19740 W Saint Andrews Dr

Hialeah, FL 33015 · single_family · For Sale · 146 days on market
Asking price$1,820,000
3 beds 3 baths 5,336 sqft
View on Realtor.com →
Listed by Nancy Acosta · Vision Realty Of Miami
Typesingle_family
Built1966
Price / sqft$341
Est. value (own analysis)$2,057,253
Rent estimate (own analysis)$3,500/mo
HOA$52/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-04-09
Removed date
MLSMiamiMLS #A11997671
Coordinates25.95294, -80.31520
Address19740 W Saint Andrews Dr
CityHialeah
StateFL
Zip33015
Listing ID5730976879
Sourceus-real-estate-listings, cached 2026-08-28

ZIP market snapshot (33015)

Typical home value (ZHVI)$397,440
Typical rent (ZORI)$2,324/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$1,820,000
Down payment (20.0%)$364,000
Loan amount$1,456,000
Closing costs (5.0%)$91,000
Total cash to close$455,000
Rent (comp-derived)$3,500$42,000
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$42,000
Vacancy rate (assumption) assumption8.0%

$42,000 × 8.0% = $3,360

Effective gross income$3,220$38,640
Property tax (placeholder 1.9% of price)$2,882$34,580
Insurance (placeholder 0.8% of price)$1,213$14,560
HOA dues$52$624
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$175$2,100
Total operating expenses$4,322$51,864
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$38,640
Total operating expenses derived$51,864

$38,640 − $51,864 = -$13,224

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$1,456,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$1,456,000 amortized at 6.7% over 30 years = $9,357/mo

CapEx reserve (5.0% of GSR)$175$2,100
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived-$13,224
Annual debt service derived$112,280
Annual CapEx reserve assumption$2,100
Annual PMI assumption$0

(-$13,224 − $112,280 − $2,100 − $0) ÷ 12 = -$10,634

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived-$13,224
Purchase price data$1,820,000

-$13,224 ÷ $1,820,000 = -0.7%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$127,604
Total cash to close derived$455,000

-$127,604 ÷ $455,000 = -28.0%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived-$13,224
Annual debt service derived$112,280

-$13,224 ÷ $112,280 = -0.12

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$42,000
Purchase price data$1,820,000

($42,000 ÷ 12) ÷ $1,820,000 = 0.2%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$1,820,000
Gross scheduled rent (annual) comp$42,000

$1,820,000 ÷ $42,000 = 43.3

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$51,864
Effective gross income derived$38,640

$51,864 ÷ $38,640 = 134.2%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$51,864
Annual debt service derived$112,280
Annual PMI assumption$0
Gross scheduled rent (annual) comp$42,000

($51,864 + $112,280 + $0) ÷ $42,000 = 390.8%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family321,547$3,195
single_family321,914$3,165
single_family321,934$3,315
single_family321,582$3,8902026-08-22
single_family321,760$3,540
single_family332,394$4,8002026-08-08
single_family321,719$3,2002026-04-14
single_family323,436$3,6002026-08-21
single_family321,328$3,3002026-08-05
single_family321,147$4,5002026-08-24
single_family331,660$3,2002026-08-25
single_family322,221$3,6002026-06-22
single_family321,698$3,8002026-03-11
single_family321,445$3,6502026-07-29
single_family321,359$3,5002026-07-20
single_family321,277$3,7002026-03-11
single_family321,612$3,8502026-07-21
single_family331,425$3,9002026-07-09
single_family33$2,750
single_family32936$2,900
single_family32$2,700
single_family32$3,500
single_family321,147$4,500
single_family331,854$3,500
single_family321,245$2,800
single_family321,450$3,199
single_family331,500$2,900
single_family331,520$3,200
single_family331,697$3,600
single_family332,144$4,100
single_family321,832$4,2902026-08-31

19226 NW 82nd Circle Ct

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,547
Listed
Days on market

Asking rent: $3,195

View on Zillow →

8301 NW 194th Ter

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,914
Listed
Days on market

Asking rent: $3,165

View on Zillow →

8013 NW 198th St

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,934
Listed
Days on market

Asking rent: $3,315

View on Zillow →

6671 NW 199th St

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,582
Listed2026-08-22
Days on market

