2,381 | $1,358,000 | 2026-02-24 |
| 1100 NE 151st Ter | single_family | 4 | 2 | 1,662 | $500,000 | 2026-02-20 |
| 745 NE 155th Ter | single_family | 4 | 3 | 3,016 | $620,000 | 2026-02-18 |
| 17415 NE 12th Ave | single_family | 4 | 2 | 1,520 | $900,000 | 2026-01-06 |
| 255 NE 164th St | single_family | 4 | 2 | 1,806 | $605,000 | 2025-12-29 |
| 736 NE 164th St | single_family | 4 | 3 | 1,683 | $545,000 | 2025-12-22 |
| 361 NE 160th Ter | single_family | 4 | 2 | 1,268 | $520,000 | 2025-12-19 |
| 440 NE 174th St | single_family | 4 | 2 | 1,385 | $575,000 | 2025-12-10 |
| 1052 NE 179th Ter | single_family | 4 | 2 | 2,412 | $1,200,000 | 2025-12-05 |
| 370 NE 159th St | single_family | 4 | 3 | 2,011 | $770,000 | 2025-12-03 |
| 450 NE 175th St | single_family | 4 | 2 | 996 | $470,000 | 2025-11-21 |
| 1782 NE 175th St | single_family | 4 | 3 | 1,945 | $660,000 | 2025-11-18 |
| 1061 NE 162nd St | single_family | 4 | 3 | 2,516 | $175,000 | 2025-11-17 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2 NE 160th St | single_family | 4 | 2 | 2,367 | $1,100,000 | — |
| 230 NE 164th Ter | single_family | 4 | 3 | — | $699,999 | — |
| 172 NE 151st St | single_family | 4 | 4 | — | $1,050,000 | — |
| 170 NE 151st St | single_family | 4 | 4 | — | $1,050,000 | — |
| 565 NE 160th St | single_family | 4 | 2 | 1,567 | $495,000 | — |
| 560 NE 161st St | single_family | 4 | 2 | 1,523 | $599,999 | — |
| single_family | 4 | 3 | 3,056 | $1,200,000 | — | |
| 46 NE 162nd St | single_family | 4 | 3 | 3,025 | $2,700,000 | — |
10-year hold projection
IRR-0.7%
Equity multiple0.88x
Total return (10yr)$76,058
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $773,520 | $18,479 | -$30,251 | $594,278 | $179,242 |
| 2 | $796,725 | $19,162 | -$29,628 | $587,317 | $209,408 |
| 3 | $820,627 | $19,869 | -$28,983 | $579,878 | $240,749 |
| 4 | $845,246 | $20,600 | -$28,315 | $571,928 | $273,318 |
| 5 | $870,603 | $21,356 | -$27,624 | $563,431 | $307,172 |
| 6 | $896,721 | $22,138 | -$26,907 | $554,352 | $342,369 |
| 7 | $923,623 | $22,948 | -$26,166 | $544,649 | $378,974 |
| 8 | $951,332 | $23,785 | -$25,398 | $534,280 | $417,052 |
| 9 | $979,872 | $24,651 | -$24,603 | $523,198 | $456,673 |
| 10 | $1,009,268 | $25,547 | -$23,780 | $511,356 | $497,912 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.