10300 SW 155th St

Miami, FL 33157 · single_family · For Sale · 54 days on market
Asking price$760,000
5 beds 3 baths 1,590 sqft
Suggested offer$709,824$50,176 above the est. market value of $709,824.
View on Realtor.com →
Listed by Yayset Rojas · Legacy Group Real Estate, Llc.
Typesingle_family
Built1972
Price / sqft$478
Est. value (own analysis)$709,824
Rent estimate (own analysis)$8,000/mo
HOANone
Wind10/10Extreme$Heat10/10ExtremeFlood3/10moderate$Air2/10MinorWildfire1/10Minimal
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Neighborhood

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Statusfor_sale
Listed date2026-07-10
Removed date
MLSMiamiMLS #A12051867
Coordinates25.62561, -80.36190
Address10300 SW 155th St
CityMiami
StateFL
Zip33157
Listing ID5746932512
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33157)

Typical home value (ZHVI)$630,585
Typical rent (ZORI)$2,736/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$760,000
Down payment (20.0%)$152,000
Loan amount$608,000
Closing costs (5.0%)$38,000
Total cash to close$190,000
Rent (comp-derived)$8,000$96,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$96,000
Vacancy rate (assumption) assumption8.0%

$96,000 × 8.0% = $7,680

Effective gross income$7,360$88,320
Property tax (placeholder 1.9% of price)$1,203$14,440
Insurance (est. scaled by flood & wind risk)$811$9,728
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$400$4,800
Total operating expenses$2,414$28,968
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$88,320
Total operating expenses derived$28,968

$88,320 − $28,968 = $59,352

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$608,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$608,000 amortized at 6.7% over 30 years = $3,907/mo

CapEx reserve (5.0% of GSR)$400$4,800
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$59,352
Annual debt service derived$46,886
Annual CapEx reserve assumption$4,800
Annual PMI assumption$0

($59,352 − $46,886 − $4,800 − $0) ÷ 12 = $639

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$59,352
Purchase price data$760,000

$59,352 ÷ $760,000 = 7.8%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived$7,666
Total cash to close derived$190,000

$7,666 ÷ $190,000 = 4.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$59,352
Annual debt service derived$46,886

$59,352 ÷ $46,886 = 1.27

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$96,000
Purchase price data$760,000

($96,000 ÷ 12) ÷ $760,000 = 1.1%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$760,000
Gross scheduled rent (annual) comp$96,000

$760,000 ÷ $96,000 = 7.9

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$28,968
Effective gross income derived$88,320

$28,968 ÷ $88,320 = 32.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$28,968
Annual debt service derived$46,886
Annual PMI assumption$0
Gross scheduled rent (annual) comp$96,000

($28,968 + $46,886 + $0) ÷ $96,000 = 79.0%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family532,406$4,4002026-07-03
single_family542,216$13,8002026-08-27
single_family553,982$6,2002026-08-25
single_family543,639$9,5002026-02-26
single_family543,399$5,5002026-06-06
single_family543,129$10,7002026-08-31
single_family532,047$4,2502026-07-28
single_family544,559$10,5002026-05-20
single_family554,200$17,0002026-05-29
single_family543,312$9,0002026-06-25
single_family542,702$7,0002026-07-13
single_family531,864$4,8002026-05-28

11461 SW 193rd St Unit 0

Miami, 33157 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,406
Listed2026-07-03
Days on market

Asking rent: $4,400

View on Zillow →

7345 SW 152nd St

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,216
Listed2026-08-27
Days on market

Asking rent: $13,800

View on Zillow →

7950 SW 195th Ter Unit 0

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,982
Listed2026-08-25
Days on market

Asking rent: $6,200

View on Zillow →

15305 SW 74th Ct

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,639
Listed2026-02-26
Days on market

Asking rent: $9,500

View on Zillow →

7427 SW 189th St

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,399
Listed2026-06-06
Days on market

Asking rent: $5,500

View on Zillow →

17815 SW 83rd Ct

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,129
Listed2026-08-31
Days on market

Asking rent: $10,700

View on Zillow →

19010 SW 96th Ave

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,047
Listed2026-07-28
Days on market

Asking rent: $4,250

View on Zillow →

17125 SW 80th Ct

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage4,559
Listed2026-05-20
Days on market

