9066 SW 73rd Ct Apt 1208

Miami, FL 33156 · condos · For Sale · 32 days on market
Asking price$449,999
2 beds 2 baths 1,150 sqft
Suggested offer$358,103$91,896 above the est. market value of $358,103.
View on Realtor.com →
Listed by Dania Perez · Vera Vita RE
Typecondos
Built2006
Price / sqft$391
Est. value (own analysis)$358,103
Rent estimate (own analysis)$2,850/mo
HOA$1,409/mo
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Neighborhood

Show every detail
Statusfor_sale
Listed date2026-08-01
Removed date
MLSMiamiMLS #A12063630
Coordinates25.68659, -80.31460
Address9066 SW 73rd Ct Apt 1208
CityMiami
StateFL
Zip33156
Listing ID5706619596
Sourceus-real-estate-listings, cached 2026-08-31

ZIP market snapshot (33156)

Typical home value (ZHVI)$1,543,591
Typical rent (ZORI)$2,706/mo
Zillow Research's ZHVI (home value index) and ZORI (rent index) for this ZIP, as of 2026-07 — free published data, refreshed monthly, no RentCast quota spent. "Typical value/rent" is a smoothed index, not a literal median of active listings.

Underwriting (buy-and-hold, default assumptions)

Purchase price$449,999
Down payment (20.0%)$90,000
Loan amount$359,999
Closing costs (5.0%)$22,500
Total cash to close$112,500
Rent (comp-derived)$2,850$34,200
Vacancy loss (8.0%)

Vacancy Loss

Gross Scheduled Rent × Vacancy Rate

Gross scheduled rent (annual) comp$34,200
Vacancy rate (assumption) assumption8.0%

$34,200 × 8.0% = $2,736

Effective gross income$2,622$31,464
Property tax (placeholder 1.9% of price)$713$8,550
Insurance (placeholder 0.8% of price)$300$3,600
HOA dues$1,409$16,908
Management (0.0% of EGI)$0$0
Maintenance (5.0% of GSR)$143$1,710
Total operating expenses$2,564$30,768
Net operating income (NOI)

Net Operating Income (NOI)

Effective Gross Income − Total Operating Expenses

Effective gross income derived$31,464
Total operating expenses derived$30,768

$31,464 − $30,768 = $696

Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing)

Monthly Principal & Interest

Standard amortization on the loan amount, at the effective rate and term

Loan amount derived$359,999
Interest rate (avg 30yr rate) comp6.7%
Term (assumption) assumption30 years

$359,999 amortized at 6.7% over 30 years = $2,313/mo

CapEx reserve (5.0% of GSR)$143$1,710
Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%)$0$0
Cash flow

Monthly Cash Flow

(NOI − Annual Debt Service − Annual CapEx Reserve − Annual PMI) ÷ 12

NOI derived$696
Annual debt service derived$27,761
Annual CapEx reserve assumption$1,710
Annual PMI assumption$0

($696 − $27,761 − $1,710 − $0) ÷ 12 = -$2,398

Cap rate

Cap Rate

NOI ÷ Purchase Price

NOI derived$696
Purchase price data$449,999

$696 ÷ $449,999 = 0.2%

Cash-on-cash

Cash-on-Cash Return

Annual Cash Flow ÷ Total Cash Invested

Annual cash flow derived-$28,775
Total cash to close derived$112,500

-$28,775 ÷ $112,500 = -25.6%

DSCR

Debt Service Coverage Ratio (DSCR)

NOI ÷ Annual Debt Service

NOI derived$696
Annual debt service derived$27,761

$696 ÷ $27,761 = 0.03

Rent-to-price (1% rule)

Rent-to-Price (the "1% rule")

(Gross Scheduled Rent ÷ 12) ÷ Purchase Price

Gross scheduled rent (annual) comp$34,200
Purchase price data$449,999

($34,200 ÷ 12) ÷ $449,999 = 0.6%

Gross rent multiplier

Gross Rent Multiplier (GRM)

