| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $1,225,000 |
| Down payment (20.0%) | $245,000 |
| Loan amount | $980,000 |
| Closing costs (5.0%) | $61,250 |
| Total cash to close | $306,250 |
| Income | |
| Rent (estimate) | $10,113$121,358 |
| Vacancy loss (8.0%) | |
| Effective gross income | $9,304$111,649 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,940$23,275 |
| Insurance (est. scaled by flood & wind risk) | $1,593$19,110 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $506$6,068 |
| Total operating expenses | $4,038$48,453 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $506$6,068 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 3374 Day Ave | multi_family | 6 | 4 | 3,570 | $1,450,000 | 2026-08-07 |
| 3520 SW 25th St | multi_family | 6 | 4 | 2,380 | $1,175,000 | 2026-07-01 |
| 3268 Gifford Ln | multi_family | 6 | 4 | 3,888 | $1,640,000 | 2026-06-26 |
| 3156 Plaza St | multi_family | 6 | 4 | 4,808 | $1,000,000 | 2026-02-12 |
| 3253 Percival Ave | multi_family | 6 | 4 | 4,040 | $2,000,000 | 2026-01-07 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 3835 Carole Ct | single_family | 6 | 8 | 9,561 | $16,400,000 | — |
| 2655 S Bayshore Dr Unit 1801-02 | condos | 6 | 7 | 4,833 | $14,750,000 | — |
| 2100 SW 25th St | single_family | 6 | 3 | 2,147 | $450,000 | — |
| 2884 SW 36th Ave | multi_family | 6 | 4 | 2,932 | $1,279,000 | — |
| 3231 SW 25th St | multi_family | 6 | 3 | 2,027 | $1,075,000 | — |
| 3036 Center St | multi_family | 6 | 4 | 2,322 | $1,795,000 | — |
| 2635 SW 34th Ct | multi_family | 6 | 4 | 2,942 | $1,275,000 | — |
| 1818 Espanola Dr | single_family | 6 | 5 | 4,334 | $4,195,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $1,261,750 | $63,196 | -$18,444 | $969,375 | $292,375 |
| 2 | $1,299,603 | $65,334 | -$16,458 | $958,020 | $341,583 |
| 3 | $1,338,591 | $67,543 | -$14,405 | $945,885 | $392,706 |
| 4 | $1,378,748 | $69,824 | -$12,284 | $932,917 | $445,831 |
| 5 | $1,420,111 | $72,179 | -$10,091 | $919,058 | $501,052 |
| 6 | $1,462,714 | $74,612 | -$7,826 | $904,248 | $558,466 |
| 7 | $1,506,595 | $77,124 | -$5,485 | $888,421 | $618,175 |
| 8 | $1,551,793 | $79,719 | -$3,067 | $871,507 | $680,287 |
| 9 | $1,598,347 | $82,399 | -$567 | $853,431 | $744,916 |
| 10 | $1,646,298 | $85,166 | $2,015 | $834,114 | $812,184 |