5930 SW 44th Ter

Miami, FL 33155 · single_family · Pending — under contractForeclosure · 120 days on market
Asking price$675,000
6 beds 2 baths 2,138 sqft
View on Realtor.com →
Listed by Carmen Marquez-Kahn · BHHS EWM Realty
Typesingle_family
Built1948
Price / sqft$316
Est. value (own analysis)$1,050,955
Rent estimate (own analysis)$5,900/mo
HOANone
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Neighborhood

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Statusfor_sale
Listed date2026-05-05
Removed date
MLSMiamiMLS #A12013330
Coordinates25.72957, -80.29112
Address5930 SW 44th Ter
CityMiami
StateFL
Zip33155
Listing ID5734222165
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33155)

Typical home value (ZHVI)$716,503
Typical rent (ZORI)$2,758/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$675,000
Down payment (20.0%)$135,000
Loan amount$540,000
Closing costs (5.0%)$33,750
Total cash to close$168,750
Rent (comp-derived)$5,900$70,800
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$70,800
Vacancy rate (assumption) assumption8.0%

$70,800 × 8.0% = $5,664

Effective gross income$5,428$65,136
Property tax (placeholder 1.9% of price)$1,069$12,825
Insurance (placeholder 0.8% of price)$450$5,400
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$295$3,540
Total operating expenses$1,814$21,765
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$65,136
Total operating expenses derived$21,765

$65,136 − $21,765 = $43,371

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$540,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$540,000 amortized at 6.7% over 30 years = $3,470/mo

CapEx reserve (5.0% of GSR)$295$3,540
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$43,371
Annual debt service derived$41,642
Annual CapEx reserve assumption$3,540
Annual PMI assumption$0

($43,371 − $41,642 − $3,540 − $0) ÷ 12 = -$151

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$43,371
Purchase price data$675,000

$43,371 ÷ $675,000 = 6.4%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$1,811
Total cash to close derived$168,750

-$1,811 ÷ $168,750 = -1.1%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$43,371
Annual debt service derived$41,642

$43,371 ÷ $41,642 = 1.04

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$70,800
Purchase price data$675,000

($70,800 ÷ 12) ÷ $675,000 = 0.9%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$675,000
Gross scheduled rent (annual) comp$70,800

$675,000 ÷ $70,800 = 9.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$21,765
Effective gross income derived$65,136

$21,765 ÷ $65,136 = 33.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$21,765
Annual debt service derived$41,642
Annual PMI assumption$0
Gross scheduled rent (annual) comp$70,800

($21,765 + $41,642 + $0) ÷ $70,800 = 89.6%

Comparables

Widened to city-wide. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family642,763$6,5002026-08-18
single_family632,417$8,0002026-08-05
single_family631,854$5,3002026-08-26
single_family632,716$2,0002026-08-26

1435 SW 82nd Pl

Miami, 33144 · rent comp

Bedrooms / bathrooms6 bd / 4 ba
Square footage2,763
Listed2026-08-18
Days on market

Asking rent: $6,500

View on Zillow →

11951 SW 120th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms6 bd / 3 ba
Square footage2,417
Listed2026-08-05
Days on market

Asking rent: $8,000

View on Zillow →

7537 NW 3rd Ave

Miami, 33150 · rent comp

Bedrooms / bathrooms6 bd / 3 ba
Square footage1,854
Listed2026-08-26
Days on market

Asking rent: $5,300

View on Zillow →

11722 SW 107th Ter

Miami, 33186 · rent comp

Bedrooms / bathrooms6 bd / 3 ba
Square footage2,716
Listed2026-08-26
Days on market

