6580 Santona St Unit A3

Coral Gables, FL 33146 · condos · For Sale · 5 days on market
Asking price$295,000
2 beds 2 baths 748 sqft
View on Realtor.com →
Listed by Oscar Gastaudo · Florida Select Realty
Typecondos
Built1961
Price / sqft$394
Est. value (own analysis)$397,134
Rent estimate (own analysis)$3,500/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-28
Removed date
MLSMiamiMLS #A12079540
Coordinates25.70943, -80.28105
Address6580 Santona St Unit A3
CityCoral Gables
StateFL
Zip33146
Listing ID5762537984
Sourceus-real-estate-listings, cached 2026-08-31

Listing description

Location, location, location! Charming 2-bedroom, 2-bathroom condo with a private balcony, ideally situated near Coral Gables and within walking distance of Downtown South Miami. Enjoy easy access to shopping, restaurants, supermarkets, and entertainment. This cozy building is currently undergoing updates and offers a community pool and on-site laundry facilities. Don't miss this opportunity to live in one of Miami's most desirable and convenient areas!--

Property information

Homeowners Association

  • Association Amenities: Laundry, Pool, Elevators
  • Association Fee Includes: CommonAreas, MaintenanceStructure
  • Senior Community: No

Rental Info

  • Lease Considered: No

Other Property Info

  • Annual Tax Amount: 4502
  • Source Listing Status: Active
  • County: Miami-Dade
  • Tax Year: 2025
  • Restrictions: ExteriorAlterations
  • Source Property Type: Residential
  • Area: 41
  • Property Subtype: condo
  • Source Neighborhood: SANTONA CONDO
  • Parcel Number: 03-41-30-024-0030
  • Postal City: Coral Gables
  • Postal Code Plus 4: 3133
  • Public Survey Range: 41
  • Public Survey Section: 30
  • Public Survey Township: 3
  • Subdivision: SANTONA CONDO
  • Property Subtype: Condominium

Building and Construction

  • Total Square Feet Living: 748
  • Year Built: 1961
  • Building Area Total: 748
  • Construction Materials: Block
  • Entry Level: 1
  • Entry Location: 1
  • Property Age: 65
  • Property Attached: Yes
  • Building Total Stories: 3
  • Year Built Details: Resale
  • Architectural Style: GardenApartment

Property features

Interior Features

  • BedroomOnMainLevel
  • FirstFloorEntry
  • Flooring: CeramicTile, Tile

Appliances

  • ElectricRange
  • Refrigerator
  • Laundry Features: CommonArea

Heating and Cooling

  • Cooling Features: WallWindowUnits
  • Heating Features: WallFurnace
  • Heating: Yes

Exterior and Lot Features

  • EnclosedPorch
  • StormSecurityShutters
  • Patio And Porch Features: Porch, Screened
  • Porch: Yes

Pool and Spa

  • Pool Features: Association

Garage and Parking

  • Parking Features: TwoOrMoreSpaces

Home Features

  • View: Garden

School Information

  • Elementary School: Sunset
  • High School: Coral Gables
  • Middle School: Ponce De Leon

Condo Info

  • Unit Location: Garden Apartment

Annual property tax

YearAssessed valueTax paid
2025$229,131$4,502
2024$229,131$4,263
2023$189,365$3,711
2022$172,150$3,220
2021$156,500$3,014
2020$156,474$3,022
2019$166,462$3,218
2018$175,223$3,307
2017$166,879$3,192
2016$165,019$3,340
2015$150,018$3,228
2014$136,380$2,781
2013$86,783$518
2012$113,650$560
2011$82,848$526
2010$81,624$528
2009$79,479$481
2008$79,400$464
Real multi-year tax history from US Real Estate Listings.

Listings history

estimate range asking now
estimate range asking now
estimate range asking now
estimate range asking now
Each provider's latest estimate
Valuation providerAs ofEstimate
Collateral Analytics2026-08-13$358,000
Cotality™2026-08-10$343,100
Quantarium2026-08-26$277,293

Independent automated valuation models, none of them Realtor.com's own. They disagree — that spread is why the chart draws a band rather than one line.

