| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $675,000 |
| Down payment (20.0%) | $135,000 |
| Loan amount | $540,000 |
| Closing costs (5.0%) | $33,750 |
| Total cash to close | $168,750 |
| Income | |
| Rent (comp-derived) | $5,900$70,800 |
| Vacancy loss (8.0%) | |
| Effective gross income | $5,428$65,136 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $1,069$12,825 |
| Insurance (placeholder 0.8% of price) | $450$5,400 |
| HOA dues | $0$0 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $295$3,540 |
| Total operating expenses | $1,814$21,765 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $295$3,540 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Widened to city-wide. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 6 | 4 | 2,763 | $6,500 | 2026-08-18 | — | |
| single_family | 6 | 3 | 2,417 | $8,000 | 2026-08-05 | — | |
| single_family | 6 | 3 | 1,854 | $5,300 | 2026-08-26 | — | |
| single_family | 6 | 3 | 2,716 | $2,000 | 2026-08-26 | — |
Widened to any bedroom count in ZIP. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 8231 SW 30th St | single_family | 3 | 1 | 1,650 | $610,000 | 2026-08-31 |
| 1930 SW 82nd Ave | single_family | 3 | 2 | 1,346 | $563,000 | 2026-08-31 |
| 3945 SW 61st Ave | single_family | 3 | 2 | 1,676 | $859,000 | 2026-08-28 |
| 8220 SW 29th St | single_family | 4 | 3 | 1,807 | $855,000 | 2026-08-27 |
| 8625 SW 44th St | single_family | 3 | 2 | — | $935,000 | 2026-08-27 |
| 4145 SW 84th Ct | single_family | 4 | 3 | — | $1,150,000 | 2026-08-26 |
| 6342 SW 39th Ter | single_family | 3 | 2 | 2,085 | $690,000 | 2026-08-25 |
| 8371 SW 27th Ter | single_family | 3 | 3 | 1,955 | $660,000 | 2026-08-21 |
| 6382 SW 38th St | single_family | 3 | 2 | 1,010 | $730,000 | 2026-08-14 |
| 3124 SW 63rd Ave | single_family | 3 | 2 | 2,605 | $765,000 | 2026-08-14 |
| 8250 SW 28th St | single_family | 4 | 3 | 2,330 | $729,000 | 2026-08-13 |
| 2940 SW 63rd Ave | single_family | 3 | 3 | 4,159 | $2,525,000 | 2026-08-12 |
| 6735 SW 51st St | single_family | 4 | 2 | 2,192 | $1,115,000 | 2026-08-11 |
| 2725 SW 65th Ave | single_family | 4 | 4 | 2,855 | $1,815,000 | 2026-08-11 |
| 5745 SW 54th Ter | single_family | 3 | 1 | 1,382 | $1,200,000 | 2026-08-07 |
| 5770 LA Luneta Ave | single_family | 6 | 7 | 6,198 | $3,810,000 | 2026-08-07 |
| 7840 SW 18th Ter | single_family | 5 | 4 | 2,586 | $1,120,000 | 2026-08-07 |
| 5959 SW 16th Ter | single_family | 3 | 2 | 1,767 | $700,000 | 2026-08-04 |
| 2209 SW 57th Ct | single_family | 3 | 3 | 1,612 | $795,000 | 2026-08-04 |
| 2016 SW 58th Ct | single_family | 3 | 2 | 1,811 | $615,000 | 2026-08-03 |
| 3250 SW 68th Ave | single_family | 3 | 2 | 1,075 | $705,000 | 2026-07-31 |
| 7500 SW 16th St | single_family | 3 | 2 | 2,283 | $700,000 | 2026-07-31 |
| 1700 SW 82nd Ave | single_family | 3 | 1 | 1,456 | $720,000 | 2026-07-28 |
| 7525 SW 30th St | single_family | 3 | 1 | 936 | $435,000 | 2026-07-28 |
