3300 Segovia St
Coral Gables, FL 33134 · multi_family · For Sale · 43 days on market
Asking price$3,000,000
6 beds 4 baths 3,129 sqft
Suggested offer$2,488,765$511,235 above the est. market value of $2,488,765.
View on Realtor.com →Listed by Ambarina Pernia Montero · Real Estate Sales Force
Typemulti_family
Built1953
Price / sqft$959
Est. value (own analysis)$2,488,765
Rent estimate (building total, own analysis)$11,902/mo
HOANone
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Statusfor_sale
Listed date2026-07-21
Removed date—
MLSMiamiMLS #A12057596
Coordinates25.74057, -80.26672
Address3300 Segovia St
CityCoral Gables
StateFL
Zip33134
Listing ID5782016211
Sourceus-real-estate-listings, cached 2026-08-30
ZIP market snapshot (33134)
Typical home value (ZHVI)$887,965
Typical rent (ZORI)$3,095/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $3,000,000 |
| Down payment (20.0%) | $600,000 |
| Loan amount | $2,400,000 |
| Closing costs (5.0%) | $150,000 |
| Total cash to close | $750,000 |
| Income | |
| Rent (estimate) | $11,902$142,821 |
| Vacancy loss (8.0%) | |
| Effective gross income | $10,950$131,395 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $4,750$57,000 |
| Insurance (placeholder 0.8% of price) | $2,000$24,000 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $595$7,141 |
| Total operating expenses | $7,345$88,141 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $595$7,141 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
No active rental listings cached yet for this bedroom count.
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 135 Zamora Ave | multi_family | 6 | 6 | 3,600 | $1,900,000 | 2025-11-06 |
| 406 Valencia Ave | multi_family | 6 | 6 | 5,029 | $4,000,000 | 2025-09-19 |
| 414 Valencia Ave | multi_family | 6 | 6 | 3,900 | $4,000,000 | 2025-09-19 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 2862 SW 38th Ct | multi_family | 6 | 5 | 3,212 | $1,195,000 | — |
| 3711 SW 27th Ter | multi_family | 6 | 4 | 2,428 | $1,825,000 | — |
| 1107 Alhambra Cir | single_family | 6 | 3 | 2,965 | $1,600,000 | — |
| 1021 N Greenway Dr | single_family | 6 | 6 | 5,561 | $4,975,000 | — |
| 36 Phoenetia Ave | multi_family | 6 | 6 | 3,128 | $2,500,000 | — |
| 1253 Sorolla Ave | single_family | 6 | 7 | 6,492 | $5,992,000 | — |
| 1228 Alhambra Cir | single_family | 6 | 5 | 4,319 | $5,699,000 | — |
| 1241 Mariola Ct | single_family | 6 | 7 | 6,412 | $11,995,000 | — |
10-year hold projection
IRR-3.3%
Equity multiple0.45x
Total return (10yr)-$22,928
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $3,090,000 | $43,254 | -$148,964 | $2,373,979 | $716,021 |
| 2 | $3,182,700 | $44,992 | -$147,404 | $2,346,170 | $836,530 |
| 3 | $3,278,181 | $46,794 | -$145,785 | $2,316,452 | $961,729 |
| 4 | $3,376,526 | $48,661 | -$144,106 | $2,284,694 | $1,091,833 |
| 5 | $3,477,822 | $50,595 | -$142,364 | $2,250,754 | $1,227,068 |
| 6 | $3,582,157 | $52,599 | -$140,557 | $2,214,484 | $1,367,673 |
| 7 | $3,689,622 | $54,676 | -$138,682 | $2,175,723 | $1,513,899 |
| 8 | $3,800,310 | $56,827 | -$136,738 | $2,134,300 | $1,666,010 |
| 9 | $3,914,320 | $59,056 | -$134,721 | $2,090,033 | $1,824,287 |
| 10 | $4,031,749 | $61,365 | -$132,630 | $2,042,726 | $1,989,023 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.