3000 SW 130th Ave

Miami, FL 33175 · single_family · For Sale · 216 days on market
Asking price$2,499,000
4 beds 5 baths 4,104 sqft
Suggested offer$2,323,100$175,900 above the est. market value of $2,323,100.
View on Realtor.com →
Listed by Ana B. Cuan · Compass Florida, LLC
Typesingle_family
Built
Price / sqft$609
Est. value (Realtor.com)$2,323,100
Rent estimate (own analysis)$11,500/mo
HOANone
Street view
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-01-29
Removed date
MLSMiamiMLS #A11954633
Coordinates25.73992, -80.40654
Address3000 SW 130th Ave
CityMiami
StateFL
Zip33175
Listing ID5807389243
Sourcerealtor, cached 2026-08-21

ZIP market snapshot (33175)

Typical home value (ZHVI)$628,459
Typical rent (ZORI)$3,232/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$2,499,000
Down payment (20.0%)$499,800
Loan amount$1,999,200
Closing costs (5.0%)$124,950
Total cash to close$624,750
Rent (comp-derived)$11,500$138,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$138,000
Vacancy rate (assumption) assumption8.0%

$138,000 × 8.0% = $11,040

Effective gross income$10,580$126,960
Property tax (real MLS tax bill, from Realtor Search)$1,779$21,347
Insurance (placeholder 0.8% of price)$1,666$19,992
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$575$6,900
Total operating expenses$4,020$48,239
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$126,960
Total operating expenses derived$48,239

$126,960 − $48,239 = $78,721

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,999,200
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,999,200 amortized at 6.7% over 30 years = $12,847/mo

CapEx reserve (5.0% of GSR)$575$6,900
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$78,721
Annual debt service derived$154,169
Annual CapEx reserve assumption$6,900
Annual PMI assumption$0

($78,721 − $154,169 − $6,900 − $0) ÷ 12 = -$6,862

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$78,721
Purchase price data$2,499,000

$78,721 ÷ $2,499,000 = 3.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$82,348
Total cash to close derived$624,750

-$82,348 ÷ $624,750 = -13.2%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$78,721
Annual debt service derived$154,169

$78,721 ÷ $154,169 = 0.51

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$138,000
Purchase price data$2,499,000

($138,000 ÷ 12) ÷ $2,499,000 = 0.5%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$2,499,000
Gross scheduled rent (annual) comp$138,000

$2,499,000 ÷ $138,000 = 18.1

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$48,239
Effective gross income derived$126,960

$48,239 ÷ $126,960 = 38.0%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$48,239
Annual debt service derived$154,169
Annual PMI assumption$0
Gross scheduled rent (annual) comp$138,000

($48,239 + $154,169 + $0) ÷ $138,000 = 146.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family433,038$4,3002026-07-15
single_family454,104$11,5002026-07-15
single_family433,443$12,0002025-12-02

14435 SW 16th St

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage3,038
Listed2026-07-15
Days on market

Asking rent: $4,300

View on Zillow →

3000 SW 130th Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 5 ba
Square footage4,104
Listed2026-07-15
Days on market

Asking rent: $11,500

View on Zillow →

3801 SW 132nd Ave

Miami, 33175 · rent comp

Bedrooms / bathrooms4 bd / 3 ba
Square footage3,443
Listed2025-12-02
Days on market

