139 NE 26th Ave

Homestead, FL 33033 · single_family · For Sale · 16 days on market
Asking price$619,500
5 beds 3 baths 2,550 sqft
Suggested offer$561,674$57,826 above the est. market value of $561,674.
View on Realtor.com →
Listed by Ady Danton · RE/MAX Advance Realty II
Typesingle_family
Built2013
Price / sqft$243
Est. value (own analysis)$561,674
Rent estimate (own analysis)$3,949/mo
HOA$92/mo
Wind10/10Extreme$Heat10/10ExtremeFlood9/10extreme$Air2/10MinorWildfire2/10Minor
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-17
Removed date
MLSMiamiMLS #A12070913
Coordinates25.47155, -80.43901
Address139 NE 26th Ave
CityHomestead
StateFL
Zip33033
Listing ID5828933388
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33033)

Typical home value (ZHVI)$436,367
Typical rent (ZORI)$2,539/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$619,500
Down payment (20.0%)$123,900
Loan amount$495,600
Closing costs (5.0%)$30,975
Total cash to close$154,875
Rent (comp-derived)$3,949$47,388
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$47,388
Vacancy rate (assumption) assumption8.0%

$47,388 × 8.0% = $3,791

Effective gross income$3,633$43,597
Property tax (placeholder 1.9% of price)$981$11,771
Insurance (est. scaled by flood & wind risk)$909$10,903
HOA dues$92$1,104
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$197$2,369
Total operating expenses$2,179$26,147
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$43,597
Total operating expenses derived$26,147

$43,597 − $26,147 = $17,450

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$495,600
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$495,600 amortized at 6.7% over 30 years = $3,185/mo

CapEx reserve (5.0% of GSR)$197$2,369
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$17,450
Annual debt service derived$38,218
Annual CapEx reserve assumption$2,369
Annual PMI assumption$0

($17,450 − $38,218 − $2,369 − $0) ÷ 12 = -$1,928

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$17,450
Purchase price data$619,500

$17,450 ÷ $619,500 = 2.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$23,138
Total cash to close derived$154,875

-$23,138 ÷ $154,875 = -14.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$17,450
Annual debt service derived$38,218

$17,450 ÷ $38,218 = 0.46

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$47,388
Purchase price data$619,500

($47,388 ÷ 12) ÷ $619,500 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$619,500
Gross scheduled rent (annual) comp$47,388

$619,500 ÷ $47,388 = 13.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$26,147
Effective gross income derived$43,597

$26,147 ÷ $43,597 = 60.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$26,147
Annual debt service derived$38,218
Annual PMI assumption$0
Gross scheduled rent (annual) comp$47,388

($26,147 + $38,218 + $0) ÷ $47,388 = 135.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family532,258$2,9002026-07-08
single_family543,196$5,0002026-08-27
single_family532,170$3,1002026-08-09
single_family522,063$2,9952026-07-12
single_family533,129$5,0002026-08-22
single_family542,267$3,7502026-07-21
single_family533,218$4,9752026-08-24
single_family532,693$3,6002026-07-14
single_family542,048$4,0002026-07-28
single_family542,878$5,0002026-08-25
single_family543,196$3,9902026-08-23
single_family532,170$3,9492026-06-10
single_family532,504$3,900
single_family532,916$4,0002026-04-08
single_family532,894$3,7002026-06-10
single_family532,894$3,8502026-07-07
single_family522,063$3,195
single_family532,916$4,000
single_family532,894$3,700
single_family533,080$4,500
single_family532,894$4,0002026-07-01

3432 NE 3rd Dr

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,258
Listed2026-07-08
Days on market

Asking rent: $2,900

View on Zillow →

221 SE 35th Ave

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,196
Listed2026-08-27
Days on market

Asking rent: $5,000

View on Zillow →

350 NE 31st Ter

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,170
Listed2026-08-09
Days on market

Asking rent: $3,100

View on Zillow →

3977 NE 11th Dr

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage2,063
Listed2026-07-12
Days on market

Asking rent: $2,995

View on Zillow →

1934 NE 3rd Ct

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,129
Listed2026-08-22
Days on market

Asking rent: $5,000

View on Zillow →

3616 SE 2nd Dr

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,267
Listed2026-07-21
Days on market

Asking rent: $3,750

View on Zillow →

2105 NE 38th Rd

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,218
Listed2026-08-24
Days on market

Asking rent: $4,975

View on Zillow →

3641 NE 4th St

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,693
Listed2026-07-14
Days on market

Asking rent: $3,600

View on Zillow →

28822 SW 160th Ct Unit 0

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,048
Listed2026-07-28
Days on market

Asking rent: $4,000

View on Zillow →

113 NE 17th Ave

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,878
Listed2026-08-25
Days on market

