10201 SW 64th St

Miami, FL 33173 · single_family · For Sale · 14 days on market
Asking price$5,499,000
8 beds 6 baths 7,061 sqft
Suggested offer$3,102,745$2,396,255 above the est. market value of $3,102,745.
View on Realtor.com →
Listed by Chad Carroll · COMPASS
Typesingle_family
Built1986
Price / sqft$779
Est. value (own analysis)$3,102,745
Rent estimate (Zillow ZIP avg)$2,611/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood5/10major$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-08-19
Removed date
MLSMiamiMLS #A12072725
Coordinates25.70908, -80.35888
Address10201 SW 64th St
CityMiami
StateFL
Zip33173
Listing ID5882540616
Sourceus-real-estate-listings, cached 2026-09-01

ZIP market snapshot (33173)

Typical home value (ZHVI)$567,889
Typical rent (ZORI)$2,611/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$5,499,000
Down payment (20.0%)$1,099,800
Loan amount$4,399,200
Closing costs (5.0%)$274,950
Total cash to close$1,374,750
Rent (ZIP avg, ZORI — not bedroom-specific)$2,611$31,335
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$31,335
Vacancy rate (assumption) assumption8.0%

$31,335 × 8.0% = $2,507

Effective gross income$2,402$28,828
Property tax (placeholder 1.9% of price)$8,707$104,481
Insurance (est. scaled by flood & wind risk)$6,416$76,986
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$131$1,567
Total operating expenses$15,253$183,034
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$28,828
Total operating expenses derived$183,034

$28,828 − $183,034 = -$154,205

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$4,399,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$4,399,200 amortized at 6.7% over 30 years = $28,270/mo

CapEx reserve (5.0% of GSR)$131$1,567
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$154,205
Annual debt service derived$339,245
Annual CapEx reserve assumption$1,567
Annual PMI assumption$0

(-$154,205 − $339,245 − $1,567 − $0) ÷ 12 = -$41,251

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$154,205
Purchase price data$5,499,000

-$154,205 ÷ $5,499,000 = -2.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$495,017
Total cash to close derived$1,374,750

-$495,017 ÷ $1,374,750 = -36.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$154,205
Annual debt service derived$339,245

-$154,205 ÷ $339,245 = -0.45

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$31,335
Purchase price data$5,499,000

($31,335 ÷ 12) ÷ $5,499,000 = 0.0%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$5,499,000
Gross scheduled rent (annual) comp$31,335

$5,499,000 ÷ $31,335 = 175.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$183,034
Effective gross income derived$28,828

$183,034 ÷ $28,828 = 634.9%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$183,034
Annual debt service derived$339,245
Annual PMI assumption$0
Gross scheduled rent (annual) comp$31,335

($183,034 + $339,245 + $0) ÷ $31,335 = 1666.8%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family874,413$14,0002026-07-21
single_family854,426$25,0002025-10-21

18651 SW 104th St Unit 0

Miami, 33196 · rent comp

Bedrooms / bathrooms8 bd / 7 ba
Square footage4,413
Listed2026-07-21
Days on market

Asking rent: $14,000

View on Zillow →

11 NW 122nd Ave

Miami, 33182 · rent comp

Bedrooms / bathrooms8 bd / 5 ba
Square footage4,426
Listed2025-10-21
Days on market