Asking rent: $12,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2675 SW 119th Ctsingle_family431,883$699,9002026-08-31
14061 SW 39th Stsingle_family421,884$795,0002026-08-26
14332 SW 38th Tersingle_family422,643$920,0002026-08-26
13911 SW 18th Tersingle_family432,332$849,0002026-08-20
3190 SW 133rd Ctsingle_family443,281$1,560,0002026-08-19
1655 SW 145th Avesingle_family432,517$1,020,0002026-08-14
12810 SW 18th Stsingle_family431,849$1,050,0002026-08-13
12731 SW 47th Tersingle_family421,676$873,0002026-08-12
12551 SW 35th Stsingle_family421,992$760,0002026-08-10
2275 SW 143rd Ctsingle_family432,261$1,029,0002026-08-05
13931 SW 22nd Stsingle_family422,100$975,0002026-07-29
3603 SW 138th Ctsingle_family421,853$750,0002026-07-27
3124 SW 139th Plsingle_family431,990$765,0002026-07-24
12370 SW 41st Stsingle_family421,930$605,5002026-07-21
3190 SW 133rd Plsingle_family432,410$1,135,0002026-07-02
14251 SW 34th Stsingle_family432,133$855,0002026-06-27
2927 SW 145th Ctsingle_family431,861$715,0002026-06-26
5040915198single_family432,407$1,050,0002026-06-24
13320 SW 21st Stsingle_family422,104$880,0002026-06-24
14005 SW 17th Tersingle_family432,176$970,0002026-06-22
12820 SW 25th Tersingle_family422,163$385,0002026-06-08
5285417047single_family42$710,0002026-06-02
13284 SW 39th Stsingle_family422,108$800,0002026-06-02
3122 SW 144th Plsingle_family432,086$885,0002026-06-01
12310 SW 39th Tersingle_family432,236$860,0002026-06-01
11751 SW 30th Stsingle_family431,810$710,0002026-05-29
13841 SW 17th Tersingle_family432,029$820,0002026-05-29
3097 SW 132nd Plsingle_family432,226$950,0002026-05-29
14468 SW 16th Stsingle_family432,373$1,170,0002026-05-28
14452 SW 43rd Tersingle_family422,198$835,0002026-05-28
13737 SW 31st Tersingle_family432,118$775,0002026-05-18
2340 SW 139th Avesingle_family432,817$1,552,0002026-05-13
12225 SW 42nd Stsingle_family422,088$900,0002026-05-11
14478 SW 21st Stsingle_family442,776$1,175,0002026-05-08
13430 SW 25th Stsingle_family422,005$800,0002026-05-08
13123 SW 26th Tersingle_family421,805$718,0002026-04-29
2045 SW 142nd Plsingle_family432,283$1,100,0002026-04-28
2791 Village Green Drsingle_family421,943$695,0002026-04-24
12545 SW 31st Tersingle_family421,975$810,0002026-04-22
12570 SW 45th Stsingle_family422,922$1,600,0002026-04-21
11915 SW 25th Tersingle_family422,077$875,0002026-04-17
13210 SW 21st Stsingle_family422,008$860,0002026-04-14
14625 SW 17th Stsingle_family432,317$900,0002026-04-14
14252 SW 30th Stsingle_family432,482$1,480,0002026-04-14
5103 SW 128th Plsingle_family421,653$760,0002026-04-14
2203 SW 139th Avesingle_family432,289$874,9002026-04-06
13730 SW 30th Stsingle_family433,070$985,0002026-03-31
14271 SW 34th Stsingle_family432,247$830,0002026-03-27
3743 SW 133rd Plsingle_family432,359$850,0002026-03-19
14242 SW 30th Stsingle_family432,528$1,400,0002026-03-13

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
14211 SW 31st Stsingle_family432,101$1,275,000
3201 SW 129th Avesingle_family442,978$1,999,900
2851 SW 117th Avesingle_family432,925$1,499,517
14591 SW 30th Stsingle_family432,736$1,100,000
2902 SW 136th Ctsingle_family431,763$749,999
13280 SW 40th Tersingle_family421,725$795,000
14332 SW 38th Tersingle_family422,643$920,000
14380 SW 36th Stsingle_family443,176$1,500,000

10-year hold projection

IRR1.3%
Equity multiple1.20x
Total return (10yr)$453,079
YearProperty valueNOICash flowLoan balanceEquity
1$2,573,970$78,721-$82,348$1,977,524$596,446
2$2,651,189$81,324-$79,917$1,954,360$696,829
3$2,730,725$84,011-$77,407$1,929,605$801,120
4$2,812,647$86,784-$74,815$1,903,150$909,497
5$2,897,026$89,648-$72,137$1,874,878$1,022,148
6$2,983,937$92,603-$69,372$1,844,665$1,139,272
7$3,073,455$95,654-$66,516$1,812,377$1,261,078
8$3,165,658$98,804-$63,567$1,777,872$1,387,786
9$3,260,628$102,055-$60,521$1,740,997$1,519,631
10$3,358,447$105,410-$57,376$1,701,591$1,656,856
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.