Asking rent: $10,500

View on Zillow →

7485 SW 179th St Unit 0

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage4,200
Listed2026-05-29
Days on market

Asking rent: $17,000

View on Zillow →

8164 SW 171st St

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage3,312
Listed2026-06-25
Days on market

Asking rent: $9,000

View on Zillow →

9340 SW 177th St

Palmetto Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 4 ba
Square footage2,702
Listed2026-07-13
Days on market

Asking rent: $7,000

View on Zillow →

19640 Lenaire Dr

Cutler Bay, 33157 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage1,864
Listed2026-05-28
Days on market

Asking rent: $4,800

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
10315 SW 200th Stsingle_family532,278$550,0002026-08-28
8298 SW 173rd Tersingle_family553,047$1,680,0002026-08-26
19711 Whispering Pines Rdsingle_family522,130$699,0002026-08-14
7600 SW 168th Stsingle_family532,112$1,595,0002026-08-07
16889 SW 73rd Ctsingle_family533,985$2,700,0002026-08-06
18601 SW 98th Avesingle_family532,176$645,0002026-08-03
16085 SW 84th Plsingle_family533,102$1,600,0002026-07-30
7605 SW 160th Tersingle_family533,248$1,400,0002026-07-21
19528 SW 79th Plsingle_family543,061$850,0002026-07-20
7613 SW 188th Tersingle_family544,717$1,100,0002026-07-17
7786 SW 188th Tersingle_family543,945$1,339,0002026-07-13
17721 SW 75th Avesingle_family533,610$1,650,0002026-07-06
15210 SW 74th Ctsingle_family553,963$1,790,0002026-06-26
8513 SW 169th Tersingle_family543,517$1,799,0002026-06-26
8765 SW 175th Stsingle_family542,337$1,685,0002026-06-23
16230 SW 89th Ctsingle_family543,209$1,476,0002026-06-22
7944 SW 187th Stsingle_family532,935$1,185,0002026-06-22
16723 SW 78th Plsingle_family543,535$1,600,0002026-06-18
9078 SW 157th Stsingle_family533,696$400,0002026-06-16
17914 SW 83rd Ctsingle_family543,375$970,0002026-06-16
19112 SW 95th Avesingle_family532,047$635,0002026-06-15
7231 SW 174th Stsingle_family533,023$2,250,0002026-06-15
16255 SW 82nd Avesingle_family542,970$1,925,0002026-06-12
7720 SW 176th Stsingle_family543,282$1,500,0002026-06-12
9805 Marlin Rdsingle_family521,360$600,0002026-06-05
7521 SW 175th Stsingle_family542,722$1,175,0002026-06-05
8561 SW 167th Tersingle_family543,771$1,750,0002026-06-04
7796 SW 193rd Lnsingle_family543,459$900,0002026-06-02
7996 SW 195th Stsingle_family553,982$1,085,0002026-06-01
8255 SW 184th Stsingle_family566,122$3,175,0002026-05-11

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
11600 SW 181st Tersingle_family542,200$685,000
10750 SW 173rd Stsingle_family532,685$699,999
10660 SW 164th Stsingle_family532,255$730,000
9710 SW 159th Stsingle_family542,161$700,000
10215 SW 171st Stsingle_family542,210$600,000
15725 SW 102nd Plsingle_family532,060$699,000
11617 SW 171st Stsingle_family541,862$650,000
10830 SW 160th Stsingle_family532,276$895,000

10-year hold projection

IRR14.3%
Equity multiple3.20x
Total return (10yr)$517,199
YearProperty valueNOICash flowLoan balanceEquity
1$782,800$59,352$7,666$601,408$181,392
2$806,284$61,277$9,471$594,363$211,921
3$830,473$63,264$11,335$586,835$243,638
4$855,387$65,314$13,259$578,789$276,597
5$881,048$67,430$15,245$570,191$310,857
6$907,480$69,612$17,296$561,003$346,477
7$934,704$71,865$19,412$551,183$383,521
8$962,745$74,189$21,597$540,690$422,056
9$991,628$76,586$23,852$529,475$462,152
10$1,021,376$79,061$26,180$517,491$503,885
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.