Purchase Price ÷ Gross Scheduled Rent

Purchase price data$449,999
Gross scheduled rent (annual) comp$34,200

$449,999 ÷ $34,200 = 13.2

Operating expense ratio

Operating Expense Ratio

Total Operating Expenses ÷ Effective Gross Income

Total operating expenses derived$30,768
Effective gross income derived$31,464

$30,768 ÷ $31,464 = 97.8%

Break-even occupancy

Break-Even Occupancy

(Total OpEx + Annual Debt Service + Annual PMI) ÷ Gross Scheduled Rent

Total operating expenses derived$30,768
Annual debt service derived$27,761
Annual PMI assumption$0
Gross scheduled rent (annual) comp$34,200

($30,768 + $27,761 + $0) ÷ $34,200 = 171.1%

Comparables

Same ZIP. Real active rental listings, used to derive the rent estimate above.

AddressTypeBedsBathsSqftAsking rentListedDays on market
condos22998$2,2952026-08-13
condos221,150$3,1002026-07-22
condos221,092$2,6002026-07-15
apartment221,150$3,2502026-07-10
condos21866$2,1002026-07-03
condos22900$2,4502026-07-18
condos221,094$2,9002026-06-23
condos221,189$3,4002026-06-18
condos221,155$3,5002026-06-17
condos22850$2,3502026-06-15
condos221,150$3,0002026-06-03
condos21980$2,1002026-05-22
condos221,150$3,1002026-05-19
condos221,155$3,7502026-05-18
condos221,150$3,3002026-05-07
condos221,350$3,2002026-05-06
condos221,286$3,2002026-05-05
apartment221,010$2,5002026-08-03
condos221,129$2,8502026-08-02
condos221,114$2,7002026-07-31
condos221,183$3,2002026-07-31
condos22979$2,8502026-07-29
condos221,467$3,5002026-07-27
condos21866$2,1002026-08-24
condos211,020$2,4502026-04-09
condos221,100$2,850
apartment22840$2,782
apartment221,097$2,879
apartment221,042$3,194
apartment21866$2,050
apartment22921$2,435
apartment221,177$3,150
apartment221,097$2,930
apartment221,097$2,918
apartment21925$2,1002024-12-13
condos221,056$2,1502026-08-18
condos23960$2,5002026-07-14
condos221,133$2,4992026-08-26
condos22900$2,2002026-07-20
condos221,170$2,5002026-08-28
condos221,040$2,5002026-08-03
condos221,045$2,8002026-06-18
condos211,066$3,0002026-08-25
condos22792$2,3502026-07-21
condos221,045$2,8002026-06-04
condos22792$2,3002026-07-21
condos23960$2,400
condos23960$2,4002025-05-02
condos211,066$3,000
apartment221,097$2,949
apartment221,042$3,169
apartment221,042$3,251
condos221,150$3,8002026-09-02
condos221,164$3,0002026-09-01

9611 SW 77th Ave Unit 0

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage998
Listed2026-08-13
Days on market

Asking rent: $2,295

View on Zillow →

9066 SW 73rd Ct Apt 1108

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed2026-07-22
Days on market

Asking rent: $3,100

View on Zillow →

9354 SW 77th Ave Apt I1

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,092
Listed2026-07-15
Days on market

Asking rent: $2,600

View on Zillow →

9066 SW 73rd Ct Apt 2107

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed2026-07-10
Days on market

Asking rent: $3,250

View on Zillow →

8601 SW 94th St Apt 105W

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage866
Listed2026-07-03
Days on market

Asking rent: $2,100

View on Zillow →

6709 N Kendall Dr Apt 220

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage900
Listed2026-07-18
Days on market

Asking rent: $2,450

View on Zillow →

7280 SW 90th St Apt 506

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,094
Listed2026-06-23
Days on market

Asking rent: $2,900

View on Zillow →

9066 SW 73rd Ct Apt 607

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,189
Listed2026-06-18
Days on market

Asking rent: $3,400

View on Zillow →

7350 SW 89th St Unit 1410S

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,155
Listed2026-06-17
Days on market

