4550 NW 9th St Unit 114E
Miami, FL 33126 · condos · For Sale · 166 days on market
Asking price$180,000
1 beds 1 baths 580 sqft
Listed by Zuleyka Candelaria Roman · Candelaria Investments Group, LLC.
Typecondos
Built1972
Price / sqft$310
Est. value (own analysis)$180,192
Rent estimate (own analysis)$1,850/mo
HOA$433/mo
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Statusfor_sale
Listed date2026-03-20
Removed date—
MLSMiamiMLS #A11986043
Coordinates25.78010, -80.27107
Address4550 NW 9th St Unit 114E
CityMiami
StateFL
Zip33126
Listing ID5820546657
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33126)
Typical home value (ZHVI)$303,717
Typical rent (ZORI)$2,370/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $180,000 |
| Down payment (20.0%) | $36,000 |
| Loan amount | $144,000 |
| Closing costs (5.0%) | $9,000 |
| Total cash to close | $45,000 |
| Income | |
| Rent (comp-derived) | $1,850$22,200 |
| Vacancy loss (8.0%) | |
| Effective gross income | $1,702$20,424 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $285$3,420 |
| Insurance (placeholder 0.8% of price) | $120$1,440 |
| HOA dues | $433$5,196 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $93$1,110 |
| Total operating expenses | $931$11,166 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $93$1,110 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| apartment | 1 | 1 | 555 | $1,750 | 2026-08-20 | — | |
| condos | 1 | 1 | 685 | $2,150 | 2026-08-17 | — | |
| apartment | 1 | 1 | 616 | $1,950 | 2026-08-15 | — | |
| apartment | 1 | 2 | 773 | $1,850 | 2026-08-14 | — | |
| apartment | 1 | 2 | 773 | $1,900 | 2026-08-13 | — | |
| condos | 1 | 1 | 662 | $1,700 | 2026-08-12 | — | |
| apartment | 1 | 1 | 598 | $1,675 | 2026-08-12 | — | |
| condos | 1 | 1 | 777 | $1,800 | 2026-08-07 | — | |
| condos | 1 | 1 | 685 | $2,000 | 2026-08-07 | — | |
| condos | 1 | 2 | 663 | $1,850 | 2026-08-07 | — | |
| condos | 1 | 1 | 605 | $1,500 | 2026-07-27 | — | |
| condos | 1 | 1 | 605 | $1,700 | 2026-07-24 | — | |
| condos | 1 | 1 | 546 | $1,700 | 2026-07-22 | — | |
| condos | 1 | 1 | 610 | $1,700 | 2026-07-20 | — | |
| condos | 1 | 1 | 605 | $1,700 | 2026-07-17 | — | |
| condos | 1 | 1 | 685 | $2,150 | 2026-07-17 | — | |
| condos | 1 | 1 | 756 | $1,900 | 2026-07-16 | — | |
| condos | 1 | 1 | 756 | $1,850 | 2026-07-16 | — | |
| condos | 1 | 1 | 605 | $1,995 | 2026-07-14 | — | |
| apartment | 1 | 1 | 711 | $2,100 | 2026-07-14 | — | |
| apartment | 1 | 1 | 720 | $1,695 | 2026-07-13 | — | |
| condos | 1 | 1 | 685 | $2,100 | 2026-07-10 | — | |
| condos | 1 | 1 | 580 | $1,675 | 2026-07-09 | — | |
| condos | 1 | 1 | 550 | $1,650 | 2026-07-02 | — | |
| condos | 1 | 1 | 777 | $1,800 | 2026-07-02 | — | |
| condos | 1 | 1 | 605 | $1,800 | 2026-06-30 | — | |
| condos | 1 | 1 | 560 | $1,750 | 2026-06-25 | — | |
| condos | 1 | 1 | 607 | $1,700 | 2026-06-25 | — | |