Asking rent: $2,000

View on Zillow →

Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
8231 SW 30th Stsingle_family311,650$610,0002026-08-31
1930 SW 82nd Avesingle_family321,346$563,0002026-08-31
3945 SW 61st Avesingle_family321,676$859,0002026-08-28
8220 SW 29th Stsingle_family431,807$855,0002026-08-27
8625 SW 44th Stsingle_family32$935,0002026-08-27
4145 SW 84th Ctsingle_family43$1,150,0002026-08-26
6342 SW 39th Tersingle_family322,085$690,0002026-08-25
8371 SW 27th Tersingle_family331,955$660,0002026-08-21
6382 SW 38th Stsingle_family321,010$730,0002026-08-14
3124 SW 63rd Avesingle_family322,605$765,0002026-08-14
8250 SW 28th Stsingle_family432,330$729,0002026-08-13
2940 SW 63rd Avesingle_family334,159$2,525,0002026-08-12
6735 SW 51st Stsingle_family422,192$1,115,0002026-08-11
2725 SW 65th Avesingle_family442,855$1,815,0002026-08-11
5745 SW 54th Tersingle_family311,382$1,200,0002026-08-07
5770 LA Luneta Avesingle_family676,198$3,810,0002026-08-07
7840 SW 18th Tersingle_family542,586$1,120,0002026-08-07
5959 SW 16th Tersingle_family321,767$700,0002026-08-04
2209 SW 57th Ctsingle_family331,612$795,0002026-08-04
2016 SW 58th Ctsingle_family321,811$615,0002026-08-03
3250 SW 68th Avesingle_family321,075$705,0002026-07-31
7500 SW 16th Stsingle_family322,283$700,0002026-07-31
1700 SW 82nd Avesingle_family311,456$720,0002026-07-28
7525 SW 30th Stsingle_family31936$435,0002026-07-28
8030 SW 36th Stsingle_family322,184$705,0002026-07-27
6291 SW 50th Stsingle_family432,475$1,650,0002026-07-27
6121 SW 26th Stsingle_family331,922$995,0002026-07-24
6230 SW 27th Stsingle_family221,411$945,0002026-07-23
2725 SW 82nd Avesingle_family542,251$810,0002026-07-23
1700 SW 71st Ctsingle_family321,436$557,0002026-07-23
6332 SW 28th Stsingle_family332,373$1,375,0002026-07-23
1811 SW 83rd Avesingle_family432,152$860,0002026-07-23
6065 N Waterway Drsingle_family431,641$987,0002026-07-22
5825 SW 46th Tersingle_family321,669$1,300,0002026-07-21
5860 SW 19th Stsingle_family642,523$850,0002026-07-20
5889 Devonshire Blvdsingle_family321,594$835,0002026-07-20
3720 SW 86th Avesingle_family322,116$850,0002026-07-16
5870 SW 46th Tersingle_family322,200$1,292,0002026-07-16
8415 SW 44th Stsingle_family321,669$700,0002026-07-15
3900 SW 67th Avesingle_family321,525$699,9002026-07-14
4200 SW 60th Ctsingle_family311,844$1,100,0002026-07-13
5785 SW 46th Tersingle_family542,053$1,670,0002026-07-10
7305 SW 17th Tersingle_family311,194$585,0002026-07-10
6070 SW 42nd Stsingle_family331,608$1,100,0002026-07-06
6491 SW 18th Stsingle_family321,505$535,8282026-06-30
7855 SW 22nd Stsingle_family321,325$690,0002026-06-30
7941 SW 18th Tersingle_family443,401$870,0002026-06-29
5772 SW 30th Stsingle_family311,363$1,175,0002026-06-26
5730 SW 42nd Tersingle_family21936$603,8972026-06-26
6290 SW 37th Stsingle_family321,853$880,0002026-06-25

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
3135 SW 80th Avesingle_family644,203$1,399,000
7225 SW 21st Stmulti_family632,490$998,000
2290 SW 58th Avemulti_family642,380$1,050,000

10-year hold projection

IRR10.3%
Equity multiple2.61x
Total return (10yr)$359,318
YearProperty valueNOICash flowLoan balanceEquity
1$695,250$43,371-$1,811$534,145$161,105
2$716,108$44,781-$490$527,888$188,219
3$737,591$46,236$874$521,202$216,389
4$759,718$47,737$2,283$514,056$245,663
5$782,510$49,287$3,737$506,419$276,091
6$805,985$50,885$5,238$498,259$307,727
7$830,165$52,535$6,787$489,537$340,628
8$855,070$54,237$8,387$480,217$374,853
9$880,722$55,994$10,038$470,257$410,465
10$907,144$57,806$11,743$459,613$447,531
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.