3551 Crystal Ct

Miami, FL 33133 · single_family · For Sale · 271 days on market
Asking price$7,250,000
5 beds 6 baths 4,647 sqft
Suggested offer$5,507,556$1,742,444 above the est. market value of $5,507,556.
View on Realtor.com →
Listed by Michael Martinez · One Sotheby's International Realty
Typesingle_family
Built2026
Price / sqft$1560
Est. value (own analysis)$5,507,556
Rent estimate (own analysis)$23,250/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood9/10extreme$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2025-12-05
Removed date
MLSMiamiMLS #A11925617
Coordinates25.73756, -80.22257
Address3551 Crystal Ct
CityMiami
StateFL
Zip33133
Listing ID5768242302
Sourceus-real-estate-listings, cached 2026-08-30

ZIP market snapshot (33133)

Typical home value (ZHVI)$1,352,044
Typical rent (ZORI)$3,793/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$7,250,000
Down payment (20.0%)$1,450,000
Loan amount$5,800,000
Closing costs (5.0%)$362,500
Total cash to close$1,812,500
Rent (comp-derived)$23,250$279,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$279,000
Vacancy rate (assumption) assumption8.0%

$279,000 × 8.0% = $22,320

Effective gross income$21,390$256,680
Property tax (placeholder 1.9% of price)$11,479$137,750
Insurance (est. scaled by flood & wind risk)$10,633$127,600
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$1,163$13,950
Total operating expenses$23,275$279,300
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$256,680
Total operating expenses derived$279,300

$256,680 − $279,300 = -$22,620

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$5,800,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$5,800,000 amortized at 6.7% over 30 years = $37,272/mo

CapEx reserve (5.0% of GSR)$1,163$13,950
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$22,620
Annual debt service derived$447,268
Annual CapEx reserve assumption$13,950
Annual PMI assumption$0

(-$22,620 − $447,268 − $13,950 − $0) ÷ 12 = -$40,320

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$22,620
Purchase price data$7,250,000

-$22,620 ÷ $7,250,000 = -0.3%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$483,838
Total cash to close derived$1,812,500

-$483,838 ÷ $1,812,500 = -26.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$22,620
Annual debt service derived$447,268

-$22,620 ÷ $447,268 = -0.05

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$279,000
Purchase price data$7,250,000

($279,000 ÷ 12) ÷ $7,250,000 = 0.3%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$7,250,000
Gross scheduled rent (annual) comp$279,000

$7,250,000 ÷ $279,000 = 26.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$279,300
Effective gross income derived$256,680

$279,300 ÷ $256,680 = 108.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$279,300
Annual debt service derived$447,268
Annual PMI assumption$0
Gross scheduled rent (annual) comp$279,000

($279,300 + $447,268 + $0) ÷ $279,000 = 260.4%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family543,200$17,5002026-07-01
single_family543,114$16,0002026-06-17
single_family553,721$21,5002026-05-27
single_family574,173$49,0002026-07-28
single_family566,122$38,0002026-04-14
single_family564,253$30,000
single_family553,629$25,000
single_family543,160$21,0002026-08-27
single_family554,003$17,5002026-07-15
single_family564,253$30,0002025-11-24

3545 Florida Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,200
Listed2026-07-01
Days on market

Asking rent: $17,500

View on Zillow →

3326 Elizabeth St

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,114
Listed2026-06-17
Days on market

Asking rent: $16,000

View on Zillow →

3741 Kumquat Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,721
Listed2026-05-27
Days on market

Asking rent: $21,500

View on Zillow →

3600 Stewart Ave

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 7 ba
Square footage4,173
Listed2026-07-28
Days on market

Asking rent: $49,000

View on Zillow →

3630 Justison Rd

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage6,122
Listed2026-04-14
Days on market

Asking rent: $38,000

View on Zillow →

1701 Espanola Dr Unit Sfh

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage4,253
Listed
Days on market

Asking rent: $30,000

View on Zillow →

3782 El Prado Blvd Unit 1

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,629
Listed
Days on market

Asking rent: $25,000

View on Zillow →

3596 Main Hwy

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,160
Listed2026-08-27
Days on market