| apartment | 1 | 1 | 504 | $1,700 | 2026-06-23 | — | |
| condos | 1 | 1 | 598 | $1,700 | 2026-06-19 | — | |
| condos | 1 | 1 | 605 | $1,775 | 2026-06-18 | — | |
| condos | 1 | 1 | 605 | $1,625 | 2026-06-17 | — | |
| condos | 1 | 1 | 685 | $2,000 | 2026-06-12 | — | |
| condos | 1 | 1 | 506 | $1,725 | 2026-06-02 | — | |
| condos | 1 | 1 | 550 | $1,650 | 2026-05-27 | — | |
| condos | 1 | 1 | 663 | $1,800 | 2026-05-20 | — | |
| condos | 1 | 1 | 756 | $1,800 | 2026-08-04 | — | |
| condos | 1 | 1 | 777 | $1,750 | 2026-08-04 | — | |
| condos | 1 | 1 | 605 | $1,800 | 2026-08-04 | — | |
| condos | 1 | 1 | 598 | $1,750 | 2026-07-31 | — | |
| condos | 1 | 1 | 685 | $2,250 | 2026-07-31 | — | |
| condos | 1 | 1 | 685 | $2,150 | 2026-07-30 | — | |
| condos | 1 | 1 | 696 | $2,200 | 2026-07-30 | — | |
| apartment | 1 | 1 | 608 | $1,900 | 2026-07-28 | — | |
| apartment | 1 | 1 | 506 | $1,675 | 2026-04-06 | — | |
| condos | 1 | 1 | 703 | $2,100 | 2026-08-24 | — | |
| apartment | 1 | 1 | 533 | $1,800 | 2026-02-17 | — | |
| condos | 1 | 1 | 605 | $1,625 | 2026-03-13 | — | |
| apartment | 1 | 1 | 705 | $2,050 | 2022-09-08 | — | |
| condos | 1 | 1 | 598 | $1,725 | 2026-03-13 | — | |
| condos | 1 | 1 | 670 | $1,850 | 2026-02-10 | — | |
| condos | 1 | 1 | 700 | $1,799 | 2026-02-09 | — | |
| apartment | 1 | 1 | 648 | $2,643 | 2025-11-18 | — | |
| apartment | 1 | 1 | 728 | $2,460 | — | — | |
| apartment | 1 | 1 | 750 | $2,426 | — | — | |
| apartment | 1 | 1 | 728 | $2,480 | — | — | |
| apartment | 1 | 1 | 530 | $1,700 | 2026-08-24 | — | |
| condos | 1 | 1 | 742 | $2,100 | 2026-08-25 | — | |
| condos | 1 | 1 | 605 | $1,750 | 2026-04-09 | — | |
| condos | 1 | 1 | 598 | $1,800 | 2026-03-25 | — | |
| apartment | 1 | 1 | 763 | $2,741 | — | — | |
| apartment | 1 | 1 | 648 | $2,475 | — | — | |
| apartment | 1 | 1 | 648 | $2,550 | — | — | |
| apartment | 1 | 1 | 699 | $2,090 | 2025-08-01 | — | |
| apartment | 1 | 1 | 750 | $2,182 | — | — | |
| apartment | 1 | 1 | 583 | $2,179 | — | — | |
| apartment | 1 | 1 | 728 | $2,640 | — | — | |
| apartment | 1 | 1 | 728 | $2,460 | — | — | |
| apartment | 1 | 1 | 728 | $2,580 | — | — | |
| apartment | 1 | 1 | 730 | $2,458 | — | — | |
| apartment | 1 | 1 | 630 | $2,578 | — | — | |
| apartment | 1 | 1 | 597 | $2,656 | — | — | |
| apartment | 1 | 1 | 728 | $2,730 | — | — | |
| apartment | 1 | 1 | 661 | $2,702 | — | — | |
| apartment | 1 | 1 | 728 | $2,850 | — | — | |
| apartment | 1 | 1 | 597 | $2,519 | — | — | |
| apartment | 1 | 1 | 648 | $2,475 | — | — | |
| apartment | 1 | 1 | 556 | $2,600 | — | — | |
| condos | 1 | 1 | 605 | $1,700 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 399 NW 72nd Ave Apt 104 | condos | 1 | 1 | 680 | $197,500 | 2026-08-21 |
| 5201 NW 7th St Apt 105 | condos | 1 | 1 | 756 | $184,000 | 2026-07-27 |
| 5085 NW 7th St Apt 1412 | condos | 1 | 1 | 685 | $270,000 | 2026-07-02 |
