7081 SW 158th Ct

Miami, FL 33193 · townhomes · For Sale · 48 days on market
Asking price$505,900
3 beds 3 baths 1,848 sqft
View on Realtor.com →
Listed by A. "Tony" J. Valencia PA · Eleven Realty
Typetownhomes
Built1996
Price / sqft$274
Est. value (own analysis)$581,226
Rent estimate (own analysis)$3,200/mo
HOA$106/mo
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Neighborhood

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Statusfor_sale
Listed date2026-07-16
Removed date
MLSMiamiMLS #A12054462
Coordinates25.69998, -80.44873
Address7081 SW 158th Ct
CityMiami
StateFL
Zip33193
Listing ID5870194217
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33193)

Typical home value (ZHVI)$445,241
Typical rent (ZORI)$2,377/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$505,900
Down payment (20.0%)$101,180
Loan amount$404,720
Closing costs (5.0%)$25,295
Total cash to close$126,475
Rent (comp-derived)$3,200$38,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$38,400
Vacancy rate (assumption) assumption8.0%

$38,400 × 8.0% = $3,072

Effective gross income$2,944$35,328
Property tax (placeholder 1.9% of price)$801$9,612
Insurance (placeholder 0.8% of price)$337$4,047
HOA dues$106$1,272
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$160$1,920
Total operating expenses$1,404$16,851
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$35,328
Total operating expenses derived$16,851

$35,328 − $16,851 = $18,477

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$404,720
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$404,720 amortized at 6.7% over 30 years = $2,601/mo

CapEx reserve (5.0% of GSR)$160$1,920
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$18,477
Annual debt service derived$31,210
Annual CapEx reserve assumption$1,920
Annual PMI assumption$0

($18,477 − $31,210 − $1,920 − $0) ÷ 12 = -$1,221

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$18,477
Purchase price data$505,900

$18,477 ÷ $505,900 = 3.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$14,653
Total cash to close derived$126,475

-$14,653 ÷ $126,475 = -11.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$18,477
Annual debt service derived$31,210

$18,477 ÷ $31,210 = 0.59

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$38,400
Purchase price data$505,900

($38,400 ÷ 12) ÷ $505,900 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$505,900
Gross scheduled rent (annual) comp$38,400

$505,900 ÷ $38,400 = 13.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$16,851
Effective gross income derived$35,328

$16,851 ÷ $35,328 = 47.7%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$16,851
Annual debt service derived$31,210
Annual PMI assumption$0
Gross scheduled rent (annual) comp$38,400

($16,851 + $31,210 + $0) ÷ $38,400 = 125.2%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes331,848$3,2002026-08-12
townhomes331,644$3,2502026-07-16
townhomes331,571$2,7502026-07-11
townhomes321,708$3,3002026-06-23
townhomes331,848$3,2002026-06-10
townhomes331,770$3,2002026-05-11
townhomes321,244$2,9002026-08-04
townhomes332,027$3,3002026-07-31
townhomes331,770$3,2002026-03-01

15852 SW 71st Ter Unit 0

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,848
Listed2026-08-12
Days on market

Asking rent: $3,200

View on Zillow →

7463 SW 164th Ave

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,644
Listed2026-07-16
Days on market

Asking rent: $3,250

View on Zillow →

8510 SW 150th Ave Unit 2

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,571
Listed2026-07-11
Days on market

Asking rent: $2,750

View on Zillow →

7001 SW 164th Ct Unit 0

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,708
Listed2026-06-23
Days on market

Asking rent: $3,300

View on Zillow →

15849 SW 70th Ter Unit 0

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,848
Listed2026-06-10
Days on market

Asking rent: $3,200

View on Zillow →

8525 SW 165th Pl Unit 8525

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,770
Listed2026-05-11
Days on market

Asking rent: $3,200

View on Zillow →

15216 SW 81st Ln Unit 15216

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,244
Listed2026-08-04
Days on market

Asking rent: $2,900

View on Zillow →

5732 SW 162nd Pass Unit 5732

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,027
Listed2026-07-31
Days on market

Asking rent: $3,300

View on Zillow →

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,770
Listed2026-03-01
Days on market

Asking rent: $3,200

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
7426 SW 162nd Cttownhomes331,644$545,0002026-08-21
7240 SW 162nd Cttownhomes331,667$555,0002026-08-21
6323 SW 147th Place Cirtownhomes321,059$410,0002026-08-14
8618 SW 148th Pltownhomes321,283$425,0002026-07-31
7345 SW 148th Cttownhomes321,699$535,0002026-07-29
16236 SW 75th Sttownhomes321,667$550,0002026-07-24
5873026429townhomes331,820$515,0002026-06-15
7378 SW 162nd Pltownhomes331,644$545,0002026-06-12
15585 SW 76th Ln Unit A81-8townhomes321,240$390,0002026-06-11
7925 SW 153rd Cttownhomes321,177$450,0002026-06-11
8614 SW 147th Pltownhomes321,283$445,0002026-06-09
7413 SW 162nd Pathtownhomes331,644$495,0002026-05-29
8749 SW 154th Circle Pl Unit 4Gtownhomes332,282$380,0002026-05-15
8500 SW 150th Avetownhomes321,230$345,0002026-05-06
16603 SW 79th Tertownhomes331,770$495,0002026-04-30
16415 SW 73rd Tertownhomes321,667$522,0002026-03-20
16514 SW 68th Tertownhomes321,580$530,0002026-03-12
7161 SW 163rd Pltownhomes321,666$498,0002026-03-05
16394 SW 75th Sttownhomes331,667$520,0002026-02-24
7486 SW 162nd Cttownhomes331,644$510,0002026-02-18
16256 SW 57th Lntownhomes322,027$549,0002026-02-18

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
6651 SW 148th Ctsingle_family321,892$855,000
7054 SW 152nd Cttownhomes321,116$490,000
15840 SW 85th Stsingle_family321,631$650,000
14755 SW 74th Lntownhomes332,187$533,000
14963 SW 74th Tersingle_family321,322$529,000
16628 SW 79th Tertownhomes331,776$525,000
15171 SW 70th Stsingle_family322,074$850,000
16232 SW 57th Lncondos332,027$564,000

10-year hold projection

IRR2.5%
Equity multiple1.40x
Total return (10yr)$116,829
YearProperty valueNOICash flowLoan balanceEquity
1$521,077$18,477-$14,653$400,332$120,745
2$536,709$19,115-$14,063$395,643$141,067
3$552,811$19,775-$13,452$390,631$162,179
4$569,395$20,457-$12,821$385,276$184,119
5$586,477$21,161-$12,168$379,552$206,925
6$604,071$21,889-$11,493$373,436$230,635
7$622,193$22,641-$10,796$366,899$255,294
8$640,859$23,418-$10,074$359,914$280,945
9$660,085$24,221-$9,329$352,449$307,636
10$679,887$25,050-$8,558$344,472$335,416
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.