6405 SW 152nd Circle Pl Unit 10-05
Miami, FL 33193 · townhomes · Pending — under contract · 168 days on market
Asking price$385,000
2 beds 2 baths 1,010 sqft
Suggested offer$299,031$85,969 above the est. market value of $299,031.
View on Realtor.com →Listed by Silvia Chudnovsky · Coldwell Banker Realty
Typetownhomes
Built1988
Price / sqft$381
Est. value (own analysis)$299,031
Rent estimate (own analysis)$2,575/mo
HOANone
1 / 37
Show every detail
Statusfor_sale
Listed date2026-03-18
Removed date—
MLSMiamiMLS #A11983505
Coordinates25.70388, -80.44345
Address6405 SW 152nd Circle Pl Unit 10-05
CityMiami
StateFL
Zip33193
Listing ID5833599062
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33193)
Typical home value (ZHVI)$445,241
Typical rent (ZORI)$2,377/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $385,000 |
| Down payment (20.0%) | $77,000 |
| Loan amount | $308,000 |
| Closing costs (5.0%) | $19,250 |
| Total cash to close | $96,250 |
| Income | |
| Rent (comp-derived) | $2,575$30,900 |
| Vacancy loss (8.0%) | |
| Effective gross income | $2,369$28,428 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $610$7,315 |
| Insurance (placeholder 0.8% of price) | $257$3,080 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $129$1,545 |
| Total operating expenses | $995$11,940 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $129$1,545 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| townhomes | 2 | 2 | 780 | $2,450 | 2026-08-08 | — | |
| townhomes | 2 | 3 | 1,210 | $2,650 | 2026-07-24 | — | |
| townhomes | 2 | 2 | 1,160 | $2,750 | 2026-07-21 | — | |
| townhomes | 2 | 3 | 1,280 | $2,500 | 2026-06-22 | — | |
| townhomes | 2 | 3 | 1,190 | $2,800 | 2026-06-09 | — | |
| townhomes | 2 | 3 | 1,120 | $2,500 | 2026-05-31 | — | |
| townhomes | 2 | 2 | 1,160 | $2,900 | 2026-05-22 | — | |
| townhomes | 2 | 3 | 1,190 | $2,500 | 2026-08-28 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8745 SW 152nd Ave Apt 215 | townhomes | 2 | 3 | 1,120 | $310,000 | 2026-06-22 |
| 16382 SW 75th St | townhomes | 2 | 2 | 1,160 | $479,000 | 2026-06-01 |
| 8720 SW 148th Pl | townhomes | 2 | 2 | 1,124 | $455,000 | 2026-04-13 |
| 15455 SW 74th Cir Ct Apt 1106 | townhomes | 2 | 3 | 1,210 | $276,000 | 2026-04-13 |
| 8424 SW 148th Pl | townhomes | 2 | 2 | 1,152 | $100,000 | 2026-04-06 |
| 7197 SW 152nd Pl | townhomes | 2 | 2 | 1,008 | $449,000 | 2026-03-26 |
| 14733 SW 61st Ter | townhomes | 2 | 2 | 1,059 | $275,000 | 2026-03-24 |
| 14731 SW 61st Ter | townhomes | 2 | 1 | 983 | $310,000 | 2026-03-24 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 15619 SW 73rd Cir Ter Unit 10-9 | condos | 2 | 2 | 825 | $250,000 | — |
| 8002 SW 149th Ave Apt B411 | condos | 2 | 2 | 866 | $234,000 | — |
| 7407 SW 152nd Ave Unit 4-103 | condos | 2 | 1 | 784 | $236,500 | — |
| 8205 SW 152nd Ave Unit F306 | condos | 2 | 2 | 1,074 | $224,800 | — |
| 7366 SW 152nd Ave Unit 103 | townhomes | 2 | 3 | 1,050 | $340,000 | — |
| condos | 2 | 2 | 800 | $290,000 | — | |
| 8004 SW 149th Ave Apt C216 | condos | 2 | 2 | 827 | $245,000 | — |
| 8000 SW 149th Ave Apt A411 | condos | 2 | 2 | 866 | $235,000 | — |
10-year hold projection
IRR4.2%
Equity multiple1.68x
Total return (10yr)$115,560
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $396,550 | $16,488 | -$8,808 | $304,661 | $91,889 |
| 2 | $408,447 | $17,042 | -$8,293 | $301,092 | $107,355 |
| 3 | $420,700 | $17,615 | -$7,760 | $297,278 | $123,422 |
| 4 | $433,321 | $18,206 | -$7,209 | $293,202 | $140,118 |
| 5 | $446,321 | $18,816 | -$6,640 | $288,847 | $157,474 |
| 6 | $459,710 | $19,447 | -$6,053 | $284,192 | $175,518 |
| 7 | $473,501 | $20,098 | -$5,445 | $279,218 | $194,283 |
| 8 | $487,706 | $20,770 | -$4,818 | $273,902 | $213,804 |
| 9 | $502,338 | $21,464 | -$4,170 | $268,221 | $234,116 |
| 10 | $517,408 | $22,181 | -$3,500 | $262,150 | $255,258 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.