| Acquisition (one-time, not monthly/yearly) | |
| Purchase price | $2,450,000 |
| Down payment (20.0%) | $490,000 |
| Loan amount | $1,960,000 |
| Closing costs (5.0%) | $122,500 |
| Total cash to close | $612,500 |
| Income | |
| Rent (comp-derived) | $8,798$105,570 |
| Vacancy loss (8.0%) | |
| Effective gross income | $8,094$97,124 |
| Operating expenses | |
| Property tax (placeholder 1.9% of price) | $3,879$46,550 |
| Insurance (placeholder 0.8% of price) | $1,633$19,600 |
| HOA dues | $1,000$12,000 |
| Management (0.0% of EGI) | $0$0 |
| Maintenance (5.0% of GSR) | $440$5,279 |
| Total operating expenses | $6,952$83,429 |
| Net operating income (NOI) | |
| Debt service & reserves | |
| Debt service (6.66%, avg 30yr rate as of 2026-08-27, 30yr amortizing) | |
| CapEx reserve (5.0% of GSR) | $440$5,279 |
| Mortgage insurance (PMI) (0.0% of loan, not required — down payment ≥ 20%) | $0$0 |
| Cash flow |
Same ZIP. Real active rental listings, used to derive the rent estimate above.
| Address | Type | Beds | Baths | Sqft | Asking rent | Listed | Days on market |
|---|---|---|---|---|---|---|---|
| single_family | 5 | 5 | 3,593 | $8,500 | 2026-08-03 | — | |
| single_family | 5 | 3 | 4,185 | $15,000 | — | — | |
| single_family | 5 | 4 | 3,113 | $8,250 | 2026-08-28 | — | |
| single_family | 5 | 4 | 3,205 | $8,000 | 2026-08-22 | — | |
| single_family | 5 | 4 | 3,636 | $6,900 | 2026-08-08 | — | |
| single_family | 5 | 5 | 3,113 | $12,000 | 2026-08-20 | — | |
| single_family | 5 | 5 | 2,992 | $7,990 | 2026-07-22 | — | |
| single_family | 5 | 3 | 2,946 | $5,500 | 2026-07-16 | — | |
| single_family | 5 | 6 | 3,841 | $14,000 | 2026-06-25 | — | |
| single_family | 5 | 4 | 3,437 | $8,200 | 2026-07-16 | — | |
| single_family | 5 | 6 | 4,067 | $25,000 | 2026-06-30 | — | |
| single_family | 5 | 3 | 3,052 | $8,000 | 2026-08-06 | — | |
| single_family | 5 | 6 | 3,737 | $19,750 | 2025-03-20 | — | |
| single_family | 5 | 6 | 4,628 | $12,500 | 2026-06-17 | — | |
| single_family | 5 | 6 | 4,315 | $15,000 | 2026-06-17 | — | |
| single_family | 5 | 6 | 4,628 | $13,500 | 2026-06-06 | — | |
| single_family | 5 | 6 | 3,841 | $19,000 | 2026-03-10 | — | |
| single_family | 5 | 4 | 3,205 | $6,200 | — | — | |
| single_family | 5 | 6 | 3,841 | $14,000 | — | — | |
| single_family | 5 | 5 | 2,992 | $5,100 | — | — | |
| single_family | 5 | 3 | 3,026 | $6,900 | — | — | |
| single_family | 5 | 6 | 4,628 | $13,500 | — | — | |
| single_family | 5 | 5 | 3,780 | $8,795 | 2026-09-01 | — | |
| single_family | 5 | 5 | 4,159 | $8,800 | 2026-08-31 | — |
Same ZIP & bedroom count. Closed sales from Realtor.com over the last 12 months, matched to this property's type — real transaction prices, not asking prices. Falls back to Miami-Dade County public records (property appraiser tax roll) when Realtor.com has no sales on file for the area.
