7054 SW 152nd Ct

Miami, FL 33193 · townhomes · Pending — under contract · 123 days on market
Asking price$490,000
3 beds 2 baths 1,116 sqft
Suggested offer$351,000$139,000 above the est. market value of $351,000.
View on Realtor.com →
Listed by Aida Cervantes · Real Realty Investment
Typetownhomes
Built1981
Price / sqft$439
Est. value (own analysis)$351,000
Rent estimate (own analysis)$3,200/mo
HOA$50/mo
Wind10/10Extreme$Heat10/10ExtremeAir2/10MinorWildfire2/10MinorFlood1/10minimal$
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-05-02
Removed date
MLSMiamiMLS #A12011153
Coordinates25.70119, -80.43986
Address7054 SW 152nd Ct
CityMiami
StateFL
Zip33193
Listing ID5791786674
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33193)

Typical home value (ZHVI)$445,241
Typical rent (ZORI)$2,377/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$490,000
Down payment (20.0%)$98,000
Loan amount$392,000
Closing costs (5.0%)$24,500
Total cash to close$122,500
Rent (comp-derived)$3,200$38,400
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$38,400
Vacancy rate (assumption) assumption8.0%

$38,400 × 8.0% = $3,072

Effective gross income$2,944$35,328
Property tax (placeholder 1.9% of price)$776$9,310
Insurance (est. scaled by flood & wind risk)$490$5,880
HOA dues$50$600
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$160$1,920
Total operating expenses$1,476$17,710
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$35,328
Total operating expenses derived$17,710

$35,328 − $17,710 = $17,618

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$392,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$392,000 amortized at 6.7% over 30 years = $2,519/mo

CapEx reserve (5.0% of GSR)$160$1,920
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$17,618
Annual debt service derived$30,229
Annual CapEx reserve assumption$1,920
Annual PMI assumption$0

($17,618 − $30,229 − $1,920 − $0) ÷ 12 = -$1,211

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$17,618
Purchase price data$490,000

$17,618 ÷ $490,000 = 3.6%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$14,531
Total cash to close derived$122,500

-$14,531 ÷ $122,500 = -11.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$17,618
Annual debt service derived$30,229

$17,618 ÷ $30,229 = 0.58

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$38,400
Purchase price data$490,000

($38,400 ÷ 12) ÷ $490,000 = 0.7%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$490,000
Gross scheduled rent (annual) comp$38,400

$490,000 ÷ $38,400 = 12.8

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$17,710
Effective gross income derived$35,328

$17,710 ÷ $35,328 = 50.1%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$17,710
Annual debt service derived$30,229
Annual PMI assumption$0
Gross scheduled rent (annual) comp$38,400

($17,710 + $30,229 + $0) ÷ $38,400 = 124.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
townhomes321,244$2,9002026-08-04
townhomes321,200$3,6002026-08-03
townhomes321,008$3,2002026-07-27

15216 SW 81st Ln Unit 15216

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,244
Listed2026-08-04
Days on market

Asking rent: $2,900

View on Zillow →

8381 SW 148th Ave Unit 0

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,200
Listed2026-08-03
Days on market

Asking rent: $3,600

View on Zillow →

7097 SW 152nd Pl

Miami, 33193 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,008
Listed2026-07-27
Days on market

Asking rent: $3,200

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
7426 SW 162nd Cttownhomes331,644$545,0002026-08-21
7240 SW 162nd Cttownhomes331,667$555,0002026-08-21
6323 SW 147th Place Cirtownhomes321,059$410,0002026-08-14
8618 SW 148th Pltownhomes321,283$425,0002026-07-31
7345 SW 148th Cttownhomes321,699$535,0002026-07-29
16236 SW 75th Sttownhomes321,667$550,0002026-07-24
5873026429townhomes331,820$515,0002026-06-15
7378 SW 162nd Pltownhomes331,644$545,0002026-06-12
15585 SW 76th Ln Unit A81-8townhomes321,240$390,0002026-06-11
7925 SW 153rd Cttownhomes321,177$450,0002026-06-11
8614 SW 147th Pltownhomes321,283$445,0002026-06-09
7413 SW 162nd Pathtownhomes331,644$495,0002026-05-29
8749 SW 154th Circle Pl Unit 4Gtownhomes332,282$380,0002026-05-15
8500 SW 150th Avetownhomes321,230$345,0002026-05-06
16603 SW 79th Tertownhomes331,770$495,0002026-04-30
16415 SW 73rd Tertownhomes321,667$522,0002026-03-20
16514 SW 68th Tertownhomes321,580$530,0002026-03-12
7161 SW 163rd Pltownhomes321,666$498,0002026-03-05
16394 SW 75th Sttownhomes331,667$520,0002026-02-24
7486 SW 162nd Cttownhomes331,644$510,0002026-02-18
16256 SW 57th Lntownhomes322,027$549,0002026-02-18

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
6651 SW 148th Ctsingle_family321,892$855,000
15840 SW 85th Stsingle_family321,631$650,000
14755 SW 74th Lntownhomes332,187$533,000
14963 SW 74th Tersingle_family321,322$529,000
16628 SW 79th Tertownhomes331,776$525,000
15171 SW 70th Stsingle_family322,074$850,000
16232 SW 57th Lncondos332,027$564,000
15253 SW 56th Tersingle_family331,250$560,000

10-year hold projection

IRR2.3%
Equity multiple1.37x
Total return (10yr)$109,656
YearProperty valueNOICash flowLoan balanceEquity
1$504,700$17,618-$14,531$387,750$116,950
2$519,841$18,235-$13,962$383,208$136,633
3$535,436$18,873-$13,373$378,354$157,082
4$551,499$19,532-$12,765$373,167$178,333
5$568,044$20,213-$12,135$367,623$200,421
6$585,086$20,918-$11,484$361,699$223,387
7$602,638$21,645-$10,811$355,368$247,270
8$620,717$22,397-$10,114$348,602$272,115
9$639,339$23,175-$9,394$341,372$297,967
10$658,519$23,978-$8,649$333,645$324,874
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.