DateEventPrice
2026-08-28Listed$295,000
2026-07-05Listing removed$1,800
2026-07-02Listing removed$1,800
2022-12-03Listing removed
2022-09-27Listed for rent$2,400
2018-07-30Listing removed$1,800
2018-06-07Listed for rent$1,800
2016-06-24Listing removed$1,800
2016-05-05Listed for rent$1,800
2016-04-19Sold$209,000
2016-02-02Listed$229,900
1995-08-23Sold$74,500
1993-06-22Sold$70,000
1983-10-01Sold$30,500
Real listing/price/sale history from US Real Estate Listings.

Permits history

project_namepermit_type_of_workpermit_project_type_1permit_project_type_2permit_project_type_3permit_effective_datepermit_status
Electrical commercial residential workElectrical workResidentialJan 13, 2022Final
Electrical commercial residential workElectrical workResidentialMay 25, 2016Final

ZIP market snapshot (33146)

Typical home value (ZHVI)$1,955,688
Typical rent (ZORI)$3,608/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$295,000
Down payment (20.0%)$59,000
Loan amount$236,000
Closing costs (5.0%)$14,750
Total cash to close$73,750
Rent (comp-derived)$3,500$42,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,000
Vacancy rate (assumption) assumption8.0%

$42,000 × 8.0% = $3,360

Effective gross income$3,220$38,640
Property tax (real billed amount, county tax history)$375$4,502
Insurance (placeholder 0.8% of price)$197$2,360
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$175$2,100
Total operating expenses$747$8,962
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$38,640
Total operating expenses derived$8,962

$38,640 − $8,962 = $29,678

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$236,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$236,000 amortized at 6.7% over 30 years = $1,517/mo

CapEx reserve (5.0% of GSR)$175$2,100
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$29,678
Annual debt service derived$18,199
Annual CapEx reserve assumption$2,100
Annual PMI assumption$0

($29,678 − $18,199 − $2,100 − $0) ÷ 12 = $782

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$29,678
Purchase price data$295,000

$29,678 ÷ $295,000 = 10.1%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$9,379
Total cash to close derived$73,750

$9,379 ÷ $73,750 = 12.7%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$29,678
Annual debt service derived$18,199

$29,678 ÷ $18,199 = 1.63

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,000
Purchase price data$295,000

($42,000 ÷ 12) ÷ $295,000 = 1.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$295,000
Gross scheduled rent (annual) comp$42,000

$295,000 ÷ $42,000 = 7.0

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$8,962
Effective gross income derived$38,640

$8,962 ÷ $38,640 = 23.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$8,962
Annual debt service derived$18,199
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,000

($8,962 + $18,199 + $0) ÷ $42,000 = 64.7%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
condos22748$3,0002026-07-16
apartment22990$3,652
apartment22929$3,672
condos22970$3,4002026-07-22
condos22970$3,8002026-08-25
condos22910$3,0002026-08-14
condos22970$3,6002026-07-13
condos22910$3,2002026-08-12
condos22910$3,2002026-06-26
condos22962$2,8502026-06-08
condos22905$4,7002026-08-04
condos22910$3,2002026-05-19
condos22898$6,5002026-04-08
apartment22990$4,200
condos22910$3,200
apartment22970$3,800

6580 E Santona St Unit A37

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage748
Listed2026-07-16
Days on market

Asking rent: $3,000

View on Zillow →

3760 Bird Rd Unit 741

Miami, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage990
Listed
Days on market

Asking rent: $3,652

View on Zillow →

3760 Bird Rd Unit 427

Miami, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage929
Listed
Days on market

Asking rent: $3,672

View on Zillow →

4100 Salzedo St Apt 518

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage970
Listed2026-07-22
Days on market

Asking rent: $3,400

View on Zillow →

4100 Salzedo St Apt 516

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage970
Listed2026-08-25
Days on market

Asking rent: $3,800

View on Zillow →

1280 S Alhambra Cir Apt 2413

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-08-14
Days on market

Asking rent: $3,000

View on Zillow →

4100 Salzedo St Apt 610

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage970
Listed2026-07-13
Days on market