Asking rent: $25,000

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
11190 SW 57th Stsingle_family321,563$600,0002026-09-01
6081 SW 109th Ctsingle_family421,566$690,0002026-09-01
8701 SW 87th Ctsingle_family422,064$1,041,4002026-08-28
8024 SW 91st Avesingle_family321,711$1,175,0002026-08-20
8791 SW 85th Stsingle_family321,846$960,0002026-08-19
8904 SW 69th Tersingle_family564,004$1,750,0002026-08-14
10340 SW 62nd Stsingle_family323,583$2,500,0002026-08-10
6500 SW 99th Avesingle_family545,236$4,000,0002026-08-07
6816 SW 89th Ctsingle_family322,260$1,080,0002026-08-06
6905 SW 104th Ctsingle_family321,296$560,0002026-07-31
11178 SW 74th Tersingle_family421,653$655,0002026-07-31
9261 SW 80th Tersingle_family543,267$1,400,0002026-07-31
5600 SW 112th Ctsingle_family311,198$525,0002026-07-30
10020 SW 83rd Stsingle_family432,232$860,0002026-07-27
6307 SW 93rd Ctsingle_family321,714$810,0002026-07-23
9451 SW 61st Stsingle_family532,346$1,000,0002026-07-22
6521 SW 112th Avesingle_family321,080$518,0002026-07-17
6430 SW 112th Plsingle_family431,837$640,0002026-07-13
5830 SW 89th Ctsingle_family422,140$850,0002026-07-10
11401 SW 57th Stsingle_family321,224$575,6002026-07-10
9875 SW 83rd Stsingle_family421,539$763,0002026-07-07
11314 SW 73rd Tersingle_family321,519$555,9052026-07-02
9281 SW 80th Tersingle_family421,651$850,0002026-07-02
6414 SW 114th Plsingle_family431,865$735,0002026-06-30
11242 SW 64th Lnsingle_family321,415$560,0002026-06-26
11500 SW 57th Tersingle_family331,368$675,0002026-06-26
10760 SW 63rd Stsingle_family321,740$715,0002026-06-26
10959 SW 72nd Tersingle_family321,391$590,0002026-06-18
9608 SW 59th Stsingle_family321,495$650,0002026-06-18
11467 SW 60th Lnsingle_family221,201$470,0002026-06-17
11307 SW 74th Tersingle_family421,536$615,0002026-06-16
11319 SW 73rd Lnsingle_family431,868$640,0002026-06-16
7625 SW 99th Ctsingle_family321,300$680,0002026-06-15
6700 SW 104th Ctsingle_family432,022$710,0002026-06-08
11351 SW 63rd Tersingle_family431,725$633,0002026-06-05
11455 SW 72nd Tersingle_family321,256$580,0002026-06-05
9775 SW 78th Stsingle_family321,449$675,0002026-06-04
7145 SW 92nd Ctsingle_family532,290$900,0002026-06-03
11261 SW 73rd Lnsingle_family321,519$500,0002026-06-03
10951 SW 65th Stsingle_family321,008$600,0002026-06-02
10841 SW 68th Drsingle_family321,695$758,8002026-06-01
6462 SW 93rd Plsingle_family432,581$1,312,0002026-05-29
10305 SW 70th Stsingle_family431,879$1,175,0002026-05-29
7120 SW 92nd Avesingle_family422,266$940,0002026-05-28
6051 SW 110th Avesingle_family432,061$775,0002026-05-27
6845 SW 97th Avesingle_family322,326$1,730,0002026-05-27
8541 SW 87th Ctsingle_family321,908$1,065,0002026-05-27
8100 SW 92nd Ctsingle_family522,309$1,125,0002026-05-20
6320 SW 93rd Ctsingle_family321,555$790,0002026-05-19
8025 SW 91st Avesingle_family432,203$1,325,0002026-05-18

Widened to city-wide. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
12401 SW 45th Stsingle_family8119,196$6,490,000
3431-3433 SW 4th Stmulti_family863,429$1,249,000
1616 Onaway Drsingle_family896,194$9,995,000
3191 SW 23rd Stmulti_family844,452$1,800,000
251 NW 57th Avemulti_family863,768$1,970,000
3527 NW 34th Stmulti_family841,818$770,000
2054 SW 5th Stmulti_family853,048$895,000
10128 W Fern Stmulti_family853,255$1,200,000

10-year hold projection

IRR-13.9%
Equity multiple-1.40x
Total return (10yr)-$2,584,041
YearProperty valueNOICash flowLoan balanceEquity
1$5,663,970-$154,205-$495,017$4,351,503$1,312,467
2$5,833,889-$157,916-$498,768$4,300,531$1,533,359
3$6,008,906-$161,716-$502,607$4,246,058$1,762,848
4$6,189,173-$165,606-$506,538$4,187,844$2,001,329
5$6,374,848-$169,589-$510,563$4,125,633$2,249,215
6$6,566,094-$173,666-$514,684$4,059,150$2,506,944
7$6,763,076-$177,841-$518,903$3,988,101$2,774,975
8$6,965,969-$182,114-$523,222$3,912,174$3,053,795
9$7,174,948-$186,490-$527,644$3,831,032$3,343,916
10$7,390,196-$190,970-$532,172$3,744,318$3,645,878
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.