6350 NW 39th Ter
Virginia Gardens, FL 33166 · single_family · For Sale · 174 days on market
Asking price$799,000
4 beds 3 baths 2,240 sqft
Listed by Michael Sanson · One Sotheby's International Realty
Typesingle_family
Built1951
Price / sqft$357
Est. value (own analysis)$1,020,501
Rent estimate (own analysis)$5,980/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Statusfor_sale
Listed date2026-03-12
Removed date—
MLSMiamiMLS #A11981621
Coordinates25.81001, -80.30019
Address6350 NW 39th Ter
CityVirginia Gardens
StateFL
Zip33166
Listing ID5773075533
Sourceus-real-estate-listings, cached 2026-09-01
ZIP market snapshot (33166)
Typical home value (ZHVI)$610,998
Typical rent (ZORI)$2,899/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.
Underwriting (buy-and-hold, default assumptions)
| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $799,000 |
| Down payment (20.0%) | $159,800 |
| Loan amount | $639,200 |
| Closing costs (5.0%) | $39,950 |
| Total cash to close | $199,750 |
| Income | |
| Rent (comp-derived) | $5,980$71,760 |
| Vacancy loss (8.0%) | |
| Effective gross income | $5,502$66,019 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,265$15,181 |
| Insurance (est. scaled by flood & wind risk) | $852$10,227 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $299$3,588 |
| Total operating expenses | $2,416$28,996 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $299$3,588 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Cap rate
Cash-on-cash
DSCR
Rent-to-price (1% rule)
Gross rent multiplier
Operating expense ratio
Break-even occupancy
Comparables
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 4 | 2 | 1,637 | $3,950 | 2026-07-30 | — | |
| single_family | 4 | 4 | 2,937 | $8,550 | 2026-08-13 | — | |
| single_family | 4 | 2 | 1,640 | $7,000 | 2026-06-25 | — | |
| single_family | 4 | 3 | 2,099 | $4,200 | 2026-05-02 | — | |
| single_family | 4 | 3 | 2,378 | $5,980 | 2026-05-21 | — | |
| single_family | 4 | 2 | 2,182 | $3,700 | — | — | |
| single_family | 4 | 4 | 2,863 | $6,550 | — | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 245 Lenape Dr | single_family | 4 | 3 | 2,576 | $950,000 | 2026-08-20 |
| 1183 Robin Ave | single_family | 4 | 3 | 2,248 | $1,020,000 | 2026-08-07 |
| 37 Deer Run | single_family | 4 | 4 | 2,650 | $1,650,000 | 2026-07-30 |
| 8002 NW 43rd St | single_family | 4 | 5 | 2,257 | $1,380,000 | 2026-07-27 |
| 596 Ragan Dr | single_family | 4 | 2 | 1,462 | $915,000 | 2026-07-24 |
| 588 Mokena Dr | single_family | 4 | 3 | 2,481 | $950,000 | 2026-07-22 |
| 6685 NW 38th Ter | single_family | 4 | 2 | 1,310 | $680,000 | 2026-07-17 |
| 8119 NW 47th Ter | single_family | 4 | 3 | 2,304 | $1,165,000 | 2026-06-09 |
| 8283 NW 47th Ln | single_family | 4 | 4 | 2,176 | $1,100,000 | 2026-06-08 |
| 472 S Royal Poinciana Blvd | single_family | 4 | 4 | 2,634 | $1,200,000 | 2026-06-05 |
| 6665 NW 39th St | single_family | 4 | 3 | 1,820 | $700,000 | 2026-06-04 |
| 8281 NW 48th Ter | single_family | 4 | 4 | 2,148 | $1,140,000 | 2026-06-01 |
| 8115 NW 48th Ter | single_family | 4 | 4 | 3,714 | $1,725,000 | 2026-05-26 |
| 81 S Royal Poinciana Blvd | single_family | 4 | 6 | 4,887 | $2,325,000 | 2026-05-22 |
| 8237 NW 43rd St | single_family | 4 | 5 | 2,191 | $1,100,000 | 2026-05-20 |
| 588 Palmetto Dr | single_family | 4 | 4 | 2,800 | $1,100,000 | 2026-05-19 |
| 1740 Westward Dr | single_family | 4 | 3 | 2,832 | $1,010,000 | 2026-05-19 |
| 101 S Royal Poinciana Blvd | single_family | 4 | 2 | 2,883 | $994,900 | 2026-05-13 |
| 8026 NW 43rd St | single_family | 4 | 4 | 2,410 | $1,175,000 | 2026-05-04 |
