16125 SW 65th Ln
Miami, FL 33193 · single_family · For Sale · 104 days on market
Asking price$1,050,000
5 beds 3 baths 3,468 sqft
Listed by Sandra Vargas-Salgado · Realty One Group Evolution
Typesingle_family
Built2011
Price / sqft$303
Est. value (own analysis)$1,110,141
Rent estimate (own analysis)$7,000/mo
HOANone
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Statusfor_sale
Listed date2026-05-21
Removed date—
MLSMiamiMLS #A12023196
Coordinates25.70472, -80.45408
Address16125 SW 65th Ln
CityMiami
StateFL
Zip33193
Listing ID5809220683
Sourceus-real-estate-listings, cached 2026-08-28
ZIP market snapshot (33193)
Typical home value (ZHVI)$445,241
Typical rent (ZORI)$2,377/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,050,000 |
| Down payment (20.0%) | $210,000 |
| Loan amount | $840,000 |
| Closing costs (5.0%) | $52,500 |
| Total cash to close | $262,500 |
| Income | |
| Rent (comp-derived) | $7,000$84,000 |
| Vacancy loss (8.0%) | |
| Effective gross income | $6,440$77,280 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,663$19,950 |
| Insurance (placeholder 0.8% of price) | $700$8,400 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $350$4,200 |
| Total operating expenses | $2,713$32,550 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $350$4,200 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 4 | 2,905 | $5,725 | 2026-09-01 | — | |
| single_family | 5 | 6 | 4,212 | $11,000 | 2026-08-19 | — | |
| single_family | 5 | 3 | 3,050 | $5,999 | 2026-08-18 | — | |
| single_family | 5 | 4 | 2,612 | $7,300 | 2026-08-15 | — | |
| single_family | 5 | 5 | 3,827 | $12,000 | 2026-08-15 | — | |
| single_family | 5 | 3 | 2,480 | $3,875 | 2026-08-15 | — | |
| single_family | 5 | 5 | 3,456 | $5,900 | 2026-08-12 | — | |
| single_family | 5 | 4 | 4,188 | $11,000 | 2026-08-10 | — | |
| single_family | 5 | 4 | 2,323 | $5,700 | 2026-08-06 | — | |
| single_family | 5 | 3 | 3,116 | $4,850 | — | — | |
| single_family | 5 | 3 | 2,547 | $7,900 | 2026-07-20 | — | |
| single_family | 5 | 3 | 2,711 | $4,550 | 2026-07-19 | — | |
| single_family | 5 | 3 | 2,598 | $4,800 | 2026-07-18 | — | |
| single_family | 5 | 3 | 2,781 | $14,500 | 2026-07-18 | — | |
| single_family | 5 | 4 | 3,073 | $5,000 | 2026-07-18 | — | |
| single_family | 5 | 8 | 2,326 | $8,200 | 2026-07-13 | — | |
| single_family | 5 | 4 | 3,073 | $5,000 | 2026-07-13 | — | |
| single_family | 5 | 3 | 2,733 | $6,300 | 2026-07-12 | — | |
| single_family | 5 | 4 | 2,598 | $4,600 | 2026-07-08 | — | |
| single_family | 5 | 3 | 3,001 | $5,200 | 2026-07-07 | — | |
| single_family | 5 | 3 | 3,502 | $11,500 | 2026-07-06 | — | |
| single_family | 5 | 3 | 2,406 | $4,400 | 2026-07-03 | — | |
| single_family | 5 | 6 | 3,716 | $6,000 | 2026-07-02 | — | |
| single_family | 5 | 4 | 3,349 | $5,700 | 2026-07-02 | — | |
| single_family | 5 | 4 | 3,889 | $14,000 | 2026-06-29 | — | |
| single_family | 5 | 4 | 3,294 | $5,995 | 2026-08-24 | — | |
| single_family | 5 | 2 | 2,597 | $13,500 | 2026-06-25 | — | |
| single_family | 5 | 5 | 4,136 | $11,500 | 2026-06-24 | — | |
| single_family | 5 | 5 | 4,197 | $19,900 | 2026-06-17 | — | |
| single_family | 5 | 4 | 3,518 | $13,950 | 2026-06-17 | — | |
| single_family | 5 | 5 | 3,696 | $8,250 | 2026-06-05 | — | |
| single_family | 5 | 4 | 4,269 | $14,000 | 2026-06-05 | — | |
| single_family | 5 | 3 | 2,598 | $3,215 | 2026-08-18 | — | |
| single_family | 5 | 5 | 4,400 | $18,000 | 2026-05-26 | — | |
| single_family | 5 | 5 | 2,838 | $7,250 | 2026-05-22 | — | |
| single_family | 5 | 3 | 3,727 | $8,500 | 2026-05-13 | — | |
| single_family | 5 | 4 | 2,740 | $3,950 | 2026-07-31 | — | |
| single_family | 5 | 4 | 3,082 | $8,000 | 2026-07-31 | — | |
| single_family | 5 | 3 | 2,369 | $4,250 | 2023-04-07 | — | |
| single_family | 5 | 3 | 3,780 | $15,000 | 2024-10-29 | — | |