Asking rent: $3,500

View on Zillow →

8261 SW 128th St Unit 0

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage850
Listed2026-06-15
Days on market

Asking rent: $2,350

View on Zillow →

9066 SW 73rd Ct Apt 907

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed2026-06-03
Days on market

Asking rent: $3,000

View on Zillow →

7737 SW 88th St Unit C312

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage980
Listed2026-05-22
Days on market

Asking rent: $2,100

View on Zillow →

9066 SW 73rd Ct Apt 1808

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed2026-05-19
Days on market

Asking rent: $3,100

View on Zillow →

7350 SW 89th St Unit 1602S

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,155
Listed2026-05-18
Days on market

Asking rent: $3,750

View on Zillow →

9055 SW 73rd Ct Apt 1008

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed2026-05-07
Days on market

Asking rent: $3,300

View on Zillow →

9055 SW 73rd Ct Apt 1506

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,350
Listed2026-05-06
Days on market

Asking rent: $3,200

View on Zillow →

7350 SW 89th St Unit 1506S

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,286
Listed2026-05-05
Days on market

Asking rent: $3,200

View on Zillow →

7737 SW 88th St Unit C116

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,010
Listed2026-08-03
Days on market

Asking rent: $2,500

View on Zillow →

7275 SW 90th Way Apt 312

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,129
Listed2026-08-02
Days on market

Asking rent: $2,850

View on Zillow →

7280 SW 90th St Apt 504

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,114
Listed2026-07-31
Days on market

Asking rent: $2,700

View on Zillow →

7355 SW 89th St Unit 425N

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,183
Listed2026-07-31
Days on market

Asking rent: $3,200

View on Zillow →

7275 SW 90th Way Apt 509

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage979
Listed2026-07-29
Days on market

Asking rent: $2,850

View on Zillow →

9066 SW 73rd Ct Apt 1810

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,467
Listed2026-07-27
Days on market

Asking rent: $3,500

View on Zillow →

8601 SW 94th St Apt 103W

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage866
Listed2026-08-24
Days on market

Asking rent: $2,100

View on Zillow →

7951 SW 104th St Unit 209D

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,020
Listed2026-04-09
Days on market

Asking rent: $2,450

View on Zillow →

7290 SW 90th St

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,100
Listed
Days on market

Asking rent: $2,850

View on Zillow →

7440 N Kendall Dr Apt 1111

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage840
Listed
Days on market

Asking rent: $2,782

View on Zillow →

7440 N Kendall Dr Apt 3519

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,097
Listed
Days on market

Asking rent: $2,879

View on Zillow →

7440 N Kendall Dr Apt 1211

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,042
Listed
Days on market

Asking rent: $3,194

View on Zillow →

8475 SW 94th St Apt 317E

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage866
Listed
Days on market

Asking rent: $2,050

View on Zillow →

9357 SW 77th Ave # 095-3045

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage921
Listed
Days on market

Asking rent: $2,435

View on Zillow →

7440 N Kendall Dr Apt 2414

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,177
Listed
Days on market

Asking rent: $3,150

View on Zillow →

7440 N Kendall Dr Apt 1810

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,097
Listed
Days on market

Asking rent: $2,930

View on Zillow →

7440 N Kendall Dr Apt 1506

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,097
Listed
Days on market

Asking rent: $2,918

View on Zillow →

6763 SW 88th St

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage925
Listed2024-12-13
Days on market

Asking rent: $2,100

View on Zillow →

6890 N Kendall Dr Apt B204

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,056
Listed2026-08-18
Days on market

Asking rent: $2,150

View on Zillow →

8600 SW 67th Ave Apt 940

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage960
Listed2026-07-14
Days on market

Asking rent: $2,500

View on Zillow →

7901 SW 104th St Unit 214H

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,133
Listed2026-08-26
Days on market

Asking rent: $2,499

View on Zillow →

6709 N Kendall Dr Apt 223

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage900
Listed2026-07-20
Days on market

Asking rent: $2,200

View on Zillow →

7355 SW 89th St Unit 618N

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,170
Listed2026-08-28
Days on market