Asking rent: $3,890

View on Zillow →

19432 NW 62nd Ct

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,760
Listed
Days on market

Asking rent: $3,540

View on Zillow →

19040 S Saint Andrews Dr

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,394
Listed2026-08-08
Days on market

Asking rent: $4,800

View on Zillow →

19712 NW 82nd Pl

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,719
Listed2026-04-14
Days on market

Asking rent: $3,200

View on Zillow →

18105 NW 81st Ct

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage3,436
Listed2026-08-21
Days on market

Asking rent: $3,600

View on Zillow →

17040 NW 82nd Ave Unit 17040

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,328
Listed2026-08-05
Days on market

Asking rent: $3,300

View on Zillow →

7821 NW 194th St Unit 7821

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,147
Listed2026-08-24
Days on market

Asking rent: $4,500

View on Zillow →

8265 NW 192nd Ter

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,660
Listed2026-08-25
Days on market

Asking rent: $3,200

View on Zillow →

20009 NW 66th Pl

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage2,221
Listed2026-06-22
Days on market

Asking rent: $3,600

View on Zillow →

7871 NW 181st St

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,698
Listed2026-03-11
Days on market

Asking rent: $3,800

View on Zillow →

19081 NW 77th Ct Unit 1

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,445
Listed2026-07-29
Days on market

Asking rent: $3,650

View on Zillow →

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,359
Listed2026-07-20
Days on market

Asking rent: $3,500

View on Zillow →

8455 NW 190th Ter

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,277
Listed2026-03-11
Days on market

Asking rent: $3,700

View on Zillow →

6641 NW 174th Ter Unit 6641

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,612
Listed2026-07-21
Days on market

Asking rent: $3,850

View on Zillow →

19853 NW 64th Pl

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,425
Listed2026-07-09
Days on market

Asking rent: $3,900

View on Zillow →

17982 NW 68th Ave

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage
Listed
Days on market

Asking rent: $2,750

View on Zillow →

17242 NW 73rd Ave

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage936
Listed
Days on market

Asking rent: $2,900

View on Zillow →

6713 NW 188th Ter

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage
Listed
Days on market

Asking rent: $2,700

View on Zillow →

7602 NW 168th Ter

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage
Listed
Days on market

Asking rent: $3,500

View on Zillow →

7821 NW 194th St # 0

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,147
Listed
Days on market

Asking rent: $4,500

View on Zillow →

19112 W Lake Dr

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,854
Listed
Days on market

Asking rent: $3,500

View on Zillow →

7542 NW 175th St # 7542

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,245
Listed
Days on market

Asking rent: $2,800

View on Zillow →

7640 NW 182nd Ter Unit 108

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,450
Listed
Days on market

Asking rent: $3,199

View on Zillow →

17908 NW 68th Ave

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,500
Listed
Days on market

Asking rent: $2,900

View on Zillow →

6995 NW 173rd Dr Apt 2105

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,520
Listed
Days on market

Asking rent: $3,200

View on Zillow →

17045 NW 87th Ave

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage1,697
Listed
Days on market

Asking rent: $3,600

View on Zillow →

8501 NW 191st St # 8501

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 3 ba
Square footage2,144
Listed
Days on market

Asking rent: $4,100

View on Zillow →

6657 NW 174th Ter

Hialeah, 33015 · rent comp

Bedrooms / bathrooms3 bd / 2 ba
Square footage1,832
Listed2026-08-31
Days on market