Asking rent: $3,600

View on Zillow →

1280 S Alhambra Cir Apt 2411

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-08-12
Days on market

Asking rent: $3,200

View on Zillow →

1280 S Alhambra Cir Apt 2102

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-06-26
Days on market

Asking rent: $3,200

View on Zillow →

1235 Mariposa Ave Apt 7

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage962
Listed2026-06-08
Days on market

Asking rent: $2,850

View on Zillow →

301 Altara Ave Apt 210

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage905
Listed2026-08-04
Days on market

Asking rent: $4,700

View on Zillow →

1280 S Alhambra Cir Apt 1414

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed2026-05-19
Days on market

Asking rent: $3,200

View on Zillow →

4220 Laguna St Apt 803

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage898
Listed2026-04-08
Days on market

Asking rent: $6,500

View on Zillow →

301 Altara Ave

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage990
Listed
Days on market

Asking rent: $4,200

View on Zillow →

1280 S Alhambra Cir # CU2411

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage910
Listed
Days on market

Asking rent: $3,200

View on Zillow →

4100 Salzedo St

Coral Gables, 33146 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage970
Listed
Days on market

Asking rent: $3,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
4100 Salzedo St Apt 811condos22970$565,0002026-08-14
4100 Salzedo St Apt 619condos221,066$560,0002026-07-02
1205 Mariposa Ave Apt 402condos232,117$435,0002026-06-30
5201 Orduna Dr Apt 12condos221,024$410,0002026-06-26
5201 Orduna Dr Apt 15condos221,038$580,0002026-05-20
1205 Mariposa Ave Apt 326condos221,184$415,0002026-04-20
4100 Salzedo St Apt 505condos22970$535,0002026-04-17
4100 Salzedo St Apt 808condos22970$515,0002026-03-30
4100 Salzedo St Apt 515condos22990$575,2502026-03-17
6580 Santona St Unit A42condos22748$291,5002026-02-25
301 Altara Ave Apt 511condos231,104$915,0002025-12-15
1280 S Alhambra Cir Apt 2117condos22840$359,5002025-12-10
4100 Salzedo St Apt 816condos22970$568,0002025-11-12
1280 S Alhambra Cir Apt 1308condos22840$410,0002025-11-12
1205 Mariposa Ave Apt 320condos221,183$365,0002025-10-23
4100 Salzedo St Apt 601condos221,066$575,0002025-10-22
1239 Mariposa Ave Apt 4condos221,122$386,2082025-10-14
1239 Mariposa Ave Apt 8condos221,247$429,2342025-10-14
4100 Salzedo St Apt 910condos22970$540,0002025-10-03
4100 Salzedo St Apt 809condos22970$575,0002025-10-03
1280 S Alhambra Cir Apt 1310condos22840$460,0002025-09-03

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
1150 Madruga Ave Apt C302condos21844$325,000
6580 Santona St Apt 16condos22$435,000
448 Cadagua Avesingle_family21874$995,000
1200 Mariposa Ave Apt E104condos221,010$385,000
4100 Salzedo St Apt 411condos22970$609,999
1205 Mariposa Ave Apt 307condos221,163$385,000
4100 Salzedo St Apt 502condos22970$565,000
5201 Orduna Dr Apt 14condos221,019$598,000

10-year hold projection

IRR21.3%
Equity multiple4.19x
Total return (10yr)$273,628
YearProperty valueNOICash flowLoan balanceEquity
1$303,850$29,678$9,379$233,441$70,409
2$312,966$30,613$10,261$230,707$82,259
3$322,354$31,577$11,172$227,785$94,570
4$332,025$32,572$12,111$224,662$107,364
5$341,986$33,597$13,080$221,324$120,662
6$352,245$34,655$14,080$217,758$134,488
7$362,813$35,745$15,110$213,946$148,867
8$373,697$36,869$16,174$209,873$163,824
9$384,908$38,029$17,271$205,520$179,388
10$396,455$39,224$18,402$200,868$195,587
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.