| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $399,999 |
| Down payment (20.0%) | $80,000 |
| Loan amount | $319,999 |
| Closing costs (5.0%) | $20,000 |
| Total cash to close | $100,000 |
| Income | |
| Rent (comp-derived) | $2,750$33,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,530$30,360 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $633$7,600 |
| Insurance (placeholder 0.8% of price) | $267$3,200 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $138$1,650 |
| Total operating expenses | $1,038$12,450 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $138$1,650 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 2 | 1 | 824 | $2,695 | 2026-07-20 | — | |
| single_family | 2 | 2 | 820 | $2,400 | 2026-06-29 | — | |
| single_family | 2 | 1 | 1,050 | $2,700 | 2026-05-29 | — | |
| single_family | 2 | 3 | 805 | $3,350 | 2026-05-25 | — | |
| single_family | 2 | 1 | 850 | $2,750 | 2026-07-31 | — | |
| single_family | 2 | 2 | 725 | $3,499 | 2026-04-23 | — | |
| single_family | 2 | 2 | 1,300 | $4,100 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 1139 NW 37th St | single_family | 2 | 1 | 1,004 | $520,000 | 2026-08-24 |
| 1176 NW 32nd St | single_family | 2 | 1 | 1,400 | $155,000 | 2026-08-02 |
| 126 NW 33rd St | single_family | 2 | 1 | 1,822 | $1,250,000 | 2026-07-21 |
| 344 NW 41st St | single_family | 2 | 1 | 927 | $610,000 | 2026-07-08 |
| 286 NW 57th St | single_family | 2 | 2 | 1,717 | $450,000 | 2026-06-23 |
| 598 NW 53rd St | single_family | 2 | 1 | 948 | $550,000 | 2026-06-16 |
| 315 NW 53rd St | single_family | 2 | 1 | 961 | $600,000 | 2026-06-16 |
| 1090 NW 39th St | single_family | 2 | 1 | 1,389 | $465,000 | 2026-06-11 |
| 4711 NW 11th Ave | single_family | 2 | 1 | 1,222 | $560,000 | 2026-06-03 |
| 85 NW 47th St | single_family | 2 | 1 | 1,200 | $844,000 | 2026-05-20 |
| 260 NW 34th St | single_family | 2 | 1 | 984 | $750,000 | 2026-05-18 |
| 276 NW 40th St | single_family | 2 | 1 | 1,682 | $700,000 | 2026-05-18 |
| 446 NW 45th St | single_family | 2 | 2 | 1,169 | $555,000 | 2026-05-14 |
| 578 NW 48th St | single_family | 2 | 1 | 1,026 | $713,000 | 2026-05-04 |
| 5555 N Miami Ave | single_family | 2 | 1 | 1,086 | $500,000 | 2026-05-04 |
| 10 NW 51st St | single_family | 2 | 1 | 1,232 | $672,000 | 2026-05-01 |
| 246 NW 39th St | single_family | 2 | 2 | 776 | $500,000 | 2026-04-30 |
| 272 NW 42nd St | single_family | 2 | 1 | 977 | $745,000 | 2026-04-30 |
| 1121 NW 56th St | single_family | 2 | 1 | 1,261 | $375,000 | 2026-04-27 |
| 260 NW 43rd St | single_family | 2 | 1 | 958 | $750,000 | 2026-04-22 |
| 268 NW 48th St | single_family | 2 | 3 | — | $950,000 | 2026-04-14 |
| 585 NW 35th St | single_family | 2 | 2 | 1,042 | $6,167,000 | 2026-04-08 |
| 500 NW 46th St | single_family | 2 | 1 | 1,098 | $594,000 | 2026-04-07 |