Asking rent: $21,000

View on Zillow →

145 W Sunrise Ave

Coral Gables, 33133 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,003
Listed2026-07-15
Days on market

Asking rent: $17,500

View on Zillow →

Miami, 33133 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage4,253
Listed2025-11-24
Days on market

Asking rent: $30,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
1880 S Bayshore Drsingle_family554,442$3,100,0002026-08-11
4095 Hardie Avesingle_family573,736$5,000,0002026-08-05
30 Samana Drsingle_family574,964$7,525,0002026-08-04
2521 Lincoln Avesingle_family56$6,000,0002026-07-28
3211 Morris Lnsingle_family543,439$2,800,0002026-06-15
4191 Battersea Rdsingle_family563,882$5,305,9002026-06-11
3090 Munroe Drsingle_family566,508$22,975,0002026-05-21
1755 Fairhaven Plsingle_family565,378$8,387,5002026-05-20
2980 Coconut Avesingle_family554,059$3,050,0002026-05-19
4090 Hardie Avesingle_family553,902$5,675,0002026-05-06
4110 Park Avesingle_family554,160$5,300,0002026-04-23
4081 Hardie Avesingle_family574,188$5,790,0002026-04-21
3861 Kumquat Avesingle_family534,670$3,700,0002026-04-08
144 N Prospect Drsingle_family565,212$4,600,0002026-04-03
1668 Tigertail Avesingle_family573,379$5,395,0002026-03-20
4039 Ventura Avesingle_family554,687$4,200,0002026-03-16
4010 Park Avesingle_family564,304$5,400,0002026-03-12
4024 Bonita Avesingle_family564,197$6,700,0002026-03-10
1672 Micanopy Avesingle_family564,602$3,775,0002026-03-06
2730 SW 17th Avesingle_family554,698$4,200,0002026-02-27
4160 Lybyer Avesingle_family552,700$3,200,0002026-02-26
3333 Poinciana Avesingle_family577,642$15,000,0002026-02-26
2324 SW 26th Stsingle_family563,650$2,750,0002026-02-23
3670 Avocado Avesingle_family564,161$5,600,0002026-02-06
3566 Rockerman Rdsingle_family553,572$4,100,0002026-02-06
1866 Tigertail Avesingle_family554,455$4,700,0002026-02-05
3470 Poinciana Avesingle_family564,676$7,600,0002026-01-28
2805 Freeman Stsingle_family564,972$5,585,0002026-01-09
1870 S Bayshore Drsingle_family554,611$2,775,0002026-01-08
3950 Hardie Avesingle_family543,518$3,300,0002025-12-19

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
2627 S Bayshore Dr Apt 3201condos587,061$20,900,000
2675 S Bayshore Dr Unit 602Scondos564,085$7,800,000
3460 S Moorings Waysingle_family576,720$10,950,000
3341 Florida Avesingle_family543,200$3,480,000
3400 S Moorings Waysingle_family586,768$9,750,000
3170 SW 26th Stmulti_family532,287$930,000
3579 Avocado Avesingle_family564,651$6,950,000
291 Shore Dr Esingle_family542,285$3,975,000

10-year hold projection

IRR-7.9%
Equity multiple-0.33x
Total return (10yr)-$1,458,722
YearProperty valueNOICash flowLoan balanceEquity
1$7,467,500-$22,620-$483,838$5,737,115$1,730,385
2$7,691,525-$21,902-$483,469$5,669,912$2,021,613
3$7,922,271-$21,128-$483,052$5,598,094$2,324,177
4$8,159,939-$20,294-$482,585$5,521,344$2,638,595
5$8,404,737-$19,399-$482,066$5,439,323$2,965,414
6$8,656,879-$18,440-$481,491$5,351,670$3,305,209
7$8,916,586-$17,413-$480,859$5,257,998$3,658,587
8$9,184,083-$16,316-$480,166$5,157,894$4,026,190
9$9,459,606-$15,145-$479,410$5,050,915$4,408,691
10$9,743,394-$13,898-$478,588$4,936,589$4,806,805
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.