| 8030 SW 36th St | single_family | 3 | 2 | 2,184 | $705,000 | 2026-07-27 |
| 6291 SW 50th St | single_family | 4 | 3 | 2,475 | $1,650,000 | 2026-07-27 |
| 6121 SW 26th St | single_family | 3 | 3 | 1,922 | $995,000 | 2026-07-24 |
| 6230 SW 27th St | single_family | 2 | 2 | 1,411 | $945,000 | 2026-07-23 |
| 2725 SW 82nd Ave | single_family | 5 | 4 | 2,251 | $810,000 | 2026-07-23 |
| 1700 SW 71st Ct | single_family | 3 | 2 | 1,436 | $557,000 | 2026-07-23 |
| 6332 SW 28th St | single_family | 3 | 3 | 2,373 | $1,375,000 | 2026-07-23 |
| 1811 SW 83rd Ave | single_family | 4 | 3 | 2,152 | $860,000 | 2026-07-23 |
| 6065 N Waterway Dr | single_family | 4 | 3 | 1,641 | $987,000 | 2026-07-22 |
| 5825 SW 46th Ter | single_family | 3 | 2 | 1,669 | $1,300,000 | 2026-07-21 |
| 5860 SW 19th St | single_family | 6 | 4 | 2,523 | $850,000 | 2026-07-20 |
| 5889 Devonshire Blvd | single_family | 3 | 2 | 1,594 | $835,000 | 2026-07-20 |
| 3720 SW 86th Ave | single_family | 3 | 2 | 2,116 | $850,000 | 2026-07-16 |
| 5870 SW 46th Ter | single_family | 3 | 2 | 2,200 | $1,292,000 | 2026-07-16 |
| 8415 SW 44th St | single_family | 3 | 2 | 1,669 | $700,000 | 2026-07-15 |
| 3900 SW 67th Ave | single_family | 3 | 2 | 1,525 | $699,900 | 2026-07-14 |
| 4200 SW 60th Ct | single_family | 3 | 1 | 1,844 | $1,100,000 | 2026-07-13 |
| 5785 SW 46th Ter | single_family | 5 | 4 | 2,053 | $1,670,000 | 2026-07-10 |
| 7305 SW 17th Ter | single_family | 3 | 1 | 1,194 | $585,000 | 2026-07-10 |
| 6070 SW 42nd St | single_family | 3 | 3 | 1,608 | $1,100,000 | 2026-07-06 |
| 6491 SW 18th St | single_family | 3 | 2 | 1,505 | $535,828 | 2026-06-30 |
| 7855 SW 22nd St | single_family | 3 | 2 | 1,325 | $690,000 | 2026-06-30 |
| 7941 SW 18th Ter | single_family | 4 | 4 | 3,401 | $870,000 | 2026-06-29 |
| 5772 SW 30th St | single_family | 3 | 1 | 1,363 | $1,175,000 | 2026-06-26 |
| 5730 SW 42nd Ter | single_family | 2 | 1 | 936 | $603,897 | 2026-06-26 |
| 6290 SW 37th St | single_family | 3 | 2 | 1,853 | $880,000 | 2026-06-25 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 3135 SW 80th Ave | single_family | 6 | 4 | 4,203 | $1,399,000 | — |
| 7225 SW 21st St | multi_family | 6 | 3 | 2,490 | $998,000 | — |
| 2290 SW 58th Ave | multi_family | 6 | 4 | 2,380 | $1,050,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $695,250 | $43,371 | -$1,811 | $534,145 | $161,105 |
| 2 | $716,108 | $44,781 | -$490 | $527,888 | $188,219 |
| 3 | $737,591 | $46,236 | $874 | $521,202 | $216,389 |
| 4 | $759,718 | $47,737 | $2,283 | $514,056 | $245,663 |
| 5 | $782,510 | $49,287 | $3,737 | $506,419 | $276,091 |
| 6 | $805,985 | $50,885 | $5,238 | $498,259 | $307,727 |
| 7 | $830,165 | $52,535 | $6,787 | $489,537 | $340,628 |
| 8 | $855,070 | $54,237 | $8,387 | $480,217 | $374,853 |
| 9 | $880,722 | $55,994 | $10,038 | $470,257 | $410,465 |
| 10 | $907,144 | $57,806 | $11,743 | $459,613 | $447,531 |