Asking rent: $2,500

View on Zillow →

6900 N Kendall Dr Apt A304

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,040
Listed2026-08-03
Days on market

Asking rent: $2,500

View on Zillow →

8950 SW 69th Ct Apt 109

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,045
Listed2026-06-18
Days on market

Asking rent: $2,800

View on Zillow →

7355 SW 89th St Apt 427N

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,066
Listed2026-08-25
Days on market

Asking rent: $3,000

View on Zillow →

8261 SW 128th St Apt 203

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage792
Listed2026-07-21
Days on market

Asking rent: $2,350

View on Zillow →

8950 SW 69th Ct Apt 308

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,045
Listed2026-06-04
Days on market

Asking rent: $2,800

View on Zillow →

8261 SW 128th St Apt 202

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage792
Listed2026-07-21
Days on market

Asking rent: $2,300

View on Zillow →

8650 SW 67th Ave Apt 1045

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage960
Listed
Days on market

Asking rent: $2,400

View on Zillow →

8650 SW 67th Ave

Pinecrest, 33156 · rent comp

Bedrooms / bathrooms2 bd / 3 ba
Square footage960
Listed2025-05-02
Days on market

Asking rent: $2,400

View on Zillow →

7355 SW 89th St # CU427

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 1 ba
Square footage1,066
Listed
Days on market

Asking rent: $3,000

View on Zillow →

7440 N Kendall Dr Apt 1806

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,097
Listed
Days on market

Asking rent: $2,949

View on Zillow →

7440 N Kendall Dr Apt 1511

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,042
Listed
Days on market

Asking rent: $3,169

View on Zillow →

7440 N Kendall Dr Apt 1605

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,042
Listed
Days on market

Asking rent: $3,251

View on Zillow →

9055 SW 73rd Ct Apt 1108

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,150
Listed2026-09-02
Days on market

Asking rent: $3,800

View on Zillow →

7270 SW 88th St Unit B403

Miami, 33156 · rent comp

Bedrooms / bathrooms2 bd / 2 ba
Square footage1,164
Listed2026-09-01
Days on market

Asking rent: $3,000

View on Zillow →

Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.