| Address | Type | Beds | Baths | Living sqft | Sale price | Sale date |
|---|---|---|---|---|---|---|
| 7541 NW 97th Ct | single_family | 5 | 5 | 3,113 | $1,435,000 | 2026-08-11 |
| 7943 NW 111th Ct | single_family | 5 | 4 | 3,636 | $1,038,000 | 2026-07-29 |
| 8895 NW 100th Pl | single_family | 5 | 4 | 2,992 | $900,000 | 2026-07-29 |
| 8467 NW 110th Pl | single_family | 5 | 4 | 3,650 | $1,110,000 | 2026-07-23 |
| 10126 NW 76th Ter | single_family | 5 | 5 | 3,624 | $1,550,000 | 2026-07-20 |
| 9449 NW 54th Doral Circle Ln | single_family | 5 | 4 | 4,542 | $3,650,000 | 2026-06-29 |
| 9870 NW 75th Ter | single_family | 5 | 5 | 3,113 | $1,295,000 | 2026-06-29 |
| 9790 NW 75th St | single_family | 5 | 4 | 3,292 | $1,495,000 | 2026-06-29 |
| 10628 NW 54th St | single_family | 5 | 3 | 3,305 | $900,000 | 2026-06-18 |
| 5869 NW 112th Ct | single_family | 5 | 3 | 2,569 | $1,145,000 | 2026-06-15 |
| 7094 NW 109th Ct | single_family | 5 | 3 | 3,052 | $1,700,000 | 2026-06-12 |
| 7453 NW 100th Ct | single_family | 5 | 5 | 3,624 | $1,620,000 | 2026-06-09 |
| 11008 NW 73rd St | single_family | 5 | 3 | 3,052 | $1,500,000 | 2026-06-08 |
| 7475 NW 97th Ct | single_family | 5 | 4 | 3,292 | $1,350,000 | 2026-05-27 |
| 8751 NW 102nd Pl | single_family | 5 | 5 | 2,992 | $1,049,000 | 2026-05-27 |
| 11244 NW 58th Ter | single_family | 5 | 3 | 2,569 | $1,020,000 | 2026-05-15 |
| 11280 NW 77th Ter | single_family | 5 | 5 | 3,636 | $1,375,000 | 2026-05-11 |
| 5230310990 | single_family | 5 | 4 | 3,650 | $945,000 | 2026-05-11 |
| 11142 NW 72nd Ter | single_family | 5 | 3 | 3,052 | $1,200,000 | 2026-05-05 |
| 8780 NW 98th Ct | single_family | 5 | 5 | 4,159 | $1,315,000 | 2026-04-30 |
| 10043 NW 89 Terra | single_family | 5 | 5 | 2,992 | $969,000 | 2026-04-16 |
| 8800 NW 98th Ct | single_family | 5 | 4 | 3,820 | $1,100,000 | 2026-04-14 |
| 10273 NW 74th Ter | single_family | 5 | 5 | 4,628 | $2,100,000 | 2026-04-13 |
| 7415 NW 102nd Ct | single_family | 5 | 5 | 4,628 | $1,875,000 | 2026-04-06 |
| 7301 NW 107th Pl | single_family | 5 | 3 | 3,052 | $1,100,000 | 2026-03-25 |
| 10109 NW 76th Ter | single_family | 5 | 5 | 3,690 | $1,520,000 | 2026-03-20 |
| 10032 NW 87th Ter | single_family | 5 | 4 | 2,992 | $990,000 | 2026-03-19 |
| 10470 NW 69th Ter | single_family | 5 | 5 | 3,160 | $1,100,000 | 2026-03-13 |
| 7521 NW 113th Path | single_family | 5 | 3 | 2,355 | $760,000 | 2026-03-12 |
| 6116334878 | single_family | 5 | 5 | 3,690 | $1,750,000 | 2026-03-05 |
| 11113 NW 71st Ter | single_family | 5 | 4 | 3,593 | $1,699,000 | 2026-03-05 |
| 11325 NW 66th St | single_family | 5 | 5 | 3,577 | $2,232,500 | 2026-02-26 |
| 10050 NW 74th Ter | single_family | 5 | 5 | 3,690 | $1,470,000 | 2026-02-05 |
| 6853 NW 113th Pl | single_family | 5 | 5 | 3,590 | $1,770,000 | 2026-01-28 |
