4310 SW 7th St

Miami, FL 33134 · single_family · For Sale · 142 days on market
Asking price$750,000
4 beds 3 baths 1,568 sqft
View on Realtor.com →
Listed by Maria Pena · Coldwell Banker Realty
Typesingle_family
Built1940
Price / sqft$478
Est. value (own analysis)$1,383,529
Rent estimate (own analysis)$4,950/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-04-13
Removed date
MLSMiamiMLS #A11999489
Coordinates25.76492, -80.26573
Address4310 SW 7th St
CityMiami
StateFL
Zip33134
Listing ID5845901378
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33134)

Typical home value (ZHVI)$887,965
Typical rent (ZORI)$3,095/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$750,000
Down payment (20.0%)$150,000
Loan amount$600,000
Closing costs (5.0%)$37,500
Total cash to close$187,500
Rent (comp-derived)$4,950$59,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$59,400
Vacancy rate (assumption) assumption8.0%

$59,400 × 8.0% = $4,752

Effective gross income$4,554$54,648
Property tax (placeholder 1.9% of price)$1,188$14,250
Insurance (placeholder 0.8% of price)$500$6,000
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$248$2,970
Total operating expenses$1,935$23,220
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$54,648
Total operating expenses derived$23,220

$54,648 − $23,220 = $31,428

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$600,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$600,000 amortized at 6.7% over 30 years = $3,856/mo

CapEx reserve (5.0% of GSR)$248$2,970
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$31,428
Annual debt service derived$46,269
Annual CapEx reserve assumption$2,970
Annual PMI assumption$0

($31,428 − $46,269 − $2,970 − $0) ÷ 12 = -$1,484

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$31,428
Purchase price data$750,000

$31,428 ÷ $750,000 = 4.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$17,811
Total cash to close derived$187,500

-$17,811 ÷ $187,500 = -9.5%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$31,428
Annual debt service derived$46,269

$31,428 ÷ $46,269 = 0.68

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$59,400
Purchase price data$750,000

($59,400 ÷ 12) ÷ $750,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$750,000
Gross scheduled rent (annual) comp$59,400

$750,000 ÷ $59,400 = 12.6

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$23,220
Effective gross income derived$54,648

$23,220 ÷ $54,648 = 42.5%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$23,220
Annual debt service derived$46,269
Annual PMI assumption$0
Gross scheduled rent (annual) comp$59,400

($23,220 + $46,269 + $0) ÷ $59,400 = 117.0%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family421,634$4,9502026-08-07
single_family431,655$5,3002026-07-22
single_family431,192$4,7502026-07-28
single_family421,729$4,8002026-03-11
single_family431,900$4,9952026-08-11

5000 SW 5th Ter

Miami, 33134 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,634
Listed2026-08-07
Days on market

Asking rent: $4,950

View on Zillow →

4328 SW 9th Ter

Miami, 33134 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,655
Listed2026-07-22
Days on market

Asking rent: $5,300

View on Zillow →

5171 SW 6th St

Miami, 33134 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,192
Listed2026-07-28
Days on market

Asking rent: $4,750

View on Zillow →

5410 SW 2nd St

Miami, 33134 · rent comp

Bedrooms / bathrooms4 bd / 2 ba
Square footage1,729
Listed2026-03-11
Days on market

Asking rent: $4,800

View on Zillow →

828 Lorca St

Coral Gables, 33134 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage1,900
Listed2026-08-11
Days on market