AddressTypeBedsBathsLiving sqftSale priceSale date
9159 SW 77th Ave Apt 112condos221,115$255,0002026-08-24
7350 SW 89th St Unit 1702Scondos221,155$445,0002026-08-07
9066 SW 73rd Ct Ph 2402condos221,334$470,0002026-08-03
7275 SW 90th Way Apt 213condos22947$385,0002026-07-20
7350 SW 89th St Unit 314Scondos221,260$435,0002026-07-17
9055 SW 73rd Ct Apt 1705condos221,350$420,0002026-07-17
7285 SW 90th St Unit D414condos221,194$365,0002026-07-08
7270 SW 88th St Unit B203condos221,164$379,0002026-07-01
8609 SW 68th Ct Apt 24condos21805$351,0002026-06-08
7280 SW 90th St Apt 601condos221,000$325,0002026-06-08
7290 SW 90th St Apt 209condos22879$330,0002026-05-28
6902 N Kendall Dr Apt E403condos221,056$270,0002026-05-22
7270 SW 88th St Unit B303condos221,164$362,4632026-05-21
6904 N Kendall Dr Apt F104condos221,040$270,0002026-05-21
7350 SW 89th St Unit 911Scondos221,155$500,0002026-05-19
9055 SW 73rd Ct Apt 1205condos221,350$430,0002026-04-30
7945 SW 104th St Unit 106Ccondos221,133$310,0002026-04-28
9454 SW 77th Ave Apt S1condos221,178$330,0002026-04-24
7280 SW 90th St Apt 304condos221,114$335,0002026-04-15
8475 SW 94th St Apt 217Econdos21866$232,0002026-04-06
8281 SW 128th St Apt 107condos22792$290,0002026-03-27
7951 SW 104th St Unit 210Dcondos211,020$300,0002026-03-16
8475 SW 94th St Apt 203Econdos21866$255,0002026-03-10
9066 SW 73rd Ct Apt 908condos221,150$400,0002026-02-27
6890 N Kendall Dr Apt B406condos221,110$285,0002026-02-20
7919 SW 104th St Unit 105Fcondos211,020$300,0002026-02-19
7816 SW 102nd Lncondo_townhome_rowhome_coop231,152$365,0002026-02-19
7953 SW 104th St Unit 208Dcondos211,020$290,0002026-02-18
6884 N Kendall Dr Apt C404condos221,056$197,5002026-02-02
9621 SW 77th Ave Apt 204Bcondos22998$295,0002026-01-23
7275 SW 90th Way Apt 610condos22976$340,0002025-12-17
7265 SW 89th St Apt A211condos221,207$340,0002025-12-17
8267 SW 128th St Apt 215condos22792$280,0002025-12-16
9066 SW 73rd Ct Ph 2401condos221,429$508,5402025-12-15
7350 SW 89th St Unit 621Scondos221,657$560,0002025-12-12
8261 SW 128th St Apt 215condos22792$286,0002025-12-12
7350 SW 89th St Unit 1005Scondos221,286$440,0002025-12-08
9400 SW 77th Ave Apt K8condos221,178$300,0002025-12-04
7955 SW 104th St Unit 203Dcondos221,133$293,0002025-12-01
8267 SW 128th St Apt 210condos22865$289,5002025-12-01
6709 N Kendall Dr Apt 227condos22900$271,5372025-11-28
7280 SW 90th St Apt 301condos221,000$385,0002025-11-26
9066 SW 73rd Ct Apt 1409condos221,467$417,0002025-11-17
9304 SW 77th Ave Apt C4condos221,092$335,0002025-10-31
9055 SW 73rd Ct Apt 606condos21957$340,0002025-10-24
7280 SW 90th St Apt 404condos221,114$375,0002025-10-24
7350 SW 89th St Unit 602Scondos221,346$415,0002025-10-08
9159 SW 77th Ave Apt 314condos221,115$248,0002025-09-23
9066 SW 73rd Ct Apt 1210condos221,467$467,5252025-09-17

Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.

AddressTypeBedsBathsSqftAsking priceDays on market
7355 SW 89th St Apt 501Ncondos221,168$420,000
9055 SW 73rd Ct Apt 2007condos221,150$449,000
7762 SW 99th Stcondos22915$470,000
7803 SW 102nd Lntownhomes221,152$490,999
8475 SW 94th St Apt 224Econdos21866$269,900
7355 SW 89th St Apt 427Ncondos211,066$400,000
9066 SW 73rd Ct Apt 1007condos221,150$449,900
9066 SW 73rd Ct Apt 1509condos221,467$549,900

10-year hold projection

IRR-6.9%
Equity multiple-0.17x
Total return (10yr)-$72,425
YearProperty valueNOICash flowLoan balanceEquity
1$463,499$696-$28,775$356,096$107,403
2$477,404$871-$28,643$351,925$125,479
3$491,726$1,055-$28,503$347,467$144,259
4$506,478$1,248-$28,355$342,703$163,774
5$521,672$1,451-$28,198$337,612$184,060
6$537,322$1,664-$28,032$332,172$205,150
7$553,442$1,888-$27,856$326,358$227,084
8$570,045$2,123-$27,671$320,145$249,901
9$587,147$2,370-$27,475$313,505$273,642
10$604,761$2,628-$27,269$306,409$298,353
Assumes 3.0% annual rent growth, 2.5% expense growth, 3.0% appreciation, and a 6.0% selling cost at exit — all placeholder assumptions, not market-derived.
All figures are estimates for evaluation purposes only, not investment, tax, legal, or insurance advice. Property tax is estimated from a real matched tax bill or millage rate when available, a placeholder % of price otherwise; insurance is scaled by flood and wind risk where those are known and a flat percentage otherwise — never a real quote. Verify all of them, along with association restrictions and permit status, before committing capital. Rent estimates come from real comps or Zillow’s ZIP index, not appraisals.