| 97 Corydon Dr | single_family | 4 | 3 | 2,850 | $825,000 | 2026-05-01 |
| 8120 NW 43rd St | single_family | 4 | 4 | 2,257 | $1,000,000 | 2026-04-30 |
| 200 Carlisle Dr | single_family | 4 | 2 | 1,187 | $676,200 | 2026-04-09 |
| 8357 NW South River Dr | single_family | 4 | 2 | 1,840 | $659,000 | 2026-04-06 |
| 4349 NW 81st Ave | single_family | 4 | 3 | 2,863 | $1,100,000 | 2026-04-01 |
| 8357 NW S River Dr | single_family | 4 | 3 | 1,840 | $659,000 | 2026-03-27 |
| 4335 NW 81st Ave | single_family | 4 | 4 | 2,890 | $1,080,000 | 2026-03-20 |
| 511 Oriole Ave | single_family | 4 | 3 | 1,571 | $725,000 | 2026-03-16 |
| 1190 Robin Ave | single_family | 4 | 3 | 2,486 | $1,250,000 | 2026-02-17 |
| 8013 NW 42nd St | single_family | 4 | 4 | 2,477 | $1,000,000 | 2026-02-17 |
| 281 Hunting Lodge Dr | single_family | 4 | 3 | 2,623 | $1,240,000 | 2026-02-10 |
| 430 Cardinal St | single_family | 4 | 2 | 1,630 | $1,152,000 | 2026-02-09 |
| 771 Swan Ave | single_family | 4 | 3 | 2,080 | $725,000 | 2026-01-29 |
| 549 East Dr | single_family | 4 | 4 | 3,357 | $2,130,000 | 2026-01-05 |
| 8137 NW 46th Ter | single_family | 4 | 3 | 2,285 | $1,200,000 | 2025-12-02 |
| 600 Oriole Ave | single_family | 4 | 2 | 2,189 | $830,000 | 2025-12-01 |
| 457 Lafayette Dr | single_family | 4 | 3 | 3,174 | $1,400,000 | 2025-11-18 |
| 4332 NW 81st Ave | single_family | 4 | 3 | 2,863 | $1,100,000 | 2025-11-05 |
| 8262 NW 46th St | single_family | 4 | 4 | 2,191 | $1,120,000 | 2025-10-29 |
| 4353 NW 80th Ct | single_family | 4 | 3 | 3,077 | $1,200,000 | 2025-10-09 |
| 8074 NW 43rd St | single_family | 4 | 4 | 2,477 | $1,070,000 | 2025-10-06 |
| 4445 NW 82nd Ave | single_family | 4 | 3 | 2,358 | $1,000,000 | 2025-10-01 |
| 8109 NW 48th Ter | single_family | 4 | 4 | 3,684 | $1,800,000 | 2025-09-30 |
| 4482 NW 80th Ave | single_family | 4 | 5 | 2,257 | $1,120,000 | 2025-09-30 |
| 8271 NW 48th Ter | single_family | 4 | 4 | 2,254 | $1,000,000 | 2025-09-29 |
| 8169 NW 48th Ter | single_family | 4 | 4 | 3,669 | $1,750,000 | 2025-09-25 |
| 8110 NW 46th Ter | single_family | 4 | 3 | 3,436 | $1,505,000 | 2025-09-22 |
| 1110 Falcon Ave | single_family | 4 | 3 | 1,371 | $800,000 | 2025-09-19 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 970 Plover Ave | single_family | 4 | 3 | 2,838 | $1,150,000 | — |
| 4605 NW 83rd Path | single_family | 4 | 4 | 2,163 | $865,000 | — |
| 25 Ludlam Dr | single_family | 4 | 4 | 2,351 | $885,000 | — |
| 1800 Miami Springs Ave | single_family | 4 | 3 | 3,160 | $1,245,000 | — |
| 325 Ludlam Dr | single_family | 4 | 5 | 2,477 | $2,500,000 | — |
| 188 Cherokee St | single_family | 4 | 5 | 3,445 | $2,600,000 | — |
| 2 Hough Dr | single_family | 4 | 5 | 3,148 | $1,620,000 | — |
| 4318 NW 81st Ave | single_family | 4 | 4 | 3,077 | $1,380,000 | — |
10-year hold projection
IRR5.2%
Equity multiple1.82x
Total return (10yr)$268,805
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $822,970 | $37,023 | -$15,857 | $632,270 | $190,700 |
| 2 | $847,659 | $38,279 | -$14,691 | $624,863 | $222,796 |
| 3 | $873,089 | $39,576 | -$13,486 | $616,949 | $256,140 |
| 4 | $899,282 | $40,915 | -$12,241 | $608,490 | $290,791 |
| 5 | $926,260 | $42,299 | -$10,954 | $599,451 | $326,809 |
| 6 | $954,048 | $43,728 | -$9,624 | $589,791 | $364,257 |
| 7 | $982,669 | $45,204 | -$8,249 | $579,468 | $403,201 |
| 8 | $1,012,149 | $46,728 | -$6,829 | $568,436 | $443,714 |
| 9 | $1,042,514 | $48,302 | -$5,362 | $556,646 | $485,868 |
| 10 | $1,073,789 | $49,928 | -$3,845 | $544,046 | $529,743 |
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.