| single_family | 5 | 3 | 2,376 | $3,680 | — | — | |
| single_family | 5 | 4 | 2,916 | $6,000 | 2026-08-23 | — | |
| single_family | 5 | 6 | 3,996 | $16,500 | 2025-06-27 | — | |
| single_family | 5 | 4 | 4,084 | $17,000 | 2025-11-14 | — | |
| single_family | 5 | 5 | 4,205 | $8,500 | 2025-08-26 | — | |
| single_family | 5 | 5 | 4,119 | $18,500 | 2026-04-01 | — | |
| single_family | 5 | 5 | 4,057 | $14,950 | 2026-04-20 | — | |
| single_family | 5 | 3 | 2,946 | $5,000 | — | — | |
| single_family | 5 | 4 | 2,916 | $6,000 | 2026-08-25 | — | |
| single_family | 5 | 3 | 2,589 | $4,795 | — | — | |
| single_family | 5 | 3 | 3,114 | $5,900 | — | — | |
| single_family | 5 | 4 | 3,843 | $8,250 | — | — | |
| single_family | 5 | 5 | 3,803 | $7,500 | 2025-10-20 | — | |
| single_family | 5 | 4 | 3,103 | $10,000 | — | — | |
| single_family | 5 | 3 | 2,719 | $4,750 | — | — | |
| single_family | 5 | 5 | 4,205 | $8,500 | 2025-11-27 | — | |
| single_family | 5 | 3 | 3,312 | $6,500 | 2026-08-27 | — | |
| single_family | 5 | 3 | 2,480 | $3,875 | — | — | |
| single_family | 5 | 3 | 2,446 | $7,000 | 2026-09-01 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 16016 SW 66th Ter | single_family | 5 | 3 | 2,242 | $755,000 | 2026-07-23 |
| 6153 SW 154th Ct | single_family | 5 | 3 | 2,395 | $760,000 | 2026-07-13 |
| 15902 SW 66th Ter | single_family | 5 | 3 | 3,370 | $700,000 | 2026-05-29 |
| 16301 SW 70th St | single_family | 5 | 4 | 2,003 | $815,000 | 2026-05-29 |
| 15910 SW 69th Ln | single_family | 5 | 3 | 3,265 | $955,000 | 2026-04-14 |
| 6042 SW 159th Ct | single_family | 5 | 3 | 2,591 | $1,200,000 | 2026-04-10 |
| 15109 SW 71st Ln | single_family | 5 | 3 | 1,885 | $680,000 | 2026-03-31 |
| 5902 SW 166th Ct | single_family | 5 | 4 | 3,009 | $885,000 | 2026-03-09 |
| 7936 SW 164th Pl | single_family | 5 | 4 | 3,202 | $875,000 | 2026-02-04 |
| 7831 SW 164th Ave | single_family | 5 | 4 | 3,202 | $1,100,000 | 2025-12-16 |
| 7310 SW 163rd Pl | single_family | 5 | 6 | 3,639 | $1,175,000 | 2025-11-26 |
| 15002 SW 67th Ln | single_family | 5 | 3 | 2,421 | $790,000 | 2025-11-21 |
| 16472 SW 58th Ter | single_family | 5 | 4 | 2,868 | $995,000 | 2025-11-20 |
| 16063 SW 63rd Ter | single_family | 5 | 3 | 3,286 | $790,000 | 2025-11-17 |
| 15802 SW 63rd Ter | single_family | 5 | 4 | 3,748 | $750,000 | 2025-10-28 |
| 16344 SW 66th St | single_family | 5 | 3 | 3,078 | $780,000 | 2025-10-16 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 15809 SW 65th Ter | single_family | 5 | 3 | 2,618 | $799,000 | — |
| 5861 SW 149th Ct | single_family | 5 | 3 | 1,764 | $690,000 | — |
| 15022 SW 67th Ln | single_family | 5 | 3 | 2,206 | $853,000 | — |
| 15877 SW 61st Way | single_family | 5 | 3 | 2,378 | $935,000 | — |
| 6743 SW 163rd Pl | single_family | 5 | 3 | 2,863 | $1,095,000 | — |
| 6114 SW 158th Pass | single_family | 5 | 3 | 2,372 | $725,000 | — |
| 16448 SW 67th Ter | single_family | 5 | 3 | 2,492 | $877,777 | — |
| 6553 SW 148th Pl | single_family | 5 | 5 | 2,168 | $810,000 | — |
10-year hold projection
IRR4.2%
Equity multiple1.67x
Total return (10yr)$312,594
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,081,500 | $44,730 | -$24,247 | $830,892 | $250,608 |
| 2 | $1,113,945 | $46,235 | -$22,847 | $821,160 | $292,785 |
| 3 | $1,147,363 | $47,789 | -$21,401 | $810,758 | $336,605 |
| 4 | $1,181,784 | $49,393 | -$19,907 | $799,643 | $382,142 |
| 5 | $1,217,238 | $51,050 | -$18,363 | $787,764 | $429,474 |
| 6 | $1,253,755 | $52,761 | -$16,767 | $775,069 | $478,686 |
| 7 | $1,291,368 | $54,528 | -$15,119 | $761,503 | $529,865 |
| 8 | $1,330,109 | $56,353 | -$13,416 | $747,005 | $583,104 |
| 9 | $1,370,012 | $58,237 | -$11,657 | $731,511 | $638,501 |
| 10 | $1,411,112 | $60,182 | -$9,840 | $714,954 | $696,159 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.