Asking rent: $5,000

View on Zillow →

191 SE 35th Ave

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,196
Listed2026-08-23
Days on market

Asking rent: $3,990

View on Zillow →

363 NE 35th Ter

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,170
Listed2026-06-10
Days on market

Asking rent: $3,949

View on Zillow →

2502 NE 1st St # 0

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,504
Listed
Days on market

Asking rent: $3,900

View on Zillow →

422 SE 34th Ter Unit 422

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,916
Listed2026-04-08
Days on market

Asking rent: $4,000

View on Zillow →

2434 NE 1st St Unit 2434

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,894
Listed2026-06-10
Days on market

Asking rent: $3,700

View on Zillow →

116 NE 25th Ave

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,894
Listed2026-07-07
Days on market

Asking rent: $3,850

View on Zillow →

3955 NE 11th Dr # 3955

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 2 ba
Square footage2,063
Listed
Days on market

Asking rent: $3,195

View on Zillow →

422 SE 34th Ter # 0

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,916
Listed
Days on market

Asking rent: $4,000

View on Zillow →

2434 NE 1st St # 0

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,894
Listed
Days on market

Asking rent: $3,700

View on Zillow →

2256 SE 2nd St

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage3,080
Listed
Days on market

Asking rent: $4,500

View on Zillow →

24344 NE 1st St

Homestead, 33033 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,894
Listed2026-07-01
Days on market

Asking rent: $4,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
159 NE 17th Avesingle_family532,645$664,0002026-08-24
216 NE 36th Tersingle_family542,379$520,0002026-08-21
633 SE 35th Tersingle_family543,196$640,0002026-08-19
175 NE 26th Avesingle_family532,550$660,0002026-08-19
29100 Alabama Rdsingle_family531,660$545,0002026-08-15
589 SE 34th Tersingle_family532,492$530,0002026-08-10
4113 NE 22nd Lnsingle_family532,494$538,5002026-08-04
144 NE 32nd Tersingle_family533,276$630,0002026-07-27
133 NE 23rd Tersingle_family522,504$495,0002026-07-21
15260 SW 308th Stsingle_family531,477$545,0002026-07-15
1884 NE 1st Stsingle_family532,583$634,9002026-07-14
1147 NE 37th Plsingle_family532,726$620,0002026-07-13
13383 SW 285th Stsingle_family533,252$670,0002026-07-01
1517 NE 2nd Ctsingle_family53$637,0002026-06-30
126 NE 27th Tersingle_family521,952$585,0002026-06-29
29925 SW 149th Ctsingle_family532,604$515,0002026-06-29
347 NE 34th Tersingle_family532,170$475,0002026-06-26
3951 NE 13th Drsingle_family532,065$498,0002026-06-26
30365 SW 152nd Ctsingle_family532,656$620,0002026-06-25
1633 NE 2nd Ctsingle_family542,878$685,0002026-06-22
627 SE 34th Avesingle_family522,492$495,0002026-06-10
1636 SE 7th Ctsingle_family532,499$621,0002026-05-29
1661 NE 2nd Ctsingle_family532,645$635,0002026-05-29
177 NE 17th Avesingle_family542,878$671,0002026-05-28
1679 NE 2nd Ctsingle_family542,878$672,0002026-05-28
3455 NE 1st Stsingle_family532,835$620,0002026-05-27
15042 SW 297th Tersingle_family522,270$500,0002026-05-27
148 NE 24th Avesingle_family522,504$515,0002026-05-27
2872 NE 1st Drsingle_family532,536$525,0002026-05-18
415 SE 34th Tersingle_family532,916$599,0002026-05-11

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3449 NE 2nd Stsingle_family532,514$389,000
3477 SE 3rd Stsingle_family543,196$547,500
28565 SW 158th Ctsingle_family532,832$899,000
1361 NE 42nd Avesingle_family532,753$480,000
125 SE 36th Plsingle_family543,196$675,000
3424 NE 1st Stsingle_family532,835$628,900
16040 SW 283rd Stsingle_family532,963$665,000
4120 NE 22nd Ctsingle_family532,024$490,000

10-year hold projection

IRR0.2%
Equity multiple1.03x
Total return (10yr)$84,959
YearProperty valueNOICash flowLoan balanceEquity
1$638,085$17,450-$23,138$490,227$147,858
2$657,228$18,104-$22,543$484,484$172,743
3$676,944$18,781-$21,926$478,347$198,597
4$697,253$19,482-$21,288$471,789$225,463
5$718,170$20,207-$20,626$464,781$253,390
6$739,715$20,958-$19,941$457,291$282,424
7$761,907$21,734-$19,232$449,287$312,620
8$784,764$22,538-$18,497$440,733$344,031
9$808,307$23,370-$17,736$431,592$376,715
10$832,556$24,230-$16,947$421,823$410,733
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.