| 1045 NW 52nd St | single_family | 2 | 1 | 1,507 | $550,000 | 2026-03-30 |
| 307 NW 37th St | single_family | 2 | 1 | 1,435 | $1,099,000 | 2026-03-26 |
| 85 NW 52nd St | single_family | 2 | 1 | 804 | $590,000 | 2026-03-19 |
| 349 NW 46th St | single_family | 2 | 1 | 1,380 | $665,000 | 2026-03-11 |
| 819 NW 47th St | single_family | 2 | 1 | 1,090 | $405,000 | 2026-03-02 |
| 85 NW 47th Ter | single_family | 2 | 1 | 1,316 | $830,000 | 2026-02-04 |
| 118 NW 44th St | single_family | 2 | 2 | 1,329 | $775,000 | 2026-01-30 |
| 4921 NW 6th Ave | single_family | 2 | 1 | 1,267 | $850,000 | 2026-01-15 |
| 1065 NW 50th St | single_family | 2 | 1 | 1,064 | $548,400 | 2026-01-12 |
| 4765 N Miami Ave | single_family | 2 | 2 | 1,259 | $828,000 | 2026-01-09 |
| 524 NW 44th St | single_family | 2 | 1 | 1,534 | $970,000 | 2025-12-24 |
| 299 NW 43rd St | single_family | 2 | 2 | 1,086 | $600,000 | 2025-12-15 |
| 64 NW 52nd St | single_family | 2 | 1 | 1,601 | $820,000 | 2025-11-24 |
| 5636 NW 4th Ave | single_family | 2 | 1 | 984 | $550,000 | 2025-11-18 |
| 2025 NW 6th Pl | single_family | 2 | 1 | 956 | $250,000 | 2025-11-12 |
| 47 NW 49th St | single_family | 2 | 1 | 1,715 | $650,000 | 2025-11-06 |
| 5108 NW 3rd Ave | single_family | 2 | 1 | 936 | $520,000 | 2025-10-27 |
| 3500 NW 12th Ave | single_family | 2 | 1 | 1,188 | $750,000 | 2025-10-20 |
| 350 NW 45th St | single_family | 2 | 1 | 1,571 | $552,939 | 2025-10-15 |
| 1018 NW 26th St | single_family | 2 | 1 | 893 | $450,000 | 2025-09-15 |
| 3125 NW 3rd Ave | single_family | 2 | 1 | 1,674 | $1,100,000 | 2025-09-11 |
| 934 NW 45th St | single_family | 2 | 1 | 1,249 | $490,000 | 2025-09-03 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 1075 NW 28th St | multi_family | 2 | 2 | 1,266 | $525,000 | — |
| 2700 NW 2nd Ave Unit 442 | condos | 2 | 2 | — | $1,300,000 | — |
| 21 NW 61st St | single_family | 2 | 1 | 972 | $550,000 | — |
| 266 NW 32nd St | single_family | 2 | 1 | 1,343 | $1,200,000 | — |
| 2700 NW 2nd Ave Unit 422 | condos | 2 | 2 | 830 | $1,790,000 | — |
| 270-272 NW 35th St | multi_family | 2 | 2 | 900 | $900,000 | — |
| 1114 NW 59th St | single_family | 2 | 1 | 824 | $424,900 | — |
| 2700 NW 2nd Ave Unit 743 | condos | 2 | 2 | 840 | $1,275,900 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $411,999 | $17,910 | -$8,417 | $316,530 | $95,469 |
| 2 | $424,359 | $18,510 | -$7,858 | $312,822 | $111,537 |
| 3 | $437,090 | $19,129 | -$7,282 | $308,860 | $128,230 |
| 4 | $450,202 | $19,768 | -$6,686 | $304,625 | $145,577 |
| 5 | $463,708 | $20,428 | -$6,070 | $300,100 | $163,609 |
| 6 | $477,620 | $21,110 | -$5,434 | $295,264 | $182,356 |
| 7 | $491,948 | $21,813 | -$4,777 | $290,096 | $201,852 |
| 8 | $506,707 | $22,540 | -$4,098 | $284,573 | $222,134 |
| 9 | $521,908 | $23,290 | -$3,397 | $278,671 | $243,237 |
| 10 | $537,565 | $24,065 | -$2,673 | $272,363 | $265,202 |