20001 NE 25th Ave

Miami, FL 33180 · single_family · For Sale · 36 days on market
Asking price$4,175,000
5 beds 7 baths 3,760 sqft
Suggested offer$1,831,306$2,343,694 above the est. market value of $1,831,306.
View on Realtor.com →
Listed by Alan Eskenazi Bone · Miles Goldstein Real Estate
Typesingle_family
Built1969
Price / sqft$1110
Est. value (own analysis)$1,831,306
Rent estimate (own analysis)$15,480/mo
HOANone
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-07-28
Removed date
MLSMiamiMLS #A12059897
Coordinates25.96040, -80.15120
Address20001 NE 25th Ave
CityMiami
StateFL
Zip33180
Listing ID5720630980
Sourceus-real-estate-listings, cached 2026-09-02

ZIP market snapshot (33180)

Typical home value (ZHVI)$463,036
Typical rent (ZORI)$3,210/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$4,175,000
Down payment (20.0%)$835,000
Loan amount$3,340,000
Closing costs (5.0%)$208,750
Total cash to close$1,043,750
Rent (comp-derived)$15,480$185,760
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$185,760
Vacancy rate (assumption) assumption8.0%

$185,760 × 8.0% = $14,861

Effective gross income$14,242$170,899
Property tax (placeholder 1.9% of price)$6,610$79,325
Insurance (placeholder 0.8% of price)$2,783$33,400
HOA dues$0$0
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$774$9,288
Total operating expenses$10,168$122,013
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$170,899
Total operating expenses derived$122,013

$170,899 − $122,013 = $48,886

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$3,340,000
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$3,340,000 amortized at 6.7% over 30 years = $21,464/mo

CapEx reserve (5.0% of GSR)$774$9,288
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$48,886
Annual debt service derived$257,565
Annual CapEx reserve assumption$9,288
Annual PMI assumption$0

($48,886 − $257,565 − $9,288 − $0) ÷ 12 = -$18,164

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$48,886
Purchase price data$4,175,000

$48,886 ÷ $4,175,000 = 1.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$217,967
Total cash to close derived$1,043,750

-$217,967 ÷ $1,043,750 = -20.9%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$48,886
Annual debt service derived$257,565

$48,886 ÷ $257,565 = 0.19

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$185,760
Purchase price data$4,175,000

($185,760 ÷ 12) ÷ $4,175,000 = 0.4%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$4,175,000
Gross scheduled rent (annual) comp$185,760

$4,175,000 ÷ $185,760 = 22.5

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$122,013
Effective gross income derived$170,899

$122,013 ÷ $170,899 = 71.4%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$122,013
Annual debt service derived$257,565
Annual PMI assumption$0
Gross scheduled rent (annual) comp$185,760

($122,013 + $257,565 + $0) ÷ $185,760 = 204.3%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
single_family532,455$6,4002026-05-29
single_family563,115$30,0002026-01-12
single_family553,313$15,4802026-08-03

2555 NE 202nd St

Miami, 33180 · rent comp

Bedrooms / bathrooms5 bd / 3 ba
Square footage2,455
Listed2026-05-29
Days on market

Asking rent: $6,400

View on Zillow →

2560 NE 199th St

Miami, 33180 · rent comp

Bedrooms / bathrooms5 bd / 6 ba
Square footage3,115
Listed2026-01-12
Days on market

Asking rent: $30,000

View on Zillow →

3690 NE 199th St Unit 3690

Aventura, 33180 · rent comp

Bedrooms / bathrooms5 bd / 5 ba
Square footage3,313
Listed2026-08-03
Days on market

Asking rent: $15,480

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
2280 NE 201st Stsingle_family543,174$1,925,0002026-07-17
3752 NE 199th Stsingle_family575,218$3,850,0002026-07-08
20100 NE 23rd Ctsingle_family543,552$1,730,0002026-06-10
3757 NE 208th Tersingle_family532,842$2,100,0002026-05-20
2570 NE 201st Stsingle_family532,789$1,315,0002026-03-12
2210 NE 204th Stsingle_family534,226$1,875,0002026-01-06
2362 NE 212th Tersingle_family533,110$1,405,0002025-12-08
2380 NE 214th Stsingle_family533,145$1,400,0002025-11-24
20125 NE 25th Avesingle_family55$2,680,0002025-11-04
2421 NE 199th Stsingle_family532,886$2,645,0002025-10-22

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
19321 NE 22nd Avesingle_family555,069$4,940,000
2531 NE 195th Stsingle_family542,759$1,975,000
2330 NE 195th Stsingle_family542,335$1,550,000
single_family522,087$1,305,770
21280 NE 23rd Avesingle_family542,564$1,799,000
19810 NE 22nd Avesingle_family532,837$1,520,000
19941 NE 36th Plsingle_family563,511$2,975,000
3188 NE 211th Tersingle_family552,949$2,399,000

10-year hold projection

IRR-4.0%
Equity multiple0.33x
Total return (10yr)-$154,439
YearProperty valueNOICash flowLoan balanceEquity
1$4,300,250$48,886-$217,967$3,303,787$996,463
2$4,429,258$50,963-$216,122$3,265,087$1,164,170
3$4,562,135$53,117-$214,206$3,223,730$1,338,405
4$4,698,999$55,352-$212,216$3,179,532$1,519,467
5$4,839,969$57,669-$210,148$3,132,300$1,707,669
6$4,985,168$60,073-$208,001$3,081,824$1,903,345
7$5,134,723$62,565-$205,771$3,027,882$2,106,842
8$5,288,765$65,149-$203,456$2,970,235$2,318,530
9$5,447,428$67,829-$201,052$2,908,630$2,538,798
10$5,610,851$70,607-$198,557$2,842,794$2,768,057
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.