Asking rent: $4,995

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
555 Catalonia Avesingle_family43$2,800,0002026-08-21
4361 SW 3rd Stsingle_family422,052$699,0002026-08-11
3920 Durango Stsingle_family421,794$1,300,0002026-08-10
61 SW 55th Avesingle_family411,729$530,0002026-08-06
2508 Anderson Rdsingle_family422,316$2,500,0002026-07-30
611 N Greenway Drsingle_family443,839$5,000,0002026-07-27
5175 SW 5th Tersingle_family411,562$740,0002026-07-24
14 San Sebastian Avesingle_family432,411$2,150,0002026-07-23
4027 SW 11th Stsingle_family431,748$700,0002026-07-13
722 Navarre Avesingle_family432,944$3,600,0002026-07-13
748 Palermo Avesingle_family442,782$2,876,0002026-07-08
311 Navarre Avesingle_family432,172$1,050,0002026-06-26
918 Santiago Stsingle_family442,801$2,980,0002026-06-25
1900 Pizarro Stsingle_family432,787$2,395,0002026-06-23
1450 Ortega Avesingle_family442,829$1,850,0002026-06-18
2010 N Greenway Drsingle_family443,108$3,550,0002026-06-11
737 Majorca Avesingle_family442,209$1,930,0002026-06-11
927 Catalonia Avesingle_family431,737$1,350,0002026-06-10
2415 Indian Mound Trlsingle_family432,363$1,715,0002026-06-04
528 Alcazar Avesingle_family421,700$1,500,0002026-06-03
1415 Sorolla Avesingle_family432,346$3,025,0002026-06-02
1411 Columbus Blvdsingle_family411,700$1,400,0002026-05-29
1415 Madrid Stsingle_family443,491$3,200,0002026-05-27
1429 Sorolla Avesingle_family432,823$1,580,0002026-05-26
1207 Columbus Blvdsingle_family442,114$2,450,0002026-05-22
1901 Country Club Pradosingle_family443,076$3,300,0002026-05-21
2115 Country Club Pradosingle_family453,709$3,510,0002026-05-18
911 Mariana Avesingle_family432,273$1,875,0002026-05-06
1240 Ferdinand Stsingle_family442,907$2,000,0002026-04-30
3905 SW 5th Stsingle_family45$1,800,0002026-04-29
1211 Castile Avesingle_family422,162$2,400,0002026-04-28
1226 Palermo Avesingle_family422,674$2,750,0002026-04-23
1117 Alberca Stsingle_family432,796$1,950,0002026-04-01
4739 SW 5th Stsingle_family422,084$767,0002026-03-13
749 Anastasia Avesingle_family432,429$2,900,0002026-03-10
322 Sarto Avesingle_family443,294$3,874,0002026-03-10
2607 N Greenway Drsingle_family443,105$2,700,0002026-02-27
1302 Alhambra Cirsingle_family442,438$2,550,0002026-02-26
832 Wallace Stsingle_family442,457$1,305,0002026-02-19
3903 Granada Blvdsingle_family432,336$3,175,0002026-02-18
330 SW 52nd Avesingle_family431,722$625,0002026-02-12
1341 Sorolla Avesingle_family422,388$2,650,0002026-02-03
4685 SW 13th Tersingle_family421,914$1,500,0002026-01-27
447 Giralda Avesingle_family431,869$2,000,0002026-01-22
1019 Venetia Avesingle_family432,465$2,295,0002026-01-21

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
4701 SW 7th Stsingle_family431,830$750,000
4870 SW 6th Stsingle_family431,682$700,000
3788 SW 27th Lnmulti_family421,980$1,250,000
5330 SW 7th Stsingle_family432,424$2,500,000
2893-2895 SW 37th Ctmulti_family431,935$915,000
4450 W Flagler Stmulti_family442,103$1,000,000
4251 SW 11th Stsingle_family443,736$2,990,000
2841 SW 38th Ct Unit Btownhomes442,671$1,950,000

10-year hold projection

IRR4.0%
Equity multiple1.64x
Total return (10yr)$217,626
YearProperty valueNOICash flowLoan balanceEquity
1$772,500$31,428-$17,811$593,495$179,005
2$795,675$32,487-$16,826$586,543$209,132
3$819,545$33,581-$15,809$579,113$240,432
4$844,132$34,710-$14,758$571,174$272,958
5$869,456$35,876-$13,671$562,689$306,767
6$895,539$37,081-$12,549$553,621$341,918
7$922,405$38,324-$11,389$543,931$378,474
8$950,078$39,609-$10,191$533,575$416,502
9$978,580$40,935-$8,953$522,509$456,071
10$1,007,937$42,305-$7,674$510,682$497,255
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.