| 9910 NW 86th Ter | single_family | 5 | 5 | 3,820 | $1,150,000 | 2026-01-16 |
| 10580 NW 67th Ter | single_family | 5 | 5 | 3,537 | $2,010,000 | 2026-01-14 |
| 7457 NW 101st Ave | single_family | 5 | 5 | 3,624 | $1,550,000 | 2026-01-08 |
| 6478 NW 113th Pl | single_family | 5 | 4 | 3,700 | $1,400,000 | 2025-12-26 |
| 9346211727 | single_family | 5 | 6 | 4,067 | $2,100,000 | 2025-12-08 |
| 6761 NW 112th Ave | single_family | 5 | 3 | 3,144 | $1,525,000 | 2025-12-03 |
| 10530 NW 67th Ter | single_family | 5 | 5 | 4,067 | $2,185,000 | 2025-12-03 |
| 10553 NW 67th Ter | single_family | 5 | 6 | 3,911 | $2,200,000 | 2025-11-26 |
| 7459 NW 97th Ct | single_family | 5 | 4 | 3,292 | $1,410,000 | 2025-11-18 |
| 7535 NW 102nd Ct | single_family | 5 | 6 | 4,628 | $2,200,000 | 2025-11-18 |
| 8389 NW 115th Ct | single_family | 5 | 4 | 3,636 | $1,180,000 | 2025-10-14 |
| 11388 NW 68th St | single_family | 5 | 4 | 3,675 | $1,715,000 | 2025-10-07 |
| 11265 NW 78th St | single_family | 5 | 4 | 3,138 | $1,180,000 | 2025-10-01 |
| 9820 NW 75th St | single_family | 5 | 4 | 3,113 | $1,300,000 | 2025-09-24 |
| 10080 NW 74th Ter | single_family | 5 | 5 | 3,624 | $963,600 | 2025-09-09 |
Same ZIP. Other properties currently for sale nearby — asking prices, not closed sale prices. Not a price comp; see Sold comps for actual transaction history.
| Address | Type | Beds | Baths | Sqft | Asking price | Days on market |
|---|---|---|---|---|---|---|
| 8741 NW 110th Ave | townhomes | 5 | 3 | 2,342 | $675,000 | — |
| 7480 NW 99th Ave | single_family | 5 | 5 | 3,690 | $1,579,998 | — |
| 11321 NW 84th St | single_family | 5 | 3 | 2,379 | $699,000 | — |
| 10381 NW 67th Ter | single_family | 5 | 4 | 4,078 | $1,890,000 | — |
| 8526 NW 108th Ave Unit 8526 | townhomes | 5 | 4 | 2,557 | $850,000 | — |
| 6772 NW 111th Ave | single_family | 5 | 4 | 3,196 | $1,690,000 | — |
| 10204 NW 86th St | single_family | 5 | 5 | 2,992 | $1,075,000 | — |
| 10873 NW 71st St | single_family | 5 | 3 | 3,052 | $1,430,000 | — |
| Year | Property value | NOI | Cash flow | Loan balance | Equity |
|---|---|---|---|---|---|
| 1 | $2,523,500 | $13,696 | -$142,728 | $1,938,749 | $584,751 |
| 2 | $2,599,205 | $14,524 | -$142,032 | $1,916,039 | $683,166 |
| 3 | $2,677,181 | $15,387 | -$141,304 | $1,891,770 | $785,412 |
| 4 | $2,757,497 | $16,287 | -$140,543 | $1,865,833 | $891,663 |
| 5 | $2,840,221 | $17,225 | -$139,747 | $1,838,116 | $1,002,106 |
| 6 | $2,925,428 | $18,202 | -$138,916 | $1,808,495 | $1,116,933 |
| 7 | $3,013,191 | $19,220 | -$138,047 | $1,776,841 | $1,236,350 |
| 8 | $3,103,587 | $20,280 | -$137,140 | $1,743,012 | $1,360,575 |
| 9 | $3,196,694 | $21,385 | -$136,192 | $1,706,860 | $1,489,834 |
| 10 | $3,292,595 | $22,535 | -$135,203 | $1,668,226 | $1,624,369 |