Asking rent: $4,290

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
8461 NW 189th Street Rdsingle_family322,034$560,0002026-09-22
8165 NW 187th Tersingle_family321,327$600,0002026-08-28
19391 NW 57th Ctsingle_family321,523$634,0002026-08-27
6320 NW 173rd Stsingle_family332,023$585,0002026-08-27
5850190630single_family321,508$515,0002026-08-14
6795 NW 199th Tersingle_family321,348$512,0002026-08-13
19059 NW 77th Plsingle_family321,445$600,0002026-08-10
7963 NW 195th Tersingle_family321,772$650,0002026-08-06
6572 NW 197th Lnsingle_family321,365$461,0002026-08-05
18198 NW 61st Ctsingle_family321,866$670,0002026-07-30
19926 NW 67th Plsingle_family321,365$520,0002026-07-28
17921 NW 81st Avesingle_family321,264$580,0002026-07-15
17501 NW 85th Avesingle_family322,616$1,050,0002026-07-09
7868 NW 194th Stsingle_family321,479$650,0002026-07-02
7971 NW 179th Stsingle_family321,341$645,0002026-07-01
17523 NW 66th Ctsingle_family321,612$500,0002026-07-01
20009 NW 80th Avesingle_family321,371$640,0002026-06-30
20013 NW 62nd Pl # Lsingle_family321,465$585,0002026-06-22
8448 NW 196th Tersingle_family331,644$546,3502026-06-15
8370 NW 185th Stsingle_family32$710,0002026-06-15
19011 NW 79th Ctsingle_family321,884$645,0002026-06-15
8241 NW 182nd Stsingle_family341,149$800,0002026-06-11
20013 NW 62nd Plsingle_family321,465$585,0002026-06-11
17887 NW 78th Plsingle_family324,258$845,0002026-06-09
5730 NW 199th Stsingle_family321,254$635,0002026-06-04
16834 NW 70th Avesingle_family321,382$599,9952026-06-01
6136 NW 181st Terrace Cir Wsingle_family321,110$535,0002026-05-29
19922 NW 67th Plsingle_family321,348$455,0002026-05-29
16810 NW 72nd Ctsingle_family311,199$310,0002026-05-28
8310 NW 172nd Stsingle_family321,194$630,0002026-05-27
7972 NW 198th Stsingle_family321,769$615,0002026-05-26
7970 NW 176th Stsingle_family321,200$615,0002026-05-22
7875 NW 174th Tersingle_family332,033$852,0002026-05-19
7810 NW 174th Tersingle_family321,404$690,0002026-05-15
7952 NW 198th Stsingle_family321,769$634,0002026-05-14
19030 NW 86th Ctsingle_family321,309$451,5002026-05-12
20166 W Oakmont Cirsingle_family321,686$585,0002026-05-08
8070 NW 176th Stsingle_family311,201$560,0002026-05-08
6830 Winged Foot Drsingle_family332,579$1,220,0002026-05-06
20103 NW 57th Plsingle_family321,660$640,0002026-05-05
6646 NW 175th Tersingle_family321,612$470,0002026-05-01
19907 NW 67th Ctsingle_family331,425$536,0002026-04-29
7999 NW 181st Stsingle_family321,284$725,0002026-04-28
7730 NW 201st Tersingle_family321,592$605,0002026-04-23
7831 NW 175th Stsingle_family321,786$750,0002026-04-21
7457 NW 168th Stsingle_family321,366$448,0002026-04-14
8253 NW 192nd Tersingle_family321,660$587,0002026-04-09
6080 NW 199th Stsingle_family331,233$610,0002026-04-07
8530 NW 178th Stsingle_family321,606$749,9902026-04-01
18858 NW 63rd Court Cirsingle_family321,425$540,0002026-04-01

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
6795 Brookline Dr Unit 6795condos333,504$645,000
6061 NW 198th Tersingle_family331,540$645,000
19331 NW 57th Ctsingle_family321,371$720,000
17831 NW 84th Ctsingle_family321,719$1,050,000
6821 Brookline Dr Unit 6821condos332,180$439,000
8601 NW 192nd Tersingle_family321,353$599,900
8126 NW 199th Tersingle_family331,648$665,000
8165 NW 187th Tersingle_family321,327$610,000

10-year hold projection

IRR-8.8%
Equity multiple-0.49x
Total return (10yr)-$441,739
YearProperty valueNOICash flowLoan balanceEquity
1$1,874,600-$13,224-$127,604$1,440,214$434,386
2$1,930,838-$13,361-$127,794$1,423,343$507,495
3$1,988,763-$13,496-$127,983$1,405,315$583,449
4$2,048,426-$13,629-$128,170$1,386,048$662,378
5$2,109,879-$13,758-$128,356$1,365,458$744,421
6$2,173,175-$13,885-$128,541$1,343,454$829,722
7$2,238,370-$14,008-$128,723$1,319,939$918,432
8$2,305,522-$14,128-$128,904$1,294,809$1,010,713
9$2,374,687-$14,243-$129,082$1,267,953$1,106,734
10$2,445,928-$14,355-$129,257$1,239,254$1,206,674
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.