| 4550 NW 9th St Unit 305E | condos | 1 | 1 | 598 | $203,900 | 2026-07-01 |
| 4550 NW 9th St Unit 803E | condos | 1 | 1 | 605 | $185,000 | 2026-06-08 |
| 8261 NW 8th St Apt 239 | condos | 1 | 1 | 714 | $235,000 | 2026-05-28 |
| 801 NW 47th Ave Unit 119W | condos | 1 | 1 | 605 | $180,000 | 2026-05-22 |
| 5077 NW 7th St Apt 610 | condos | 1 | 1 | 685 | $295,000 | 2026-05-08 |
| 5077 NW 7th St Apt TS7 | condos | 1 | 1 | 685 | $265,000 | 2026-03-31 |
| 9539950562 | condos | 1 | 1 | 550 | $180,000 | 2026-03-04 |
| 5201 NW 7th St Apt 507 | condos | 1 | 1 | 756 | $165,000 | 2026-01-30 |
| 5050 NW 7th St Ph 16 | condos | 1 | 1 | 624 | $185,000 | 2026-01-20 |
| 4301 NW South Tamiami Canal Dr Unit 3-209 | condos | 1 | 1 | 550 | $190,000 | 2026-01-15 |
| 4801 NW 7th St Apt 602 | condos | 1 | 1 | 560 | $175,000 | 2025-12-30 |
| 5199 NW 7th St Unit 607 | condos | 1 | 1 | 756 | $215,000 | 2025-12-22 |
| 4265 NW South Tamiami Canal Dr Unit 1-104 | condos | 1 | 1 | 550 | $185,000 | 2025-12-22 |
| 4855 NW 7th St Unit 208-6 | condos | 1 | 1 | 740 | $229,900 | 2025-12-04 |
| 8050 NW 8th St Unit 1409 | condos | 1 | 1 | 720 | $215,000 | 2025-11-04 |
| 5199 NW 7th St Apt 603E | condos | 1 | 1 | 756 | $195,500 | 2025-10-07 |
| 4242 NW 2nd St Apt 706 | condos | 1 | 1 | 715 | $320,000 | 2025-09-30 |
| 801 NW 47th Ave Unit 409W | condos | 1 | 1 | 605 | $182,000 | 2025-09-12 |
| 8635 NW 8th St Apt 104 | condos | 1 | 2 | 773 | $186,000 | 2025-09-09 |
| 5280 NW 7th St Apt 306 | condos | 1 | 1 | 600 | $195,000 | 2025-09-08 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 5050 NW 7th St Apt 220 | condos | 1 | 1 | 624 | $189,000 | — |
| 5501 NW 7th St Apt E412 | condos | 1 | 1 | 662 | $199,000 | — |
| condos | 1 | 1 | — | $173,000 | — | |
| 4550 NW 9th St Unit 512E | condos | 1 | 1 | 605 | $208,000 | — |
| 5199 NW 7th St Apt 501E | condos | 1 | 1 | 756 | $215,000 | — |
| 5201 NW 7th St Apt 506 | condos | 1 | 1 | 504 | $179,000 | — |
| 801 NW 47th Ave Unit 216W | condos | 1 | 1 | 598 | $180,000 | — |
| 5085 NW 7th St Apt 1505 | condos | 1 | 1 | 685 | $270,000 | — |
10-year hold projection
IRR6.3%
Equity multiple2.01x
Total return (10yr)$68,901
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $185,400 | $9,258 | -$2,957 | $142,439 | $42,961 |
| 2 | $190,962 | $9,592 | -$2,651 | $140,770 | $50,192 |
| 3 | $196,691 | $9,937 | -$2,334 | $138,987 | $57,704 |
| 4 | $202,592 | $10,293 | -$2,007 | $137,082 | $65,510 |
| 5 | $208,669 | $10,662 | -$1,668 | $135,046 | $73,624 |
| 6 | $214,929 | $11,044 | -$1,317 | $132,869 | $82,060 |
| 7 | $221,377 | $11,438 | -$954 | $130,544 | $90,834 |
| 8 | $228,019 | $11,846 | -$578 | $128,058 | $99,960 |
| 9 | $234,859 | $12,268 | -$189 | $125,402 | $109,457 |
| 10 | $241,905 | $12,704 | $213 | $122,564 | $119,341 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.